{"id":59251,"date":"2026-01-22T11:44:42","date_gmt":"2026-01-22T06:14:42","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=59251"},"modified":"2026-01-22T11:44:50","modified_gmt":"2026-01-22T06:14:50","slug":"ujjivan-small-finance-bank-q3-results-expectations","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-q3-results-expectations\/","title":{"rendered":"Ujjivan Small Finance Bank Gears Up for Q3 Reveal on 22nd January; Check Key Expectations Here"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong><em>Click and Sign Up to Get Live Updates on Q3 Results&nbsp;<\/em><\/strong><\/a><\/p><p>Ujjivan Small Finance Bank Q3 results FY26 are scheduled to be announced on 22nd January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-q3-results-expectations\/#Ujjivan_Small_Finance_Bank_Q3_Results_2026_Preview\" title=\"Ujjivan Small Finance Bank Q3 Results 2026 Preview\">Ujjivan Small Finance Bank Q3 Results 2026 Preview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-q3-results-expectations\/#Ujjivan_Small_Finance_Bank_Share_Performance\" title=\"Ujjivan Small Finance Bank Share Performance&nbsp;\">Ujjivan Small Finance Bank Share Performance&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-q3-results-expectations\/#Key_Factors_to_Watch_for_Ujjivan_Small_Finance_Bank\" title=\"Key Factors to Watch for Ujjivan Small Finance Bank\">Key Factors to Watch for Ujjivan Small Finance Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-q3-results-expectations\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-q3-results-expectations\/#Recent_Articles\" title=\"Recent Articles\">Recent Articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ujjivan_Small_Finance_Bank_Q3_Results_2026_Preview\"><\/span><strong>Ujjivan Small Finance Bank Q3 Results 2026 Preview<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Ujjivan Small Finance Bank&#8217;s revenue is expected to be in the range of \u20b9886.74 crore, a 6.04% YoY increase.\u00a0<\/li>\n\n<li>Profit After Tax, or PAT, is projected to fall by 53.39% YoY.\u00a0<\/li>\n\n<li>Ujjivan Small Finance Bank&#8217;s EBITDA is expected to rise to \u20b9222.80 crore.\u00a0<\/li>\n\n<li>Net profit is \u20b9108.62 crore, down 53.39% YoY\u00a0<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ujjivan_Small_Finance_Bank_Share_Performance\"><\/span><strong>Ujjivan Small Finance Bank Share Performance&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Over the past six months, Ujjivan Small Finance Bank&#8217;s share price has risen by 20.14% to \u20b9.<\/li>\n\n<li>Moreover, over the past year, the stock has decreased by 16.01%.<\/li>\n\n<li>Despite this weak short-term performance, Ujjivan Small Finance Bank&#8217;s stock has delivered a financially sound 130.05% return over the past 5 years.<\/li>\n\n<li>As of 21st January 2026, the stock traded at \u20b9619.75 per share.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Factors_to_Watch_for_Ujjivan_Small_Finance_Bank\"><\/span><strong>Key Factors to Watch for Ujjivan Small Finance Bank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Asset Quality &amp; Delinquency Trends: Monitoring GNPA\/NNPA levels, especially in micro and small business loans, is critical for credit risk management and provisioning.<\/li>\n\n<li>Loan Growth &amp; Portfolio Mix: Expansion in secured retail loans (e.g., home, vehicle) alongside micro\/SBM lending supports diversified growth and risk mitigation.<\/li>\n\n<li>Deposit Franchise &amp; CASA Ratio: Growth in low-cost deposits (CASA) strengthens funding stability and improves net interest margins.<\/li>\n\n<li>Profitability &amp; Cost Efficiency: Net interest margin (NIM), fee income, and operating cost control influence overall earnings and sustainable profitability.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Ujjivan Small Finance Bank will announce its Q3 FY26 results on 22nd January 2026. Analysts expect 6.04% YoY revenue growth, a 53.39% rise in PAT, and a 48.03% rise in EBITDA. Ujjivan Small Finance Bank focuses on providing inclusive financial services to underserved and retail customers, with emphasis on micro and small business lending, secured retail loans, and building a strong deposit franchise.<\/p><p><em>Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.<\/em><\/p><p><strong><em>Download the <\/em><\/strong><a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\"><strong><em>Univest iOS App<\/em><\/strong><\/a><strong><em> or <\/em><\/strong><a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\"><strong><em>Univest Android App<\/em><\/strong><\/a><strong><em> to get daily stock recommendations and insightful research pieces!<\/em><\/strong><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Articles\"><\/span><strong>Recent Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/top-10-penny-stocks-in-india\">Top 10 Penny Stocks in India | Penny Stocks to Buy in 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/best-stocks-to-buy-today-6\">Best Stocks to Buy Today: Explore Best Stocks With Expected Trends<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/milky-mist-dairy-foods-ipo-details\">Milky Mist Dairy Foods IPO Details: Everything You Should Know about<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/karbonsteel-engineering-ipo-gmp-review\">Karbonsteel Engineering IPO GMP &amp; Review: Should You Apply or Avoid?<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/taurian-mps-ipo-gmp-review\">Taurian MPS IPO GMP &amp; Review: Should You Apply or Avoid?<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/shringar-house-of-mangalsutra-ipo-gmp-review\">Shringar House of Mangalsutra IPO GMP &amp; Review: Apply or Avoid?<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/dev-accelerator-ipo-gmp-review\">Dev Accelerator IPO GMP &amp; Review: Apply or Avoid?<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/vigor-plast-india-ipo-listing-preview\">Vigor Plast India IPO Listing Preview: What to Expect Now?<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/krupalu-metals-ipo-gmp-live-updates-2\">Krupalu Metals IPO GMP: Day 3 IPO Live Updates<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Click and Sign Up to Get Live Updates on Q3 Results&nbsp; Ujjivan Small Finance Bank Q3 results FY26 are scheduled to be announced on 22nd January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT. Ujjivan Small Finance Bank Q3 Results 2026 Preview Ujjivan Small Finance<\/p>\n","protected":false},"author":23,"featured_media":59252,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3800,3801],"class_list":["post-59251","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-q3-results","tag-q3-results-2026"],"metadata":{"_edit_lock":["1769062494:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_primary_category":["842"],"rank_math_seo_score":["70"],"rank_math_title":["Ujjivan Small Finance Bank Q3 Results FY26 Preview: PAT to fall 53.39%"],"rank_math_description":["Ujjivan Small Finance Bank Q3 results FY26 Preview: PAT is expected to fall 53.39%, while we expect a 48.03% rise in Net Sales. Get detailed insights on quarterly results.   \n"],"rank_math_focus_keyword":["Ujjivan Small Finance Bank Q3 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