{"id":70162,"date":"2026-04-13T14:01:09","date_gmt":"2026-04-13T08:31:09","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=70162"},"modified":"2026-04-13T14:01:11","modified_gmt":"2026-04-13T08:31:11","slug":"why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/","title":{"rendered":"Why Is L&amp;T Finance Share Price Falling? Key Reasons &amp; Share Price Target 2026"},"content":{"rendered":"<p>L&amp;T Finance share price is down -24% from its 52-week high of Rs 185, trading at Rs 140 as of April 2026. At its 52-week low of Rs 125, the stock has already given up significant gains \u2014 and investors are asking the same question: is this a buying opportunity or a value trap?<\/p><p>The L&amp;T Finance share price falling is not random market noise. There are specific, identifiable reasons driving the decline \u2014 and this article examines each of them with real data, sector context, and the analyst consensus on what L&amp;T Finance is worth.<\/p><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Click Here \u2014 Get Free Investment Predictions on Univest<\/strong><\/a>.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Why_Is_L_T_Finance_Share_Price_Falling_Key_Reasons\" title=\"Why Is L&amp;T Finance Share Price Falling? Key Reasons\">Why Is L&amp;T Finance Share Price Falling? Key Reasons<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Reason_1_Lakshya_2026_Strategy_%E2%80%94_Retail_Transformation_Incomplete\" title=\"Reason 1: Lakshya 2026 Strategy \u2014 Retail Transformation Incomplete\">Reason 1: Lakshya 2026 Strategy \u2014 Retail Transformation Incomplete<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Reason_2_MFI_Segment_Stress\" title=\"Reason 2: MFI Segment Stress\">Reason 2: MFI Segment Stress<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Reason_3_ROE_Below_Target_at_13-14\" title=\"Reason 3: ROE Below Target at 13-14%\">Reason 3: ROE Below Target at 13-14%<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Reason_4_Competition_from_Banks_in_Rural_Finance\" title=\"Reason 4: Competition from Banks in Rural Finance\">Reason 4: Competition from Banks in Rural Finance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Reason_5_Potential_L_T_Group_Restructuring\" title=\"Reason 5: Potential L&amp;T Group Restructuring\">Reason 5: Potential L&amp;T Group Restructuring<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#L_T_Finance_Financial_Snapshot\" title=\"L&amp;T Finance Financial Snapshot\">L&amp;T Finance Financial Snapshot<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Can_L_T_Finance_Recover_Future_Outlook\" title=\"Can L&amp;T Finance Recover? Future Outlook\">Can L&amp;T Finance Recover? Future Outlook<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#L_T_Finance_Share_Price_Target_2026\" title=\"L&amp;T Finance Share Price Target 2026\">L&amp;T Finance Share Price Target 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Short-Term_Target_3-6_Months\" title=\"Short-Term Target (3-6 Months)\">Short-Term Target (3-6 Months)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#12-Month_Analyst_Consensus_Target\" title=\"12-Month Analyst Consensus Target\">12-Month Analyst Consensus Target<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Long-Term_Target_FY28\" title=\"Long-Term Target (FY28)\">Long-Term Target (FY28)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Q1_Why_is_L_T_Finance_share_price_falling_in_2026\" title=\"Q1. Why is L&amp;T Finance share price falling in 2026?\">Q1. Why is L&amp;T Finance share price falling in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Q2_What_is_L_T_Finance_share_price_target_2026\" title=\"Q2. What is L&amp;T Finance share price target 2026?\">Q2. What is L&amp;T Finance share price target 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Q3_Should_I_buy_L_T_Finance_at_current_levels\" title=\"Q3. Should I buy L&amp;T Finance at current levels?\">Q3. Should I buy L&amp;T Finance at current levels?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Q4_What_is_L_T_Finances_market_cap_and_PE_ratio\" title=\"Q4. What is L&amp;T Finance&#8217;s market cap and P\/E ratio?\">Q4. What is L&amp;T Finance&#8217;s market cap and P\/E ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Q5_What_can_trigger_recovery_in_L_T_Finance_share_price\" title=\"Q5. What can trigger recovery in L&amp;T Finance share price?\">Q5. What can trigger recovery in L&amp;T Finance share price?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/why-is-lampt-finance-share-price-falling-key-reasons-amp-share-price-target-2026\/#Recent_Articles\" title=\"Recent Articles\">Recent Articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Is_L_T_Finance_Share_Price_Falling_Key_Reasons\"><\/span><strong>Why Is L&amp;T Finance Share Price Falling? Key Reasons<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Tap to Access Best Research Pieces on Univest<\/strong><\/a>.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reason_1_Lakshya_2026_Strategy_%E2%80%94_Retail_Transformation_Incomplete\"><\/span><strong>Reason 1: Lakshya 2026 Strategy \u2014 Retail Transformation Incomplete<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>L&amp;T Finance has been executing its &#8216;Lakshya 2026&#8217; strategic plan \u2014 transforming from a diversified NBFC (infrastructure finance, wholesale, retail) into a pure-play retail NBFC focused on farm equipment, rural home loans, two-wheelers, and personal loans. While retail as a percentage of AUM has improved to 90%+, the legacy wholesale book still contains stressed assets that create periodic provision requirements.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reason_2_MFI_Segment_Stress\"><\/span><strong>Reason 2: MFI Segment Stress<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>L&amp;T Finance&#8217;s Microfinance segment, recently built up through rural lending, has faced the same industry-wide delinquency surge as all MFI lenders. Q3 FY26 MFI NPAs rose sharply, leading to elevated credit costs.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reason_3_ROE_Below_Target_at_13-14\"><\/span><strong>Reason 3: ROE Below Target at 13-14%<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>The Lakshya 2026 target included achieving 15%+ ROE by FY26. The combination of MFI NPA stress, wholesale book tail risk, and transformation costs has kept ROE at 13-14%, below the target. Until ROE crosses 15% consistently, the valuation premium over book value is limited.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reason_4_Competition_from_Banks_in_Rural_Finance\"><\/span><strong>Reason 4: Competition from Banks in Rural Finance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>PSU banks with lower cost of funds are expanding aggressively in farm equipment and rural home loans \u2014 L&amp;T Finance&#8217;s target segments. This increases acquisition costs and puts pressure on yields.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reason_5_Potential_L_T_Group_Restructuring\"><\/span><strong>Reason 5: Potential L&amp;T Group Restructuring<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>L&amp;T Group has been evaluating whether to continue owning a financial services subsidiary or focus purely on engineering and construction. Any indication of L&amp;T Group reducing its 66% stake or listing\/spinning off L&amp;T Finance separately would create near-term strategic uncertainty.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"L_T_Finance_Financial_Snapshot\"><\/span><strong>L&amp;T Finance Financial Snapshot<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>Value<\/strong><\/td><\/tr><tr><td>CMP<\/td><td>Rs 140<\/td><\/tr><tr><td>52-Week High<\/td><td>Rs 185<\/td><\/tr><tr><td>52-Week Low<\/td><td>Rs 125<\/td><\/tr><tr><td>Decline from Peak<\/td><td>-24%<\/td><\/tr><tr><td>Market Cap<\/td><td>Rs 35,000 Cr<\/td><\/tr><tr><td>P\/E Ratio<\/td><td>14x<\/td><\/tr><tr><td>P\/B Ratio<\/td><td>1.6x<\/td><\/tr><tr><td>Promoter Holding<\/td><td>66.0% (L&amp;T Group)<\/td><\/tr><tr><td>FII Holding<\/td><td>16.4%<\/td><\/tr><tr><td>DII Holding<\/td><td>18.4%<\/td><\/tr><tr><td>Sector<\/td><td>NBFC \/ Rural and Housing Finance<\/td><\/tr><\/tbody><\/table><\/figure><p>Track <strong>L&amp;T Finance<\/strong> live fundamentals and peer comparisons on the <a href=\"https:\/\/univest.in\/screeners\"><strong>Univest Screener<\/strong><\/a>.<\/p><p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> for daily research updates.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_L_T_Finance_Recover_Future_Outlook\"><\/span><strong>Can L&amp;T Finance Recover? Future Outlook<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>L&amp;T Finance at Rs 140 and 1.6x book value offers compelling risk-reward if the Lakshya transformation delivers. The rural finance opportunity \u2014 farm equipment, rural housing \u2014 is genuinely large. MFI NPA stress should peak in Q4 FY26 as rural cash flows improve with kharif harvest. Recovery to Rs 165-195 requires ROE crossing 15% and MFI NPA formation declining. The L&amp;T Group ownership provides governance confidence and funding access advantage.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"L_T_Finance_Share_Price_Target_2026\"><\/span><strong>L&amp;T Finance Share Price Target 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Subscribe to Univest Pro for SEBI-registered analyst recommendations<\/strong><\/a>.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Short-Term_Target_3-6_Months\"><\/span><strong>Short-Term Target (3-6 Months)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Short-term L&amp;T Finance share price target is Rs 130-155, based on current technical setup and near-term fundamental catalyst timeline. The 52-week low of Rs 125 is the key support level \u2014 a sustained break below this would be a significant bearish signal.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"12-Month_Analyst_Consensus_Target\"><\/span><strong>12-Month Analyst Consensus Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Analyst consensus 12-month L&amp;T Finance share price target is Rs 165-195, implying meaningful upside from the current Rs 140. This assumes the key headwinds identified in this article begin to resolve.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Long-Term_Target_FY28\"><\/span><strong>Long-Term Target (FY28)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>In a full recovery scenario, the L&amp;T Finance share price target for FY28 is Rs 210-250. This bull case requires the fundamental concerns in this article to show clear reversal over the next 4-6 quarters.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q1_Why_is_L_T_Finance_share_price_falling_in_2026\"><\/span><strong>Q1. Why is L&amp;T Finance share price falling in 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>L&amp;T Finance share price is falling primarily due to the reasons detailed in this article. The stock has declined -24% from its 52-week high of Rs 185 to the current Rs 140. Key factors include sector headwinds, earnings pressure, and broader market conditions. Review all factors before making any investment decision.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q2_What_is_L_T_Finance_share_price_target_2026\"><\/span><strong>Q2. What is L&amp;T Finance share price target 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Analyst consensus 12-month L&amp;T Finance share price target is Rs 165-195. Short-term target is Rs 130-155 and long-term FY28 target in a recovery scenario is Rs 210-250. These are analyst estimates and not guaranteed returns.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q3_Should_I_buy_L_T_Finance_at_current_levels\"><\/span><strong>Q3. Should I buy L&amp;T Finance at current levels?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>This article does not provide personalised investment advice. L&amp;T Finance is trading at Rs 140 with a 52-week range of Rs 125 to Rs 185. The risk-reward depends on your investment horizon and risk tolerance. Consult a SEBI-registered financial advisor before investing.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q4_What_is_L_T_Finances_market_cap_and_PE_ratio\"><\/span><strong>Q4. What is L&amp;T Finance&#8217;s market cap and P\/E ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>L&amp;T Finance&#8217;s market capitalisation is Rs 35,000 Cr with a trailing P\/E of 14x and price-to-book ratio of 1.6x. Promoter holding is 66.0% (L&amp;T Group), FII 16.4%, DII 18.4%.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q5_What_can_trigger_recovery_in_L_T_Finance_share_price\"><\/span><strong>Q5. What can trigger recovery in L&amp;T Finance share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Recovery triggers for L&amp;T Finance include: resolution of the specific headwinds identified in this article, positive quarterly results showing reversal of stressed metrics, and broad market recovery. Monitor quarterly results and management commentary closely.<\/p><p><strong>Disclaimer: <\/strong>For educational purposes only. Not investment advice. Consult a SEBI-registered financial advisor. Investments are subject to market risk.For more analysis, visit <a href=\"https:\/\/univest.in\/blogs\">Univest Blogs<\/a>.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Articles\"><\/span>Recent Articles<span class=\"ez-toc-section-end\"><\/span><\/h2><p>&nbsp;<a href=\"https:\/\/univest.in\/blogs\/why-is-krbl-share-price-falling\"><strong>Why is KRBL Share Price Falling? Check Next Share Price Target&nbsp;<\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-reliance-infrastructures-share-price-falling\"><strong>Why is Reliance Infrastructures Share Price Falling? Check Next Share Price Target&nbsp;<\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-mahanagar-gas-share-price-falling\"><strong>Why is Mahanagar Gas Share Price Falling? Check Next Share Price Target&nbsp;<\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-happiest-minds-share-price-falling\"><strong>Why is Happiest Minds Share Price Falling? Check Next Share Price Target&nbsp;<\/strong><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>L&amp;T Finance share price is down -24% from its 52-week high of Rs 185, trading at Rs 140 as of April 2026. At its 52-week low of Rs 125, the stock has already given up significant gains \u2014 and investors are asking the same question: is this a buying opportunity or a value trap? 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