{"id":59983,"date":"2026-01-29T16:24:49","date_gmt":"2026-01-29T10:54:49","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=59983"},"modified":"2026-01-29T16:24:51","modified_gmt":"2026-01-29T10:54:51","slug":"esaf-small-finance-bank-q3-results-expectations","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/esaf-small-finance-bank-q3-results-expectations\/","title":{"rendered":"ESAF Small Finance Bank Gears Up for Q3 Reveal on 30th January; Check Key Expectations Here"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong><em>Click and Sign Up to Get Live Updates on Q3 Results&nbsp;<\/em><\/strong><\/a><\/p><p>ESAF Small Finance Bank&#8217; Q3 results FY26 are scheduled to be announced on 30th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/esaf-small-finance-bank-q3-results-expectations\/#ESAF_Small_Finance_Bank_Q3_Results_2026_Preview\" title=\"ESAF Small Finance Bank Q3 Results 2026 Preview\">ESAF Small Finance Bank Q3 Results 2026 Preview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/esaf-small-finance-bank-q3-results-expectations\/#ESAF_Small_Finance_Bank_Share_Performance\" title=\"ESAF Small Finance Bank Share Performance&nbsp;\">ESAF Small Finance Bank Share Performance&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/esaf-small-finance-bank-q3-results-expectations\/#Key_Factors_to_Watch_for_ESAF_Small_Finance_Bank_Q3_Results_FY26\" title=\"Key Factors to Watch for ESAF Small Finance Bank Q3 Results FY26&nbsp;\">Key Factors to Watch for ESAF Small Finance Bank Q3 Results FY26&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/esaf-small-finance-bank-q3-results-expectations\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/esaf-small-finance-bank-q3-results-expectations\/#Recent_Articles\" title=\"Recent Articles\">Recent Articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ESAF_Small_Finance_Bank_Q3_Results_2026_Preview\"><\/span><strong>ESAF Small Finance Bank Q3 Results 2026 Preview<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>ESAF Small Finance Bank&#8217;s revenue is expected to be in the range of \u20b9487.02 crore, a 9.87% YoY decrease.\u00a0<\/li>\n\n<li>Profit After Tax, or PAT, is projected to rise by 10.96% YoY.\u00a0<\/li>\n\n<li>Net profit is \u20b9210.90 crore, a rise of 10.96% YoY\u00a0<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ESAF_Small_Finance_Bank_Share_Performance\"><\/span><strong>ESAF Small Finance Bank Share Performance&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Over the past six months, ESAF Small Finance Bank&#8217;s share price has fallen by 8.95% to \u20b928.00.<\/li>\n\n<li>Moreover, over the past year, the stock has increased by 12.87%.<\/li>\n\n<li>Despite this weak short-term performance, ESAF Small Finance Bank&#8217;s stock has delivered a financially sound 239.85% return over the past 5 years.<\/li>\n\n<li>As of 29th January 2026, the stock traded at \u20b928.00 per share.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Factors_to_Watch_for_ESAF_Small_Finance_Bank_Q3_Results_FY26\"><\/span><strong>Key Factors to Watch for ESAF Small Finance Bank Q3 Results FY26&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Loan Book Growth &amp; Mix: Track advances growth and shift toward secured\/retail loans.<\/li>\n\n<li>Deposit Growth &amp; CASA: Monitor deposit traction and CASA ratio for cost of funds.<\/li>\n\n<li>NII &amp; NIM Trends: Watch net interest income and margin movement.<\/li>\n\n<li>Asset Quality: Check GNPA\/NNPA levels and provisioning, especially in microfinance.<\/li>\n\n<li>Profitability: Assess operating profit, cost control, and PAT trajectory.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>ESAF Small Finance Bank will announce its Q3 FY26 results on 30th January 2026. Analysts expect 9.87% YoY revenue growth, a 10.96% rise in PAT, and a 5.99% fall in EBITDA. ESAF Small Finance Bank focuses on providing inclusive banking services by extending credit and deposit products to underbanked and underserved individuals and businesses \u2014 especially in rural, semi-urban, and urban India \u2014 with emphasis on micro, retail, MSME and agricultural loans, while building a strong CASA deposit base and leveraging technology and physical network expansion to drive financial inclusion and customer-centric growth.<\/p><p><em>Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.<\/em><\/p><p><strong><em>Download the <\/em><\/strong><a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\"><strong><em>Univest iOS App<\/em><\/strong><\/a><strong><em> or <\/em><\/strong><a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\"><strong><em>Univest Android App<\/em><\/strong><\/a><strong><em> to get daily stock recommendations and insightful research pieces!<\/em><\/strong><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Articles\"><\/span><strong>Recent Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/capital-small-finance-bank-q3-results-expectations\"><strong><em>Capital Small Finance Bank Gears Up for Q3 Reveal on 29th January; Check Key Expectations Here<\/em><\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/carborundum-universal-q3-results-expectations\"><strong><em>Carborundum Universal Gears Up for Q3 Reveal on 29th January; Check Key Expectations Here<\/em><\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/capri-global-capital-q3-results-expectations\"><strong><em>Capri Global Capital Gears Up for Q3 Reveal on 29th January; Check Key Expectations Here<\/em><\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/digitide-solutions-q3-results-expectations\"><strong><em>Digitide Solutions Gears Up for Q3 Reveal on 29th January; Check Key Expectations Here<\/em><\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/flair-writing-industries-q3-results-expectations\"><strong><em>Flair Writing Industries Gears Up for Q3 Reveal on 29th January; Check Key Expectations Here<\/em><\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/ghcl-q3-results-expectations\"><strong><em>GHCL Gears Up for Q3 Reveal on 29th January; Check Key Expectations Here<\/em><\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/apar-industries-q3-results-expectations\"><strong><em>Apar Industries Gears Up for Q3 Reveal on 29th January; Check Key Expectations Here<\/em><\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/apollo-pipes-q3-results-expectations\"><strong><em>Apollo Pipes Gears Up for Q3 Reveal on 29th January; Check Key Expectations Here<\/em><\/strong><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Click and Sign Up to Get Live Updates on Q3 Results&nbsp; ESAF Small Finance Bank&#8217; Q3 results FY26 are scheduled to be announced on 30th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT. ESAF Small Finance Bank Q3 Results 2026 Preview ESAF Small Finance<\/p>\n","protected":false},"author":23,"featured_media":59984,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3800,3801],"class_list":["post-59983","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-q3-results","tag-q3-results-2026"],"metadata":{"_edit_lock":["1769684095:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_primary_category":["842"],"rank_math_seo_score":["73"],"rank_math_title":["ESAF Small Finance Bank Q3 Results FY26 Preview: PAT to rise 10.96%"],"rank_math_description":["ESAF Small Finance Bank Q3 results FY26 Preview: PAT is expected to rise 10.96%, while we expect a 9.87% fall in Net Sales. Get detailed insights on quarterly results.   \n"],"rank_math_focus_keyword":["ESAF Small Finance Bank Q3 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