{"id":70736,"date":"2026-04-14T11:07:24","date_gmt":"2026-04-14T05:37:24","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=70736"},"modified":"2026-04-14T11:07:27","modified_gmt":"2026-04-14T05:37:27","slug":"bank-of-maharashtra-q4-results-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/","title":{"rendered":"Bank of Maharashtra Q4 Results 2026: Date, Revenue, PAT &#038; Analyst Outlook"},"content":{"rendered":"<p>Bank of Maharashtra (MAHABANK) Q4 FY26 results are scheduled for May 10, 2026, when the company&#8217;s board of directors will approve the financial statements for the January-March 2026 quarter. Trading at Rs 52 as of April 2026 \u2014 down -26% from its 52-week high of Rs 74 \u2014 the stock has been under pressure alongside its peers in the PSU Banking sector. This Q4 results preview covers the confirmed results date, analyst consensus estimates, five key performance factors, five risks to monitor, analyst ratings, and the complete share price outlook.<\/p><p>Bank of Maharashtra&#8217;s Q4 FY26 earnings will be watched for signals on the company&#8217;s +14% loan growth trajectory, and whether operating metrics are recovering toward normalised levels. This article provides a structured preview based on analyst consensus data and publicly available financial information.<\/p><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Get free investment predictions on Univest<\/strong><\/a>.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Bank_of_Maharashtra_Q4_Results_2026_Date\" title=\"Bank of Maharashtra Q4 Results 2026 Date\">Bank of Maharashtra Q4 Results 2026 Date<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Why_Q4_FY26_Matters\" title=\"Why Q4 FY26 Matters\">Why Q4 FY26 Matters<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Bank_of_Maharashtra_Q4_FY26_Earnings_Estimates\" title=\"Bank of Maharashtra Q4 FY26 Earnings Estimates\">Bank of Maharashtra Q4 FY26 Earnings Estimates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#5_Key_Factors_Driving_Bank_of_Maharashtra_Q4_FY26_Performance\" title=\"5 Key Factors Driving Bank of Maharashtra Q4 FY26 Performance\">5 Key Factors Driving Bank of Maharashtra Q4 FY26 Performance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#1_Best-in-Class_GNPA_Among_PSU_Banks\" title=\"1. Best-in-Class GNPA Among PSU Banks\">1. Best-in-Class GNPA Among PSU Banks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#2_MSME_and_Retail_Loan_Growth\" title=\"2. MSME and Retail Loan Growth\">2. MSME and Retail Loan Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#3_Maharashtra_Region_Advantage\" title=\"3. Maharashtra Region Advantage\">3. Maharashtra Region Advantage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#4_NIM_Improvement\" title=\"4. NIM Improvement\">4. NIM Improvement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#5_Government_Scheme_Implementation\" title=\"5. Government Scheme Implementation\">5. Government Scheme Implementation<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#5_Risks_to_Watch_in_Bank_of_Maharashtra_Q4_FY26\" title=\"5 Risks to Watch in Bank of Maharashtra Q4 FY26\">5 Risks to Watch in Bank of Maharashtra Q4 FY26<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Risk_1_Loan_Growth_Sustainability\" title=\"Risk 1: Loan Growth Sustainability\">Risk 1: Loan Growth Sustainability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Risk_2_Interest_Rate_Risk\" title=\"Risk 2: Interest Rate Risk\">Risk 2: Interest Rate Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Risk_3_Technology_and_Digital_Gap\" title=\"Risk 3: Technology and Digital Gap\">Risk 3: Technology and Digital Gap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Risk_4_Capital_Adequacy_for_Growth\" title=\"Risk 4: Capital Adequacy for Growth\">Risk 4: Capital Adequacy for Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Risk_5_Geographic_Concentration\" title=\"Risk 5: Geographic Concentration\">Risk 5: Geographic Concentration<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Bank_of_Maharashtra_Share_Price_and_Analyst_Ratings\" title=\"Bank of Maharashtra Share Price and Analyst Ratings\">Bank of Maharashtra Share Price and Analyst Ratings<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Q_When_is_Bank_of_Maharashtra_Q4_results_2026_date\" title=\"Q: When is Bank of Maharashtra Q4 results 2026 date?\">Q: When is Bank of Maharashtra Q4 results 2026 date?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Q_What_is_Bank_of_Maharashtra_Q4_FY26_revenue_estimate\" title=\"Q: What is Bank of Maharashtra Q4 FY26 revenue estimate?\">Q: What is Bank of Maharashtra Q4 FY26 revenue estimate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Q_What_is_Bank_of_Maharashtra_Q4_FY26_PAT_estimate\" title=\"Q: What is Bank of Maharashtra Q4 FY26 PAT estimate?\">Q: What is Bank of Maharashtra Q4 FY26 PAT estimate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Q_Will_Bank_of_Maharashtra_declare_a_dividend_in_Q4_FY26\" title=\"Q: Will Bank of Maharashtra declare a dividend in Q4 FY26?\">Q: Will Bank of Maharashtra declare a dividend in Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Q_What_is_Bank_of_Maharashtra_current_share_price\" title=\"Q: What is Bank of Maharashtra current share price?\">Q: What is Bank of Maharashtra current share price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Q_What_were_Bank_of_Maharashtra_Q3_FY26_results\" title=\"Q: What were Bank of Maharashtra Q3 FY26 results?\">Q: What were Bank of Maharashtra Q3 FY26 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Q_When_do_TCS_and_Infosys_announce_Q4_results_2026\" title=\"Q: When do TCS and Infosys announce Q4 results 2026?\">Q: When do TCS and Infosys announce Q4 results 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Q_Is_Bank_of_Maharashtra_a_good_investment_ahead_of_Q4_results\" title=\"Q: Is Bank of Maharashtra a good investment ahead of Q4 results?\">Q: Is Bank of Maharashtra a good investment ahead of Q4 results?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q4-results-2026\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Q4_Results_2026_Date\"><\/span><strong>Bank of Maharashtra Q4 Results 2026 Date<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The Bank of Maharashtra Q4 FY26 results date is May 10, 2026. The board of directors will meet to approve the audited consolidated and standalone financial results for the quarter ended March 31, 2026, and the full year FY2025-26.<\/p><p>Here is a broader view of the Q4 FY26 results calendar for reference:<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Results Date<\/strong><\/td><td><strong>Key Metric<\/strong><\/td><\/tr><tr><td>[object Object]<\/td><td>April 9, 2026 (Declared)<\/td><td>FY27 revenue guidance, deal TCV<\/td><\/tr><tr><td>[object Object]<\/td><td>April 23, 2026<\/td><td>CC growth guidance for FY27<\/td><\/tr><tr><td>Bharat Electronics (BEL)<\/td><td>May 8, 2026<\/td><td>Order book execution, EBITDA margin<\/td><\/tr><tr><td>Bharat Forge<\/td><td>May 10, 2026<\/td><td>Global CV + defence execution<\/td><\/tr><tr><td>Bank of Maharashtra<\/td><td>May 10, 2026<\/td><td>See estimates below<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Q4_FY26_Matters\"><\/span>Why Q4 FY26 Matters<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Q4 (January-March) is the final quarter of FY26, making it the most important earnings event of the year. Beyond the quarterly numbers, investors will receive: full-year FY26 financial summary, management commentary on FY27 business outlook, and the final dividend recommendation for FY26 shareholders.<\/p><p>For Bank of Maharashtra specifically, Q4 FY26 captures the peak season dynamics of the PSU Banking sector. Management&#8217;s commentary on FY27 demand visibility will set the investment narrative for the next 12 months.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Q4_FY26_Earnings_Estimates\"><\/span><strong>Bank of Maharashtra Q4 FY26 Earnings Estimates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"931\" height=\"486\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110220\/image-693.jpeg\" alt=\"Bank of Maharashtra Q4 FY26 analyst consensus estimates \u2014 Revenue, PAT, Margin\" class=\"wp-image-70739\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110220\/image-693.jpeg 931w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110220\/image-693-300x157.jpeg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110220\/image-693-768x401.jpeg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110220\/image-693-900x470.jpeg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110220\/image-693-600x313.jpeg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110220\/image-693-150x78.jpeg 150w\" sizes=\"(max-width: 931px) 100vw, 931px\" \/><\/figure><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Access premium research on Univest<\/strong><\/a>.<\/p><p>Based on publicly available analyst consensus, here are the Q4 FY26 estimates for Bank of Maharashtra:<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Metric<\/strong><\/td><td><strong>Q4 FY26 Estimate<\/strong><\/td><td><strong>Q3 FY26 Actual<\/strong><\/td><td><strong>Trend<\/strong><\/td><\/tr><tr><td>Revenue<\/td><td>Rs 8,800 Cr<\/td><td>Rs 8,100 Cr<\/td><td>QoQ expected improvement<\/td><\/tr><tr><td>Net Profit (PAT)<\/td><td>Rs 1,350 Cr<\/td><td>Rs 1,218 Cr<\/td><td>Normalisation expected<\/td><\/tr><tr><td>Margin<\/td><td>NIM 3.1%<\/td><td>Q3 FY26 margin<\/td><td>QoQ trend<\/td><\/tr><tr><td>Volume \/ Growth Driver<\/td><td>+14% loan growth<\/td><td>Prior quarter<\/td><td>YoY<\/td><\/tr><tr><td>Dividend (Expected)<\/td><td>Rs 1.20 (expected)<\/td><td>FY26 interim dividends<\/td><td>Final dividend<\/td><\/tr><\/tbody><\/table><\/figure><p>Screen <strong>Bank of Maharashtra<\/strong> live fundamentals on the <a href=\"https:\/\/univest.in\/screeners\"><strong>Univest Screener<\/strong><\/a>.<\/p><p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> for real-time Q4 result alerts and analyst updates.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Key_Factors_Driving_Bank_of_Maharashtra_Q4_FY26_Performance\"><\/span><strong>5 Key Factors Driving Bank of Maharashtra Q4 FY26 Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Best-in-Class_GNPA_Among_PSU_Banks\"><\/span><strong>1. Best-in-Class GNPA Among PSU Banks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bank of Maharashtra has achieved GNPA below 2.2% \u2014 among the lowest in PSU banking \u2014 reflecting disciplined credit culture under the current management. Sustaining this quality through Q4 FY26 would validate the improved credit framework.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_MSME_and_Retail_Loan_Growth\"><\/span><strong>2. MSME and Retail Loan Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>BOM&#8217;s MSME and retail loan segments are growing at 15-18% annually. This growth is generating better margins than traditional PSU corporate lending.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Maharashtra_Region_Advantage\"><\/span><strong>3. Maharashtra Region Advantage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bank of Maharashtra&#8217;s home state concentration in Maharashtra \u2014 India&#8217;s largest state economy \u2014 provides access to strong MSME, SME, and corporate credit demand.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_NIM_Improvement\"><\/span><strong>4. NIM Improvement<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>NIM above 3.1% would be positive for a PSU bank, reflecting better-priced retail lending mix.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Government_Scheme_Implementation\"><\/span><strong>5. Government Scheme Implementation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>BOM&#8217;s implementation of government schemes (PM Mudra, PM SVANidhi) adds a socially impactful lending channel with government guarantee backing.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Risks_to_Watch_in_Bank_of_Maharashtra_Q4_FY26\"><\/span><strong>5 Risks to Watch in Bank of Maharashtra Q4 FY26<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_1_Loan_Growth_Sustainability\"><\/span><strong>Risk 1: Loan Growth Sustainability<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>14%+ loan growth while maintaining sub-2.5% GNPA is the key execution challenge.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_2_Interest_Rate_Risk\"><\/span><strong>Risk 2: Interest Rate Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>If RBI cuts rates, BOM&#8217;s NIM could compress as loan rates reprice before deposit costs.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_3_Technology_and_Digital_Gap\"><\/span><strong>Risk 3: Technology and Digital Gap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Relative to large private banks, BOM&#8217;s technology platform lags. Digital banking investment is required to compete for the next generation of banking customers.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_4_Capital_Adequacy_for_Growth\"><\/span><strong>Risk 4: Capital Adequacy for Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Sustaining 14%+ loan growth requires capital support. Any capital raise would be dilutive.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_5_Geographic_Concentration\"><\/span><strong>Risk 5: Geographic Concentration<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Despite Maharashtra&#8217;s strengths, geographic concentration creates regional economic risk.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Share_Price_and_Analyst_Ratings\"><\/span><strong>Bank of Maharashtra Share Price and Analyst Ratings<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110412\/Bank-of-Maharashtra-share-price-and-analyst-ratings-1024x536.jpg\" alt=\"Bank of Maharashtra share price and analyst ratings \u2014 Q4 FY26 preview\" class=\"wp-image-70741\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110412\/Bank-of-Maharashtra-share-price-and-analyst-ratings-1024x536.jpg 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110412\/Bank-of-Maharashtra-share-price-and-analyst-ratings-300x157.jpg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110412\/Bank-of-Maharashtra-share-price-and-analyst-ratings-768x402.jpg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110412\/Bank-of-Maharashtra-share-price-and-analyst-ratings-900x471.jpg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110412\/Bank-of-Maharashtra-share-price-and-analyst-ratings-600x314.jpg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110412\/Bank-of-Maharashtra-share-price-and-analyst-ratings-150x79.jpg 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110412\/Bank-of-Maharashtra-share-price-and-analyst-ratings.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>Value<\/strong><\/td><\/tr><tr><td>CMP (April 2026)<\/td><td>Rs 52<\/td><\/tr><tr><td>52-Week High<\/td><td>Rs 74<\/td><\/tr><tr><td>52-Week Low<\/td><td>Rs 43<\/td><\/tr><tr><td>1-Year Return<\/td><td>-26%<\/td><\/tr><tr><td>Market Capitalisation<\/td><td>Rs 32,000 Cr<\/td><\/tr><tr><td>Sector<\/td><td>PSU Banking<\/td><\/tr><tr><td>NSE Ticker<\/td><td>MAHABANK<\/td><\/tr><\/tbody><\/table><\/figure><p>Analyst ratings and target prices based on publicly available brokerage research:<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Brokerage<\/strong><\/td><td><strong>Rating<\/strong><\/td><td><strong>Target Price<\/strong><\/td><td><strong>Investment Thesis<\/strong><\/td><\/tr><tr><td>IDBI Capital<\/td><td>BUY<\/td><td>Rs 65<\/td><td>Best GNPA in PSU banking; growth on track<\/td><\/tr><tr><td>Axis Securities<\/td><td>ADD<\/td><td>Rs 60<\/td><td>Maharashtra economy driving credit demand<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Bank of Maharashtra Q4 FY26 results on May 10 will be watched for GNPA sustenance below 2.2% and loan growth above 12%. At Rs 52 and 0.8x book, it is among the better-valued PSU banks on quality-adjusted metrics. A clean quarter with improving ROE toward 15% would support recovery toward Rs 60-65.<\/p><p><strong>Disclaimer: <\/strong>Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. All financial data and analyst estimates are sourced from publicly available information including NSE\/BSE filings and company investor relations pages. Verify all numbers before investing. Consult a SEBI-registered advisor before making investment decisions.<\/p><p>For more Q4 FY26 results previews, visit <a href=\"https:\/\/univest.in\/blogs\">Univest Blogs<\/a>.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_When_is_Bank_of_Maharashtra_Q4_results_2026_date\"><\/span><strong>Q: When is Bank of Maharashtra Q4 results 2026 date?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bank of Maharashtra Q4 FY26 results date is May 10, 2026. The board of directors will meet on this date to approve the quarterly and full-year FY26 financial results and consider recommending a final dividend.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_Bank_of_Maharashtra_Q4_FY26_revenue_estimate\"><\/span><strong>Q: What is Bank of Maharashtra Q4 FY26 revenue estimate?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Analyst consensus estimate for Bank of Maharashtra Q4 FY26 revenue is Rs 8,800 Cr. Q3 FY26 actual revenue was Rs 8,100 Cr. Actual Q4 results may vary based on operating conditions.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_Bank_of_Maharashtra_Q4_FY26_PAT_estimate\"><\/span><strong>Q: What is Bank of Maharashtra Q4 FY26 PAT estimate?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Analyst consensus estimate for Bank of Maharashtra Q4 FY26 net profit (PAT) is Rs 1,350 Cr. Q3 FY26 actual PAT was Rs 1,218 Cr. Estimates are indicative and not guaranteed.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Will_Bank_of_Maharashtra_declare_a_dividend_in_Q4_FY26\"><\/span><strong>Q: Will Bank of Maharashtra declare a dividend in Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bank of Maharashtra is expected to declare Rs 1.20 (expected) for FY26, subject to board approval at the May 10, 2026 board meeting and subsequent shareholder approval at the AGM.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_Bank_of_Maharashtra_current_share_price\"><\/span><strong>Q: What is Bank of Maharashtra current share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bank of Maharashtra is trading at Rs 52 as of April 2026, with a 52-week range of Rs 43 to Rs 74. The 1-year return is -26%.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_were_Bank_of_Maharashtra_Q3_FY26_results\"><\/span><strong>Q: What were Bank of Maharashtra Q3 FY26 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>In Q3 FY26, Bank of Maharashtra reported revenue of Rs 8,100 Cr and net profit (PAT) of Rs 1,218 Cr. The Q4 FY26 results on May 10, 2026 will provide a comparison to assess sequential and year-on-year trends.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_When_do_TCS_and_Infosys_announce_Q4_results_2026\"><\/span><strong>Q: When do TCS and Infosys announce Q4 results 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>TCS declared Q4 FY26 results on April 9, 2026 (see the Bank of Maharashtra earnings calendar table above). Infosys is scheduled to declare results on April 23, 2026. Both are covered in detail on Univest Blogs.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Is_Bank_of_Maharashtra_a_good_investment_ahead_of_Q4_results\"><\/span><strong>Q: Is Bank of Maharashtra a good investment ahead of Q4 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>This article does not constitute investment advice. Bank of Maharashtra trades at Rs 52 with a 52-week range of Rs 43 to Rs 74. Analyst consensus targets and the Q4 FY26 estimates suggest monitoring the results date closely. Consult a SEBI-registered financial advisor for personalised investment guidance.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/balkrishna-industries-q4-results-2026\">Balkrishna Industries Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balkrishna-paper-mills-q4-results-2026\">Balkrishna Paper Mills Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balaxi-pharmaceuticals-q4-results-2026\">BALAXI PHARMACEUTICALS Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balaji-telefilms-q4-results-2026\">Balaji Telefilms Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balaji-amines-q4-results-2026\">Balaji Amines Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Bank of Maharashtra (MAHABANK) Q4 FY26 results are scheduled for May 10, 2026, when the company&#8217;s board of directors will approve the financial statements for the January-March 2026 quarter. Trading at Rs 52 as of April 2026 \u2014 down -26% from its 52-week high of Rs 74 \u2014 the stock has been under pressure alongside<\/p>\n","protected":false},"author":28,"featured_media":70742,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802,3858],"class_list":["post-70736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news","tag-q4-results"],"metadata":{"_edit_lock":["1776145078:28"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"amazonS3_cache":["a:6:{s:62:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/image-693.jpeg\";a:2:{s:2:\"id\";i:70739;s:11:\"source_type\";s:13:\"media-library\";}s:94:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110220\/image-693.jpeg\";a:2:{s:2:\"id\";i:70739;s:11:\"source_type\";s:13:\"media-library\";}s:103:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Bank-of-Maharashtra-share-price-and-analyst-ratings.jpg\";a:2:{s:2:\"id\";i:70741;s:11:\"source_type\";s:13:\"media-library\";}s:112:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Bank-of-Maharashtra-share-price-and-analyst-ratings-1024x536.jpg\";a:2:{s:2:\"id\";i:70741;s:11:\"source_type\";s:13:\"media-library\";}s:135:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110412\/Bank-of-Maharashtra-share-price-and-analyst-ratings.jpg\";a:2:{s:2:\"id\";i:70741;s:11:\"source_type\";s:13:\"media-library\";}s:144:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14110412\/Bank-of-Maharashtra-share-price-and-analyst-ratings-1024x536.jpg\";a:2:{s:2:\"id\";i:70741;s:11:\"source_type\";s:13:\"media-library\";}}"],"rank_math_primary_category":["842"],"rank_math_seo_score":["77"],"rank_math_description":["Bank of Maharashtra Q4 results date is May 10, 2026. 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