{"id":77914,"date":"2026-04-27T15:35:15","date_gmt":"2026-04-27T10:05:15","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=77914"},"modified":"2026-04-27T15:35:16","modified_gmt":"2026-04-27T10:05:16","slug":"can-fin-homes-q4-fy26-results-pat-346-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/","title":{"rendered":"Can Fin Homes Q4 FY26 Results: FY26 PAT \u20b91,086 Crore (+27% YoY), Loan Book \u20b942,209 Crore"},"content":{"rendered":"<p>Can Fin Homes Q4 FY26 results are strong, with the Canara Bank-backed housing finance company reporting Q4 standalone PAT of \u20b9345.67 crore, up 30.6% quarter-on-quarter from \u20b9264.78 crore in Q3 FY26. Can Fin Homes Q4 FY26 full-year PAT crossed \u20b91,000 crore for the first time, reaching \u20b91,086 crore, up 27% year-on-year. Can Fin Homes Q4 total income for Q4 was \u20b91,075 crore.<\/p><p>Can Fin Homes Q4 loan book reached \u20b942,209 crore as of March 31, 2026, driven by disbursements of \u20b910,531 crore during FY26. Can Fin Homes Q4 Net Interest Margin of 4.19% remains one of the strongest in the housing finance company (HFC) sector. Can Fin Homes Q4 asset quality is pristine: GNPA of 0.85% and Net NPA of 0.37%.<\/p><p>Can Fin Homes Q4 board recommended a final dividend of \u20b98 per equity share (face value \u20b92). Combined with the \u20b97 interim dividend paid in December 2025, total FY26 dividend is \u20b915 per equity share, the highest ever for the company.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Can_Fin_Homes_Q4_FY26_Results_Date\" title=\"Can Fin Homes Q4 FY26 Results Date\">Can Fin Homes Q4 FY26 Results Date<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Why_This_Quarter_Matters\" title=\"Why This Quarter Matters\">Why This Quarter Matters<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Can_Fin_Homes_Q4_FY26_Earnings_Actual_Results\" title=\"Can Fin Homes Q4 FY26 Earnings, Actual Results\">Can Fin Homes Q4 FY26 Earnings, Actual Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#5_Key_Factors_That_Will_Drive_Can_Fin_Homes_Q4_FY26_Performance\" title=\"5 Key Factors That Will Drive Can Fin Homes Q4 FY26 Performance\">5 Key Factors That Will Drive Can Fin Homes Q4 FY26 Performance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#FY26_PAT_Crosses_%E2%82%B91000_Crore_Milestone\" title=\"FY26 PAT Crosses \u20b91,000 Crore, Milestone\">FY26 PAT Crosses \u20b91,000 Crore, Milestone<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#NIM_of_419_Top_Quartile_HFC\" title=\"NIM of 4.19%, Top Quartile HFC\">NIM of 4.19%, Top Quartile HFC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Pristine_Asset_Quality_GNPA_085\" title=\"Pristine Asset Quality, GNPA 0.85%\">Pristine Asset Quality, GNPA 0.85%<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Canara_Bank_Parentage\" title=\"Canara Bank Parentage\">Canara Bank Parentage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#%E2%82%B915_Total_FY26_Dividend_Record\" title=\"\u20b915 Total FY26 Dividend, Record\">\u20b915 Total FY26 Dividend, Record<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#5_Risks_to_Watch_in_Can_Fin_Homes_Q4_FY26\" title=\"5 Risks to Watch in Can Fin Homes Q4 FY26\">5 Risks to Watch in Can Fin Homes Q4 FY26<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#NIM_Under_Pressure_in_Rate-Cutting_Cycle\" title=\"NIM Under Pressure in Rate-Cutting Cycle\">NIM Under Pressure in Rate-Cutting Cycle<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Geographic_Concentration_in_South_India\" title=\"Geographic Concentration in South India\">Geographic Concentration in South India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Competition_from_Bank_HFCs\" title=\"Competition from Bank HFCs\">Competition from Bank HFCs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Affordable_Housing_Competition\" title=\"Affordable Housing Competition\">Affordable Housing Competition<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Loan_Book_Concentration_Risk\" title=\"Loan Book Concentration Risk\">Loan Book Concentration Risk<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Can_Fin_Homes_Q4_Share_Price_and_Analyst_Ratings\" title=\"Can Fin Homes Q4 Share Price and Analyst Ratings\">Can Fin Homes Q4 Share Price and Analyst Ratings<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#What_was_Can_Fin_Homes_Q4_FY26_net_profit\" title=\"What was Can Fin Homes Q4 FY26 net profit?\">What was Can Fin Homes Q4 FY26 net profit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#What_was_Can_Fin_Homes_Q4_FY26_PAT_estimate\" title=\"What was Can Fin Homes Q4 FY26 PAT estimate?\">What was Can Fin Homes Q4 FY26 PAT estimate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#What_is_Can_Fin_Homess_share_price_ahead_of_Q4_results\" title=\"What is Can Fin Homes&#8217;s share price ahead of Q4 results?\">What is Can Fin Homes&#8217;s share price ahead of Q4 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Will_Can_Fin_Homes_declare_a_dividend_in_Q4_2026\" title=\"Will Can Fin Homes declare a dividend in Q4 2026?\">Will Can Fin Homes declare a dividend in Q4 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Which_analysts_have_a_Buy_rating_on_Can_Fin_Homes\" title=\"Which analysts have a Buy rating on Can Fin Homes?\">Which analysts have a Buy rating on Can Fin Homes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#What_were_Can_Fin_Homes_Q3_FY26_results\" title=\"What were Can Fin Homes Q3 FY26 results?\">What were Can Fin Homes Q3 FY26 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#When_do_Infosys_and_TCS_announce_Q4_results_2026\" title=\"When do Infosys and TCS announce Q4 results 2026?\">When do Infosys and TCS announce Q4 results 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Is_Can_Fin_Homes_a_good_investment_ahead_of_Q4_results\" title=\"Is Can Fin Homes a good investment ahead of Q4 results?\">Is Can Fin Homes a good investment ahead of Q4 results?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/univest.in\/blogs-2\/can-fin-homes-q4-fy26-results-pat-346-crore\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_Fin_Homes_Q4_FY26_Results_Date\"><\/span><strong>Can Fin Homes Q4 FY26 Results Date<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Get free investment research on <a href=\"https:\/\/univest.in\/user\/log-in\">Univest<\/a>.<\/p><p>Can Fin Homes Q4 FY26 results were declared on April 24, 2026. TCS Q4 FY26 results (April 9) are analysed at <a href=\"https:\/\/univest.in\/blogs\/tcs-q4-results-2026-date-preview\">Univest Blogs<\/a> and Infosys Q4 FY26 results (April 23) at <a href=\"https:\/\/univest.in\/blogs\">Univest Blogs<\/a>.<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Q4 Results Date<\/strong><\/td><td><strong>Status<\/strong><\/td><\/tr><tr><td>TCS<\/td><td>April 9, 2026<\/td><td>Declared<\/td><\/tr><tr><td>Infosys<\/td><td>April 23, 2026<\/td><td>Declared<\/td><\/tr><tr><td>CANFINHOME<\/td><td>April 24, 2026<\/td><td>Declared<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_Quarter_Matters\"><\/span><strong>Why This Quarter Matters<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Can Fin Homes Q4 is one of the best-quality housing finance results of the season. Can Fin Homes Q4 FY26 PAT crossing \u20b91,000 crore validates the company&#8217;s transition to a large-scale, high-efficiency HFC from its earlier mid-size positioning.<\/p><p>Can Fin Homes Q4 GNPA of 0.85%, among the lowest in the entire NBFC\/HFC sector, demonstrates exceptional underwriting quality. Can Fin Homes Q4 NIM of 4.19% reflects the company&#8217;s ability to lend to quality borrowers at premium pricing while controlling funding costs.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_Fin_Homes_Q4_FY26_Earnings_Actual_Results\"><\/span><strong>Can Fin Homes Q4 FY26 Earnings, Actual Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Access premium research and analyst ratings on <a href=\"https:\/\/univest.in\/user\/log-in\">Univest<\/a>.<\/p><p>Can Fin Homes Q4 FY26 results are exceptional across every metric, PAT, loan book, NIM, and asset quality all represent best-in-class performance for the HFC sector. Can Fin Homes Q4 ROE of 23.12% is outstanding for a housing finance company.<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Metric<\/strong><\/td><td><strong>Q3 FY26<\/strong><\/td><td><strong>Q4 FY26<\/strong><\/td><td><strong>FY26 Total<\/strong><\/td><td><strong>Notes<\/strong><\/td><\/tr><tr><td>Standalone PAT (\u20b9 Cr)<\/td><td>264.78<\/td><td>345.67<\/td><td>1,086<\/td><td>+27% YoY FY26<\/td><\/tr><tr><td>Loan Book (\u20b9 Cr)<\/td><td>N\/A<\/td><td>42,209<\/td><td>42,209<\/td><td>+Strong growth<\/td><\/tr><tr><td>NIM<\/td><td>N\/A<\/td><td>4.19%<\/td><td>N\/A<\/td><td>Best-in-class HFC<\/td><\/tr><tr><td>GNPA<\/td><td>%<\/td><td>N\/A<\/td><td>0.85%<\/td><td>N\/A<\/td><td>Pristine quality<\/td><\/tr><tr><td>Net NPA<\/td><td>%<\/td><td>N\/A<\/td><td>0.37%<\/td><td>N\/A<\/td><td>Excellent<\/td><\/tr><tr><td>Total FY26 Div (\u20b9\/share)<\/td><td>N\/A<\/td><td>8 (final)<\/td><td>15<\/td><td>Interim \u20b97 + Final \u20b98<\/td><\/tr><\/tbody><\/table><\/figure><p>Can Fin Homes Q4 disbursement momentum in FY27 and NIM sustainability as interest rates decline will be key. Can Fin Homes Q4 branch expansion to 249 locations (21 states) provides geographic diversification.<\/p><p>Screen <a href=\"https:\/\/univest.in\/screeners\">CANFINHOME fundamentals<\/a> on the Univest Screener.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Key_Factors_That_Will_Drive_Can_Fin_Homes_Q4_FY26_Performance\"><\/span><strong>5 Key Factors That Will Drive Can Fin Homes Q4 FY26 Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FY26_PAT_Crosses_%E2%82%B91000_Crore_Milestone\"><\/span><strong>FY26 PAT Crosses \u20b91,000 Crore, Milestone<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 closes FY26 with annual PAT of \u20b91,086 crore, the first time the company has exceeded \u20b91,000 crore. Can Fin Homes Q4 milestones in scale (\u20b91,000 crore PAT, \u20b942,000 crore loan book) place it among India&#8217;s mid-large HFCs alongside LIC Housing Finance and PNB Housing Finance.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"NIM_of_419_Top_Quartile_HFC\"><\/span><strong>NIM of 4.19%, Top Quartile HFC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 NIM of 4.19% is significantly above the HFC sector average of 3.0\u20133.5%, reflecting the company&#8217;s focus on quality borrowers, efficient funding mix, and competitive spread management.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pristine_Asset_Quality_GNPA_085\"><\/span><strong>Pristine Asset Quality, GNPA 0.85%<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 GNPA of 0.85% and Net NPA of 0.37% are among the lowest in the NBFC\/HFC universe. Can Fin Homes Q4 conservative underwriting, targeting salaried employees and self-employed professionals, delivers superior credit quality.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Canara_Bank_Parentage\"><\/span><strong>Canara Bank Parentage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 majority parent Canara Bank (a large PSU bank) provides access to low-cost deposits through PSB network synergies and institutional credibility. Can Fin Homes Q4 funding cost advantage versus non-bank-backed HFCs supports NIM.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%82%B915_Total_FY26_Dividend_Record\"><\/span><strong>\u20b915 Total FY26 Dividend, Record<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 total FY26 dividend of \u20b915\/share (\u20b97 interim + \u20b98 final) is the highest ever, reflecting exceptional FY26 profitability and cash generation. Can Fin Homes Q4 ROE of 23.12% supports substantial capital return.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Risks_to_Watch_in_Can_Fin_Homes_Q4_FY26\"><\/span><strong>5 Risks to Watch in Can Fin Homes Q4 FY26<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"NIM_Under_Pressure_in_Rate-Cutting_Cycle\"><\/span><strong>NIM Under Pressure in Rate-Cutting Cycle<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 exceptional NIM of 4.19% could compress in FY27 as RBI rate cuts flow through to both lending and funding rates. Can Fin Homes Q4 fixed-rate loan portfolio limits some downside, but asset-liability mismatch risk in a down-rate cycle needs monitoring.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Geographic_Concentration_in_South_India\"><\/span><strong>Geographic Concentration in South India<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 loan book remains concentrated in South Indian states, Andhra Pradesh, Telangana, Karnataka, Tamil Nadu. Can Fin Homes Q4 expansion to non-southern states is ongoing but gradual, leaving concentrated exposure to South Indian housing markets.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Competition_from_Bank_HFCs\"><\/span><strong>Competition from Bank HFCs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 competes for mortgage borrowers with HDFC Bank, SBI Home Loans, and LIC Housing Finance, all with lower-cost fund access. Can Fin Homes Q4 must sustain NIM while being competitive on lending rates.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Affordable_Housing_Competition\"><\/span><strong>Affordable Housing Competition<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 serves a mix of affordable (\u20b915\u201330 lakh) and mid-market (\u20b930\u201375 lakh) homebuyers. Can Fin Homes Q4 affordable housing segment faces increasing competition from government-backed NHB refinancing schemes that compete on price.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loan_Book_Concentration_Risk\"><\/span><strong>Loan Book Concentration Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 loan book is primarily in residential mortgages, limited diversification into commercial real estate or construction finance. Any residential housing market downturn would have concentrated impact.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_Fin_Homes_Q4_Share_Price_and_Analyst_Ratings\"><\/span><strong>Can Fin Homes Q4 Share Price and Analyst Ratings<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Can Fin Homes Q4 stock at approximately \u20b9909 has recovered strongly (+15% 1Y return). Can Fin Homes Q4 exceptional FY26 results with \u20b91,086 crore annual PAT and \u20b915 total dividend could drive further re-rating.<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Brokerage<\/strong><\/td><td><strong>Rating<\/strong><\/td><td><strong>Target Price<\/strong><\/td><td><strong>Investment Thesis<\/strong><\/td><\/tr><tr><td>Motilal Oswal<\/td><td>Buy<\/td><td>\u20b91,200<\/td><td>FY26 PAT \u20b91,086 Cr +27%; NIM 4.19%<\/td><\/tr><tr><td>YES Securities<\/td><td>Buy<\/td><td>\u20b91,100<\/td><td>GNPA 0.85%; best-in-class HFC quality<\/td><\/tr><tr><td>ICICI Direct<\/td><td>Add<\/td><td>\u20b91,000<\/td><td>Loan book \u20b942,209 Cr; steady growth<\/td><\/tr><\/tbody><\/table><\/figure><p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> for live stock alerts and analyst ratings.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Can Fin Homes Q4 FY26 results are a gold standard for the HFC sector, \u20b91,086 crore FY26 PAT (+27%), GNPA 0.85%, NIM 4.19%, \u20b915 total dividend, and loan book \u20b942,209 crore. Can Fin Homes Q4 demonstrates that disciplined underwriting and focused mortgage lending generates exceptional long-term returns.<\/p><p>Disclaimer: Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. All financial data and analyst estimates are sourced from publicly available information including NSE\/BSE filings and company investor relations pages. Verify all numbers before investing. Consult a SEBI-registered advisor before making investment decisions.<\/p><p>For more Q4 FY26 results analysis, visit <a href=\"https:\/\/univest.in\/blogs\">Univest Blogs<\/a>.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_was_Can_Fin_Homes_Q4_FY26_net_profit\"><\/span><strong>What was Can Fin Homes Q4 FY26 net profit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 FY26 consolidated PAT was \u20b9345.67 crore Q4 FY26; FY26 full-year PAT \u20b91,086 crore (+27% YoY) as declared on April 24, 2026.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_was_Can_Fin_Homes_Q4_FY26_PAT_estimate\"><\/span><strong>What was Can Fin Homes Q4 FY26 PAT estimate?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>The Can Fin Homes Q4 FY26 actual results are now confirmed. Pre-results, analyst estimates varied. The confirmed PAT is \u20b9345.67 crore Q4 FY26; FY26 full-year PAT \u20b91,086 crore (+27% YoY).<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Can_Fin_Homess_share_price_ahead_of_Q4_results\"><\/span><strong>What is Can Fin Homes&#8217;s share price ahead of Q4 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes stock traded at approximately \u20b9909 ahead of Q4 FY26 results on April 24, 2026.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Will_Can_Fin_Homes_declare_a_dividend_in_Q4_2026\"><\/span><strong>Will Can Fin Homes declare a dividend in Q4 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 FY26 board recommended a final dividend of \u20b98\/share (face value \u20b92). With the \u20b97 interim paid in December 2025, total FY26 dividend is \u20b915\/share, the highest ever.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_analysts_have_a_Buy_rating_on_Can_Fin_Homes\"><\/span><strong>Which analysts have a Buy rating on Can Fin Homes?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Analyst ratings and target prices for Can Fin Homes are available on the Univest Screener and in the article above.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_were_Can_Fin_Homes_Q3_FY26_results\"><\/span><strong>What were Can Fin Homes Q3 FY26 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q3 FY26 PAT was \u20b9264.78 crore. Q4 showed strong 30.6% sequential improvement. Specific Q3 figures are available on the Univest Screener.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_do_Infosys_and_TCS_announce_Q4_results_2026\"><\/span><strong>When do Infosys and TCS announce Q4 results 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>TCS Q4 FY26 results were declared on April 9, 2026, full analysis at Univest Blogs.&nbsp; Infosys Q4 FY26 results were declared on April 23, 2026, full analysis also available at Univest Blogs.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_Can_Fin_Homes_a_good_investment_ahead_of_Q4_results\"><\/span><strong>Is Can Fin Homes a good investment ahead of Q4 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Can Fin Homes Q4 results have now been declared. Investment suitability depends on individual risk profile and financial goals. Consult a SEBI-registered financial advisor before making any investment decisions.<\/p><p>Disclaimer: Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. All financial data and analyst estimates are sourced from publicly available information including NSE\/BSE filings and company investor relations pages. Verify all numbers before investing. Consult a SEBI-registered advisor before making investment decisions.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/vrl-logistics-q4-results-2026-2\">VRL Logistics Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/vraj-iron-and-steel-q4-results-2026\">Vraj Iron and Steel Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/voltas-q4-results-2026\">Voltas Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/voltamp-transformers-q4-results-2026\">Voltamp Transformers Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/vodafone-idea-q4-results-2026\">Vodafone Idea Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Can Fin Homes Q4 FY26 results are strong, with the Canara Bank-backed housing finance company reporting Q4 standalone PAT of \u20b9345.67 crore, up 30.6% quarter-on-quarter from \u20b9264.78 crore in Q3 FY26. Can Fin Homes Q4 FY26 full-year PAT crossed \u20b91,000 crore for the first time, reaching \u20b91,086 crore, up 27% year-on-year. Can Fin Homes Q4<\/p>\n","protected":false},"author":23,"featured_media":77918,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[4027],"class_list":["post-77914","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-q4-fy26-results"],"metadata":{"_edit_lock":["1777284348:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"amazonS3_cache":["a:2:{s:63:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/image-1341.jpeg\";a:2:{s:2:\"id\";i:77915;s:11:\"source_type\";s:13:\"media-library\";}s:95:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/27153214\/image-1341.jpeg\";a:2:{s:2:\"id\";i:77915;s:11:\"source_type\";s:13:\"media-library\";}}"],"rank_math_primary_category":["842"],"rank_math_seo_score":["77"],"rank_math_robots":["a:2:{i:0;s:8:\"nofollow\";i:1;s:7:\"noindex\";}"],"rank_math_title":["Can Fin Homes Q4 FY26 Results: PAT \u20b9346 Crore, FY26 PAT \u20b91,086 Crore +27%, Dividend \u20b915"],"rank_math_description":["Can Fin Homes Q4 FY26 results declared April 24, 2026. Q4 PAT \u20b9345.67 crore. FY26 PAT \u20b91,086 crore (+27% YoY). Loan book \u20b942,209 crore. NIM 4.19%. Total FY26 dividend \u20b915\/share. 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