{"id":58589,"date":"2026-01-15T17:08:55","date_gmt":"2026-01-15T11:38:55","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=58589"},"modified":"2026-01-15T17:09:00","modified_gmt":"2026-01-15T11:39:00","slug":"l-and-t-finance-q3-results-expectations","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/l-and-t-finance-q3-results-expectations\/","title":{"rendered":"L&#038;T Finance\u00a0 Gears Up for Q3 Reveal on 15th January; Check Key Expectations Here"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong><em>Click and Sign Up to Get Live Updates on Q3 Results&nbsp;<\/em><\/strong><\/a><\/p><p><strong>L and T Finance<\/strong> Q3 results, one of the most significant Indian conglomerates, is set to announce its Q3 results for FY26 on 15th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/l-and-t-finance-q3-results-expectations\/#L_and_T_Finance_Q3_Results_2026_Preview\" title=\"L and T Finance\u00a0Q3 Results 2026 Preview\">L and T Finance\u00a0Q3 Results 2026 Preview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/l-and-t-finance-q3-results-expectations\/#L_and_T_Finance_Share_Performance\" title=\"L and T Finance Share Performance\u00a0\">L and T Finance Share Performance\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/l-and-t-finance-q3-results-expectations\/#Key_Factors_to_Watch_for_L_and_T_Finance\" title=\"Key Factors to Watch for L and T Finance\u00a0\">Key Factors to Watch for L and T Finance\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/l-and-t-finance-q3-results-expectations\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/l-and-t-finance-q3-results-expectations\/#Recent_Articles\" title=\"Recent Articles\">Recent Articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"L_and_T_Finance_Q3_Results_2026_Preview\"><\/span><strong>L and T Finance\u00a0Q3 Results 2026 Preview<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>L and T Finance&#8217;s<strong> <\/strong>revenue is expected to be in the range of \u20b94,052.19 crore, a 2.63% YoY rise.\u00a0<\/li>\n\n<li>Profit After Tax, or PAT, is projected to decline by 9.95% YoY.\u00a0<\/li>\n\n<li>L and T Finance&#8217;s EBITDA is expected to fall to \u20b9696.21 crore.\u00a0<\/li>\n\n<li>Net profit at \u20b9626.40 crore, a decline of 9.95% YoY\u00a0<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"L_and_T_Finance_Share_Performance\"><\/span><strong>L and T Finance Share Performance\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Over the past six months, L and T Finance&#8217;s share price has risen by 44.05% to \u20b9295.95.<\/li>\n\n<li>Moreover, over the past year, the stock has increased by 111.29%.<\/li>\n\n<li>Despite this weak short-term performance, L&amp;T Finance&#8217;s stock has delivered a financially sound 80.68% return over the past 5 years.<\/li>\n\n<li>As of 14th January 2026, the stock traded at \u20b9295.95 per share.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Factors_to_Watch_for_L_and_T_Finance\"><\/span><strong>Key Factors to Watch for L and T Finance\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Retail Loan Growth &amp; Disbursements: Sustained growth in retail-focused segments like microfinance, rural business loans, personal loans, and two-wheelers will drive overall AUM expansion.<\/li>\n\n<li>Asset Quality &amp; Credit Costs: Trends in GNPA\/NNPA and credit costs, especially in unsecured and rural portfolios, are crucial for profitability.<\/li>\n\n<li>Net Interest Margin (NIM) &amp; Funding Costs: Ability to manage borrowing costs and maintain healthy margins amid interest-rate changes.<\/li>\n\n<li>Technology &amp; Digital Strategy: Impact of AI-led underwriting, digital partnerships, and operational efficiency on growth and risk management.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>L and T Finance will announce its Q3 FY26 results on 15th January 2026. Analysts expect strong revenue growth of 2.63% YoY, a 9.95% fall in PAT, and a 27.77% decline in EBITDA. L&amp;T Finance focuses on building a retail-centric, technology-driven lending business with a strong emphasis on asset quality, secured products, and sustainable growth.<\/p><p><em>Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.<\/em><\/p><p><strong><em>Download the <\/em><\/strong><a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\"><strong><em>Univest iOS App<\/em><\/strong><\/a><strong><em> or <\/em><\/strong><a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\"><strong><em>Univest Android App<\/em><\/strong><\/a><strong><em> to get daily stock recommendations and insightful research pieces!<\/em><\/strong><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Articles\"><\/span><strong>Recent Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/top-10-penny-stocks-in-india\">Top 10 Penny Stocks in India | Penny Stocks to Buy in 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/best-stocks-to-buy-today-6\">Best Stocks to Buy Today: Explore Best Stocks With Expected Trends<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/milky-mist-dairy-foods-ipo-details\">Milky Mist Dairy Foods IPO Details: Everything You Should Know about<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/karbonsteel-engineering-ipo-gmp-review\">Karbonsteel Engineering IPO GMP &amp; Review: Should You Apply or Avoid?<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/taurian-mps-ipo-gmp-review\">Taurian MPS IPO GMP &amp; Review: Should You Apply or Avoid?<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/shringar-house-of-mangalsutra-ipo-gmp-review\">Shringar House of Mangalsutra IPO GMP &amp; Review: Apply or Avoid?<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/dev-accelerator-ipo-gmp-review\">Dev Accelerator IPO GMP &amp; Review: Apply or Avoid?<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/vigor-plast-india-ipo-listing-preview\">Vigor Plast India IPO Listing Preview: What to Expect Now?<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/krupalu-metals-ipo-gmp-live-updates-2\">Krupalu Metals IPO GMP: Day 3 IPO Live Updates<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Click and Sign Up to Get Live Updates on Q3 Results&nbsp; L and T Finance Q3 results, one of the most significant Indian conglomerates, is set to announce its Q3 results for FY26 on 15th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT. L<\/p>\n","protected":false},"author":23,"featured_media":58590,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3800,3801],"class_list":["post-58589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-q3-results","tag-q3-results-2026"],"metadata":{"_edit_lock":["1768477144:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_primary_category":["842"],"rank_math_seo_score":["73"],"rank_math_title":["L and T Finance Q3 Results FY26 Preview: PAT to rise 9.95%"],"rank_math_description":["L and T Finance Q3 results FY26 Preview: PAT is expected to rise 9.95%, while we expect a 2.63% rise in Net Sales. Get detailed insights on quarterly results.   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