{"id":70716,"date":"2026-04-14T10:58:30","date_gmt":"2026-04-14T05:28:30","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=70716"},"modified":"2026-04-14T10:58:32","modified_gmt":"2026-04-14T05:28:32","slug":"bank-of-india-q4-results-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/","title":{"rendered":"Bank of India Q4 Results 2026: Date, Revenue, PAT &#038; Analyst Outlook"},"content":{"rendered":"<p>Bank of India (BANKINDIA) Q4 FY26 results are scheduled for May 8, 2026, when the company&#8217;s board of directors will approve the financial statements for the January-March 2026 quarter. Trading at Rs 95 as of April 2026 \u2014 down -26% from its 52-week high of Rs 132 \u2014 the stock has been under pressure alongside its peers in the PSU Banking sector. This Q4 results preview covers the confirmed results date, analyst consensus estimates, five key performance factors, five risks to monitor, analyst ratings, and the complete share price outlook.<\/p><p>Bank of India&#8217;s Q4 FY26 earnings will be watched for signals on the company&#8217;s +9% loan growth trajectory, and whether operating metrics are recovering toward normalised levels. This article provides a structured preview based on analyst consensus data and publicly available financial information.<\/p><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Get free investment predictions on Univest<\/strong><\/a>.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Bank_of_India_Q4_Results_2026_Date\" title=\"Bank of India Q4 Results 2026 Date\">Bank of India Q4 Results 2026 Date<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Why_Q4_FY26_Matters\" title=\"Why Q4 FY26 Matters\">Why Q4 FY26 Matters<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Bank_of_India_Q4_FY26_Earnings_Estimates\" title=\"Bank of India Q4 FY26 Earnings Estimates\">Bank of India Q4 FY26 Earnings Estimates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#5_Key_Factors_Driving_Bank_of_India_Q4_FY26_Performance\" title=\"5 Key Factors Driving Bank of India Q4 FY26 Performance\">5 Key Factors Driving Bank of India Q4 FY26 Performance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#1_Domestic_Loan_Book_Recovery\" title=\"1. Domestic Loan Book Recovery\">1. Domestic Loan Book Recovery<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#2_GNPA_Reduction_Trajectory\" title=\"2. GNPA Reduction Trajectory\">2. GNPA Reduction Trajectory<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#3_Overseas_Operations_Normalisation\" title=\"3. Overseas Operations Normalisation\">3. Overseas Operations Normalisation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#4_Agricultural_Credit\" title=\"4. Agricultural Credit\">4. Agricultural Credit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#5_Technology_Modernisation\" title=\"5. Technology Modernisation\">5. Technology Modernisation<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#5_Risks_to_Watch_in_Bank_of_India_Q4_FY26\" title=\"5 Risks to Watch in Bank of India Q4 FY26\">5 Risks to Watch in Bank of India Q4 FY26<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Risk_1_Legacy_NPA_Portfolio\" title=\"Risk 1: Legacy NPA Portfolio\">Risk 1: Legacy NPA Portfolio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Risk_2_Capital_Requirements\" title=\"Risk 2: Capital Requirements\">Risk 2: Capital Requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Risk_3_Political_Lending_Risk\" title=\"Risk 3: Political Lending Risk\">Risk 3: Political Lending Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Risk_4_Interest_Spread_Compression\" title=\"Risk 4: Interest Spread Compression\">Risk 4: Interest Spread Compression<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Risk_5_Competition_from_Private_Banks\" title=\"Risk 5: Competition from Private Banks\">Risk 5: Competition from Private Banks<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Bank_of_India_Share_Price_and_Analyst_Ratings\" title=\"Bank of India Share Price and Analyst Ratings\">Bank of India Share Price and Analyst Ratings<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Q_When_is_Bank_of_India_Q4_results_2026_date\" title=\"Q: When is Bank of India Q4 results 2026 date?\">Q: When is Bank of India Q4 results 2026 date?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Q_What_is_Bank_of_India_Q4_FY26_revenue_estimate\" title=\"Q: What is Bank of India Q4 FY26 revenue estimate?\">Q: What is Bank of India Q4 FY26 revenue estimate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Q_What_is_Bank_of_India_Q4_FY26_PAT_estimate\" title=\"Q: What is Bank of India Q4 FY26 PAT estimate?\">Q: What is Bank of India Q4 FY26 PAT estimate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Q_Will_Bank_of_India_declare_a_dividend_in_Q4_FY26\" title=\"Q: Will Bank of India declare a dividend in Q4 FY26?\">Q: Will Bank of India declare a dividend in Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Q_What_is_Bank_of_India_current_share_price\" title=\"Q: What is Bank of India current share price?\">Q: What is Bank of India current share price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Q_What_were_Bank_of_India_Q3_FY26_results\" title=\"Q: What were Bank of India Q3 FY26 results?\">Q: What were Bank of India Q3 FY26 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Q_When_do_TCS_and_Infosys_announce_Q4_results_2026\" title=\"Q: When do TCS and Infosys announce Q4 results 2026?\">Q: When do TCS and Infosys announce Q4 results 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Q_Is_Bank_of_India_a_good_investment_ahead_of_Q4_results\" title=\"Q: Is Bank of India a good investment ahead of Q4 results?\">Q: Is Bank of India a good investment ahead of Q4 results?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-2026\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bank_of_India_Q4_Results_2026_Date\"><\/span><strong>Bank of India Q4 Results 2026 Date<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The Bank of India Q4 FY26 results date is May 8, 2026. The board of directors will meet to approve the audited consolidated and standalone financial results for the quarter ended March 31, 2026, and the full year FY2025-26.<\/p><p>Here is a broader view of the Q4 FY26 results calendar for reference:<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Results Date<\/strong><\/td><td><strong>Key Metric<\/strong><\/td><\/tr><tr><td>TCS<\/td><td>April 9, 2026 (Declared)<\/td><td>FY27 revenue guidance, deal TCV<\/td><\/tr><tr><td>Infosys<\/td><td>April 23, 2026<\/td><td>CC growth guidance for FY27<\/td><\/tr><tr><td>Bharat Electronics (BEL)<\/td><td>May 8, 2026<\/td><td>Order book execution, EBITDA margin<\/td><\/tr><tr><td>Bharat Forge<\/td><td>May 10, 2026<\/td><td>Global CV + defence execution<\/td><\/tr><tr><td>Bank of India<\/td><td>May 8, 2026<\/td><td>See estimates below<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Q4_FY26_Matters\"><\/span><strong>Why Q4 FY26 Matters<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Q4 (January-March) is the final quarter of FY26, making it the most important earnings event of the year. Beyond the quarterly numbers, investors will receive: full-year FY26 financial summary, management commentary on FY27 business outlook, and the final dividend recommendation for FY26 shareholders.<\/p><p>For Bank of India specifically, Q4 FY26 captures the peak season dynamics of the PSU Banking sector. Management&#8217;s commentary on FY27 demand visibility will set the investment narrative for the next 12 months.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bank_of_India_Q4_FY26_Earnings_Estimates\"><\/span><strong>Bank of India Q4 FY26 Earnings Estimates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"931\" height=\"486\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105118\/image-688.jpeg\" alt=\"Bank of India Q4 FY26 analyst consensus estimates \u2014 Revenue, PAT, Margin\" class=\"wp-image-70718\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105118\/image-688.jpeg 931w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105118\/image-688-300x157.jpeg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105118\/image-688-768x401.jpeg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105118\/image-688-900x470.jpeg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105118\/image-688-600x313.jpeg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105118\/image-688-150x78.jpeg 150w\" sizes=\"(max-width: 931px) 100vw, 931px\" \/><\/figure><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Access premium research on Univest<\/strong><\/a>.<\/p><p>Based on publicly available analyst consensus, here are the Q4 FY26 estimates for Bank of India:<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Metric<\/strong><\/td><td><strong>Q4 FY26 Estimate<\/strong><\/td><td><strong>Q3 FY26 Actual<\/strong><\/td><td><strong>Trend<\/strong><\/td><\/tr><tr><td>Revenue<\/td><td>Rs 18,500 Cr<\/td><td>Rs 17,200 Cr<\/td><td>QoQ expected improvement<\/td><\/tr><tr><td>Net Profit (PAT)<\/td><td>Rs 2,200 Cr<\/td><td>Rs 2,045 Cr<\/td><td>Normalisation expected<\/td><\/tr><tr><td>Margin<\/td><td>NIM 2.8%<\/td><td>Q3 FY26 margin<\/td><td>QoQ trend<\/td><\/tr><tr><td>Volume \/ Growth Driver<\/td><td>+9% loan growth<\/td><td>Prior quarter<\/td><td>YoY<\/td><\/tr><tr><td>Dividend (Expected)<\/td><td>Rs 4 (expected)<\/td><td>FY26 interim dividends<\/td><td>Final dividend<\/td><\/tr><\/tbody><\/table><\/figure><p>Screen <strong>Bank of India<\/strong> live fundamentals on the <a href=\"https:\/\/univest.in\/screeners\"><strong>Univest Screener<\/strong><\/a>.<\/p><p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> for real-time Q4 result alerts and analyst updates.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Key_Factors_Driving_Bank_of_India_Q4_FY26_Performance\"><\/span><strong>5 Key Factors Driving Bank of India Q4 FY26 Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Domestic_Loan_Book_Recovery\"><\/span><strong>1. Domestic Loan Book Recovery<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bank of India&#8217;s domestic corporate and retail loan book growth of 9% YoY would be in line with industry trends.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_GNPA_Reduction_Trajectory\"><\/span><strong>2. GNPA Reduction Trajectory<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>GNPA has improved from 10%+ historical highs to approximately 4.5% in Q3 FY26. Further improvement below 4.2% would be a positive signal.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Overseas_Operations_Normalisation\"><\/span><strong>3. Overseas Operations Normalisation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bank of India has significant overseas presence. Normalisation of overseas NIM and asset quality contributes to consolidated performance.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Agricultural_Credit\"><\/span><strong>4. Agricultural Credit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>BOI has significant agricultural lending exposure. Good rabi harvest collections in Q4 would reduce agri sector stress.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Technology_Modernisation\"><\/span><strong>5. Technology Modernisation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>BOI&#8217;s digital banking investment has been improving. Any positive data on digital transaction adoption would support operating efficiency.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Risks_to_Watch_in_Bank_of_India_Q4_FY26\"><\/span><strong>5 Risks to Watch in Bank of India Q4 FY26<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_1_Legacy_NPA_Portfolio\"><\/span><strong>Risk 1: Legacy NPA Portfolio<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Large corporate NPAs from infrastructure and steel continue to require monitoring.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_2_Capital_Requirements\"><\/span><strong>Risk 2: Capital Requirements<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>BOI may need additional capital raises for Basel III compliance and growth funding.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_3_Political_Lending_Risk\"><\/span><strong>Risk 3: Political Lending Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>PSU banks are exposed to government-directed lending that may carry higher risk.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_4_Interest_Spread_Compression\"><\/span><strong>Risk 4: Interest Spread Compression<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Low NIM of 2.8% leaves limited buffer against NIM compression in a rate-cut environment.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_5_Competition_from_Private_Banks\"><\/span><strong>Risk 5: Competition from Private Banks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Private banks are gaining market share in high-margin retail products, limiting PSU banks&#8217; ability to improve margin profiles.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bank_of_India_Share_Price_and_Analyst_Ratings\"><\/span><strong>Bank of India Share Price and Analyst Ratings<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105415\/Bank-of-India-share-price-and-analyst-ratings-%E2%80%94-Q4-FY26-preview-univest.in_-1024x536.jpg\" alt=\"Bank of India share price and analyst ratings \u2014 Q4 FY26 preview\" class=\"wp-image-70730\"\/><\/figure><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>Value<\/strong><\/td><\/tr><tr><td>CMP (April 2026)<\/td><td>Rs 95<\/td><\/tr><tr><td>52-Week High<\/td><td>Rs 132<\/td><\/tr><tr><td>52-Week Low<\/td><td>Rs 80<\/td><\/tr><tr><td>1-Year Return<\/td><td>-26%<\/td><\/tr><tr><td>Market Capitalisation<\/td><td>Rs 42,000 Cr<\/td><\/tr><tr><td>Sector<\/td><td>PSU Banking<\/td><\/tr><tr><td>NSE Ticker<\/td><td>BANKINDIA<\/td><\/tr><\/tbody><\/table><\/figure><p>Analyst ratings and target prices based on publicly available brokerage research:<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Brokerage<\/strong><\/td><td><strong>Rating<\/strong><\/td><td><strong>Target Price<\/strong><\/td><td><strong>Investment Thesis<\/strong><\/td><\/tr><tr><td>Angel One<\/td><td>BUY<\/td><td>Rs 118<\/td><td>GNPA recovery + domestic credit growth<\/td><\/tr><tr><td>Nirmal Bang<\/td><td>ADD<\/td><td>Rs 108<\/td><td>PSU banking recovery play at low valuation<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Bank of India Q4 FY26 will reflect PSU banking credit quality improvement. PAT above Rs 2,200 crore with NIM stable at 2.8% would be a positive. GNPA trajectory and retail book growth are the key quality indicators.<\/p><p><strong>Disclaimer: <\/strong>Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. All financial data and analyst estimates are sourced from publicly available information including NSE\/BSE filings and company investor relations pages. Verify all numbers before investing. Consult a SEBI-registered advisor before making investment decisions.<\/p><p>For more Q4 FY26 results previews, visit <a href=\"https:\/\/univest.in\/blogs\">Univest Blogs<\/a>.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_When_is_Bank_of_India_Q4_results_2026_date\"><\/span><strong>Q: When is Bank of India Q4 results 2026 date?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bank of India Q4 FY26 results date is May 8, 2026. The board of directors will meet on this date to approve the quarterly and full-year FY26 financial results and consider recommending a final dividend.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_Bank_of_India_Q4_FY26_revenue_estimate\"><\/span><strong>Q: What is Bank of India Q4 FY26 revenue estimate?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Analyst consensus estimate for Bank of India Q4 FY26 revenue is Rs 18,500 Cr. Q3 FY26 actual revenue was Rs 17,200 Cr. Actual Q4 results may vary based on operating conditions.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_Bank_of_India_Q4_FY26_PAT_estimate\"><\/span><strong>Q: What is Bank of India Q4 FY26 PAT estimate?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Analyst consensus estimate for Bank of India Q4 FY26 net profit (PAT) is Rs 2,200 Cr. Q3 FY26 actual PAT was Rs 2,045 Cr. Estimates are indicative and not guaranteed.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Will_Bank_of_India_declare_a_dividend_in_Q4_FY26\"><\/span><strong>Q: Will Bank of India declare a dividend in Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bank of India is expected to declare Rs 4 (expected) for FY26, subject to board approval at the May 8, 2026 board meeting and subsequent shareholder approval at the AGM.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_Bank_of_India_current_share_price\"><\/span><strong>Q: What is Bank of India current share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bank of India is trading at Rs 95 as of April 2026, with a 52-week range of Rs 80 to Rs 132. The 1-year return is -26%.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_were_Bank_of_India_Q3_FY26_results\"><\/span><strong>Q: What were Bank of India Q3 FY26 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>In Q3 FY26, Bank of India reported revenue of Rs 17,200 Cr and net profit (PAT) of Rs 2,045 Cr. The Q4 FY26 results on May 8, 2026 will provide a comparison to assess sequential and year-on-year trends.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_When_do_TCS_and_Infosys_announce_Q4_results_2026\"><\/span><strong>Q: When do TCS and Infosys announce Q4 results 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>TCS declared Q4 FY26 results on April 9, 2026 (see the Bank of India earnings calendar table above). Infosys is scheduled to declare results on April 23, 2026. Both are covered in detail on Univest Blogs.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Is_Bank_of_India_a_good_investment_ahead_of_Q4_results\"><\/span><strong>Q: Is Bank of India a good investment ahead of Q4 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>This article does not constitute investment advice. Bank of India trades at Rs 95 with a 52-week range of Rs 80 to Rs 132. Analyst consensus targets and the Q4 FY26 estimates suggest monitoring the results date closely. Consult a SEBI-registered financial advisor for personalised investment guidance.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/balkrishna-industries-q4-results-2026\">Balkrishna Industries Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balkrishna-paper-mills-q4-results-2026\">Balkrishna Paper Mills Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balaxi-pharmaceuticals-q4-results-2026\">BALAXI PHARMACEUTICALS Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balaji-telefilms-q4-results-2026\">Balaji Telefilms Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/balaji-amines-q4-results-2026\">Balaji Amines Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Bank of India (BANKINDIA) Q4 FY26 results are scheduled for May 8, 2026, when the company&#8217;s board of directors will approve the financial statements for the January-March 2026 quarter. Trading at Rs 95 as of April 2026 \u2014 down -26% from its 52-week high of Rs 132 \u2014 the stock has been under pressure alongside<\/p>\n","protected":false},"author":28,"featured_media":70733,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802,3858],"class_list":["post-70716","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news","tag-q4-results"],"metadata":{"_edit_lock":["1776144609:28"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"amazonS3_cache":["a:6:{s:62:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/image-688.jpeg\";a:2:{s:2:\"id\";i:70718;s:11:\"source_type\";s:13:\"media-library\";}s:94:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105118\/image-688.jpeg\";a:2:{s:2:\"id\";i:70718;s:11:\"source_type\";s:13:\"media-library\";}s:129:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Bank-of-India-share-price-and-analyst-ratings-\u2014-Q4-FY26-preview-univest.in_.jpg\";a:2:{s:2:\"id\";i:70730;s:11:\"source_type\";s:13:\"media-library\";}s:138:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Bank-of-India-share-price-and-analyst-ratings-\u2014-Q4-FY26-preview-univest.in_-1024x536.jpg\";a:2:{s:2:\"id\";i:70730;s:11:\"source_type\";s:13:\"media-library\";}s:161:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105415\/Bank-of-India-share-price-and-analyst-ratings-\u2014-Q4-FY26-preview-univest.in_.jpg\";a:2:{s:2:\"id\";i:70730;s:11:\"source_type\";s:13:\"media-library\";}s:170:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/14105415\/Bank-of-India-share-price-and-analyst-ratings-\u2014-Q4-FY26-preview-univest.in_-1024x536.jpg\";a:2:{s:2:\"id\";i:70730;s:11:\"source_type\";s:13:\"media-library\";}}"],"rank_math_primary_category":["842"],"rank_math_seo_score":["77"],"rank_math_description":["Bank of India Q4 results date is May 8, 2026. 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