{"id":79332,"date":"2026-04-29T13:09:07","date_gmt":"2026-04-29T07:39:07","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=79332"},"modified":"2026-04-29T13:09:09","modified_gmt":"2026-04-29T07:39:09","slug":"dhanlaxmi-bank-q4-fy26-results","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/","title":{"rendered":"Dhanlaxmi Bank Q4 FY26 Results PAT Rs 43.49 Crore Up 50 Percent YoY"},"content":{"rendered":"<div class=\"meta-block\">\n<p><span style=\"font-size: revert; color: initial;\">Dhanlaxmi Bank announced its Q4 FY26 financial results on April 28, 2026, posting a PAT of Rs 43.49 crore a 50.06 percent increase year-on-year, as the Private Sector Banking company delivered its January to March 2026 quarter earnings. Investors seeking live stock data, expert analysis, and research on <\/span><strong style=\"font-size: revert; color: initial;\">Dhanlaxmi Bank Q4 FY26 results<\/strong><span style=\"font-size: revert; color: initial;\"> can track the stock at <\/span><a style=\"font-size: revert;\" href=\"https:\/\/univest.in\/user\/stocks\/dhanbank\/dhanlaxmi-bank-ltd-share-price-today\"><strong>Dhanlaxm<\/strong><strong>i<\/strong><strong> Bank on Univest<\/strong>.<\/a><\/p>\n<\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#Dhanlaxmi_Bank_Q4_FY26_Financial_Highlights\" title=\"Dhanlaxmi Bank Q4 FY26 Financial Highlights\">Dhanlaxmi Bank Q4 FY26 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#Dhanlaxmi_Bank_Q4_FY26_Performance_Analysis\" title=\"Dhanlaxmi Bank Q4 FY26 Performance Analysis\">Dhanlaxmi Bank Q4 FY26 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#Full_Year_FY26_Business_Summary\" title=\"Full Year FY26 Business Summary\">Full Year FY26 Business Summary<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#Management_Outlook_and_FY27_Priorities\" title=\"Management Outlook and FY27 Priorities\">Management Outlook and FY27 Priorities<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions FAQs\">Frequently Asked Questions FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#What_was_Dhanlaxmi_Bank_Q4_FY26_PAT\" title=\"What was Dhanlaxmi Bank Q4 FY26 PAT?\">What was Dhanlaxmi Bank Q4 FY26 PAT?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#What_was_Dhanlaxmi_Bank_revenue_in_Q4_FY26\" title=\"What was Dhanlaxmi Bank revenue in Q4 FY26?\">What was Dhanlaxmi Bank revenue in Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#Did_Dhanlaxmi_Bank_declare_a_dividend_for_FY26\" title=\"Did Dhanlaxmi Bank declare a dividend for FY26?\">Did Dhanlaxmi Bank declare a dividend for FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#How_did_Dhanlaxmi_Bank_perform_in_FY26_overall\" title=\"How did Dhanlaxmi Bank perform in FY26 overall?\">How did Dhanlaxmi Bank perform in FY26 overall?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#What_is_the_outlook_for_Dhanlaxmi_Bank_in_FY27\" title=\"What is the outlook for Dhanlaxmi Bank in FY27?\">What is the outlook for Dhanlaxmi Bank in FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#Where_can_I_track_Dhanlaxmi_Bank_stock_and_results\" title=\"Where can I track Dhanlaxmi Bank stock and results?\">Where can I track Dhanlaxmi Bank stock and results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#What_sector_does_Dhanlaxmi_Bank_operate_in\" title=\"What sector does Dhanlaxmi Bank operate in?\">What sector does Dhanlaxmi Bank operate in?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#Is_Dhanlaxmi_Bank_a_good_investment_after_Q4_FY26_results\" title=\"Is Dhanlaxmi Bank a good investment after Q4 FY26 results?\">Is Dhanlaxmi Bank a good investment after Q4 FY26 results?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/dhanlaxmi-bank-q4-fy26-results\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Dhanlaxmi_Bank_Q4_FY26_Financial_Highlights\"><\/span><strong>Dhanlaxmi Bank Q4 FY26 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Dhanlaxmi Bank reported Q4 FY26 PAT of Rs 43.49 crore, a 50.06 percent year-on-year increase from Rs 28.98 crore in Q4 FY25. The strong profit growth reflects improvement in credit costs, stable net interest margins, and continued recovery in the Kerala-focused bank&#8217;s retail lending book.<\/p>\n<table>\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Q4 FY26<\/th>\n<th>Q4 FY25<\/th>\n<th>Change<\/th>\n<\/tr>\n<tr>\n<td>Revenue \/ Total Income<\/td>\n<td>Net Interest Income of approximately Rs 320 crore<\/td>\n<td>Refer NSE filing<\/td>\n<td>Grew (year-on-year growth)<\/td>\n<\/tr>\n<tr>\n<td>PAT<\/td>\n<td>Rs 43.49 crore<\/td>\n<td>Refer NSE filing<\/td>\n<td>Higher 50.06% YoY<\/td>\n<\/tr>\n<tr>\n<td>Full Year FY26 PAT<\/td>\n<td>Refer annual filing<\/td>\n<td>Refer filing<\/td>\n<td>As reported<\/td>\n<\/tr>\n<tr>\n<td>Dividend<\/td>\n<td>Not declared<\/td>\n<td>Refer filing<\/td>\n<td>FY26 final<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Dhanlaxmi_Bank_Q4_FY26_Performance_Analysis\"><\/span><strong>Dhanlaxmi Bank Q4 FY26 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Dhanlaxmi Bank&#8217;s credit cost normalisation in Q4 FY26 was the primary driver of the 50 percent YoY PAT jump, as legacy NPA provisions eased and the bank&#8217;s asset quality improved across its retail and MSME segments.<\/p>\n<p>The bank&#8217;s focus on granular retail deposits and CASA growth in its core Kerala geography improved its funding cost structure in Q4 FY26, supporting net interest margin stability relative to the previous year.<\/p>\n<p><em>Also Read: <a href=\"https:\/\/univest.in\/blogs-2\/bhansali-engineering-polymers-q4-fy26-results-pat-51-crore\/\">Bhansali Engineering Polymers Q4 FY26 Results<\/a><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Full_Year_FY26_Business_Summary\"><\/span><strong>Full Year FY26 Business Summary<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>FY26 marked a turnaround phase for Dhanlaxmi Bank, with consistent quarterly profit growth and improving credit quality ratios. The bank has been focusing on growing its secured retail and gold loan portfolios to reduce unsecured exposure.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Management_Outlook_and_FY27_Priorities\"><\/span><strong>Management Outlook and FY27 Priorities<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Dhanlaxmi Bank&#8217;s FY27 priorities include expanding its branch network selectively in Kerala and neighbouring states, increasing CASA penetration, and sustaining the credit quality improvement trend to drive further ROA expansion.<\/p>\n<p>Get free investment predictions on\u00a0<a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Univest<\/strong><\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Dhanlaxmi Bank Q4 FY26 results<\/strong> reflect the company&#8217;s operational performance in the January to March 2026 quarter with PAT of Rs 43.49 crore. The Private Sector Banking company&#8217;s results are an important input for investors tracking the earnings season. Investors should review the full exchange filing on NSE and BSE for complete audited financials before making any investment decisions.<\/p>\n<p><em>This article is for informational and educational purposes only. It is not investment advice. Please consult a SEBI registered investment advisor before making any investment decisions. Past performance is not indicative of future results.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><strong>Frequently Asked Questions FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_was_Dhanlaxmi_Bank_Q4_FY26_PAT\"><\/span><strong>What was Dhanlaxmi Bank Q4 FY26 PAT?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Dhanlaxmi Bank reported Q4 FY26 PAT of Rs 43.49 crore, higher year-on-year. The results were announced on April 28, 2026 via exchange filings on NSE and BSE.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_Dhanlaxmi_Bank_revenue_in_Q4_FY26\"><\/span><strong>What was Dhanlaxmi Bank revenue in Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Dhanlaxmi Bank reported Q4 FY26 revenue of Net Interest Income of approximately Rs 320 crore (year-on-year growth). Investors should refer to the complete NSE and BSE exchange filing for the audited revenue breakdown.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Did_Dhanlaxmi_Bank_declare_a_dividend_for_FY26\"><\/span><strong>Did Dhanlaxmi Bank declare a dividend for FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As per available information, Dhanlaxmi Bank has not declared a dividend for FY26 in the Q4 results announcement. Refer to the official exchange filing for the latest update.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Dhanlaxmi_Bank_perform_in_FY26_overall\"><\/span><strong>How did Dhanlaxmi Bank perform in FY26 overall?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>FY26 marked a turnaround phase for Dhanlaxmi Bank, with consistent quarterly profit growth and improving credit quality ratios. The bank has been focusing on growing its secured retail and gold loan portfolios to reduce unsecured exposure&#8230;. Investors can track the complete annual performance metrics in the company&#8217;s FY26 annual report and exchange filings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_outlook_for_Dhanlaxmi_Bank_in_FY27\"><\/span><strong>What is the outlook for Dhanlaxmi Bank in FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Dhanlaxmi Bank&#8217;s FY27 priorities include expanding its branch network selectively in Kerala and neighbouring states, increasing CASA penetration, and sustaining the credit quality improvement trend to drive further ROA expansion.. For real-time updates on the stock, investors should monitor regulatory filings and analyst commentary.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_track_Dhanlaxmi_Bank_stock_and_results\"><\/span><strong>Where can I track Dhanlaxmi Bank stock and results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Investors can track Dhanlaxmi Bank (NSE: DHANBANK) share price, financial results, and analyst data on NSE India, BSE India, and financial platforms. The Q4 FY26 results were filed on April 28, 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_sector_does_Dhanlaxmi_Bank_operate_in\"><\/span><strong>What sector does Dhanlaxmi Bank operate in?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Dhanlaxmi Bank operates in the Private Sector Banking sector in India. The company is listed on both NSE and BSE. Investors should review the company&#8217;s business model, competitive positioning, and risk factors before making any investment decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Dhanlaxmi_Bank_a_good_investment_after_Q4_FY26_results\"><\/span><strong>Is Dhanlaxmi Bank a good investment after Q4 FY26 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Whether Dhanlaxmi Bank is a good investment depends on your individual financial goals, risk tolerance, and investment horizon. The Q4 FY26 results provide one data point about the company&#8217;s performance. Please consult a SEBI registered financial advisor before making any investment decision.<\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/univest.in\/blogs\/vrl-logistics-q4-results-2026-2\">VRL Logistics Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p><a href=\"https:\/\/univest.in\/blogs\/vraj-iron-and-steel-q4-results-2026\">Vraj Iron and Steel Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p><a href=\"https:\/\/univest.in\/blogs\/voltas-q4-results-2026\">Voltas Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p><a href=\"https:\/\/univest.in\/blogs\/voltamp-transformers-q4-results-2026\">Voltamp Transformers Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p><a href=\"https:\/\/univest.in\/blogs\/vodafone-idea-q4-results-2026\">Vodafone Idea Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dhanlaxmi Bank Q4 FY26 results: PAT Rs 43.49 crore, higher 50.06 percent YoY. Key highlights, financial analysis, outlook and FAQs. April 2026.<\/p>\n","protected":false},"author":23,"featured_media":79345,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[4027],"class_list":["post-79332","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-q4-fy26-results"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1777448364:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["74"],"rank_math_title":["Dhanlaxmi Bank Q4 FY26 Results PAT Rs 43.49 Crore Up 50 Percent YoY"],"rank_math_description":["Dhanlaxmi Bank Q4 FY26 results: PAT Rs 43.49 crore a 50.06 percent increase year-on-year, Key highlights, financial table, outlook and FAQs. 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