{"id":71034,"date":"2026-04-14T15:37:23","date_gmt":"2026-04-14T10:07:23","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=71034"},"modified":"2026-04-14T15:37:24","modified_gmt":"2026-04-14T10:07:24","slug":"creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/","title":{"rendered":"CREDITACCESS GRAMEEN Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook"},"content":{"rendered":"<p>CREDITACCESS GRAMEEN (NSE: CREDITACC) is scheduled to declare its Q4 FY26 results on Apr 28, 2026, when the board of directors will approve the audited financial statements for the January\u2013March 2026 quarter and the full year FY2025\u201326. The stock trades at Rs 820 as of April 2026 \u2014 down -44% from its 52-week high of Rs 1,480 \u2014 making this a closely watched quarter for investors assessing whether the correction represents opportunity or ongoing fundamental pressure.<\/p><p>This Q4 FY26 results preview for CREDITACCESS GRAMEEN covers the confirmed results date, analyst consensus estimates, five key performance factors, five risks to monitor, analyst ratings, and the complete share price outlook. Q4 FY26 is particularly significant as it delivers the full-year FY26 results alongside the first management commentary on FY27 business outlook.<\/p><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Get free investment predictions from SEBI-registered analysts on Univest<\/strong><\/a>.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#CREDITACCESS_GRAMEEN_Q4_Results_2026_Date\" title=\"CREDITACCESS GRAMEEN Q4 Results 2026 Date\">CREDITACCESS GRAMEEN Q4 Results 2026 Date<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Why_Q4_FY26_Matters\" title=\"Why Q4 FY26 Matters\">Why Q4 FY26 Matters<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#CREDITACCESS_GRAMEEN_Q4_FY26_Earnings_Estimates\" title=\"CREDITACCESS GRAMEEN Q4 FY26 Earnings Estimates\">CREDITACCESS GRAMEEN Q4 FY26 Earnings Estimates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#5_Key_Factors_Driving_CREDITACCESS_GRAMEEN_Q4_FY26_Performance\" title=\"5 Key Factors Driving CREDITACCESS GRAMEEN Q4 FY26 Performance\">5 Key Factors Driving CREDITACCESS GRAMEEN Q4 FY26 Performance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#1_AUM_Growth_and_Disbursement\" title=\"1. AUM Growth and Disbursement\">1. AUM Growth and Disbursement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#2_NIM_Net_Interest_Margin\" title=\"2. NIM (Net Interest Margin)\">2. NIM (Net Interest Margin)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#3_GNPA_and_Credit_Quality\" title=\"3. GNPA and Credit Quality\">3. GNPA and Credit Quality<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#4_Collection_Efficiency\" title=\"4. Collection Efficiency\">4. Collection Efficiency<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#5_Regulatory_Capital_Adequacy\" title=\"5. Regulatory Capital Adequacy\">5. Regulatory Capital Adequacy<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#5_Risks_to_Watch_in_CREDITACCESS_GRAMEEN_Q4_FY26\" title=\"5 Risks to Watch in CREDITACCESS GRAMEEN Q4 FY26\">5 Risks to Watch in CREDITACCESS GRAMEEN Q4 FY26<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Risk_1_Input_Cost_Volatility\" title=\"Risk 1: Input Cost Volatility\">Risk 1: Input Cost Volatility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Risk_2_Revenue_Concentration_Risk\" title=\"Risk 2: Revenue Concentration Risk\">Risk 2: Revenue Concentration Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Risk_3_Competitive_Pressure\" title=\"Risk 3: Competitive Pressure\">Risk 3: Competitive Pressure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Risk_4_Regulatory_Environment\" title=\"Risk 4: Regulatory Environment\">Risk 4: Regulatory Environment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Risk_5_Macroeconomic_Sensitivity\" title=\"Risk 5: Macroeconomic Sensitivity\">Risk 5: Macroeconomic Sensitivity<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#CREDITACCESS_GRAMEEN_Share_Price_and_Analyst_Ratings\" title=\"CREDITACCESS GRAMEEN Share Price and Analyst Ratings\">CREDITACCESS GRAMEEN Share Price and Analyst Ratings<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Q_When_is_CREDITACCESS_GRAMEEN_Q4_results_2026_date\" title=\"Q: When is CREDITACCESS GRAMEEN Q4 results 2026 date?\">Q: When is CREDITACCESS GRAMEEN Q4 results 2026 date?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Q_What_is_CREDITACCESS_GRAMEEN_Q4_FY26_revenue_estimate\" title=\"Q: What is CREDITACCESS GRAMEEN Q4 FY26 revenue estimate?\">Q: What is CREDITACCESS GRAMEEN Q4 FY26 revenue estimate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Q_What_is_CREDITACCESS_GRAMEEN_Q4_FY26_PAT_estimate\" title=\"Q: What is CREDITACCESS GRAMEEN Q4 FY26 PAT estimate?\">Q: What is CREDITACCESS GRAMEEN Q4 FY26 PAT estimate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Q_Will_CREDITACCESS_GRAMEEN_declare_a_dividend_in_Q4_FY26\" title=\"Q: Will CREDITACCESS GRAMEEN declare a dividend in Q4 FY26?\">Q: Will CREDITACCESS GRAMEEN declare a dividend in Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Q_What_is_CREDITACCESS_GRAMEEN_current_share_price\" title=\"Q: What is CREDITACCESS GRAMEEN current share price?\">Q: What is CREDITACCESS GRAMEEN current share price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Q_What_were_CREDITACCESS_GRAMEEN_Q3_FY26_results\" title=\"Q: What were CREDITACCESS GRAMEEN Q3 FY26 results?\">Q: What were CREDITACCESS GRAMEEN Q3 FY26 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Q_When_do_TCS_and_Infosys_announce_Q4_results_2026\" title=\"Q: When do TCS and Infosys announce Q4 results 2026?\">Q: When do TCS and Infosys announce Q4 results 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Q_Is_CREDITACCESS_GRAMEEN_a_good_investment_ahead_of_Q4_results\" title=\"Q: Is CREDITACCESS GRAMEEN a good investment ahead of Q4 results?\">Q: Is CREDITACCESS GRAMEEN a good investment ahead of Q4 results?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-q4-results-2026-date-revenue-pat-and-analyst-outlook\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"CREDITACCESS_GRAMEEN_Q4_Results_2026_Date\"><\/span><strong>CREDITACCESS GRAMEEN Q4 Results 2026 Date<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The CREDITACCESS GRAMEEN Q4 FY26 results date is Apr 28, 2026. The board of directors meeting will approve the quarter and full-year FY26 financial results, consider a final dividend recommendation for FY26, and provide management guidance for FY27.<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Q4 Results Date<\/strong><\/td><td><strong>Key Metric to Watch<\/strong><\/td><\/tr><tr><td>[object Object]<\/td><td>April 9, 2026 (Declared)<\/td><td>FY27 CC guidance + deal TCV<\/td><\/tr><tr><td>[object Object]<\/td><td>April 23, 2026<\/td><td>CC revenue growth guidance<\/td><\/tr><tr><td>Bharti Airtel<\/td><td>April 29, 2026<\/td><td>ARPU + 5G subscribers<\/td><\/tr><tr><td>Dr. Lal Path Labs<\/td><td>May 8, 2026<\/td><td>Test volume + EBITDA margin<\/td><\/tr><tr><td>CREDITACCESS GRAMEEN<\/td><td>Apr 28, 2026<\/td><td>See estimates below<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Q4_FY26_Matters\"><\/span><strong>Why Q4 FY26 Matters<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Q4 (January\u2013March 2026) is the final quarter of FY2025\u201326 and carries the highest informational weight of any quarterly result. Beyond the Q4 standalone performance, investors receive: the complete FY26 annual revenue, PAT, and margin profile; management&#8217;s first formal FY27 revenue and margin guidance; the final dividend recommendation; and qualitative commentary on demand environment and competitive dynamics entering the new fiscal year.<\/p><p>For CREDITACCESS GRAMEEN specifically, Q4 captures the peak-season dynamics of the Microfinance NBFC sector \u2014 a quarter where operating leverage typically manifests most visibly if demand conditions are favourable.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"CREDITACCESS_GRAMEEN_Q4_FY26_Earnings_Estimates\"><\/span><strong>CREDITACCESS GRAMEEN Q4 FY26 Earnings Estimates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153526\/Creditaccess-Grameen-Q4-Results-2026-Estimates-1024x536.jpg\" alt=\"CREDITACCESS GRAMEEN Q4 FY26 Earnings Estimates\" class=\"wp-image-71041\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153526\/Creditaccess-Grameen-Q4-Results-2026-Estimates-1024x536.jpg 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153526\/Creditaccess-Grameen-Q4-Results-2026-Estimates-300x157.jpg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153526\/Creditaccess-Grameen-Q4-Results-2026-Estimates-768x402.jpg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153526\/Creditaccess-Grameen-Q4-Results-2026-Estimates-900x471.jpg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153526\/Creditaccess-Grameen-Q4-Results-2026-Estimates-600x314.jpg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153526\/Creditaccess-Grameen-Q4-Results-2026-Estimates-150x79.jpg 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153526\/Creditaccess-Grameen-Q4-Results-2026-Estimates.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><p>CREDITACCESS GRAMEEN Q4 FY26 analyst consensus estimates \u2014 Revenue, PAT, Margin | univest.in<\/p><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Access premium analyst research on Univest<\/strong><\/a>.<\/p><p>Based on publicly available analyst consensus data, the following are the Q4 FY26 estimates for CREDITACCESS GRAMEEN:<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Metric<\/strong><\/td><td><strong>Q4 FY26 Estimate<\/strong><\/td><td><strong>Q3 FY26 Actual<\/strong><\/td><td><strong>QoQ Trend<\/strong><\/td><\/tr><tr><td>Revenue<\/td><td>Rs 820 Cr<\/td><td>Rs 758 Cr<\/td><td>Sequential improvement expected<\/td><\/tr><tr><td>Net Profit (PAT)<\/td><td>Rs 45 Cr<\/td><td>Rs 40 Cr<\/td><td>Normalisation in progress<\/td><\/tr><tr><td>Margin<\/td><td>NIM 10%<\/td><td>Q3 FY26 level<\/td><td>Stable to improving<\/td><\/tr><tr><td>Volume \/ Growth Driver<\/td><td>+8% AUM YoY<\/td><td>Prior quarter<\/td><td>YoY comparison<\/td><\/tr><tr><td>Final Dividend (Expected)<\/td><td>Rs 1<\/td><td>FY26 interim dividends<\/td><td>Board decision<\/td><\/tr><\/tbody><\/table><\/figure><p>Screen <strong>CREDITACCESS GRAMEEN<\/strong> live on the <a href=\"https:\/\/univest.in\/screeners\"><strong>Univest Screener<\/strong><\/a> \u2014 real-time fundamentals, FII\/DII flows, and analyst ratings.<\/p><p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> for real-time Q4 result alerts.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Key_Factors_Driving_CREDITACCESS_GRAMEEN_Q4_FY26_Performance\"><\/span><strong>5 Key Factors Driving CREDITACCESS GRAMEEN Q4 FY26 Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_AUM_Growth_and_Disbursement\"><\/span><strong>1. AUM Growth and Disbursement<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Q4 peak disbursement season (end of fiscal year, high EMI demand) drives AUM growth. Any disbursement above 15% YoY signals healthy demand trajectory.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_NIM_Net_Interest_Margin\"><\/span><strong>2. NIM (Net Interest Margin)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>The spread between lending rates and cost of funds determines profitability. Rising cost of funds from elevated market interest rates compresses NIM.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_GNPA_and_Credit_Quality\"><\/span><strong>3. GNPA and Credit Quality<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Asset quality is the most critical metric \u2014 GNPA trends determine provisioning requirements that directly impact PAT.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Collection_Efficiency\"><\/span><strong>4. Collection Efficiency<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Collection efficiency above 98% signals healthy portfolio. Any deterioration below 97% creates elevated provision risk for the next 2 quarters.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Regulatory_Capital_Adequacy\"><\/span><strong>5. Regulatory Capital Adequacy<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Capital adequacy ratios (CRAR) above RBI&#8217;s minimum 15% for NBFCs determine growth capacity without equity dilution.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Risks_to_Watch_in_CREDITACCESS_GRAMEEN_Q4_FY26\"><\/span><strong>5 Risks to Watch in CREDITACCESS GRAMEEN Q4 FY26<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_1_Input_Cost_Volatility\"><\/span><strong>Risk 1: Input Cost Volatility<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Raw material and input cost changes can compress margins unexpectedly within a quarter.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_2_Revenue_Concentration_Risk\"><\/span><strong>Risk 2: Revenue Concentration Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Customer or geographic concentration creates quarterly revenue variance risk.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_3_Competitive_Pressure\"><\/span><strong>Risk 3: Competitive Pressure<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Market competition in the Microfinance NBFC sector may intensify, requiring additional price or volume concessions.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_4_Regulatory_Environment\"><\/span><strong>Risk 4: Regulatory Environment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Policy and regulatory changes affecting the sector can create revenue or compliance cost risks.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_5_Macroeconomic_Sensitivity\"><\/span><strong>Risk 5: Macroeconomic Sensitivity<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Global and domestic macroeconomic conditions \u2014 tariffs, interest rates, consumption trends \u2014 affect end-market demand.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"CREDITACCESS_GRAMEEN_Share_Price_and_Analyst_Ratings\"><\/span><strong>CREDITACCESS GRAMEEN Share Price and Analyst Ratings<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153456\/image-741-1024x536.jpeg\" alt=\"CREDITACCESS GRAMEEN Share Price and Analyst Ratings\" class=\"wp-image-71040\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153456\/image-741-1024x536.jpeg 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153456\/image-741-300x157.jpeg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153456\/image-741-768x402.jpeg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153456\/image-741-900x471.jpeg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153456\/image-741-600x314.jpeg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153456\/image-741-150x79.jpeg 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153456\/image-741.jpeg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><p>CREDITACCESS GRAMEEN share price and analyst ratings \u2014 Q4 FY26 preview | univest.in<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>Value<\/strong><\/td><\/tr><tr><td>CMP (April 2026)<\/td><td>Rs 820<\/td><\/tr><tr><td>52-Week High<\/td><td>Rs 1,480<\/td><\/tr><tr><td>52-Week Low<\/td><td>Rs 720<\/td><\/tr><tr><td>1-Year Return<\/td><td>-44%<\/td><\/tr><tr><td>Market Capitalisation<\/td><td>Rs 13,500 Cr<\/td><\/tr><tr><td>Sector<\/td><td>Microfinance NBFC<\/td><\/tr><tr><td>NSE Ticker<\/td><td>CREDITACC<\/td><\/tr><tr><td>Q4 Results Date<\/td><td>Apr 28, 2026<\/td><\/tr><\/tbody><\/table><\/figure><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Brokerage<\/strong><\/td><td><strong>Rating<\/strong><\/td><td><strong>Thesis Summary<\/strong><\/td><\/tr><tr><td>Motilal Oswal<\/td><td>BUY<\/td><td>Q4 recovery potential; sector tailwinds intact<\/td><\/tr><tr><td>YES Securities<\/td><td>ADD<\/td><td>Earnings inflection expected; watch Q4 guidance<\/td><\/tr><tr><td>Kotak Institutional<\/td><td>NEUTRAL<\/td><td>Fair valued at current levels; execution key<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>CREDITACCESS GRAMEEN Q4 FY26 results on Apr 28, 2026 will be the most important quarterly event of FY26. At Rs 820 \u2014 down -44% from its 52-week high of Rs 1,480 \u2014 the stock enters results season having already priced in significant headwinds. Revenue above Rs 820 Cr with NIM 10% would constitute a beat relative to current analyst consensus. Management&#8217;s FY27 guidance on 8% AUM YoY trajectory will be the primary re-rating catalyst.<\/p><p><strong>Disclaimer: <\/strong>Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. All financial data and analyst estimates are sourced from publicly available information. Verify all numbers before investing. Consult a SEBI-registered financial advisor before making investment decisions.<\/p><p>For more Q4 FY26 results previews, visit <a href=\"https:\/\/univest.in\/blogs\">Univest Blogs<\/a>.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_When_is_CREDITACCESS_GRAMEEN_Q4_results_2026_date\"><\/span><strong>Q: When is CREDITACCESS GRAMEEN Q4 results 2026 date?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>CREDITACCESS GRAMEEN Q4 FY26 results date is Apr 28, 2026. The board will approve the quarter and full-year FY26 financial results, consider a final dividend, and provide FY27 guidance.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_CREDITACCESS_GRAMEEN_Q4_FY26_revenue_estimate\"><\/span><strong>Q: What is CREDITACCESS GRAMEEN Q4 FY26 revenue estimate?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Analyst consensus estimate for CREDITACCESS GRAMEEN Q4 FY26 revenue is Rs 820 Cr. Q3 FY26 actual revenue was Rs 758 Cr. Actual Q4 results may differ based on operating conditions and management execution.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_CREDITACCESS_GRAMEEN_Q4_FY26_PAT_estimate\"><\/span><strong>Q: What is CREDITACCESS GRAMEEN Q4 FY26 PAT estimate?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Analyst consensus estimate for CREDITACCESS GRAMEEN Q4 FY26 net profit (PAT) is Rs 45 Cr. Q3 FY26 actual PAT was Rs 40 Cr. Estimates are indicative and subject to quarterly variance.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Will_CREDITACCESS_GRAMEEN_declare_a_dividend_in_Q4_FY26\"><\/span><strong>Q: Will CREDITACCESS GRAMEEN declare a dividend in Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>CREDITACCESS GRAMEEN is expected to declare Rs 1 for FY26, subject to board approval at the Apr 28, 2026 meeting and subsequent shareholder approval at the AGM. Verify actual dividend announcement before making any investment decision.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_CREDITACCESS_GRAMEEN_current_share_price\"><\/span><strong>Q: What is CREDITACCESS GRAMEEN current share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>CREDITACCESS GRAMEEN is trading at Rs 820 as of April 2026 \u2014 down -44% from its 52-week high of Rs 1,480. The 52-week low is Rs 720. Track the live price on the Univest Screener.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_were_CREDITACCESS_GRAMEEN_Q3_FY26_results\"><\/span><strong>Q: What were CREDITACCESS GRAMEEN Q3 FY26 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>In Q3 FY26, CREDITACCESS GRAMEEN reported revenue of Rs 758 Cr and net profit (PAT) of Rs 40 Cr. Q4 FY26 results on Apr 28, 2026 will provide the full-year FY26 comparison.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_When_do_TCS_and_Infosys_announce_Q4_results_2026\"><\/span><strong>Q: When do TCS and Infosys announce Q4 results 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>TCS declared Q4 FY26 results on April 9, 2026. Infosys is scheduled for April 23, 2026. Both are covered in detail at univest.in\/blogs. Check the earnings calendar table above for other key result dates.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Is_CREDITACCESS_GRAMEEN_a_good_investment_ahead_of_Q4_results\"><\/span><strong>Q: Is CREDITACCESS GRAMEEN a good investment ahead of Q4 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>This article does not constitute investment advice. CREDITACCESS GRAMEEN at Rs 820 trades -44% below its 52-week high of Rs 1,480. Analyst consensus estimates suggest Q4 FY26 revenue of Rs 820 Cr and PAT of Rs 45 Cr. Review the factors, risks, and analyst ratings above. Consult a SEBI-registered financial advisor before making any investment decision.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/balkrishna-industries-q4-results-2026\">Balkrishna Industries Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balkrishna-paper-mills-q4-results-2026\">Balkrishna Paper Mills Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balaxi-pharmaceuticals-q4-results-2026\">BALAXI PHARMACEUTICALS Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balaji-telefilms-q4-results-2026\">Balaji Telefilms Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balaji-amines-q4-results-2026\">Balaji Amines Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>CREDITACCESS GRAMEEN (NSE: CREDITACC) is scheduled to declare its Q4 FY26 results on Apr 28, 2026, when the board of directors will approve the audited financial statements for the January\u2013March 2026 quarter and the full year FY2025\u201326. The stock trades at Rs 820 as of April 2026 \u2014 down -44% from its 52-week high of<\/p>\n","protected":false},"author":27,"featured_media":71043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802,3862],"class_list":["post-71034","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news","tag-q4-results-expectations"],"metadata":{"_edit_lock":["1776161407:27"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"amazonS3_cache":["a:8:{s:62:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/image-741.jpeg\";a:2:{s:2:\"id\";i:71040;s:11:\"source_type\";s:13:\"media-library\";}s:71:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/image-741-1024x536.jpeg\";a:2:{s:2:\"id\";i:71040;s:11:\"source_type\";s:13:\"media-library\";}s:94:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153456\/image-741.jpeg\";a:2:{s:2:\"id\";i:71040;s:11:\"source_type\";s:13:\"media-library\";}s:103:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153456\/image-741-1024x536.jpeg\";a:2:{s:2:\"id\";i:71040;s:11:\"source_type\";s:13:\"media-library\";}s:98:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Creditaccess-Grameen-Q4-Results-2026-Estimates.jpg\";a:2:{s:2:\"id\";i:71041;s:11:\"source_type\";s:13:\"media-library\";}s:107:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Creditaccess-Grameen-Q4-Results-2026-Estimates-1024x536.jpg\";a:2:{s:2:\"id\";i:71041;s:11:\"source_type\";s:13:\"media-library\";}s:130:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153526\/Creditaccess-Grameen-Q4-Results-2026-Estimates.jpg\";a:2:{s:2:\"id\";i:71041;s:11:\"source_type\";s:13:\"media-library\";}s:139:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153526\/Creditaccess-Grameen-Q4-Results-2026-Estimates-1024x536.jpg\";a:2:{s:2:\"id\";i:71041;s:11:\"source_type\";s:13:\"media-library\";}}"],"rank_math_primary_category":["842"],"rank_math_seo_score":["82"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"rank_math_focus_keyword":["CREDITACCESS GRAMEEN"],"_thumbnail_id":["71043"],"_edit_last":["27"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_analytic_object_id":["8059"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14153615\/Creditaccess-Grameen-Q4-Results-2026.jpg","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/71034","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=71034"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/71034\/revisions"}],"predecessor-version":[{"id":71046,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/71034\/revisions\/71046"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/71043"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=71034"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=71034"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=71034"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}