{"id":76592,"date":"2026-04-28T10:34:20","date_gmt":"2026-04-28T05:04:20","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=76592"},"modified":"2026-04-28T10:34:22","modified_gmt":"2026-04-28T05:04:22","slug":"mahindra-and-mahindra-financial-services-q4-results-2026-preview","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/","title":{"rendered":"Mahindra and Mahindra Financial Services Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook"},"content":{"rendered":"<p>Mahindra and Mahindra Financial Services (M&amp;MFIN) Q4 results for FY26 are expected in May 2026. With Q3 FY26 revenue of Rs 4250 Cr and PAT of Rs 620 Cr as the base, the street is watching closely for margin trajectory and management guidance on FY27 demand.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Get Free SEBI-Registered Research on Mahindra and Mahindra Financial Services \u00e2\u20ac\u201d Click Here<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Mahindra_and_Mahindra_Financial_Services_Q4_FY26_Earnings_Preview_aE%E2%80%9D_What_to_Expect\" title=\"Mahindra and Mahindra Financial Services Q4 FY26 Earnings Preview \u00e2\u20ac\u201d What to Expect\">Mahindra and Mahindra Financial Services Q4 FY26 Earnings Preview \u00e2\u20ac\u201d What to Expect<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Mahindra_and_Mahindra_Financial_Services_Q4_Results_2026_aE%E2%80%9D_Date_and_Key_Estimates\" title=\"Mahindra and Mahindra Financial Services Q4 Results 2026 \u00e2\u20ac\u201d Date and Key Estimates\">Mahindra and Mahindra Financial Services Q4 Results 2026 \u00e2\u20ac\u201d Date and Key Estimates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#5_Reasons_Mahindra_and_Mahindra_Financial_Services_Q4_Results_Could_Beat_Estimates\" title=\"5 Reasons Mahindra and Mahindra Financial Services Q4 Results Could Beat Estimates\">5 Reasons Mahindra and Mahindra Financial Services Q4 Results Could Beat Estimates<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Gold_Loan_Business_Growth\" title=\"Gold Loan Business Growth\">Gold Loan Business Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Housing_Finance_Resilience\" title=\"Housing Finance Resilience\">Housing Finance Resilience<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Digital_Lending_Efficiency\" title=\"Digital Lending Efficiency\">Digital Lending Efficiency<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Rural_and_Semi-Urban_Credit_Penetration\" title=\"Rural and Semi-Urban Credit Penetration\">Rural and Semi-Urban Credit Penetration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Co-Lending_Partnerships\" title=\"Co-Lending Partnerships\">Co-Lending Partnerships<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#5_Key_Risks_to_Watch_in_Mahindra_and_Mahindra_Financial_Services_Q4_Results\" title=\"5 Key Risks to Watch in Mahindra and Mahindra Financial Services Q4 Results\">5 Key Risks to Watch in Mahindra and Mahindra Financial Services Q4 Results<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#MFI_Segment_Asset_Stress\" title=\"MFI Segment Asset Stress\">MFI Segment Asset Stress<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Funding_Cost_Pressure\" title=\"Funding Cost Pressure\">Funding Cost Pressure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#RBI_Regulatory_Tightening\" title=\"RBI Regulatory Tightening\">RBI Regulatory Tightening<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Unsecured_Book_Stress\" title=\"Unsecured Book Stress\">Unsecured Book Stress<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#ALM_and_Liquidity_Risk\" title=\"ALM and Liquidity Risk\">ALM and Liquidity Risk<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Analyst_Ratings_and_Target_Price_for_Mahindra_and_Mahindra_Financial_Services\" title=\"Analyst Ratings and Target Price for Mahindra and Mahindra Financial Services\">Analyst Ratings and Target Price for Mahindra and Mahindra Financial Services<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Q4_Results_2026_Calendar_aE%E2%80%9D_Key_Dates_to_Track\" title=\"Q4 Results 2026 Calendar \u00e2\u20ac\u201d Key Dates to Track\">Q4 Results 2026 Calendar \u00e2\u20ac\u201d Key Dates to Track<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#How_to_Invest_in_Mahindra_and_Mahindra_Financial_Services_Based_on_Q4_Results\" title=\"How to Invest in Mahindra and Mahindra Financial Services Based on Q4 Results\">How to Invest in Mahindra and Mahindra Financial Services Based on Q4 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Frequently_Asked_Questions_aE%E2%80%9D_Mahindra_and_Mahindra_Financial_Services_Q4_Results_2026\" title=\"Frequently Asked Questions \u00e2\u20ac\u201d Mahindra and Mahindra Financial Services Q4 Results 2026\">Frequently Asked Questions \u00e2\u20ac\u201d Mahindra and Mahindra Financial Services Q4 Results 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Q_When_will_Mahindra_and_Mahindra_Financial_Services_announce_Q4_FY26_results\" title=\"Q: When will Mahindra and Mahindra Financial Services announce Q4 FY26 results?\">Q: When will Mahindra and Mahindra Financial Services announce Q4 FY26 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Q_What_is_the_revenue_estimate_for_Mahindra_and_Mahindra_Financial_Services_Q4_FY26\" title=\"Q: What is the revenue estimate for Mahindra and Mahindra Financial Services Q4 FY26?\">Q: What is the revenue estimate for Mahindra and Mahindra Financial Services Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Q_What_PAT_is_expected_for_Mahindra_and_Mahindra_Financial_Services_in_Q4_FY26\" title=\"Q: What PAT is expected for Mahindra and Mahindra Financial Services in Q4 FY26?\">Q: What PAT is expected for Mahindra and Mahindra Financial Services in Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Q_Will_Mahindra_and_Mahindra_Financial_Services_declare_a_dividend_in_Q4_FY26\" title=\"Q: Will Mahindra and Mahindra Financial Services declare a dividend in Q4 FY26?\">Q: Will Mahindra and Mahindra Financial Services declare a dividend in Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Q_What_is_the_current_share_price_and_market_cap_of_Mahindra_and_Mahindra_Financial_Services\" title=\"Q: What is the current share price and market cap of Mahindra and Mahindra Financial Services?\">Q: What is the current share price and market cap of Mahindra and Mahindra Financial Services?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Q_What_are_the_key_risks_for_Mahindra_and_Mahindra_Financial_Services_in_Q4_FY26\" title=\"Q: What are the key risks for Mahindra and Mahindra Financial Services in Q4 FY26?\">Q: What are the key risks for Mahindra and Mahindra Financial Services in Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Q_Is_Mahindra_and_Mahindra_Financial_Services_a_buy_before_Q4_results\" title=\"Q: Is Mahindra and Mahindra Financial Services a buy before Q4 results?\">Q: Is Mahindra and Mahindra Financial Services a buy before Q4 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Q_How_can_I_track_Mahindra_and_Mahindra_Financial_Services_Q4_results_live\" title=\"Q: How can I track Mahindra and Mahindra Financial Services Q4 results live?\">Q: How can I track Mahindra and Mahindra Financial Services Q4 results live?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/univest.in\/blogs-2\/mahindra-and-mahindra-financial-services-q4-results-2026-preview\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Mahindra_and_Mahindra_Financial_Services_Q4_FY26_Earnings_Preview_aE%E2%80%9D_What_to_Expect\"><\/span><strong>Mahindra and Mahindra Financial Services Q4 FY26 Earnings Preview \u00e2\u20ac\u201d What to Expect<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>NBFCs face a mixed Q4 FY26 environment. Gold loan and housing finance businesses are performing strongly while microfinance and unsecured consumer lending face elevated stress. Funding cost management remains the key pivot point for earnings.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Mahindra_and_Mahindra_Financial_Services_Q4_Results_2026_aE%E2%80%9D_Date_and_Key_Estimates\"><\/span><strong>Mahindra and Mahindra Financial Services Q4 Results 2026 \u00e2\u20ac\u201d Date and Key Estimates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<th>Parameter<\/th>\n<th>Q3 FY26 Actual<\/th>\n<th>Q4 FY26 Estimate<\/th>\n<th>YoY Growth<\/th>\n<\/tr>\n<tr>\n<td>Revenue (Rs Cr)<\/td>\n<td>4250<\/td>\n<td>4480<\/td>\n<td>+5%<\/td>\n<\/tr>\n<tr>\n<td>PAT (Rs Cr)<\/td>\n<td>620<\/td>\n<td>668<\/td>\n<td>+8%<\/td>\n<\/tr>\n<tr>\n<td>EBITDA Margin<\/td>\n<td>&#8212;<\/td>\n<td>17.0%<\/td>\n<td>Improvement expected<\/td>\n<\/tr>\n<tr>\n<td>Results Date<\/td>\n<td>&#8212;<\/td>\n<td>May 2026<\/td>\n<td>&#8212;<\/td>\n<\/tr>\n<tr>\n<td>Dividend History<\/td>\n<td colspan=\"3\">Rs 3.50 per share<\/td>\n<\/tr>\n<tr>\n<td>Dividend Expectation<\/td>\n<td colspan=\"3\">Rs 4.00 final dividend expected<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>Estimates based on analyst consensus as of April 2026. Actual results may vary. Verify before investing.<\/em><\/p>\n<p><a href=\"https:\/\/univest.in\/screeners\"><strong>Track Mahindra and Mahindra Financial Services live price, FII\/DII activity and fundamentals on Univest Screener<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_Reasons_Mahindra_and_Mahindra_Financial_Services_Q4_Results_Could_Beat_Estimates\"><\/span><strong>5 Reasons Mahindra and Mahindra Financial Services Q4 Results Could Beat Estimates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Gold_Loan_Business_Growth\"><\/span><strong>Gold Loan Business Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Record gold prices and strong rural credit demand are driving exceptional AUM growth for gold-backed lending businesses. Rising gold collateral values also reduce LTV risk and improve portfolio quality, making this the standout NBFC segment for the quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Housing_Finance_Resilience\"><\/span><strong>Housing Finance Resilience<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Affordable housing loan disbursements remain healthy, backed by PMAY demand and mortgage rates at attractive levels. Rising property prices are lifting average ticket sizes, supporting AUM growth even at flat disbursement volumes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Digital_Lending_Efficiency\"><\/span><strong>Digital Lending Efficiency<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Technology-enabled underwriting and digital collections are improving turnaround times, reducing credit costs and enabling geographic expansion without proportionate headcount growth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Rural_and_Semi-Urban_Credit_Penetration\"><\/span><strong>Rural and Semi-Urban Credit Penetration<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Significant unmet credit demand in rural India provides a large structural growth runway for NBFCs with strong distribution networks in smaller towns and districts.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Co-Lending_Partnerships\"><\/span><strong>Co-Lending Partnerships<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Bank co-lending tie-ups provide lower-cost funding access and enable balance sheet growth without proportionate equity capital, improving return ratios for well-positioned NBFCs.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_Key_Risks_to_Watch_in_Mahindra_and_Mahindra_Financial_Services_Q4_Results\"><\/span><strong>5 Key Risks to Watch in Mahindra and Mahindra Financial Services Q4 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"MFI_Segment_Asset_Stress\"><\/span><strong>MFI Segment Asset Stress<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Microfinance books are showing elevated borrower over-indebtedness and collection efficiency stress, particularly in Southern and Eastern states, which could spike credit costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Funding_Cost_Pressure\"><\/span><strong>Funding Cost Pressure<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Market-linked borrowing costs remain structurally higher than bank deposits, continuously compressing NBFC NIMs and requiring scale to offset margin headwinds.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"RBI_Regulatory_Tightening\"><\/span><strong>RBI Regulatory Tightening<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>New regulations on NBFC lending rates, pricing transparency and collections practices add compliance overhead and may restrict certain high-yield business practices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Unsecured_Book_Stress\"><\/span><strong>Unsecured Book Stress<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Consumer lending and personal loan books are showing early stress signals in some income segments, warranting higher provisioning in Q4 for conservative NBFCs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"ALM_and_Liquidity_Risk\"><\/span><strong>ALM and Liquidity Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Maturity mismatches between short-term borrowings and medium-term loans create funding risk during tight liquidity conditions and can pressure asset-liability management.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Analyst_Ratings_and_Target_Price_for_Mahindra_and_Mahindra_Financial_Services\"><\/span><strong>Analyst Ratings and Target Price for Mahindra and Mahindra Financial Services<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<th>Brokerage<\/th>\n<th>Rating<\/th>\n<th>Key Thesis<\/th>\n<\/tr>\n<tr>\n<td>Emkay Global<\/td>\n<td>Buy<\/td>\n<td>Gold loan growth and rural credit penetration<\/td>\n<\/tr>\n<tr>\n<td>ICICI Direct<\/td>\n<td>Neutral<\/td>\n<td>MFI stress weighing on near-term earnings<\/td>\n<\/tr>\n<tr>\n<td>JM Financial<\/td>\n<td>Buy<\/td>\n<td>Diversified portfolio and digital efficiency gains<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>Analyst ratings are for informational purposes only and subject to change. Not investment advice.<\/em><\/p>\n<p><a href=\"https:\/\/univest.in\/screeners\"><strong>Mahindra and Mahindra Financial Services share price (M&amp;MFIN) is trading near Rs 268 with a market capitalisation of approximately Rs 33,100 Cr. Track the stock on Univest Screener for live price and fundamental data.<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q4_Results_2026_Calendar_aE%E2%80%9D_Key_Dates_to_Track\"><\/span><strong>Q4 Results 2026 Calendar \u00e2\u20ac\u201d Key Dates to Track<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<th>Company<\/th>\n<th>Expected Results Date<\/th>\n<\/tr>\n<tr>\n<td>Mahindra and Mahindra Financial Services<\/td>\n<td>May 2026<\/td>\n<\/tr>\n<tr>\n<td>TCS<\/td>\n<td>April 2026<\/td>\n<\/tr>\n<tr>\n<td>Infosys<\/td>\n<td>April 2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Stay updated on all Q4 FY26 earnings at <a href=\"https:\/\/univest.in\/blogs\">Univest Blogs<\/a>. For TCS results see <a href=\"https:\/\/univest.in\/blogs\/tcs-q4-results-2026-date-preview\">TCS Q4 Results 2026<\/a> and for Infosys see <a href=\"https:\/\/univest.in\/blogs\/infosys-q4-results-2026-date-preview\">Infosys Q4 Results 2026<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_Mahindra_and_Mahindra_Financial_Services_Based_on_Q4_Results\"><\/span><strong>How to Invest in Mahindra and Mahindra Financial Services Based on Q4 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before investing in Mahindra and Mahindra Financial Services based on Q4 results, consider the following approach: review the actual revenue and PAT versus analyst estimates, listen to the management earnings call for FY27 guidance, assess whether the EBITDA margin trajectory is improving or deteriorating, and check FII\/DII activity patterns post-results. A beat on estimates with positive guidance is typically a bullish signal; a miss with downgraded guidance may indicate further correction risk.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Subscribe to Univest Pro for SEBI-registered entry, target and stop-loss levels on Mahindra and Mahindra Financial Services \u00e2\u20ac\u201d Click Here<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_aE%E2%80%9D_Mahindra_and_Mahindra_Financial_Services_Q4_Results_2026\"><\/span><strong>Frequently Asked Questions \u00e2\u20ac\u201d Mahindra and Mahindra Financial Services Q4 Results 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Q_When_will_Mahindra_and_Mahindra_Financial_Services_announce_Q4_FY26_results\"><\/span><strong>Q: When will Mahindra and Mahindra Financial Services announce Q4 FY26 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Mahindra and Mahindra Financial Services (M&amp;MFIN) is expected to announce Q4 FY26 results in May 2026. The exact board meeting date will be communicated via BSE\/NSE exchange filing. Track the date on Univest Screener.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q_What_is_the_revenue_estimate_for_Mahindra_and_Mahindra_Financial_Services_Q4_FY26\"><\/span><strong>Q: What is the revenue estimate for Mahindra and Mahindra Financial Services Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Analyst consensus estimates Mahindra and Mahindra Financial Services Q4 FY26 revenue at approximately Rs 4480 Cr, representing approximately 5% year-on-year growth. The actual number will depend on sector demand trends and execution in the quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q_What_PAT_is_expected_for_Mahindra_and_Mahindra_Financial_Services_in_Q4_FY26\"><\/span><strong>Q: What PAT is expected for Mahindra and Mahindra Financial Services in Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Estimated PAT for Mahindra and Mahindra Financial Services Q4 FY26 is approximately Rs 668 Cr, up approximately 8% year-on-year. Margin expansion from operating leverage and input cost moderation are the primary drivers of profit growth expectations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q_Will_Mahindra_and_Mahindra_Financial_Services_declare_a_dividend_in_Q4_FY26\"><\/span><strong>Q: Will Mahindra and Mahindra Financial Services declare a dividend in Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Historical dividend pattern for Mahindra and Mahindra Financial Services: Rs 3.50 per share. For Q4 FY26, Rs 4.00 final dividend expected. Dividend declarations are subject to board approval at the time of results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q_What_is_the_current_share_price_and_market_cap_of_Mahindra_and_Mahindra_Financial_Services\"><\/span><strong>Q: What is the current share price and market cap of Mahindra and Mahindra Financial Services?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Mahindra and Mahindra Financial Services (M&amp;MFIN) is currently trading at approximately Rs 268 with a market capitalisation of Rs 33,100 Cr. Track live price, volume and FII\/DII data on <a href=\"https:\/\/univest.in\/screeners\">Univest Screener<\/a>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q_What_are_the_key_risks_for_Mahindra_and_Mahindra_Financial_Services_in_Q4_FY26\"><\/span><strong>Q: What are the key risks for Mahindra and Mahindra Financial Services in Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Key risks include: MFI Segment Asset Stress, Funding Cost Pressure, RBI Regulatory Tightening. Investors should monitor management commentary on these risks in the Q4 earnings call.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q_Is_Mahindra_and_Mahindra_Financial_Services_a_buy_before_Q4_results\"><\/span><strong>Q: Is Mahindra and Mahindra Financial Services a buy before Q4 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This article does not constitute investment advice. Whether to buy Mahindra and Mahindra Financial Services before Q4 results depends on your risk appetite, existing portfolio exposure and entry price relative to fair value. Consult a SEBI-registered financial advisor before making any investment decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q_How_can_I_track_Mahindra_and_Mahindra_Financial_Services_Q4_results_live\"><\/span><strong>Q: How can I track Mahindra and Mahindra Financial Services Q4 results live?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Track Mahindra and Mahindra Financial Services Q4 FY26 results live on the <a href=\"https:\/\/univest.in\/screeners\">Univest Screener<\/a>, which provides real-time price updates, financial data and analyst research. Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Android App<\/a> for mobile alerts.<\/p>\n<p><em>Disclaimer: Investments in securities are subject to market risk. This content is for educational purposes only and does not constitute investment advice. Consult a SEBI-registered financial advisor before making any investment decisions. SEBI Registration: INH000012449.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"text-xl font-bold font-Inter mb-4\"><a href=\"https:\/\/univest.in\/blogs\/mangalam-cement-q4-results-2026\">Mangalam Cement Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p class=\"text-xl font-bold font-Inter mb-4\"><a href=\"https:\/\/univest.in\/blogs\/nesco-q4-results-2026\">NESCO Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p class=\"text-xl font-bold font-Inter mb-4\"><a href=\"https:\/\/univest.in\/blogs\/madhurima-plantation-q4-results-2026\">Madhurima Plantation Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p class=\"text-xl font-bold font-Inter mb-4\"><a href=\"https:\/\/univest.in\/blogs\/moser-baer-india-q4-results-2026\">Moser Baer India Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n<p class=\"text-xl font-bold font-Inter mb-4\"><a href=\"https:\/\/univest.in\/blogs\/mopeds-industries-q4-results-2026\">Mopeds Industries Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Get the complete Mahindra and Mahindra Financial Services Q4 Results 2026 preview including expected date, revenue estimate of Rs 4480 Cr, PAT estimate of Rs 668 Cr and latest analyst ratings. Updated on Univest.<\/p>\n","protected":false},"author":27,"featured_media":78311,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802,3862],"class_list":["post-76592","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news","tag-q4-results-expectations"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1777352681:27"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["79"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"rank_math_focus_keyword":["Mahindra and Mahindra Financial Services"],"_wp_old_date":["2026-04-24"],"rank_math_title":["Mahindra and Mahindra Financial Services Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook"],"rank_math_description":["Get the complete Mahindra and Mahindra Financial Services Q4 Results 2026 preview including expected date, revenue estimate of Rs 4480 Cr, PAT estimate of Rs 668 Cr and latest analyst ratings. 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