{"id":66278,"date":"2026-04-01T16:22:29","date_gmt":"2026-04-01T10:52:29","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=66278"},"modified":"2026-04-01T16:22:31","modified_gmt":"2026-04-01T10:52:31","slug":"bajaj-housing-finance-share-price-buy-sell-hold","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bajaj-housing-finance-share-price-buy-sell-hold\/","title":{"rendered":"Bajaj Housing Finance Share Price Down 40% in Just 1 Year \u2014 Should You Buy, Sell, or Hold?"},"content":{"rendered":"<p>The Bajaj Housing Finance share is currently trading near 73 rupees, down over 40% in the past year. But the financial records of the company show otherwise. Bajaj Housing Finance has reported a net profit of \u20b9664.89 crore in a quarter, yet the company is trading near its 52-week low, leaving investors wondering what is actually going wrong in the company.&nbsp;<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-housing-finance-share-price-buy-sell-hold\/#Bajaj_Housing_Finance_Share_Price_%E2%80%93_Where_Does_It_Stand_Today\" title=\"Bajaj Housing Finance Share Price &#8211; Where Does It Stand Today&nbsp;\">Bajaj Housing Finance Share Price &#8211; Where Does It Stand Today&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-housing-finance-share-price-buy-sell-hold\/#3_Reasons_Why_Bajaj_Housing_Finance_Share_Price_Kept_Falling\" title=\"3 Reasons Why Bajaj Housing Finance Share Price Kept Falling\">3 Reasons Why Bajaj Housing Finance Share Price Kept Falling<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-housing-finance-share-price-buy-sell-hold\/#Should_You_Buy_Sell_or_Hold_Bajaj_Housing_Finance_Share\" title=\"Should You Buy, Sell, or Hold Bajaj Housing Finance Share?\">Should You Buy, Sell, or Hold Bajaj Housing Finance Share?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-housing-finance-share-price-buy-sell-hold\/#FAQs_on_Bajaj_Housing_Finance_Share_Price\" title=\"FAQs on Bajaj Housing Finance Share Price&nbsp;\">FAQs on Bajaj Housing Finance Share Price&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-housing-finance-share-price-buy-sell-hold\/#What_is_the_future_target_of_the_Bajaj_Housing_Finance_share\" title=\"What is the future target of the Bajaj Housing Finance share?\">What is the future target of the Bajaj Housing Finance share?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-housing-finance-share-price-buy-sell-hold\/#Is_it_good_to_buy_Bajaj_Housing_Finance_shares\" title=\"Is it good to buy Bajaj Housing Finance shares?\">Is it good to buy Bajaj Housing Finance shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-housing-finance-share-price-buy-sell-hold\/#What_are_the_highs_and_lows_of_Bajaj_Housing_Finance_in_52_weeks\" title=\"What are the highs and lows of Bajaj Housing Finance in 52 weeks?\">What are the highs and lows of Bajaj Housing Finance in 52 weeks?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-housing-finance-share-price-buy-sell-hold\/#Recent_Articles\" title=\"Recent Articles\">Recent Articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bajaj_Housing_Finance_Share_Price_%E2%80%93_Where_Does_It_Stand_Today\"><\/span><strong>Bajaj Housing Finance Share Price &#8211; Where Does It Stand Today&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>In March, Bajaj Housing Finance share price had a drop, nearly 15%, marking its worst month since listing on the stock market. The stock has been on a continuous fall for the past 5 months till March. The stock is currently trading below its Relative Strength Index, which is now at 19. The stock is currently rated in the oversold zone and trading below all its crucial moving averages.&nbsp;<\/p><p>Analysts have mixed reviews for the stock as of now, with 13 analysts having coverage over Bajaj Housing Finance; out of those, 6 have a \u201cbuy\u201d rating, while the other 7 have \u201chold\u201d or \u201csell\u201d ratings.&nbsp;&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Reasons_Why_Bajaj_Housing_Finance_Share_Price_Kept_Falling\"><\/span><strong>3 Reasons Why Bajaj Housing Finance Share Price Kept Falling<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>1. Promoter Stake Sale Created an Oversupply:<\/strong> The oversupply trigger of the share price occurred in December 2025, when the promoters announced the intent to sell 2% of their stakes to meet SEBI regulations. Although this was a regulatory stake sale, the market struggled to absorb this. Resulting in a huge oversupply of the stock, creating constant pressure on its price.<\/p><p><strong>2. Broader weakness in the Sector: <\/strong>\u00a0Not only has Bajaj Housing Finance share has fallen in this period, but the entire housing finance sector has also faced pressure with India VIX hitting a 52-week high, indicating an increase in the volatility in the market across all segments. This created tension in the mid-cap segment, the same segment where Bajaj Housing Finance shares have fallen, and investors tend to move to safer options when the market becomes volatile.\u00a0\u00a0<\/p><p><strong>3. Weak Technicals:&nbsp; <\/strong>Bajaj Housing Finance shares are currently moving below all its key moving averages. The stock has been signalling bearish from all its weekly and monthly levels. The stock currently has no technical support. Investors and institutions tend to sell the stock and put their money in moving counters. And this is exactly what is happening with the stock.&nbsp;&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Should_You_Buy_Sell_or_Hold_Bajaj_Housing_Finance_Share\"><\/span><strong>Should You Buy, Sell, or Hold Bajaj Housing Finance Share?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Buying, selling or holding Bajaj Housing Finance depends on the type of investor you are and your investing horizon. If you are a long-term investor, it could be a good time to buy the stock as the company has achieved a CAGR of 27.65% in operating profit, supported by 30% annual growth in net sales. If your investing horizon is 2-3 years, this could be a good opportunity to buy the stock near its IPO valuation.<\/p><p>If you have bought the share at higher values between 130-188, the current trend is not in your favour; the stock cannot get to those levels in the near term. If your time horizon does not allow you to hold the stock for more than 3 years, it would be better to sell the stock at these levels.&nbsp;<\/p><p>You can hold the stock if you bought it close to the levels of 70 rupees; you must still be marginally in the profit. With AUM growing 23% year on year to 1,33,412 crore, the business looks strong in the long term. You can hold it if you have a long-term horizon of 3+ years . And if you wanted to limit your loss, you can mark a stop loss according to your risk appetite.&nbsp;<\/p><p><em>Download the <\/em><a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\"><em>Univest iOS App<\/em><\/a><em> or <\/em><a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\"><em>Univest Android App<\/em><\/a><em> to get daily stock recommendations and insightful research pieces!<\/em><\/p><p><em>(This article is for informational purposes only and does not constitute investment advice. Consult a SEBI Registered Investment Advisor before making financial decisions.)<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_on_Bajaj_Housing_Finance_Share_Price\"><\/span><strong>FAQs on Bajaj Housing Finance Share Price&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_future_target_of_the_Bajaj_Housing_Finance_share\"><\/span><strong>What is the future target of the Bajaj Housing Finance share?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Short-term view (next 3 months): Mild recovery possible toward \u20b985\u2013\u20b986 if \u20b975 holds. Long-term view (18\u201324 months): Fundamentals are decent, but technically it needs sustained strength above medium-term averages before turning convincingly bullish.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_it_good_to_buy_Bajaj_Housing_Finance_shares\"><\/span><strong>Is it good to buy Bajaj Housing Finance shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Not ideal for a fresh buy for the short term because of the weak technicals, although if you have a long-term view of 3-4 years, you can buy stocks at these levels.&nbsp;<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_highs_and_lows_of_Bajaj_Housing_Finance_in_52_weeks\"><\/span><strong>What are the highs and lows of Bajaj Housing Finance in 52 weeks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Bajaj Housing Finance 52-week ranges are :<\/p><p>52-week High: \u20b9136.96, 52-week Low: \u20b972.65<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Articles\"><\/span><strong>Recent Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/infosys-q4-results-date-preview\">Infosys Q4 Results 2026: Date, Revenue, PAT &amp; Analyst Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/best-agrolife-q4-fy26-results-expectations\">Best Agrolife Q4 FY26 Results Preview &amp; Earnings Expectations<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/bhansali-engineering-polymers-q4-fy26-results-expectations\">Bhansali Engineering Polymers Q4 FY26 Results Preview &amp; Earnings Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/berger-paints-q4-fy26-results-expectations\">Berger Paints Q4 FY26 Results Preview &amp; Earnings Outlook<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/beml-q4-fy26-results-expectations\">BEML Q4 FY26 Results Preview &amp; Earnings Outlook<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>The Bajaj Housing Finance share is currently trading near 73 rupees, down over 40% in the past year. But the financial records of the company show otherwise. Bajaj Housing Finance has reported a net profit of \u20b9664.89 crore in a quarter, yet the company is trading near its 52-week low, leaving investors wondering what is<\/p>\n","protected":false},"author":29,"featured_media":66286,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802],"class_list":["post-66278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news"],"metadata":{"_edit_lock":["1775040929:29"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_primary_category":["842"],"rank_math_seo_score":["83"],"rank_math_title":["Bajaj Housing Finance Share Price Under Pressure - falls 15% in a month."],"rank_math_description":[" Bajaj Housing Finance share price has fallen 40% in a year. Here are 3 key reasons behind the fall and whether you should buy, sell or hold.\n\n"],"rank_math_focus_keyword":["bajaj housing finance share"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"_thumbnail_id":["66286"],"_edit_last":["29"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_analytic_object_id":["7310"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/04\/01161101\/Bajaj-Housing-Finance-Share-Price-Down-40-in-Just-1-Year.jpg","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/66278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=66278"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/66278\/revisions"}],"predecessor-version":[{"id":66297,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/66278\/revisions\/66297"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/66286"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=66278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=66278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=66278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}