{"id":80759,"date":"2026-05-01T12:51:19","date_gmt":"2026-05-01T07:21:19","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=80759"},"modified":"2026-05-01T12:51:21","modified_gmt":"2026-05-01T07:21:21","slug":"indian-overseas-bank-q4-fy26-results-pat-1505-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/","title":{"rendered":"PAT Rs 1,505.45 Crore | Indian Overseas Bank Q4 FY26 Results"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p>Indian Overseas Bank announced its Q4 FY26 financial results on April 29, 2026, posting PAT of Rs 1,505.45 crore, a 43.20 percent year-on-year increase, as the Public Sector Banking company delivered its January to March 2026 quarter earnings. Indian Overseas Bank Q4 FY26 results are closely tracked by investors as a key indicator of the company&#8217;s performance trajectory. This article covers the Indian Overseas Bank Q4 FY26 financial highlights, performance analysis, full year FY26 summary, management outlook, and frequently asked questions on Indian Overseas Bank Q4 results.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#Indian_Overseas_Bank_Q4_FY26_Financial_Highlights\" title=\"Indian Overseas Bank Q4 FY26 Financial Highlights\">Indian Overseas Bank Q4 FY26 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#Indian_Overseas_Bank_Q4_FY26_Performance_Analysis\" title=\"Indian Overseas Bank Q4 FY26 Performance Analysis\">Indian Overseas Bank Q4 FY26 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#Indian_Overseas_Bank_Full_Year_FY26_Business_Summary\" title=\"Indian Overseas Bank Full Year FY26 Business Summary\">Indian Overseas Bank Full Year FY26 Business Summary<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#Indian_Overseas_Bank_Q4_FY26_Outlook_and_FY27_Priorities\" title=\"Indian Overseas Bank Q4 FY26 Outlook and FY27 Priorities\">Indian Overseas Bank Q4 FY26 Outlook and FY27 Priorities<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#Frequently_Asked_Questions_on_Indian_Overseas_Bank_Q4_FY26_Results\" title=\"Frequently Asked Questions on Indian Overseas Bank Q4 FY26 Results\">Frequently Asked Questions on Indian Overseas Bank Q4 FY26 Results<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#What_were_the_Indian_Overseas_Bank_Q4_FY26_results\" title=\"What were the Indian Overseas Bank Q4 FY26 results?\">What were the Indian Overseas Bank Q4 FY26 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#What_was_Indian_Overseas_Bank_Q4_FY26_PAT\" title=\"What was Indian Overseas Bank Q4 FY26 PAT?\">What was Indian Overseas Bank Q4 FY26 PAT?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#What_was_Indian_Overseas_Bank_Q4_FY26_revenue\" title=\"What was Indian Overseas Bank Q4 FY26 revenue?\">What was Indian Overseas Bank Q4 FY26 revenue?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#Did_Indian_Overseas_Bank_declare_a_dividend_after_Q4_FY26_results\" title=\"Did Indian Overseas Bank declare a dividend after Q4 FY26 results?\">Did Indian Overseas Bank declare a dividend after Q4 FY26 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#What_is_the_outlook_for_Indian_Overseas_Bank_after_Q4_FY26\" title=\"What is the outlook for Indian Overseas Bank after Q4 FY26?\">What is the outlook for Indian Overseas Bank after Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#How_did_Indian_Overseas_Bank_Q4_FY26_compare_year_on_year\" title=\"How did Indian Overseas Bank Q4 FY26 compare year on year?\">How did Indian Overseas Bank Q4 FY26 compare year on year?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#What_sector_does_Indian_Overseas_Bank_operate_in\" title=\"What sector does Indian Overseas Bank operate in?\">What sector does Indian Overseas Bank operate in?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#Is_Indian_Overseas_Bank_a_good_investment_after_Q4_FY26_results\" title=\"Is Indian Overseas Bank a good investment after Q4 FY26 results?\">Is Indian Overseas Bank a good investment after Q4 FY26 results?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy26-results-pat-1505-crore\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Indian_Overseas_Bank_Q4_FY26_Financial_Highlights\"><\/span><strong>Indian Overseas Bank Q4 FY26 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Indian Overseas Bank reported Q4 FY26 standalone net profit of Rs 1,505.45 crore, a 43.20 percent year-on-year jump from Rs 1,051.07 crore. Total income grew 6.14 percent to Rs 9,779.87 crore. For FY26, annual standalone PAT surged 56.18 percent to Rs 5,208.03 crore. Gross NPA declined to 1.42 percent from 2.14 percent a year ago, and Provision Coverage Ratio stood at 97.50 percent. RAM credit grew 45.12 percent (Retail), 39.27 percent (Agri), and 13.08 percent (MSME) YoY.<\/p>\n<table>\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Q4 FY26<\/th>\n<th>Q4 FY25<\/th>\n<th>YoY Change<\/th>\n<\/tr>\n<tr>\n<td>Revenue \/ Total Income<\/td>\n<td>Rs 9,779.87 crore total income<\/td>\n<td>Refer NSE\/BSE filing<\/td>\n<td>Grew 6.14 percent YoY<\/td>\n<\/tr>\n<tr>\n<td>PAT<\/td>\n<td>Rs 1,505.45 crore<\/td>\n<td>Refer NSE\/BSE filing<\/td>\n<td>Higher 43.20 percent YoY<\/td>\n<\/tr>\n<tr>\n<td>Full Year FY26 PAT<\/td>\n<td>Rs 5,208.03 crore (up 56.18 percent YoY)<\/td>\n<td>Refer filing<\/td>\n<td>As reported<\/td>\n<\/tr>\n<tr>\n<td>Dividend (FY26)<\/td>\n<td>Not declared<\/td>\n<td>Refer filing<\/td>\n<td>FY26 final<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/univest.in\/blogs-2\/bhansali-engineering-polymers-q4-fy26-results-pat-51-crore\/\">Bhansali Engineering Polymers Q4 FY26 Results<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Indian_Overseas_Bank_Q4_FY26_Performance_Analysis\"><\/span><strong>Indian Overseas Bank Q4 FY26 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Indian Overseas Bank Q4 FY26 asset quality showed remarkable improvement with GNPA at 1.42 percent (from 2.14 percent YoY) and net NPA at 0.21 percent (from 0.37 percent). PCR at 97.50 percent is among the highest in PSU banking. Total business crossed Rs 6.78 lakh crore and CASA deposits grew 10.85 percent to Rs 1.51 lakh crore.<\/p>\n<p>Indian Overseas Bank Q4 FY26 domestic NIM stood at 3.35 percent and global NIM at 3.25 percent. Capital adequacy ratio improved to 19.78 percent with Tier-1 at 16.94 percent. NII grew 11.11 percent to Rs 3,470 crore in Indian Overseas Bank Q4 FY26.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Indian_Overseas_Bank_Full_Year_FY26_Business_Summary\"><\/span><strong>Indian Overseas Bank Full Year FY26 Business Summary<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>FY26 was a landmark year for Indian Overseas Bank with the highest-ever annual PAT of Rs 5,208.03 crore, near-zero net NPA at 0.21 percent, and CAR at 19.78 percent. FY26 standalone total income grew 11.44 percent to Rs 37,532.15 crore.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Indian_Overseas_Bank_Q4_FY26_Outlook_and_FY27_Priorities\"><\/span><strong>Indian Overseas Bank Q4 FY26 Outlook and FY27 Priorities<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Indian Overseas Bank FY27 priorities include sustaining GNPA below 2 percent, growing RAM loans while maintaining discipline, improving CASA ratio, and scaling digital banking services across its 3,400-plus branch network.<\/p>\n<p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or the <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to get daily stock recommendations and insightful research pieces!<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>Indian Overseas Bank Q4 FY26 results<\/strong> provide investors with the company&#8217;s January to March 2026 performance data. Indian Overseas Bank Q4 FY26 PAT of Rs 1,505.45 crore reflects the operational performance in the Public Sector Banking sector. Investors tracking <strong>Indian Overseas Bank Q4<\/strong> results should review the complete audited financials on NSE and BSE exchange filings before making any investment decision. Indian Overseas Bank Q4 FY26 is an important milestone in the company&#8217;s annual earnings calendar.<\/p>\n<p><em>This article on Indian Overseas Bank Q4 FY26 results is for informational and educational purposes only. It is not investment advice. Please consult a SEBI registered investment advisor before making any investment decision. Past performance is not indicative of future results.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Indian_Overseas_Bank_Q4_FY26_Results\"><\/span><strong>Frequently Asked Questions on Indian Overseas Bank Q4 FY26 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_were_the_Indian_Overseas_Bank_Q4_FY26_results\"><\/span><strong>What were the Indian Overseas Bank Q4 FY26 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Indian Overseas Bank Q4 FY26 results were announced on April 29, 2026. The company reported PAT of Rs 1,505.45 crore for the January to March 2026 quarter. Indian Overseas Bank Q4 FY26 details are in the official NSE and BSE exchange filings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_Indian_Overseas_Bank_Q4_FY26_PAT\"><\/span><strong>What was Indian Overseas Bank Q4 FY26 PAT?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Indian Overseas Bank Q4 FY26 PAT was Rs 1,505.45 crore, higher 43.20 percent YoY. The Indian Overseas Bank Q4 FY26 results were announced on April 29, 2026, at the board of directors meeting to approve audited financials.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_Indian_Overseas_Bank_Q4_FY26_revenue\"><\/span><strong>What was Indian Overseas Bank Q4 FY26 revenue?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Indian Overseas Bank Q4 FY26 revenue was Rs 9,779.87 crore total income. Investors should refer to the NSE and BSE exchange filing for the full audited Indian Overseas Bank Q4 FY26 revenue breakdown and segmental performance data.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Did_Indian_Overseas_Bank_declare_a_dividend_after_Q4_FY26_results\"><\/span><strong>Did Indian Overseas Bank declare a dividend after Q4 FY26 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Indian Overseas Bank did not declare a dividend in the Q4 FY26 results announcement. Refer to the official exchange filing for confirmation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_outlook_for_Indian_Overseas_Bank_after_Q4_FY26\"><\/span><strong>What is the outlook for Indian Overseas Bank after Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Indian Overseas Bank FY27 priorities include sustaining GNPA below 2 percent, growing RAM loans while maintaining discipline, improving CASA ratio, and scaling digital banking services across its 3,400-plus branch network. Investors should monitor management commentary and quarterly filings for updated guidance on Indian Overseas Bank Q4 FY26 performance sustainability into FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Indian_Overseas_Bank_Q4_FY26_compare_year_on_year\"><\/span><strong>How did Indian Overseas Bank Q4 FY26 compare year on year?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Indian Overseas Bank Q4 FY26 PAT of Rs 1,505.45 crore was higher 43.20 percent YoY. The year-on-year comparison for Indian Overseas Bank Q4 FY26 versus Q4 FY25 is available in the official audited NSE and BSE exchange filings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_sector_does_Indian_Overseas_Bank_operate_in\"><\/span><strong>What sector does Indian Overseas Bank operate in?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Indian Overseas Bank operates in the Public Sector Banking sector in India and is listed on NSE and BSE. Indian Overseas Bank Q4 FY26 results reflect the broader Public Sector Banking sector trends for the January to March 2026 quarter. Contextualising Indian Overseas Bank Q4 performance within industry dynamics requires reviewing sector-level data alongside management commentary.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Indian_Overseas_Bank_a_good_investment_after_Q4_FY26_results\"><\/span><strong>Is Indian Overseas Bank a good investment after Q4 FY26 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Whether Indian Overseas Bank is a good investment after the Indian Overseas Bank Q4 FY26 results depends on your individual financial goals, risk tolerance, and investment horizon. Indian Overseas Bank Q4 FY26 results provide one data point on the company&#8217;s trajectory. Always consult a SEBI registered financial advisor before making any investment decision.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"text-xl font-bold font-Inter mb-4\"><a href=\"https:\/\/univest.in\/blogs\/torrent-power-q4-results-2026-2\">Torrent Power Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p class=\"text-xl font-bold font-Inter mb-4\"><a href=\"https:\/\/univest.in\/blogs\/usha-martin-q4-results-2026\">Usha Martin Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p class=\"text-xl font-bold font-Inter mb-4\"><a href=\"https:\/\/univest.in\/blogs\/triveni-engineering-and-industries-q4-results-2026\">Triveni Engineering and Industries Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p class=\"text-xl font-bold font-Inter mb-4\"><a href=\"https:\/\/univest.in\/blogs\/utkarsh-small-finance-bank-q4-results-2026\">Utkarsh Small Finance Bank Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p class=\"text-xl font-bold font-Inter mb-4\"><a href=\"https:\/\/univest.in\/blogs\/venus-pipes-and-tubes-q4-results-2026\">Venus Pipes and Tubes Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indian Overseas Bank Q4 FY26 results April 29, 2026: PAT Rs 1,505.45 crore, up 43.20% YoY. Revenue, analysis, management outlook and investor FAQs covered.<\/p>\n","protected":false},"author":28,"featured_media":80793,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802,3858],"class_list":["post-80759","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news","tag-q4-results"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1777620095:28"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["72"],"rank_math_title":["Indian Overseas Bank Q4 FY26: PAT Rs 1505 Cr Up 43.2%"],"rank_math_description":["Indian Overseas Bank Q4 FY26 results April 29 2026: PAT Rs 1,505.45 crore, higher 43.20 percent YoY. Revenue, highlights, FAQs and analysis Full Q4 FY26 breakdown. April"],"rank_math_focus_keyword":["Indian Overseas Bank Q4"],"rank_math_robots":["a:2:{i:0;s:8:\"nofollow\";i:1;s:7:\"noindex\";}"],"_thumbnail_id":["80793"],"_edit_last":["28"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_analytic_object_id":["9988"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/05\/01125053\/Indian-Overseas-Bank-Q4-FY26-Results.jpg","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/80759","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=80759"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/80759\/revisions"}],"predecessor-version":[{"id":80794,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/80759\/revisions\/80794"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/80793"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=80759"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=80759"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=80759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}