{"id":67798,"date":"2026-04-08T15:39:39","date_gmt":"2026-04-08T10:09:39","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=67798"},"modified":"2026-04-09T10:07:13","modified_gmt":"2026-04-09T04:37:13","slug":"rbi-mpc-repo-rate-unchanged","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/rbi-mpc-repo-rate-unchanged\/","title":{"rendered":"RBI MPC Meeting Keeps Repo Rate Unchanged At 5.25% \u2014 What It Means For Your Portfolio"},"content":{"rendered":"<p>On 8 April 2026, the RBI MPC concluded its first bi-monthly policy meeting of FY2027, held from 6 to 8 April. With the RBI Governor, Sanjay Malhotra, announcing the policy at 10 AM today. As anticipated by the markets, the RBI has kept the Repo rate unchanged at 5.25% and maintained policy stance at \u2018Neutral\u2019. This was the second consecutive time the RBI MPC has decided not to change the Repo rate. This came after the RBI had already cut the repo rate by a cumulative 125 basis points since February 2025.&nbsp;<\/p><p>The MPC Meeting has also analysed the damage from the conflict in West Asia to energy and other infrastructure, which adds risk to the rise of inflation and the growth outlook. In these geopolitical tensions, the Indian economy has shown better resilience to the global shocks than in the past. The MPC Meeting decided to wait and watch the changing circumstances and economic outlook before making any further changes in the Repo rate, hence voted to keep the rate of policy unchanged.&nbsp;<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-repo-rate-unchanged\/#Key_Macro_Numbers_to_Know\" title=\"Key Macro Numbers to Know\">Key Macro Numbers to Know<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-repo-rate-unchanged\/#Stocks_to_Watch\" title=\"Stocks to Watch\">Stocks to Watch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-repo-rate-unchanged\/#The_Rupee_Risk_And_What_Investors_Should_Track\" title=\"The Rupee Risk And What Investors Should Track\">The Rupee Risk And What Investors Should Track<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-repo-rate-unchanged\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-repo-rate-unchanged\/#Will_RBI_cut_repo_rate_again_in_2026\" title=\"Will RBI cut repo rate again in 2026?\">Will RBI cut repo rate again in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-repo-rate-unchanged\/#Who_is_the_New_Governer_of_RBI_in_2026\" title=\"Who is the New Governer of RBI in 2026?\">Who is the New Governer of RBI in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-repo-rate-unchanged\/#What_is_the_date_of_the_RBI_MPC_in_April_2026\" title=\"What is the date of the RBI MPC in April 2026?\">What is the date of the RBI MPC in April 2026?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-repo-rate-unchanged\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Macro_Numbers_to_Know\"><\/span><strong>Key Macro Numbers to Know<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Indicator&nbsp;<\/strong><\/td><td><strong>Current \/ Projected&nbsp;<\/strong><\/td><\/tr><tr><td>Repo Rate<\/td><td>5.25% (Unchanged)<\/td><\/tr><tr><td>CPI Inflation (Feb 2026)<\/td><td>3.2%<\/td><\/tr><tr><td>CPI Inflation Projected (Q1 FY27)<\/td><td>4.0%<\/td><\/tr><tr><td>GDP Growth Forecast (FY26)<\/td><td>7.4%<\/td><\/tr><tr><td>Policy Stance<\/td><td>Neutral<\/td><\/tr><\/tbody><\/table><\/figure><p>RBI MPC anticipated good economic growth for FY2027, and increased the Q1FY27 GDP growth forecast to 6.9% from 6.7%, and changed the expected increase for Q2FY27 from 6.8% to 7%. The RBI MPC also increased inflation expectations to 4.0% for Q1 FY27 and 4.2% for Q2 FY 27.<\/p><p>Another significant observation made by the Governor of the Reserve Bank of India was that greenfield FDI continues to be one of the top options for investors in India.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Stocks_to_Watch\"><\/span><strong>Stocks to Watch<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>Banking &amp; NBFCs<\/strong> &#8211; The recent announcement by the RBI MPC on maintaining the repo rate is a perfect opportunity for lenders. As the rate of lending does not change, banks such as the State Bank of India, Kotak Mahindra Bank, and Mahindra Bank can have a comfortable NIM. Additionally, since the repo rate remains steady, there is no chance of increasing the deposit rate for banks.<\/p><p><strong>Real Estate <\/strong>&#8211; When the RBI MPC announces a stable repo rate, real estate companies like DLF, Prestige Estates, and Godrej Properties can reap benefits due to steady housing demand, as the loan rate will remain stable. Stable bond rates promote the consumption-driven sector by providing a favorable environment for the investors.&nbsp;<\/p><p><strong>Automobile Sector <\/strong>&#8211; The auto sector also benefits from stable loan rates, as it helps sustain consistent customer demand. With no fluctuations in interest rates, customers can finance their vehicle purchases with greater confidence, without worrying about sudden changes in borrowing costs.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Rupee_Risk_And_What_Investors_Should_Track\"><\/span><strong>The Rupee Risk And What Investors Should Track<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The rupee has weakened significantly in recent times, reaching a low of 95 per USD. A weak rupee leads to a rise in government bond yields, a huge cash outflow, and a widening of the current account deficit. These scenarios ultimately lead to pump inflation in the economy, and if inflation reaches the upper tolerance limit of 6%, the RBI MPC might consider a rate hike towards the end of the year. If this happens, it would sharply reprice banking, real estate, and auto stocks.&nbsp;<\/p><p>Investors are advised to focus on fundamentally strong stocks for long-term investing. The change from the RBI MPC could impact the shares for a very short period, but investors cannot evaluate the stocks based on an unchanged repo rate only.<\/p><p><br><em>Download the<\/em><a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\"><em> <\/em>Univest iOS App<\/a><em> or<\/em><a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\"><em> <\/em>Univest Android App<\/a><em> to get daily stock recommendations and insightful research pieces!<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Will_RBI_cut_repo_rate_again_in_2026\"><\/span><strong>Will RBI cut repo rate again in 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>RBI may cut the repo rate again in 2026, but it is not certain, as it will mainly depend on inflation under control and the growth needed for support. If inflation rises again, the RBI MPC may pause the rate cut.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_is_the_New_Governer_of_RBI_in_2026\"><\/span><strong>Who is the New Governer of RBI in 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Sanjay Malhotra is the current head of the Reserve Bank of India. He is responsible for monetary policy, banking regulations, inflation, and overall country financial stability.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_date_of_the_RBI_MPC_in_April_2026\"><\/span><strong>What is the date of the RBI MPC in April 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>The RBI Monetary Policy Committee announcement is on 8 April 2026. The MPC meeting dates are 6, 7, and 8 April 2026. The policy decision is being announced on 8 April 2026.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/tcs-share-price-target\">TCS Share Price Target 2026 \u2014 Key Factors, Financial Performance &amp; Analyst Forecast<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/nestle-india-share-price-target\">Nestle India Share Price Target 2026 \u2014 Key Factors, Financial Performance &amp; Analyst Forecast<\/a><\/p><p><a href=\"http:\/\/univest.in\/blogs\/state-bank-of-india-share-price-target\">State Bank of India Share Price Target 2026: Analyst Forecasts, Bull &amp; Bear Case<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/hindustan-unilever-share-price-target\">Hindustan Unilever Share Price Target 2026 \u2014 Key Factors, Financial Performance &amp; Analyst Forecast<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>On 8 April 2026, the RBI MPC concluded its first bi-monthly policy meeting of FY2027, held from 6 to 8 April. With the RBI Governor, Sanjay Malhotra, announcing the policy at 10 AM today. As anticipated by the markets, the RBI has kept the Repo rate unchanged at 5.25% and maintained policy stance at \u2018Neutral\u2019.<\/p>\n","protected":false},"author":29,"featured_media":67805,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802,1234],"class_list":["post-67798","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news","tag-rbi-monetary-policy"],"metadata":{"_edit_lock":["1775709443:29"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_primary_category":["842"],"rank_math_seo_score":["81"],"rank_math_robots":["a:2:{i:0;s:8:\"nofollow\";i:1;s:7:\"noindex\";}"],"rank_math_title":["RBI MPC Keeps Repo Rate at 5.25% \u2014 Impact on Stocks."],"rank_math_description":[" RBI MPC holds repo rate unchanged at 5.25% in April 2026. Know how this decision impacts banking, real estate, auto stocks, and what investors should watch next."],"rank_math_focus_keyword":["rbi 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