{"id":61817,"date":"2026-02-12T14:00:22","date_gmt":"2026-02-12T08:30:22","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=61817"},"modified":"2026-02-26T16:36:46","modified_gmt":"2026-02-26T11:06:46","slug":"best-sip-plans-for-1-year","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/","title":{"rendered":"Best 1-Year SIP Plans 2026: Top Monthly SIP Plans in India"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p><p>The <strong>best SIP Plans<\/strong> <strong>1 year<\/strong> are selected mutual fund schemes known for delivering steady returns over a short period. These funds are managed by experienced professionals who follow a disciplined investment approach, even when markets become unpredictable. They aim to balance growth and stability, making them a smart choice for investors seeking quick yet reliable returns through SIPs. Purchase multiple SIPs to diversify your portfolio and minimise risks.&nbsp;<\/p><p>The best SIP Plan for a 1 year term accommodates small investments and is ideal for short-term goals, while its flexibility adapts to changing financial objectives and market conditions. This article will help you understand the <strong>best SIP plan for 1 year<\/strong> to achieve high long-term growth potential.&nbsp;&nbsp;&nbsp;&nbsp;<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Best_SIP_Plans_for_1_Year\" title=\"Best SIP Plans for 1 Year&nbsp;\">Best SIP Plans for 1 Year&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Kotak_Silver_ETF_FoF_Fund_Regular-Growth\" title=\"Kotak Silver ETF FoF Fund Regular-Growth\">Kotak Silver ETF FoF Fund Regular-Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Axis_Silver_FoF_Fund_Regular-Growth\" title=\"Axis Silver FoF Fund Regular-Growth\">Axis Silver FoF Fund Regular-Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#SBI_Silver_ETF_FoF_Fund_Regular_%E2%80%93_Growth\" title=\"SBI Silver ETF FoF Fund Regular &#8211; Growth&nbsp;\">SBI Silver ETF FoF Fund Regular &#8211; Growth&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#HDFC_Silver_ETF_FoF_Fund_Regular_%E2%80%93_Growth\" title=\"HDFC Silver ETF FoF Fund Regular &#8211; Growth&nbsp;\">HDFC Silver ETF FoF Fund Regular &#8211; Growth&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Nippon_India_Silver_ETF_FoF_Fund_Regular-Growth\" title=\"Nippon India Silver ETF FoF Fund Regular-Growth\">Nippon India Silver ETF FoF Fund Regular-Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#List_of_Best_SIP_Plans_for_%E2%82%B91000_per_month\" title=\"List of Best SIP Plans for \u20b91000 per month\">List of Best SIP Plans for \u20b91000 per month<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Who_Should_Invest_in_a_SIP_Plan_for_1_Year\" title=\"Who Should Invest in a SIP Plan for 1 Year?&nbsp;\">Who Should Invest in a SIP Plan for 1 Year?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#How_Much_Should_You_Invest_in_a_SIP_Plan_for_1_year\" title=\"How Much Should You Invest in a SIP Plan for 1 year?&nbsp;\">How Much Should You Invest in a SIP Plan for 1 year?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Expected_Returns_of_the_best_SIP_plan_for_1_year\" title=\"Expected Returns of the best SIP plan for 1 year\">Expected Returns of the best SIP plan for 1 year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#How_to_Choose_the_Best_SIP_Plan_for_1_year\" title=\"How to Choose the Best SIP Plan for 1 year?\">How to Choose the Best SIP Plan for 1 year?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#How_Univest_Helps_Choosing_Best_SIP_Plan_for_1_Year\" title=\"How Univest Helps Choosing Best SIP Plan for 1 Year?&nbsp;\">How Univest Helps Choosing Best SIP Plan for 1 Year?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#1_Year_SIP_Vs_Lump_Sum_Investment\" title=\"1 Year SIP Vs Lump Sum Investment&nbsp;\">1 Year SIP Vs Lump Sum Investment&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#How_to_Maximise_Returns_in_Short-Term_SIP\" title=\"How to Maximise Returns in Short-Term SIP?&nbsp;\">How to Maximise Returns in Short-Term SIP?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#How_Do_the_Best_SIP_Plans_for_1_Year_Work\" title=\"How Do the Best SIP Plans for 1 Year Work?&nbsp;\">How Do the Best SIP Plans for 1 Year Work?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Mutual_Funds_With_the_Highest_1-Year_Returns\" title=\"Mutual Funds With the Highest 1-Year Returns\">Mutual Funds With the Highest 1-Year Returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Conclusion\" title=\"Conclusion&nbsp;\">Conclusion&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#What_are_the_risks_involved_in_the_best_SIP_plan_for_1_year\" title=\"What are the risks involved in the best SIP plan for 1 year?&nbsp;\">What are the risks involved in the best SIP plan for 1 year?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Which_SIP_Plans_gives_20_return\" title=\"Which SIP Plans gives 20% return?\">Which SIP Plans gives 20% return?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Which_SIP_is_best_for_2026\" title=\"Which SIP is best for 2026?&nbsp;\">Which SIP is best for 2026?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#How_should_investors_select_the_best_SIP_for_their_long-term_financial_goals\" title=\"How should investors select the best SIP for their long-term financial goals?&nbsp;\">How should investors select the best SIP for their long-term financial goals?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Who_should_look_to_invest_in_a_Mutual_Fund_SIP_of_%E2%82%B91000month\" title=\"Who should look to invest in a Mutual Fund SIP of \u20b91000\/month?&nbsp;\">Who should look to invest in a Mutual Fund SIP of \u20b91000\/month?&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Univest_Screeners\" title=\"Univest Screeners\">Univest Screeners<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/best-sip-plans-for-1-year\/#Read_Our_Articles_on_the_Best_Stocks\" title=\"Read Our Articles on the Best Stocks\">Read Our Articles on the Best Stocks<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Best_SIP_Plans_for_1_Year\"><\/span><strong>Best SIP Plans for 1 Year&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>Here are some category-wise best SIP Plan for 1 Year:<\/strong><\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Fund Name&nbsp;<\/strong><\/td><td><strong>AUM<\/strong><\/td><td><strong>1-Year Return<\/strong><\/td><td><strong>2-Year Return<\/strong><\/td><td><strong>Minimum Investment<\/strong><\/td><td><strong>SIP Return Rate<\/strong><\/td><\/tr><tr><td><strong>Kotak Silver ETF FoF Regular Growth<\/strong><\/td><td>\u20b9177.05<\/td><td>74.87%<\/td><td>47.21%<\/td><td>\u20b9100<\/td><td>33.99%<\/td><\/tr><tr><td><strong>Axis Silver FoF Regular-Growth<\/strong><\/td><td>\u20b9176.82<\/td><td>78.54%<\/td><td>48.83%<\/td><td>\u20b95,000<\/td><td>39.3%<\/td><\/tr><tr><td><strong>SBI Silver ETF FoF Regular-Growth<\/strong><\/td><td>\u20b9483.07<\/td><td>77.22%<\/td><td>N\/A<\/td><td>\u20b95,000<\/td><td>52.86%<\/td><\/tr><tr><td><strong>HDFC Silver ETF FoF Regular-Growth<\/strong><\/td><td>\u20b9516.79<\/td><td>80.17%<\/td><td>49.28%<\/td><td>\u20b9100<\/td><td>40.01%<\/td><\/tr><tr><td><strong>Nippon India Silver ETF FoF Regular-Growth<\/strong><\/td><td>\u20b91,025.65<\/td><td>77.14%<\/td><td>47.8%<\/td><td>\u20b9100<\/td><td>27.37%<\/td><\/tr><\/tbody><\/table><\/figure><p>&nbsp;<a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Tap to Access Best Research Pieces<\/strong><\/a><\/p><p><strong>Overview of Best SIP Plans for 1 Year in India<\/strong><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Kotak_Silver_ETF_FoF_Fund_Regular-Growth\"><\/span><strong>Kotak Silver ETF FoF Fund Regular-Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The scheme&#8217;s objective is to generate returns by investing in units of Kotak Silver ETF. The following are the details of the Kotak Silver ETF FoF fund, one of the best SIP plan for 1 year.<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter&nbsp;<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td><strong>Fund Name&nbsp;<\/strong><\/td><td>Kotak Silver ETF FoF Regular &#8211; Growth<\/td><\/tr><tr><td><strong>NAV<\/strong><\/td><td>\u20b933.85<\/td><\/tr><tr><td><strong>AUM<\/strong><\/td><td>\u20b9177.05 crores<\/td><\/tr><tr><td><strong>Expense Ratio<\/strong><\/td><td>0.6%<\/td><\/tr><tr><td><strong>1-Year Return<\/strong><\/td><td>74.87%<\/td><\/tr><tr><td><strong>2-Year Return<\/strong><\/td><td>47.21%<\/td><\/tr><tr><td><strong>Minimum Investment<\/strong><\/td><td>SIP \u20b91000 &amp; Lumpsum \u20b9100<\/td><\/tr><tr><td><strong>Risk Level<\/strong><\/td><td>Principal at very high risk<\/td><\/tr><tr><td><strong>Launch Date&nbsp;<\/strong><\/td><td>31st March, 2023<\/td><\/tr><tr><td><strong>Asset Allocation<\/strong><\/td><td>Others: 0%, Commodities: 100%<\/td><\/tr><tr><td><strong>Top Holdings&nbsp;<\/strong><\/td><td>Kotak Silver ETF Regular &#8211; GrowthRepoNet Payables<\/td><\/tr><tr><td><strong>Fund Type&nbsp;<\/strong><\/td><td>Open-ended<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Axis_Silver_FoF_Fund_Regular-Growth\"><\/span><strong>Axis Silver FoF Fund Regular-Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The investment objective of Axis Silver FoF Fund Regular-Growth is to maintain long-term capital appreciation by selecting the best SIP plan for 1 year in India, with the aim of securing units in Axis Silver ETF. The scheme aims to replicate the returns of the Axis Silver ETF by tracking its holdings.&nbsp;&nbsp;<\/p><p><strong>Below are the details of the best SIP Plan for 1 year:&nbsp;<\/strong><\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter&nbsp;<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td><strong>Fund Name&nbsp;<\/strong><\/td><td>Axis Silver FoF Regular &#8211; Growth<\/td><\/tr><tr><td><strong>NAV<\/strong><\/td><td>\u20b943.14<\/td><\/tr><tr><td><strong>AUM<\/strong><\/td><td>\u20b9176.82 crores<\/td><\/tr><tr><td><strong>Expense Ratio<\/strong><\/td><td>0.71%<\/td><\/tr><tr><td><strong>1-Year SIP Return Rate<\/strong><\/td><td>78.54%<\/td><\/tr><tr><td><strong>2-Year SIP Return Rate<\/strong><\/td><td>48.83%<\/td><\/tr><tr><td><strong>Minimum Investment<\/strong><\/td><td>SIP \u20b91000 &amp; Lumpsum \u20b95,000<\/td><\/tr><tr><td><strong>Risk Level<\/strong><\/td><td>Principal at very high risk<\/td><\/tr><tr><td><strong>Launch Date&nbsp;<\/strong><\/td><td>21st September, 2022<\/td><\/tr><tr><td><strong>Asset Allocation<\/strong><\/td><td>Debt: 3.75%, Others: -2.75%, Commodities: 99%<\/td><\/tr><tr><td><strong>Top Holdings&nbsp;<\/strong><\/td><td>Axis Silver ETF Regular- GrowthOther CBLONet Payables<\/td><\/tr><tr><td><strong>Fund Type&nbsp;<\/strong><\/td><td>Open-ended<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"SBI_Silver_ETF_FoF_Fund_Regular_%E2%80%93_Growth\"><\/span><strong>SBI Silver ETF FoF Fund Regular &#8211; Growth&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>SBI Silver ETF FoF Fund Regular &#8211; Growth is a highly returns that closely correspond to the performance of silver prices in India by investing primarily in the SBI Silver ETF, which tracks domestic silver prices. This is the best SIP plan for 1 year in India to meet the high growth potential and opportunities.&nbsp;<\/p><p><strong>Below are the details of the best SIP Plan for 1 year:&nbsp;<\/strong><\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter&nbsp;<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td><strong>Fund Name&nbsp;<\/strong><\/td><td>SBI Silver FoF Regular &#8211; Growth<\/td><\/tr><tr><td><strong>NAV<\/strong><\/td><td>\u20b927.05<\/td><\/tr><tr><td><strong>AUM<\/strong><\/td><td>\u20b9483.07 crores<\/td><\/tr><tr><td><strong>Expense Ratio<\/strong><\/td><td>0.63%<\/td><\/tr><tr><td><strong>1-Year Return<\/strong><\/td><td>77.22%<\/td><\/tr><tr><td><strong>2-Year Return<\/strong><\/td><td>N\/A<\/td><\/tr><tr><td><strong>Minimum Investment<\/strong><\/td><td>SIP \u20b91000 &amp; Lumpsum \u20b95,000<\/td><\/tr><tr><td><strong>Risk Level<\/strong><\/td><td>Principal at very high risk<\/td><\/tr><tr><td><strong>Launch Date&nbsp;<\/strong><\/td><td>11th July, 2022<\/td><\/tr><tr><td><strong>Asset Allocation<\/strong><\/td><td>Debt: 0%, Commodities: 100%<\/td><\/tr><tr><td><strong>Top Holdings&nbsp;<\/strong><\/td><td>SBI Silver ETF- GrowthRepoNet Payables<\/td><\/tr><tr><td><strong>Fund Type&nbsp;<\/strong><\/td><td>Open-ended<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"HDFC_Silver_ETF_FoF_Fund_Regular_%E2%80%93_Growth\"><\/span><strong>HDFC Silver ETF FoF Fund Regular &#8211; Growth&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>It is the best SIP plan for 1 year in India for seeking capital appreciation by investing in units of HDFC Silver ETF (HSETF), primarily targeting silver commodity exposure through an actively managed portfolio.&nbsp;<\/p><p><strong>Below are the details of the best SIP Plan for 1 year:&nbsp;<\/strong><\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter&nbsp;<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td><strong>Fund Name&nbsp;<\/strong><\/td><td>HDFC Silver ETF FoF Regular &#8211; Growth<\/td><\/tr><tr><td><strong>NAV<\/strong><\/td><td>\u20b941.74<\/td><\/tr><tr><td><strong>AUM<\/strong><\/td><td>\u20b9516.79 crores<\/td><\/tr><tr><td><strong>Expense Ratio<\/strong><\/td><td>0.6%<\/td><\/tr><tr><td><strong>1-Year Return<\/strong><\/td><td>80.17%<\/td><\/tr><tr><td><strong>2-Year Return<\/strong><\/td><td>49.28%<\/td><\/tr><tr><td><strong>Minimum Investment<\/strong><\/td><td>SIP \u20b91000 &amp; Lumpsum \u20b9100<\/td><\/tr><tr><td><strong>Risk Level<\/strong><\/td><td>Principal at very high risk<\/td><\/tr><tr><td><strong>Launch Date&nbsp;<\/strong><\/td><td>28th October, 2022<\/td><\/tr><tr><td><strong>Asset Allocation<\/strong><\/td><td>Others: 0.1%, Commodities: 99.9%<\/td><\/tr><tr><td><strong>Top Holdings&nbsp;<\/strong><\/td><td>HDFC Silver Regular- GrowthRepoNet Payables<\/td><\/tr><tr><td><strong>Fund Type&nbsp;<\/strong><\/td><td>Open-ended<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nippon_India_Silver_ETF_FoF_Fund_Regular-Growth\"><\/span><strong>Nippon India Silver ETF FoF Fund Regular-Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The scheme seeks to provide returns that closely track those of Nippon India Silver ETF by investing in units of Nippon India Silver ETF. This ETF is best suited for a SIP plan for 1 year in India.&nbsp;<\/p><p><strong>Below are the details of the best SIP Plan for 1 year:&nbsp;<\/strong><\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter&nbsp;<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td><strong>Fund Name&nbsp;<\/strong><\/td><td>Nippon India Silver ETF FoF Regular &#8211; Growth<\/td><\/tr><tr><td><strong>NAV<\/strong><\/td><td>\u20b938.29<\/td><\/tr><tr><td><strong>AUM<\/strong><\/td><td>\u20b91,025.65 crores<\/td><\/tr><tr><td><strong>Expense Ratio<\/strong><\/td><td>0.59%<\/td><\/tr><tr><td><strong>1-Year Return<\/strong><\/td><td>77.14%<\/td><\/tr><tr><td><strong>2-Year Return<\/strong><\/td><td>47.8%<\/td><\/tr><tr><td><strong>Minimum Investment<\/strong><\/td><td>SIP \u20b91000 &amp; Lumpsum \u20b9100<\/td><\/tr><tr><td><strong>Risk Level<\/strong><\/td><td>Principal at very high risk<\/td><\/tr><tr><td><strong>Launch Date&nbsp;<\/strong><\/td><td>2nd February, 2022<\/td><\/tr><tr><td><strong>Asset Allocation<\/strong><\/td><td>Debt: 0%, Others: 0.58%, Commodities: 99.42%<\/td><\/tr><tr><td><strong>Top Holdings&nbsp;<\/strong><\/td><td>Nippon India Silver ETF- GrowthRepoNet Payables<\/td><\/tr><tr><td><strong>Fund Type&nbsp;<\/strong><\/td><td>Open-ended<\/td><\/tr><\/tbody><\/table><\/figure><p><em>Use smart tools to explore, analyse, and pick the right mutual fund SIP investment.<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"List_of_Best_SIP_Plans_for_%E2%82%B91000_per_month\"><\/span><strong>List of Best SIP Plans for \u20b91000 per month<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>To begin the Mutual Fund SIP plan, \u20b91000 per month is an excellent sum. Let us take a look at the five best \u20b91000 per month SIPs in India:&nbsp;<\/strong><\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>SIP<\/strong><\/td><td><strong>AUM (Rs in crore)<\/strong><\/td><td><strong>Annualised Return (3 years)<\/strong><\/td><td><strong>Annualised Return (5 years)<\/strong><\/td><td><strong>Annualised Return (10 years)<\/strong><\/td><td><strong>Expense Ratio (in%)<\/strong><\/td><\/tr><tr><td><strong>HDFC Flexi Cap Fund-Direct Plan-Growth<\/strong><\/td><td>\u20b964,124.15<\/td><td>19.65%<\/td><td>30.76%<\/td><td>14.72%<\/td><td>0.81<\/td><\/tr><tr><td><strong>JM Flexi Cap Fund &#8211; Growth<\/strong><\/td><td>\u20b95338.35<\/td><td>18.79%<\/td><td>26.23%<\/td><td>14.52%<\/td><td>1.72<\/td><\/tr><tr><td><strong>Quant Flexi Cap Fund &#8211; Growth<\/strong><\/td><td>\u20b97184.84<\/td><td>12.91%<\/td><td>32.86%<\/td><td>17.48%<\/td><td>1.81<\/td><\/tr><tr><td><strong>Parag Parikh Flexi Cap Fund Direct-Growth<\/strong><\/td><td>\u20b988,005<\/td><td>15.21%<\/td><td>29.29%<\/td><td>17.33%<\/td><td>0.63<\/td><\/tr><tr><td><strong>ICICI Prudential Technology Direct Plan-Growth<\/strong><\/td><td>\u20b912,511.36<\/td><td>3.90%<\/td><td>31.48%<\/td><td>16.39%<\/td><td>1.05<\/td><\/tr><tr><td><strong>Edelweiss Large Cap Fund &#8211; Growth<\/strong><\/td><td>\u20b91,058.57<\/td><td>11.08%<\/td><td>20.51%<\/td><td>10.83%<\/td><td>0.61<\/td><\/tr><tr><td><strong>Edelweiss Mid Cap Fund &#8211; Regular Plan-Growth<\/strong><\/td><td>\u20b97,729.29<\/td><td>18.36%<\/td><td>31.76%<\/td><td>15.61%<\/td><td>1.74<\/td><\/tr><tr><td><strong>Kotak Equity Opportunities Fund &#8211; Growth<\/strong><\/td><td>\u20b922,852.63<\/td><td>13.32%<\/td><td>24.44%<\/td><td>13.22%<\/td><td>1.63<\/td><\/tr><tr><td><strong>Quant Active Fund &#8211; Growth<\/strong><\/td><td>\u20b99,389.39<\/td><td>7.80%<\/td><td>29.31%<\/td><td>16.00%<\/td><td>1.75<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Should_Invest_in_a_SIP_Plan_for_1_Year\"><\/span><strong>Who Should Invest in a SIP Plan for 1 Year?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12140000\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year-1024x536.png\" alt=\"Who Should Invest in a SIP Plan for 1 Year\n\" class=\"wp-image-61823\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12140000\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year-1024x536.png 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12140000\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year-300x157.png 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12140000\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year-768x402.png 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12140000\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year-900x471.png 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12140000\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year-600x314.png 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12140000\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year-150x79.png 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12140000\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><p>The best SIP Plan for 1 year in India can work well for a specific set of investors, but it is not meant for everyone. The best SIP plan for 1 year in India depends on the financial goals, risk tolerance, investment experience, and liquidity needs.<\/p><ul class=\"wp-block-list\"><li><strong>Short-term goal planners: <\/strong>The best SIP plan for 1 year in India can help to meet the short-term goals, so whether it\u2019s a holiday, a new gadget, or an emergency fund, if you have a consistent habit of saving, then it is a great way for new investors to get familiar with mutual funds.&nbsp;&nbsp;<\/li>\n\n<li><strong>Conservative Investors: <\/strong>For investors new to investing and looking for a structured way to start with smaller amounts for a short commitment, consider the best SIP plan for 1 year in India.&nbsp;<\/li>\n\n<li><strong>Investors expecting Market Volatility: <\/strong>Some investors choose shorter SIP durations when they feel markets are overvalued or uncertain, and they prefer not to commit for the long term; however, this makes it difficult for professionals who are willing to invest in the best SIP plan for 1 year in India. <strong>&nbsp;<\/strong>&nbsp;<\/li><\/ul><p><strong>Also Explore:<\/strong><strong><em> \u201cReady to plan smarter? <\/em><\/strong><a href=\"https:\/\/univest.in\/calculators\/sip-calculator\"><strong><em>Explore our SIP calculator and find your expected returns in seconds.\u201d<\/em><\/strong><\/a><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Much_Should_You_Invest_in_a_SIP_Plan_for_1_year\"><\/span><strong>How Much Should You Invest in a SIP Plan for 1 year?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Deciding how much to invest in the best SIP plan for 1 year in India should align with your goal amount, monthly savings capacity, and risk tolerance. <strong>A safe rule is to invest only 20-30% of your monthly surplus income, after covering expenses and keeping at least 3-6 months of emergency savings aside.&nbsp;<\/strong><\/p><ul class=\"wp-block-list\"><li>If you are a beginner or conservative, <strong>\u20b92,000-\u20b95,000 per month is comfortable<\/strong>.&nbsp;<\/li>\n\n<li>If you are saving for a specific short-term goal, invest the monthly income <strong>and divide it by 12<\/strong>.&nbsp;<\/li>\n\n<li>If you have a higher income and surplus cash, <strong>\u20b9 10,000- \u20b9 25,000+<\/strong> can work, depending on your budget.&nbsp;<\/li><\/ul><p><strong>Investors must overlook the above guidelines before considering investing in the best SIP plan for 1 year&nbsp;&nbsp;<\/strong><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Expected_Returns_of_the_best_SIP_plan_for_1_year\"><\/span><strong>Expected Returns of the best SIP plan for 1 year<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Fund Type<\/strong><\/td><td><strong>Risk Level&nbsp;<\/strong><\/td><td><strong>Expected Annual SIP Returns Rates (Approx.)<\/strong><\/td><td><strong>Stability<\/strong><\/td><td><strong>Suitable For<\/strong><\/td><\/tr><tr><td><strong>Liquidity Funds<\/strong><\/td><td>Very Low&nbsp;<\/td><td>4-5%<\/td><td>Very Stable<\/td><td>Parking money, emergency fund<\/td><\/tr><tr><td><strong>Ultra\/Short Duration Debt<\/strong><\/td><td>Low<\/td><td>5-7%<\/td><td>Stable<\/td><td>Short-term goals<\/td><\/tr><tr><td><strong>Corporate\/ Banking<\/strong><\/td><td>Low-Moderate<\/td><td>6-8%<\/td><td>Mostly Stable&nbsp;<\/td><td>Slightly higher returns with limited risk<\/td><\/tr><tr><td><strong>Hybrid\/Balanced Funds<\/strong><\/td><td>Moderate<\/td><td>6-10%<\/td><td>Medium Fluctuations<\/td><td>Investors okay with small ups &amp; down<\/td><\/tr><tr><td><strong>Equity Funds<\/strong><\/td><td>High<\/td><td>10-20%<\/td><td>Highly Volatile<\/td><td>Not ideal for 1 year.<\/td><\/tr><\/tbody><\/table><\/figure><p><strong><em>Also Read: <\/em><\/strong><a href=\"https:\/\/univest.in\/blogs\/sip-vs-mutual-funds\"><strong><em>SIP vs Mutual Fund<\/em><\/strong><\/a><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Choose_the_Best_SIP_Plan_for_1_year\"><\/span><strong>How to Choose the Best SIP Plan for 1 year?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135810\/How-to-Choose-the-Best-SIP-Plan-for-1-year-1024x536.png\" alt=\"How to Choose the Best SIP Plan for 1 year\" class=\"wp-image-61821\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135810\/How-to-Choose-the-Best-SIP-Plan-for-1-year-1024x536.png 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135810\/How-to-Choose-the-Best-SIP-Plan-for-1-year-300x157.png 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135810\/How-to-Choose-the-Best-SIP-Plan-for-1-year-768x402.png 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135810\/How-to-Choose-the-Best-SIP-Plan-for-1-year-900x471.png 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135810\/How-to-Choose-the-Best-SIP-Plan-for-1-year-600x314.png 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135810\/How-to-Choose-the-Best-SIP-Plan-for-1-year-150x79.png 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135810\/How-to-Choose-the-Best-SIP-Plan-for-1-year.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><p><strong>For choosing the best SIP Plan for 1 year in India, there are several key considerations to consider before choosing the best SIP plan for 1 year:<\/strong>&nbsp;<\/p><ul class=\"wp-block-list\"><li><strong>Liquidity &amp; Flexibility: <\/strong>Investors must choose funds that offer high liquidity and flexibility. Short-term plans allow investors to withdraw their funds when needed. This makes it easy for investors to choose the best SIP plan for 1 year in India.&nbsp;&nbsp;&nbsp;<\/li>\n\n<li><strong>Fund Consistency &amp; Stability: <\/strong>Stability matters significantly in short-term plans, so investors must prioritise funds that have maintained stable growth patterns without extreme fluctuations, which is beneficial for investors who are willing to invest in the best SIP investment plan in India.&nbsp;&nbsp;<\/li>\n\n<li><strong>Historical Returns for short-term investments: <\/strong>Analysing historical returns is essential because short-term periods are crucial for selecting the best SIP plan for 1 year in India. Analyse funds that have shown consistent performance over one-year intervals, which aligns return expectations for these durations.&nbsp;&nbsp;<\/li>\n\n<li><strong>Comparison of various fund categories: <\/strong>Understanding the different fund categories and their performance characteristics is essential, even though equity funds may offer higher returns in the long run, especially over a one-year horizon, so that for choosing the best SIP plan for 1 Year in India.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Univest_Helps_Choosing_Best_SIP_Plan_for_1_Year\"><\/span><strong>How Univest Helps Choosing Best SIP Plan for 1 Year?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>Here are some steps that help in choosing the best SIP investment plan for 1 year:&nbsp;<\/strong><\/p><ul class=\"wp-block-list\"><li><strong>Goal Assessment: <\/strong>Univest helps you to understand your investment objective, time horizon, and risk appetite.&nbsp;&nbsp;<\/li>\n\n<li><strong>Smart Fund Screening: <\/strong>It provides you with mutual fund screeners, the most affordable mutual fund plans for tax savers, gold funds, and those under \u20b9500, and you can start with \u20b91000.&nbsp;&nbsp;<\/li>\n\n<li><strong>Risk Profiling: <\/strong>It is ideal for the best SIP plan for 1 year in India if it matches low-to-moderate risk funds, including equity, index, hybrid, and debt. &nbsp; <strong>&nbsp;<\/strong><\/li>\n\n<li><strong>Expert Recommendations: <\/strong>It provides you with the research-backed SIP suggestions from market analysts. <strong>&nbsp;<\/strong><\/li>\n\n<li><strong>Portfolio Analysis: <\/strong>Tracks performance and suggests timely adjustments for investing in the best SIP plan for 1 year in India. <strong>&nbsp;<\/strong><\/li>\n\n<li><strong>Real-Time Tracking: <\/strong>Monitor returns, NAV, and fund updates in one dashboard to make the investment easier for the best SIP plan for 1 year in India.&nbsp;<\/li>\n\n<li><strong>Easy SIP Setup: <\/strong>Start, modify, or stop SIP plan for 1 year in India instantly within the app.&nbsp;&nbsp;<\/li>\n\n<li><strong>Alerts &amp; Insights: <\/strong>Get notifications, reports, and insights to stay informed.&nbsp;<\/li><\/ul><p><em>Discover top mutual fund SIP plans for 1 year and grow your money with informed decisions.<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Year_SIP_Vs_Lump_Sum_Investment\"><\/span><strong>1 Year SIP Vs Lump Sum Investment&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>Here is a key difference between a best SIP for 1 year and a lump sum investment<\/strong><\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>SIP<\/strong><\/td><td><strong>Lump Sum Investment&nbsp;<\/strong><\/td><\/tr><tr><td><strong>Investment Approach&nbsp;<\/strong><\/td><td>A sum of money is invested regularly at fixed intervals.&nbsp;<\/td><td>A large amount of money is invested all at once.&nbsp;<\/td><\/tr><tr><td><strong>Market Timing<\/strong><\/td><td>No need to time the market; it averages out the cost over time.&nbsp;<\/td><td>Requires market timing for maximum returns.&nbsp;<\/td><\/tr><tr><td><strong>Risk<\/strong><\/td><td>Lower risk&nbsp;<\/td><td>Higher risk<\/td><\/tr><tr><td><strong>Flexibility<\/strong><\/td><td>Flexible; can adjust the amount or pause payments<\/td><td>Less flexible as the entire investment is made upfront.&nbsp;<\/td><\/tr><tr><td><strong>Market Exposure<\/strong><\/td><td>Gradual exposure: benefits from rupee cost averaging&nbsp;<\/td><td>Immediate full exposure to market fluctuations.&nbsp;<\/td><\/tr><tr><td><strong>Contributions<\/strong><\/td><td>Requires regular contributions<\/td><td>One-time investment<\/td><\/tr><tr><td><strong>Investment Horizon&nbsp;<\/strong><\/td><td>Suitable for long-term investing<\/td><td>Suitable for both short- and long-term investing, depending on market conditions.&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure><p><em>Download the <\/em><a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\"><em>Univest iOS App<\/em><\/a><em> or the <\/em><a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\"><em>Univest Android App<\/em><\/a><em> to get daily stock recommendations and insightful research pieces!<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Maximise_Returns_in_Short-Term_SIP\"><\/span><strong>How to Maximise Returns in Short-Term SIP?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The process of investing in mutual funds is easy and accessible for all. You can start with a small amount of money and choose from any type of fund, including equity, debt, hybrid, or index funds, based on your goals. Best SIP Plan for 1 year in India includes such things to maximise returns:&nbsp;<\/p><ul class=\"wp-block-list\"><li><strong>Be Early: <\/strong>The power of compounding works best when you start early. Even small, regular investments can grow significantly over time. By starting your SIP early, you can maximise returns in a short-term SIP. You can start your investment journey by starting with the best SIP plan for 1 year in India.&nbsp;<\/li>\n\n<li><strong>Be consistent: <\/strong>Consistency is the key to SIP success. An investor should contribute regularly and follow their SIP schedule in a disciplined manner, so that consistent investments in the best SIP plan for 1 year in India can maximise returns in a short span of time.<\/li>\n\n<li><strong>Choose the right fund: <\/strong>Selecting the right SIP mutual fund is essential. Before choosing a fund, investors must assess their financial goals, risk tolerance, and investment horizon so they can maximise returns.&nbsp;&nbsp;<\/li>\n\n<li><strong>Increase SIP amount over time: <\/strong>To maximise returns, investors must increase their SIP amount. This practice allows the investor to boost their investments without compromising their finances. Gradually increasing your SIP contributions can increase your wealth accumulation.<\/li><\/ul><p><strong><em>Also Explore: <\/em><\/strong><a href=\"https:\/\/univest.in\/blogs\/systematic-investment-plan-sip\"><strong><em>Systematic Investment Plan (SIP)<\/em><\/strong><\/a><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Do_the_Best_SIP_Plans_for_1_Year_Work\"><\/span><strong>How Do the Best SIP Plans for 1 Year Work?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135857\/How-Do-the-Best-SIP-Plans-for-1-Year-Work-1024x536.png\" alt=\"How Do the Best SIP Plans for 1 Year Work\" class=\"wp-image-61822\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135857\/How-Do-the-Best-SIP-Plans-for-1-Year-Work-1024x536.png 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135857\/How-Do-the-Best-SIP-Plans-for-1-Year-Work-300x157.png 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135857\/How-Do-the-Best-SIP-Plans-for-1-Year-Work-768x402.png 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135857\/How-Do-the-Best-SIP-Plans-for-1-Year-Work-900x471.png 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135857\/How-Do-the-Best-SIP-Plans-for-1-Year-Work-600x314.png 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135857\/How-Do-the-Best-SIP-Plans-for-1-Year-Work-150x79.png 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135857\/How-Do-the-Best-SIP-Plans-for-1-Year-Work.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><p>Let\u2019s understand how the best Mutual Fund SIP Investment plans for 1 year work and give good returns:&nbsp;<\/p><ul class=\"wp-block-list\"><li>You invest a fixed amount every month for 12 months in a mutual fund.&nbsp;<\/li>\n\n<li>Minimum amount: Starts from just \u20b9500\/month.&nbsp;<\/li>\n\n<li>You can start, stop, or change SIP at any time.&nbsp;<\/li>\n\n<li>Rupee cost averaging helps reduce risk by buying more units when prices are low.&nbsp;<\/li>\n\n<li>Even in 1 year, small returns add up due to compounding.&nbsp;<\/li><\/ul><p><em>Explore the best SIP plans for 1 year and maximise your ultimate wealth in the long-term. Use the best SIP\/mutual fund screeners for educational insights and informed investment decisions.&nbsp;<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Mutual_Funds_With_the_Highest_1-Year_Returns\"><\/span><strong>Mutual Funds With the Highest 1-Year Returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Types of Funds<\/strong><\/td><td><strong>Risk Level<\/strong><\/td><td><strong>Returns<\/strong><\/td><td><strong>Suitable For<\/strong><\/td><\/tr><tr><td><strong>Liquid Funds<\/strong><\/td><td>Very low risk<\/td><td>Stable and consistent returns<\/td><td>Capital protection, emergency funds, conservative investors<\/td><\/tr><tr><td><strong>Ultra Short Duration Funds<\/strong><\/td><td>Low risk<\/td><td>Slightly higher returns than liquid funds (5\u20137%)<\/td><td>Short-term parking of money with better yields<\/td><\/tr><tr><td><strong>Money Market Funds<\/strong><\/td><td>Low risk&nbsp;<\/td><td>Steady short-term returns (5\u20137%)<\/td><td>Investors seeking liquidity with moderate growth<\/td><\/tr><tr><td><strong>Arbitrage Funds<\/strong><\/td><td>Low to moderate risk<\/td><td>Stable, tax-efficient returns (6\u20138%)<\/td><td>Investors are looking for equity taxation benefits with low volatility.<\/td><\/tr><tr><td><strong>Short Duration Debt Funds<\/strong><\/td><td>Moderate risk<\/td><td>Higher potential returns (8\u201312%)<\/td><td>Investors wanting a mix of safety and equity growth<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The <strong>best SIP plans for 1 year<\/strong> in India offer a practical entry point for both new and experienced investors seeking disciplined and short-term wealth creation. The right choice of a mutual fund SIP plan mostly depends on financial goals, risk tolerance, and liquidity needs. To maximise returns, investors must increase their SIP amount. This practice allows the investor to boost their investments without compromising their finances. Mutual Fund SIP plans in debt funds, low-duration funds, etc., offer stability and potential returns higher than bank FDs. The <strong>best SIP plan for 1 year in India suggests<\/strong> a minimum investment of \u20b91,000 for SIP and \u20b95,000 for lump sum investments.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_risks_involved_in_the_best_SIP_plan_for_1_year\"><\/span><strong>What are the risks involved in the best SIP plan for 1 year?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Ans. The risks involved in the best 1-year SIP investment plan include market volatility, no guaranteed returns, interest rate risk, liquidity and exit loads, taxation, and inflation risks. The best SIP plan for 1 year in India is generally considered riskier than long-term SIPs <strong>due to a shorter time horizon that limits compounding benefits and higher tax rates for short-term capital gains.<\/strong>&nbsp;<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_SIP_Plans_gives_20_return\"><\/span><strong>Which SIP Plans gives 20% return?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Ans. <strong>&nbsp;<\/strong>Here are the SIP plans that gives 20% returns which have delivered such strong results over consistent performance over time matters more than short-lived things.While past returns don\u2019t guarantee future results, examining these top performers to understand the disciplined SIP investing.&nbsp; &nbsp;<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Name of the Fund<\/strong><\/td><td><strong>Fund Size (in \u20b9 crores)<\/strong><\/td><td><strong>1-Year Returns (%)<\/strong><\/td><\/tr><tr><td><strong>Canara Robeco Bluechip Equity Fund<\/strong><\/td><td>10,090<\/td><td>13.97<\/td><\/tr><tr><td><strong>ICICI Prudential Value Discovery Fund<\/strong><\/td><td>32,754<\/td><td>24.29<\/td><\/tr><tr><td><strong>Nippon India Large Cap Fund<\/strong><\/td><td>15,855<\/td><td>22.71<\/td><\/tr><tr><td><strong>HDFC Flexi Cap Fund<\/strong><\/td><td>38,668<\/td><td>22.04<\/td><\/tr><\/tbody><\/table><\/figure><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_SIP_is_best_for_2026\"><\/span><strong>Which SIP is best for 2026?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Ans. Based on the 3-year annualised returns, here are some of the best SIP options, which have also included their respective 5-year annualised returns, here below are the best mutual fund SIP plan for 2026:&nbsp;<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Mutual Fund<\/strong><\/td><td><strong>3-Year Returns (%)<\/strong><\/td><td><strong>5-Year Returns (%)&nbsp;<\/strong><\/td><\/tr><tr><td><strong>Bandhan Small Cap Fund Direct-Growth&nbsp;<\/strong><\/td><td>32.24<\/td><td>27.33<\/td><\/tr><tr><td><strong>Invesco India Mid Cap Fund Direct-Growth<\/strong><\/td><td>29.03<\/td><td>25.28<\/td><\/tr><tr><td><strong>Edelweiss Mid Cap Fund Direct-Growth<\/strong><\/td><td>27.98<\/td><td>26.17<\/td><\/tr><tr><td><strong>Motilal Oswal Mid Cap Fund Direct-Growth<\/strong><\/td><td>26.88<\/td><td>28.54<\/td><\/tr><\/tbody><\/table><\/figure><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_should_investors_select_the_best_SIP_for_their_long-term_financial_goals\"><\/span><strong>How should investors select the best SIP for their long-term financial goals?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Ans. To choose the best SIP for 1 year, assess the risk tolerance, investment horizon, fund performance, and expense ratios, and align these with your long-term financial objectives for optimal selection. The best SIP plan for 1 year offers the advantage of spreading the investment over time, reducing the risk related to market volatility.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_should_look_to_invest_in_a_Mutual_Fund_SIP_of_%E2%82%B91000month\"><\/span><strong>Who should look to invest in a Mutual Fund SIP of \u20b91000\/month?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Ans. A mutual fund SIP of \u20b91000 per month can be rewarding over the long term, but only for investors who understand what they are getting into. This is not a category for those who check their portfolio every day and feel confused about what to do after every fall. It is a category for long-term investors with strong conviction and a holding of 10 years or more.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Univest_Screeners\"><\/span><strong>Univest Screeners<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Exclusive<\/strong><\/td><td><strong>Indices<\/strong><\/td><td><strong>Breakouts<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/short-term-verdict-buy\">Buy in the Short Term<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-smlcap-100\">Nifty Small Cap 100<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/daily-fresh-breakouts\">Daily Fresh Breakouts<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/long-term-verdict-buy\">Buy in the Long Term<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-midcap\">Nifty Midcap<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/weekly-breakouts\">Weekly Breakouts<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/fii-holding\">FII Holdings Change<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-bank\">Nifty Bank<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/oversold-stocks\">Oversold Stocks<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/golden-crossover\">Golden Crossover<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/sensex\">Sensex<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nearing-breakout\">Nearing Breakout<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/upcoming-dividents\">Upcoming Dividends<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-fin-service\">Nifty Fin Service<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/dii-holding\">DII Holdings Change<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/bankex\">Bankex<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/highest-dividend-paying-stocks\">High Dividend Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-midcap-100\">Nifty Mid Cap 100<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-results-to-watch\">Earnings Announced<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty50\">Nifty 50<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/fundamentally-strong-stocks\">Fundamentally Strong&nbsp;<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-gainers\">Top Gainers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-losers\">Top Losers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/low-debt-mid-cap\">Low Debt Mid Caps<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/cash-rich-small-cap\">Cash-Rich Small Caps<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/volume-shockers\">Volume Shockers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/52-week-high\">52-Week High&nbsp;<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/52-week-low\">52-Week Low<\/a><\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Read_Our_Articles_on_the_Best_Stocks\"><\/span><strong>Read Our Articles on the Best Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/tech-stocks\">Tech Stocks in India to Invest in 2025 | Tech Sector Stocks&nbsp;<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/battery-stocks\">Best Battery Stocks in India to Invest in 2025 | Battery Sector Stocks<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/shipping-stocks\">Best Shipping Stocks in India to Invest in 2025 | Shipping Sector Stocks<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/paint-stocks\">Paint Stocks in India to Invest in 2025 | Paint Sector Stocks<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/paper-stocks\">Paper Stocks in India to Invest in 2025 | Paper Sector Stocks&nbsp;<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/semiconductor-stocks-in-india\">Best Semiconductor Stocks in India 2025<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/large-cap-stocks\">Best Large Cap Stocks in India 2025&nbsp;<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/green-energy-penny-stocks\">Green Energy Penny Stocks<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/cement-stocks\">Best Cement Stocks To Invest In India<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Click Here &#8211; Get Free Investment Predictions The best SIP Plans 1 year are selected mutual fund schemes known for delivering steady returns over a short period. These funds are managed by experienced professionals who follow a disciplined investment approach, even when markets become unpredictable. They aim to balance growth and stability, making them a<\/p>\n","protected":false},"author":26,"featured_media":61818,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1002],"tags":[3758],"class_list":["post-61817","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advisory","tag-sip"],"metadata":{"_edit_lock":["1770892535:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_primary_category":["3841"],"rank_math_seo_score":["88"],"rank_math_title":["Best SIP Plans for 1 Year in 2026 | High Returns &amp; Low Risk"],"rank_math_description":["Start investing smartly with the best SIP plans for 1-year. Get low-risk options, stable returns, and step-by-step guidance for beginners in 2026.\n"],"_thumbnail_id":["61818"],"_edit_last":["23"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_focus_keyword":["Best SIP Plans"],"amazonS3_cache":["a:24:{s:94:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/02\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year.png\";a:2:{s:2:\"id\";i:61823;s:11:\"source_type\";s:13:\"media-library\";}s:103:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/02\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year-1024x536.png\";a:2:{s:2:\"id\";i:61823;s:11:\"source_type\";s:13:\"media-library\";}s:126:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12140000\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year.png\";a:2:{s:2:\"id\";i:61823;s:11:\"source_type\";s:13:\"media-library\";}s:135:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12140000\/Who-Should-Invest-in-a-SIP-Plan-for-1-Year-1024x536.png\";a:2:{s:2:\"id\";i:61823;s:11:\"source_type\";s:13:\"media-library\";}s:94:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/02\/How-to-Choose-the-Best-SIP-Plan-for-1-year.png\";a:2:{s:2:\"id\";i:61821;s:11:\"source_type\";s:13:\"media-library\";}s:103:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/02\/How-to-Choose-the-Best-SIP-Plan-for-1-year-1024x536.png\";a:2:{s:2:\"id\";i:61821;s:11:\"source_type\";s:13:\"media-library\";}s:126:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135810\/How-to-Choose-the-Best-SIP-Plan-for-1-year.png\";a:2:{s:2:\"id\";i:61821;s:11:\"source_type\";s:13:\"media-library\";}s:135:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135810\/How-to-Choose-the-Best-SIP-Plan-for-1-year-1024x536.png\";a:2:{s:2:\"id\";i:61821;s:11:\"source_type\";s:13:\"media-library\";}s:93:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/02\/How-Do-the-Best-SIP-Plans-for-1-Year-Work.png\";a:2:{s:2:\"id\";i:61822;s:11:\"source_type\";s:13:\"media-library\";}s:102:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/02\/How-Do-the-Best-SIP-Plans-for-1-Year-Work-1024x536.png\";a:2:{s:2:\"id\";i:61822;s:11:\"source_type\";s:13:\"media-library\";}s:125:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135857\/How-Do-the-Best-SIP-Plans-for-1-Year-Work.png\";a:2:{s:2:\"id\";i:61822;s:11:\"source_type\";s:13:\"media-library\";}s:134:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12135857\/How-Do-the-Best-SIP-Plans-for-1-Year-Work-1024x536.png\";a:2:{s:2:\"id\";i:61822;s:11:\"source_type\";s:13:\"media-library\";}s:106:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/01\/Power-of-Compounding-in-Systematic-Investment-Plan-SIP.jpg\";a:2:{s:2:\"id\";i:58771;s:11:\"source_type\";s:13:\"media-library\";}s:115:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/01\/Power-of-Compounding-in-Systematic-Investment-Plan-SIP-1024x536.jpg\";a:2:{s:2:\"id\";i:58771;s:11:\"source_type\";s:13:\"media-library\";}s:138:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/01\/17190552\/Power-of-Compounding-in-Systematic-Investment-Plan-SIP.jpg\";a:2:{s:2:\"id\";i:58771;s:11:\"source_type\";s:13:\"media-library\";}s:147:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/01\/17190552\/Power-of-Compounding-in-Systematic-Investment-Plan-SIP-1024x536.jpg\";a:2:{s:2:\"id\";i:58771;s:11:\"source_type\";s:13:\"media-library\";}s:66:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/01\/SIP-Calculator.jpg\";a:2:{s:2:\"id\";i:58772;s:11:\"source_type\";s:13:\"media-library\";}s:75:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/01\/SIP-Calculator-1024x536.jpg\";a:2:{s:2:\"id\";i:58772;s:11:\"source_type\";s:13:\"media-library\";}s:98:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/01\/17192617\/SIP-Calculator.jpg\";a:2:{s:2:\"id\";i:58772;s:11:\"source_type\";s:13:\"media-library\";}s:107:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/01\/17192617\/SIP-Calculator-1024x536.jpg\";a:2:{s:2:\"id\";i:58772;s:11:\"source_type\";s:13:\"media-library\";}s:77:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/01\/Goal-Based-SIP-Investment.jpg\";a:2:{s:2:\"id\";i:58773;s:11:\"source_type\";s:13:\"media-library\";}s:86:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/01\/Goal-Based-SIP-Investment-1024x536.jpg\";a:2:{s:2:\"id\";i:58773;s:11:\"source_type\";s:13:\"media-library\";}s:109:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/01\/17192659\/Goal-Based-SIP-Investment.jpg\";a:2:{s:2:\"id\";i:58773;s:11:\"source_type\";s:13:\"media-library\";}s:118:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/01\/17192659\/Goal-Based-SIP-Investment-1024x536.jpg\";a:2:{s:2:\"id\";i:58773;s:11:\"source_type\";s:13:\"media-library\";}}"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"_wp_old_slug":["best-sip-plan-for-1-year"],"rank_math_analytic_object_id":["6454"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2026\/02\/12134625\/Best-SIP-Plan-for-1-Year-in-2026.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/61817","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=61817"}],"version-history":[{"count":3,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/61817\/revisions"}],"predecessor-version":[{"id":61839,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/61817\/revisions\/61839"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/61818"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=61817"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=61817"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=61817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}