{"id":67916,"date":"2026-04-08T16:41:09","date_gmt":"2026-04-08T11:11:09","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=67916"},"modified":"2026-04-08T16:41:11","modified_gmt":"2026-04-08T11:11:11","slug":"stock-market-crash-2026-what-to-do","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/","title":{"rendered":"Stock Market Crash 2026: What Should Indian Investors Do Now?"},"content":{"rendered":"<p>The Indian stock market experienced one of its sharpest single-day falls in years on April 7, 2026. The Nifty 50 fell 5.9% and the Sensex dropped 3,939 points \u2014 the second-largest single-day decline in a decade \u2014 triggered by US President Donald Trump&#8217;s announcement of a 26% reciprocal tariff on Indian goods. Midcap and smallcap indices fell even harder, with the Nifty Midcap 100 losing 7.2% and the Nifty Smallcap 100 down 8.4%. FIIs sold Rs 22,000 crore in a single week. Retail investor portfolios across India saw 10\u201320% declines.<\/p><p>If you are wondering what to do during a stock market crash in 2026, the answer depends on your investment horizon, portfolio composition, and financial goals. This article provides a grounded, research-backed framework \u2014 not panic-driven advice \u2014 to help you make rational decisions in an irrational market environment.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Key_Policy_Highlights_2026-27\" title=\"Key Policy Highlights 2026-27\">Key Policy Highlights 2026-27<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Top_Stocks_Overview_2026\" title=\"Top Stocks Overview 2026\">Top Stocks Overview 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Company_Analysis\" title=\"Company Analysis\">Company Analysis<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#What_Causes_a_Stock_Market_Crash\" title=\"What Causes a Stock Market Crash?\">What Causes a Stock Market Crash?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#What_to_Do_if_Your_Portfolio_Is_Down_15%E2%80%9325\" title=\"What to Do if Your Portfolio Is Down 15\u201325%\">What to Do if Your Portfolio Is Down 15\u201325%<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Which_Sectors_Outperform_During_a_Crash\" title=\"Which Sectors Outperform During a Crash?\">Which Sectors Outperform During a Crash?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Should_You_Increase_SIP_During_a_Market_Crash\" title=\"Should You Increase SIP During a Market Crash?\">Should You Increase SIP During a Market Crash?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Key_Factors_to_Consider\" title=\"Key Factors to Consider\">Key Factors to Consider<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Risks_to_Be_Aware_Of\" title=\"Risks to Be Aware Of\">Risks to Be Aware Of<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#How_to_Choose_the_Right_Stocks\" title=\"How to Choose the Right Stocks\">How to Choose the Right Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions (FAQs)\">Frequently Asked Questions (FAQs)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Should_I_sell_my_stocks_during_the_2026_market_crash\" title=\"Should I sell my stocks during the 2026 market crash?\">Should I sell my stocks during the 2026 market crash?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#When_will_the_stock_market_recover_in_2026\" title=\"When will the stock market recover in 2026?\">When will the stock market recover in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Which_stocks_to_buy_during_the_2026_market_crash\" title=\"Which stocks to buy during the 2026 market crash?\">Which stocks to buy during the 2026 market crash?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#How_much_of_my_portfolio_should_I_invest_during_a_market_crash\" title=\"How much of my portfolio should I invest during a market crash?\">How much of my portfolio should I invest during a market crash?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/stock-market-crash-2026-what-to-do\/#Recent_Articles\" title=\"Recent Articles\">Recent Articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Policy_Highlights_2026-27\"><\/span><strong>Key Policy Highlights 2026-27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/user\/log-in\">[Tap to Access Best Research Pieces on Univest]<\/a><\/p><p><strong>\u2022 <\/strong>Nifty 50 fell 5.9% on April 7, 2026 \u2014 triggered by US 26% reciprocal tariff on Indian goods<\/p><p><strong>\u2022 <\/strong>FII outflows: Rs 22,000 crore in one week \u2014 largest weekly outflow since October 2024<\/p><p><strong>\u2022 <\/strong>RBI stance: MPC meets April 9 \u2014 rate cut of 25bps expected to support growth sentiment<\/p><p><strong>\u2022 <\/strong>India-US trade deal: Both governments in active negotiation \u2014 tariff resolution could trigger sharp rally<\/p><p><strong>\u2022 <\/strong>Historical context: Nifty has recovered 100% of all tariff\/macro-driven corrections within 12\u201318 months<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Top_Stocks_Overview_2026\"><\/span><strong>Top Stocks Overview 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/user\/log-in\">[Click Here \u2013 Get Free Investment Predictions]<\/a><\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>CMP (Rs)<\/strong><\/td><td><strong>Market Cap<\/strong><\/td><td><strong>52W High<\/strong><\/td><td><strong>52W Low<\/strong><\/td><\/tr><tr><td>Nifty 50 ETF (Nippon)<\/td><td>240<\/td><td>AUM Rs 22,800 Cr<\/td><td>298<\/td><td>225<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/stocks\/hdfcbank\/hdfc-bank-ltd-share-price-today\" data-type=\"link\" data-id=\"https:\/\/univest.in\/stocks\/hdfcbank\/hdfc-bank-ltd-share-price-today\">HDFC Bank<\/a><\/td><td>731<\/td><td>Rs 11,55,888 Cr<\/td><td>1,950<\/td><td>727<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/stocks\/sunpharma\/sun-pharmaceutical-industries-ltd-share-price-today\" data-type=\"link\" data-id=\"https:\/\/univest.in\/stocks\/sunpharma\/sun-pharmaceutical-industries-ltd-share-price-today\">Sun Pharma<\/a><\/td><td>1,780<\/td><td>Rs 4,27,000 Cr<\/td><td>2,150<\/td><td>1,600<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/stocks\/itc\/itc-ltd-share-price-today\" data-type=\"link\" data-id=\"https:\/\/univest.in\/stocks\/itc\/itc-ltd-share-price-today\">ITC<\/a><\/td><td>430<\/td><td>Rs 5,37,500 Cr<\/td><td>530<\/td><td>390<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/stocks\/hindunilvr\/hindustan-unilever-ltd-share-price-today\" data-type=\"link\" data-id=\"https:\/\/univest.in\/stocks\/hindunilvr\/hindustan-unilever-ltd-share-price-today\">Hindustan Unilever<\/a><\/td><td>2,300<\/td><td>Rs 5,40,000 Cr<\/td><td>2,900<\/td><td>2,100<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/stocks\/infy\/infosys-ltd-share-price-today\" data-type=\"link\" data-id=\"https:\/\/univest.in\/stocks\/infy\/infosys-ltd-share-price-today\">Infosys<\/a><\/td><td>1,420<\/td><td>Rs 5,90,000 Cr<\/td><td>2,006<\/td><td>1,385<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/stocks\/bajfinance\/bajaj-finance-ltd-share-price-today\" data-type=\"link\" data-id=\"https:\/\/univest.in\/stocks\/bajfinance\/bajaj-finance-ltd-share-price-today\">Bajaj Finance<\/a><\/td><td>8,100<\/td><td>Rs 5,01,000 Cr<\/td><td>9,230<\/td><td>6,650<\/td><\/tr><\/tbody><\/table><\/figure><p>Data sourced from NSE\/BSE and Screener.in. CMP as of early April 2026. Verify before investing.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Company_Analysis\"><\/span><strong>Company Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/08163642\/stock_market_crash_2026_what_to_do_mid_article-1024x536.jpg\" alt=\"Sectors by performance during the crash \" class=\"wp-image-67937\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/08163642\/stock_market_crash_2026_what_to_do_mid_article-1024x536.jpg 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/08163642\/stock_market_crash_2026_what_to_do_mid_article-300x157.jpg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/08163642\/stock_market_crash_2026_what_to_do_mid_article-768x402.jpg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/08163642\/stock_market_crash_2026_what_to_do_mid_article-900x471.jpg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/08163642\/stock_market_crash_2026_what_to_do_mid_article-600x314.jpg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/08163642\/stock_market_crash_2026_what_to_do_mid_article-150x79.jpg 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/08163642\/stock_market_crash_2026_what_to_do_mid_article.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Causes_a_Stock_Market_Crash\"><\/span><strong>What Causes a Stock Market Crash?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>A stock market crash is a sudden and severe decline in equity prices across a broad index, typically 10%+ in a short period. The April 2026 crash was triggered by the US tariff announcement \u2014 a macro policy shock that investors had not fully priced in. Other common crash triggers include: RBI\/Fed rate shock, banking sector crisis, geopolitical conflict escalation, or systemic credit event. Crashes feel catastrophic in the moment but have historically always been followed by recovery \u2014 the question is how long the recovery takes.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_to_Do_if_Your_Portfolio_Is_Down_15%E2%80%9325\"><\/span><strong>What to Do if Your Portfolio Is Down 15\u201325%<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>First: do not panic and do not sell. Every major market crash \u2014 2008, 2020, 2022 \u2014 that appeared catastrophic in the moment was followed by recovery within 12\u201318 months for diversified equity portfolios. Second: assess whether your investments are fundamentally sound. If you own quality companies (Nifty 50, large-cap FMCG, pharma, IT), the decline reflects macro fear, not permanent capital loss. Third: if you have cash or fixed income allocated, consider deploying 20\u201330% into quality stocks at the current discount.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_Sectors_Outperform_During_a_Crash\"><\/span><strong>Which Sectors Outperform During a Crash?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Defensive sectors \u2014 FMCG, pharma, and utilities \u2014 typically fall less than the market during crashes because their earnings are less cyclical. During the April 2026 crash, FMCG stocks like ITC and HUL fell 2\u20133%, while IT stocks fell 6\u20138% and midcaps fell 10%+. Domestic demand-driven companies with minimal export exposure are natural safe havens. Gold (up 2.3% on April 7) and short-duration debt funds also provide portfolio stability during equity crashes.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Should_You_Increase_SIP_During_a_Market_Crash\"><\/span><strong>Should You Increase SIP During a Market Crash?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Yes \u2014 increasing your SIP amount during a market crash is one of the most rational investment decisions you can make. When the Nifty falls 10\u201315%, you are buying the same high-quality companies at a significant discount. Historical data shows that investors who increased SIPs during the COVID-19 crash of March 2020 delivered 3x returns within 2 years. A crash is not a time to pause \u2014 it is a time to accelerate systematic investing.<\/p><p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to get daily stock recommendations and insightful research pieces.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Factors_to_Consider\"><\/span><strong>Key Factors to Consider<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>\u2022 Historical data:<\/strong> Nifty has never failed to recover from a macro-driven correction within 24 months<\/p><p><strong>\u2022 Valuation reset: <\/strong>PE ratios have fallen to more attractive levels after the crash<\/p><p><strong>\u2022 Domestic demand resilience:<\/strong> Indian GDP growth of 6.4% expected in FY27 \u2014 insulates economy from full tariff impact<\/p><p><strong>\u2022 RBI rate cuts:<\/strong> Upcoming 25bps cut improves corporate earnings and consumer spending<\/p><p><strong>\u2022 India-US trade deal:<\/strong> Resolution of tariff standoff could trigger 10\u201315% rapid market recovery<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risks_to_Be_Aware_Of\"><\/span><strong>Risks to Be Aware Of<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>\u2022 Tariff escalation: <\/strong>If India retaliates or US escalates, another wave of selling is likely<\/p><p><strong>\u2022 Global recession: <\/strong>If US GDP contracts sharply, FII outflows from India could intensify<\/p><p><strong>\u2022 Earnings downgrades: <\/strong>Q4 FY26 results may be accompanied by conservative FY27 guidance<\/p><p><strong>\u2022 Mid and small cap risk:<\/strong> These segments fall harder and take longer to recover \u2014 reduce exposure if overweight<\/p><p><strong>\u2022 Liquidity risk:<\/strong> In severe crashes, illiquid stocks can fall 30\u201350% with no buyers at any price<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Choose_the_Right_Stocks\"><\/span><strong>How to Choose the Right Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>\u2022 Review portfolio quality: <\/strong>Replace speculative mid\/small caps with quality large caps if overexposed<\/p><p><strong>\u2022 Increase SIP: <\/strong>Use the crash as an opportunity to accelerate systematic investing<\/p><p><strong>\u2022 Hold quality:<\/strong> Do not sell high-quality companies in a panic \u2014 they recover first<\/p><p><strong>\u2022 Add defensives:<\/strong> Increase allocation to FMCG, pharma, and dividend-paying PSUs for stability<\/p><p><strong>\u2022 Avoid leverage:<\/strong> Never take loans to invest during a crash \u2014 margin calls can be catastrophic<\/p><p>Discover top stocks with high potential using <a href=\"https:\/\/univest.in\/screeners\">Univest Screener<\/a> \u2014 filter by sector, market cap, dividend yield, and more.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><strong>Frequently Asked Questions (FAQs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Should_I_sell_my_stocks_during_the_2026_market_crash\"><\/span><strong>Should I sell my stocks during the 2026 market crash?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>For most investors, selling during a crash locks in losses permanently. Unless you own companies with genuinely deteriorating fundamentals (not just falling prices), the rational action is to hold and potentially buy more. Historical data shows that investors who sold during the COVID-19 crash of March 2020 missed the subsequent 100% rally within 18 months.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_will_the_stock_market_recover_in_2026\"><\/span><strong>When will the stock market recover in 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>The speed of recovery depends on the US-India tariff negotiation outcome. If a trade deal is reached within 3\u20136 months (which both governments are indicating), markets could recover sharply. Based on historical precedent, macro-shock-driven corrections of 10\u201315% have typically recovered within 6\u201312 months. Long-term investors with 5+ year horizons should view the crash as an opportunity.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_stocks_to_buy_during_the_2026_market_crash\"><\/span><strong>Which stocks to buy during the 2026 market crash?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Quality large-cap stocks at a discount are the best buys during a crash. HDFC Bank, Infosys, ITC, Sun Pharma, and Bajaj Finance are all trading at attractive valuations relative to their long-term earnings power. Nifty 50 ETFs (like Nippon NIFTYBEES) are the simplest and most diversified option for investors who are uncertain about stock picking.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_of_my_portfolio_should_I_invest_during_a_market_crash\"><\/span><strong>How much of my portfolio should I invest during a market crash?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Financial planners generally recommend deploying 20\u201340% of your available dry powder (cash or short-term bonds) in the first wave of a crash, with the remainder held for further opportunistic deployment if markets fall another 10\u201315%. Trying to time the exact bottom is impossible \u2014 staggered deployment over 3\u20136 months is more practical.<\/p><p><strong>Disclaimer: <\/strong>Investments in securities are subject to market risk. Please read all related documents before investing. This content is for educational purposes only and does not constitute investment advice. Consult a SEBI-registered financial advisor before making any investment decisions.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Articles\"><\/span><strong>Recent Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/infosys-q4-results-date-preview\">Infosys Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/best-agrolife-q4-fy26-results-expectations\">Best Agrolife Q4 FY26 Results Preview &amp; Earnings Expectations<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/bhansali-engineering-polymers-q4-fy26-results-expectations\">Bhansali Engineering Polymers Q4 FY26 Results Preview &amp; Earnings Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/berger-paints-q4-fy26-results-expectations\">Berger Paints Q4 FY26 Results Preview &amp; Earnings Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/beml-q4-fy26-results-expectations\">BEML Q4 FY26 Results Preview &amp; Earnings Outlook<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>The Indian stock market experienced one of its sharpest single-day falls in years on April 7, 2026. The Nifty 50 fell 5.9% and the Sensex dropped 3,939 points \u2014 the second-largest single-day decline in a decade \u2014 triggered by US President Donald Trump&#8217;s announcement of a 26% reciprocal tariff on Indian goods. 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