Is Motilal Oswal mutual fund good for long-term investment?<\/strong><\/p>Yes, Motilal Oswal Mutual Fund has a strong long-term track record \u2014 particularly for investors with a 7-year-plus horizon. The Midcap Fund has delivered a 5-year CAGR of 22.89% and the Flexi Cap Fund 20.5%. The QGLP philosophy of buying quality businesses and holding them through cycles has historically rewarded patient investors. However, short-term volatility is high \u2014 the Midcap Fund fell -12.14% in 1 year \u2014 so investors must have the temperament to stay invested through corrections.<\/p>
What is the Motilal Oswal Midcap Fund’s 5-year return?<\/strong><\/p>The Motilal Oswal Midcap Fund Direct Plan has delivered a 5-year CAGR (Compound Annual Growth Rate) of 22.89% as of March 2026. This means Rs.1 lakh invested 5 years ago would have grown to approximately Rs.2.80 lakh. However, the fund has also had periods of significant underperformance \u2014 the 1-year return as of March 2026 is -12.14%, reflecting the broader midcap market correction.<\/p>
What is QGLP in Motilal Oswal mutual fund?<\/strong><\/p>QGLP stands for Quality, Growth, Longevity, and Price \u2014 Motilal Oswal’s proprietary investment framework for identifying stocks. Quality refers to businesses with high return on capital and strong management. Growth means companies with consistent earnings expansion. Longevity means the competitive advantage is sustainable over decades, not quarters. Price means the stock is bought at a reasonable valuation relative to its growth potential. This framework guides every stock in every MOAMC equity scheme.<\/p>
How to invest in Motilal Oswal Nasdaq 100 fund?<\/strong><\/p>You can invest in the Motilal Oswal Nasdaq 100 Fund of Funds through the MOAMC website (Direct Plan), any registered distributor, or online mutual fund platforms. Minimum SIP starts at Rs.500. This fund invests in an underlying ETF that tracks the Nasdaq 100 index, giving you rupee-denominated exposure to global technology companies. Note that returns are subject to both Nasdaq performance and USD\/INR currency movements.<\/p>
Is Motilal Oswal better than SBI mutual fund?<\/strong><\/p>Motilal Oswal and SBI Mutual Fund serve different investor needs. MOAMC is known for concentrated, high-conviction equity investing with a quality-growth focus \u2014 suitable for aggressive investors. SBI Mutual Fund is larger (managing over Rs.10 lakh crore), more diversified, and has strong index fund and debt fund offerings. SBI funds are better suited for conservative and moderate investors. For mid and small-cap equity, MOAMC historically has the edge. Choose based on your specific fund category, risk profile, and investment horizon.<\/p>
What is the minimum SIP for Motilal Oswal mutual fund?<\/strong><\/p>The minimum SIP for most Motilal Oswal Mutual Fund equity schemes is Rs.500 per month. This applies to the Midcap Fund, Flexi Cap Fund, Large and Midcap Fund, Nasdaq 100 FOF, ELSS Tax Saver, and Small Cap Fund. Minimum lumpsum investment is Rs.500 for most schemes. SIP frequency options include monthly, quarterly, and weekly depending on the scheme.<\/p>
How safe is Motilal Oswal mutual fund?<\/strong><\/p>Motilal Oswal Mutual Fund is regulated by SEBI under the SEBI (Mutual Funds) Regulations, 1996, making it a regulated financial product. The underlying investments are held in custody by independent depositories, not by the AMC. However, all equity mutual funds carry market risk \u2014 NAV can fall significantly in market downturns. The fund is safe in the regulatory sense but not in the capital-guaranteed sense. Investors must be prepared for short-term volatility in exchange for potentially higher long-term returns.<\/p>
What are the best Motilal Oswal schemes for 2026?<\/strong><\/p>For 2026, the Motilal Oswal Midcap Fund remains a strong pick for aggressive investors with a 7-year horizon, given its disciplined midcap exposure and 22.89% 5-year CAGR. The Flexi Cap Fund suits moderate investors wanting dynamic allocation. The Nasdaq 100 FOF is recommended as a 10-15% satellite allocation for portfolio diversification. The ELSS Tax Saver Fund is ideal for investors wanting Section 80C tax benefits alongside long-term equity returns.<\/p>
Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. All NAV, AUM, and return data in this article is sourced from AMFI, AMC websites, Groww, Value Research, and Tickertape as of April 2026. Past returns do not guarantee future performance. This article is for informational and educational purposes only and does not constitute investment advice. Consult a SEBI-registered financial advisor before making any investment decision.<\/p>","protected":false},"excerpt":{"rendered":"
Motilal Oswal Mutual Fund, managed by Motilal Oswal Asset Management Company (MOAMC), has earned a reputation as one of India’s most distinctive AMCs \u2014 built on a disciplined QGLP (Quality, Growth, Longevity, Price) investment philosophy that has delivered exceptional long-term returns. With over Rs.80,000 crore in AUM across 50+ schemes and more than 9 lakh<\/p>\n","protected":false},"author":29,"featured_media":66389,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3841],"tags":[3802],"class_list":["post-66387","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds","tag-news"],"metadata":{"_edit_lock":["1775059205:27"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"amazonS3_cache":["a:20:{s:61:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/image-66.jpeg\";a:2:{s:2:\"id\";i:66388;s:11:\"source_type\";s:13:\"media-library\";}s:70:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/image-66-1024x536.jpeg\";a:2:{s:2:\"id\";i:66388;s:11:\"source_type\";s:13:\"media-library\";}s:93:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01203454\/image-66.jpeg\";a:2:{s:2:\"id\";i:66388;s:11:\"source_type\";s:13:\"media-library\";}s:102:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01203454\/image-66-1024x536.jpeg\";a:2:{s:2:\"id\";i:66388;s:11:\"source_type\";s:13:\"media-library\";}s:82:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Top-4-Funds-to-watch-in-2026-1.jpg\";a:2:{s:2:\"id\";i:66391;s:11:\"source_type\";s:13:\"media-library\";}s:91:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Top-4-Funds-to-watch-in-2026-1-1024x536.jpg\";a:2:{s:2:\"id\";i:66391;s:11:\"source_type\";s:13:\"media-library\";}s:114:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01204409\/Top-4-Funds-to-watch-in-2026-1.jpg\";a:2:{s:2:\"id\";i:66391;s:11:\"source_type\";s:13:\"media-library\";}s:123:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01204409\/Top-4-Funds-to-watch-in-2026-1-1024x536.jpg\";a:2:{s:2:\"id\";i:66391;s:11:\"source_type\";s:13:\"media-library\";}s:82:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Top-4-Funds-to-watch-in-2026-2.jpg\";a:2:{s:2:\"id\";i:66392;s:11:\"source_type\";s:13:\"media-library\";}s:91:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Top-4-Funds-to-watch-in-2026-2-1024x536.jpg\";a:2:{s:2:\"id\";i:66392;s:11:\"source_type\";s:13:\"media-library\";}s:114:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01204449\/Top-4-Funds-to-watch-in-2026-2.jpg\";a:2:{s:2:\"id\";i:66392;s:11:\"source_type\";s:13:\"media-library\";}s:123:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01204449\/Top-4-Funds-to-watch-in-2026-2-1024x536.jpg\";a:2:{s:2:\"id\";i:66392;s:11:\"source_type\";s:13:\"media-library\";}s:82:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Top-4-Funds-to-watch-in-2026-3.jpg\";a:2:{s:2:\"id\";i:66393;s:11:\"source_type\";s:13:\"media-library\";}s:91:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Top-4-Funds-to-watch-in-2026-3-1024x536.jpg\";a:2:{s:2:\"id\";i:66393;s:11:\"source_type\";s:13:\"media-library\";}s:114:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01204544\/Top-4-Funds-to-watch-in-2026-3.jpg\";a:2:{s:2:\"id\";i:66393;s:11:\"source_type\";s:13:\"media-library\";}s:123:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01204544\/Top-4-Funds-to-watch-in-2026-3-1024x536.jpg\";a:2:{s:2:\"id\";i:66393;s:11:\"source_type\";s:13:\"media-library\";}s:82:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Top-4-Funds-to-watch-in-2026-4.jpg\";a:2:{s:2:\"id\";i:66394;s:11:\"source_type\";s:13:\"media-library\";}s:91:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/04\/Top-4-Funds-to-watch-in-2026-4-1024x536.jpg\";a:2:{s:2:\"id\";i:66394;s:11:\"source_type\";s:13:\"media-library\";}s:114:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01204737\/Top-4-Funds-to-watch-in-2026-4.jpg\";a:2:{s:2:\"id\";i:66394;s:11:\"source_type\";s:13:\"media-library\";}s:123:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01204737\/Top-4-Funds-to-watch-in-2026-4-1024x536.jpg\";a:2:{s:2:\"id\";i:66394;s:11:\"source_type\";s:13:\"media-library\";}}"],"rank_math_primary_category":["3841"],"rank_math_seo_score":["80"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"rank_math_title":["Motilal Oswal Mutual Fund: Best Schemes, SIP Returns & Review 2026 | Univest"],"rank_math_description":["Motilal Oswal Mutual Fund review 2026 \u2014 top schemes like Midcap and Nasdaq 100, SIP returns, QGLP philosophy, NAV data and who should invest. 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