{"id":51545,"date":"2025-10-10T16:15:36","date_gmt":"2025-10-10T10:45:36","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=51545"},"modified":"2025-10-10T16:16:05","modified_gmt":"2025-10-10T10:46:05","slug":"hdfc-bank-share-price-falling","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/","title":{"rendered":"Why Is the HDFC Bank Share Price Falling?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p><p><a href=\"https:\/\/univest.in\/stocks\/hdfcbank\/hdfc-bank-ltd-share-price-today\">HDFC Bank<\/a>, the largest private sector lender, had announced a bonus issue along with its quarterly results last month. HDFC&#8217;s bonus ratio was 1:1, which means shareholders will receive one bonus equity of face value of \u20b91 for every fully paid-up equity share held. <strong>HDFC Bank&#8217;s<\/strong> <strong>share price has declined 3% over the past month but has remained essentially unchanged over the past 3 months.&nbsp;<\/strong><\/p><p>The HDFC Bank share price has been steadily falling this year, disappointing investors. Since the Q3 results were announced, HDFC Bank&#8217;s shares have been in a downward trend. <strong>Meanwhile, HDFC Bank met expectations on headline numbers, but it was disappointing for investors who wanted high returns, as the bank\u2019s net profit rose 33% year-on-year (YoY) to \u20b9163.7 bn.&nbsp;<\/strong><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#Key_Reasons_for_Decline_in_the_Share_Price_of_HDFC_Bank\" title=\"Key Reasons for Decline in the Share Price of HDFC Bank&nbsp;\">Key Reasons for Decline in the Share Price of HDFC Bank&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#Two_significant_events_have_followed_the_Bonus_Issue\" title=\"Two significant events have followed the Bonus Issue:\">Two significant events have followed the Bonus Issue:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#Impact_of_Bonus_Issue_on_the_HDFC_Bank_Share\" title=\"Impact of Bonus Issue on the HDFC Bank Share\">Impact of Bonus Issue on the HDFC Bank Share<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#HDFC_Bank_An_Overview\" title=\"HDFC Bank: An Overview\">HDFC Bank: An Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#HDFC_Bank_Performance_Analysis\" title=\"HDFC Bank: Performance Analysis&nbsp;\">HDFC Bank: Performance Analysis&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#Growth_Prospects_and_Positive_Factors_A_Future_Anticipation\" title=\"Growth Prospects and Positive Factors: A Future Anticipation&nbsp;\">Growth Prospects and Positive Factors: A Future Anticipation&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#What_are_the_Future_Predictions_of_Analysts\" title=\"What are the Future Predictions of Analysts?\">What are the Future Predictions of Analysts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#What_is_the_Right_Time_to_Buy_HDFC_Bank_Shares\" title=\"What is the Right Time to Buy HDFC Bank Shares?\">What is the Right Time to Buy HDFC Bank Shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#What_are_the_key_reasons_for_the_decrease_in_the_HDFC_Bank\" title=\"What are the key reasons for the decrease in the HDFC Bank?\">What are the key reasons for the decrease in the HDFC Bank?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#What_are_the_factors_to_consider_before_investing_in_the_HDFC_Bank_shares\" title=\"What are the factors to consider before investing in the HDFC Bank shares?\">What are the factors to consider before investing in the HDFC Bank shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#What_is_the_performance_analysis_of_the_HDFC_Bank_shares\" title=\"What is the performance analysis of the HDFC Bank shares?\">What is the performance analysis of the HDFC Bank shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#What_are_the_growth_prospects_for_investing_in_the_HDFC_Bank_shares\" title=\"What are the growth prospects for investing in the HDFC Bank shares?\">What are the growth prospects for investing in the HDFC Bank shares?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#Also_Explore\" title=\"Also Explore\">Also Explore<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-bank-share-price-falling\/#Univest_Screeners\" title=\"Univest Screeners\">Univest Screeners<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Reasons_for_Decline_in_the_Share_Price_of_HDFC_Bank\"><\/span><strong>Key Reasons for Decline in the Share Price of HDFC Bank&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The main reason for HDFC Bank&#8217;s share price decline is the implementation of its 1:1 bonus share issuance, as the stock began trading ex-bonus on the NSE and BSE. When a company issues bonus shares, the number of shares held by investors doubles, but the price of each share adjusts downward in the same proportion.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Two_significant_events_have_followed_the_Bonus_Issue\"><\/span><strong>Two significant events have followed the Bonus Issue:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>HDFC Bank shares dropped by almost 2% in early trade before recovering slightly later in the session. This move followed two big events:&nbsp;<\/p><ul class=\"wp-block-list\"><li><strong>A huge block deal of 15.6 lakh shares <\/strong>which changed trading activity and short-term pressure on the stock price.<\/li>\n\n<li><strong>The Bonus issue adjustment: <\/strong>The stock traded after a 1:1 bonus share issue announced in mid-July, meaning shareholders received one new share for every old share.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Impact_of_Bonus_Issue_on_the_HDFC_Bank_Share\"><\/span><strong>Impact of Bonus Issue on the HDFC Bank Share<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>When a company issues bonus shares, the number of shares held by investors doubles, but the price per share adjusts downward by the same proportion. <strong>For HDFC Bank, the share price falling means:<\/strong><\/p><ul class=\"wp-block-list\"><li>A 1:1 bonus issue is when every shareholder receives one additional share for each share they already own.<\/li>\n\n<li><strong>The share price automatically halves, but the total holding has not changed; it is a technical adjustment when no new money enters the company.\u00a0\u00a0\u00a0<\/strong><\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"HDFC_Bank_An_Overview\"><\/span><strong>HDFC Bank: An Overview<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/10\/10161353\/HDFC-Bank-Limited-1024x536.jpg\" alt=\"\" class=\"wp-image-51551\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/10\/10161353\/HDFC-Bank-Limited-1024x536.jpg 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/10\/10161353\/HDFC-Bank-Limited-300x157.jpg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/10\/10161353\/HDFC-Bank-Limited-768x402.jpg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/10\/10161353\/HDFC-Bank-Limited-900x471.jpg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/10\/10161353\/HDFC-Bank-Limited-600x314.jpg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/10\/10161353\/HDFC-Bank-Limited-150x79.jpg 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/10\/10161353\/HDFC-Bank-Limited.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><p><strong>HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai. It is India\u2019s largest private sector bank by assets and market capitalisation. <\/strong>Shares of HDFC Ltd were delisted, and shareholders were allotted 42 shares of HDFC Bank, which had a market capitalisation of $154 billion. It became the seventh-most-valuable bank in the world. <strong>HDFC Bank also became one of the world\u2019s top 100 banking companies by total assets. <\/strong>The combined entity had a customer base of 12 crore, which was expected to surpass Germany&#8217;s population.&nbsp; <strong>&nbsp;<\/strong><\/p><p>HDFC Bank offers a range of products and services, including wholesale banking, retail banking, treasury, auto loans, two-wheeler loans, personal loans, and loans against property. <strong>The equity shares of HDFC Bank are listed on the Bombay Stock Exchange and the National Stock Exchange of India.<\/strong><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"HDFC_Bank_Performance_Analysis\"><\/span><strong>HDFC Bank: Performance Analysis&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Total Revenue of HDFC Bank Ltd. for FY2019, FY2020, FY2021, FY2022, FY2023, FY2023, and FY2024 are \u20b9 cr., \u20b93,000.45cr., \u20b94,187.33cr., \u20b951,207.06cr., \u20b989,369.76cr., and \u20b989,264.56cr. According to HDFC Bank Ltd.&#8217;s Income Statement, over the last five years, revenue has grown at an annual rate of 18.05%, compared to the industry average of 22.08%. The FII\/FPI holdings decreased from 48.84% to 48.38% in September 2025, while mutual fund holdings increased from 25.61% to 26.02% in the same year.&nbsp;<\/p><p>The number of mutual fund schemes has increased from 698 to 726 this year, and institutional investors have decreased their holdings from 84.79% to 84.63%. The HDFC Bank Ltd\u2019s current P\/E is 21.38, while its 5-year P\/E average is 27.4%, and the forward P\/E based on analysts&#8217; estimates is 20.7.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Growth_Prospects_and_Positive_Factors_A_Future_Anticipation\"><\/span><strong>Growth Prospects and Positive Factors: A Future Anticipation&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Click for Our Big Prediction<\/strong><\/a><\/p><ul class=\"wp-block-list\"><li>Even a blue-chip company like HDFC Bank needs to review its financials, as its share price has fallen 11% this year.<\/li>\n\n<li>The positive effect will be observed through the merger&#8217;s impact on HDFC Bank&#8217;s profitability. The merger is set to be a win for all parties, such as investors, customers, and the company.<\/li>\n\n<li>The HDFC Bank shares of Karur Vysya Bank will also be trading, adjusted for the bonus issue of shares, and some analysts have noted that while the price per share has fallen significantly, the total investment value remains unchanged.<\/li>\n\n<li>HDFC Bank remains well-positioned in the sector through its branch network and operational efficiency, although market competition and investor expectations of a decline in HDFC Bank Ltd.&#8217;s share price pose challenges.\u00a0\u00a0<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Future_Predictions_of_Analysts\"><\/span><strong>What are the Future Predictions of Analysts?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>According to Prashanth Tapse, Senior VP (Research), Mehta Equities Ltd, the ex-bonus adjustment is purely an accounting process. It does not impact the firm\u2019s fundamentals or the overall value of the investment. However, as investor perceptions and trading dynamics generally shift with share volatility \u2014becoming more affordable and liquidity improving due to higher float \u2014trading activity often receives a boost. <strong>Santosh Meena, Head of Research at Swastika Investmart, said that over the past five years, HDFC Bank delivered a high-growth 21% CAGR in profit, maintained a healthy dividend payout ratio (~23%), and achieved solid median sales growth (~16% over ten years). <\/strong>&nbsp;&nbsp;<\/p><p><em>Sign up on Univest to get more investment predictions and access to exclusive screeners! <\/em><a href=\"https:\/\/univest.in\/user\/log-in\"><em>Click here<\/em><\/a><em>.<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_Right_Time_to_Buy_HDFC_Bank_Shares\"><\/span><strong>What is the Right Time to Buy HDFC Bank Shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Tap to Access Best Research Pieces<\/strong><\/a><\/p><p>According to analysts, the HDFC Bank Ltd share price is determined by market factors. The share price has decreased due to internal company factors, as discussed above. Therefore, investors must review all factors before investing in the HDFC Bank. <strong>There are some factors to consider before investing in the HDFC Bank:<\/strong><\/p><ul class=\"wp-block-list\"><li><strong>Strong Fundamentals: <\/strong>Investors must review the company&#8217;s fundamentals before investing in HDFC Bank shares, including management quality, debt repayment structure, and profitability.<\/li>\n\n<li><strong>Economic Indicators: <\/strong>Investors must stay informed about market structure and other financial indicators that could impact the investment. Market volatility and other geographical conditions could also affect the investment decision.<\/li>\n\n<li><strong>Tax Implications: <\/strong>Tax policies have a significant impact on HDFC Bank; prices may fluctuate sharply if taxes are increased or decreased in the near future, so investors may gain profits or suffer losses from tax policies.<\/li>\n\n<li><strong>Liquidity: <\/strong>When HDFC Bank shares are highly liquid, it is considered the best time to invest, as trading volume is very high and investors can profit from their liquidity.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>HDFC Bank, the largest private sector lender, had announced a bonus issue along with its quarterly results last month. HDFC&#8217;s bonus ratio was 1:1, which means shareholders will receive one bonus equity of face value of \u20b91 for every fully paid-up equity share held. The positive effect will be observed through the merger&#8217;s impact on HDFC Bank&#8217;s profitability. The merger is set to be a win for all parties, such as investors, customers, and the company. Santosh Meena, Head of Research at Swastika Investmart, said that over the past five years, HDFC Bank delivered a high-growth 21% CAGR in profit, maintained a healthy dividend payout ratio (~23%), and achieved solid median sales growth (~16% over ten years). HDFC Bank remains well-positioned in the sector through its branch network and operational efficiency, although market competition and investor expectations of a decline in HDFC Bank Ltd.&#8217;s share price pose challenges.&nbsp;&nbsp;<\/p><p><em>Download the <\/em><a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\"><em>Univest iOS App<\/em><\/a><em> or the <\/em><a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\"><em>Univest Android App<\/em><\/a><em> to get daily stock recommendations and insightful research pieces!<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_key_reasons_for_the_decrease_in_the_HDFC_Bank\"><\/span><strong>What are the key reasons for the decrease in the HDFC Bank?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><ol class=\"wp-block-list\"><\/ol><p>Ans. The main reason for HDFC Bank&#8217;s share price decline is the implementation of its 1:1 bonus share issuance, as the stock began trading ex-bonus on the NSE and BSE. When a company issues bonus shares, the number of shares held by investors doubles, but the price of each share adjusts downward in the same proportion.&nbsp;<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_factors_to_consider_before_investing_in_the_HDFC_Bank_shares\"><\/span><strong>What are the factors to consider before investing in the HDFC Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><ol start=\"2\" class=\"wp-block-list\"><\/ol><p>Ans. Investors must review the company&#8217;s fundamentals before investing in HDFC Bank shares, including management quality, debt repayment structure, and profitability. Investors must stay informed about market structure and other financial indicators that could impact the investment. Market volatility and other geographical conditions could also affect the investment decision.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_performance_analysis_of_the_HDFC_Bank_shares\"><\/span><strong>What is the performance analysis of the HDFC Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><ol start=\"3\" class=\"wp-block-list\"><\/ol><p>Ans. <strong>&nbsp;<\/strong>The number of mutual fund schemes has increased from 698 to 726 this year, and institutional investors have decreased their holdings from 84.79% to 84.63%. The FII\/FPI holdings decreased from 48.84% to 48.38% in September 2025, while mutual fund holdings increased from 25.61% to 26.02% in the same year.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_growth_prospects_for_investing_in_the_HDFC_Bank_shares\"><\/span><strong>What are the growth prospects for investing in the HDFC Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Ans.&nbsp; The positive effect will be observed through the merger&#8217;s impact on HDFC Bank&#8217;s profitability. The merger is set to be a win for all parties, such as investors, customers, and the company. The HDFC Bank shares of Karur Vysya Bank will also be trading, adjusted for the bonus issue of shares, and some analysts have noted that while the price per share has fallen significantly, the total investment value remains unchanged.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Also_Explore\"><\/span><strong>Also Explore<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Best Stocks&nbsp;<\/strong><\/td><td><strong>Multibagger Stocks&nbsp;<\/strong><\/td><td><strong>Penny Stocks<\/strong><\/td><td><strong>Fundamentally Strong Stocks&nbsp;<\/strong><\/td><td><strong>Sector-Wise Stocks<\/strong><\/td><td><strong>PSU \/Government Stocks<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/best-indian-stocks-for-next-10-years\">For the Next 10 Years<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/multibagger-stocks-for-next-5-years\">For the Next 5 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href=\"https:\/\/univest.in\/blogs\/best-oil-and-gas-stocks\">Oil and Gas Sector<\/a><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Univest_Screeners\"><\/span><strong>Univest Screeners<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Exclusive<\/strong><\/td><td><strong>Indices<\/strong><\/td><td><strong>Breakouts<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/short-term-verdict-buy\">Buy in the Short Term<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-smlcap-100\">Nifty Small Cap 100<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/daily-fresh-breakouts\">Daily Fresh Breakouts<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/long-term-verdict-buy\">Buy in the Long Term<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-midcap\">Nifty 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href=\"https:\/\/univest.in\/screeners\/bankex\">Bankex<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/highest-dividend-paying-stocks\">High Dividend Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-midcap-100\">Nifty Mid Cap 100<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-results-to-watch\">Earnings Announced<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty50\">Nifty 50<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/fundamentally-strong-stocks\">Fundamentally Strong&nbsp;<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-gainers\">Top Gainers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-losers\">Top Losers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/low-debt-mid-cap\">Low Debt Mid Caps<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/cash-rich-small-cap\">Cash-Rich Small Caps<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/volume-shockers\">Volume Shockers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/52-week-high\">52-Week High&nbsp;<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/52-week-low\">52-Week Low<\/a><\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>","protected":false},"excerpt":{"rendered":"<p>Click Here &#8211; Get Free Investment Predictions HDFC Bank, the largest private sector lender, had announced a bonus issue along with its quarterly results last month. HDFC&#8217;s bonus ratio was 1:1, which means shareholders will receive one bonus equity of face value of \u20b91 for every fully paid-up equity share held. HDFC Bank&#8217;s share price<\/p>\n","protected":false},"author":23,"featured_media":51550,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[208,207],"class_list":["post-51545","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-hdfc-bank","tag-hdfc-bank-share-price"],"metadata":{"_edit_lock":["1760093166:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"amazonS3_cache":["a:4:{s:69:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2025\/10\/HDFC-Bank-Limited.jpg\";a:2:{s:2:\"id\";i:51551;s:11:\"source_type\";s:13:\"media-library\";}s:78:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2025\/10\/HDFC-Bank-Limited-1024x536.jpg\";a:2:{s:2:\"id\";i:51551;s:11:\"source_type\";s:13:\"media-library\";}s:101:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/10\/10161353\/HDFC-Bank-Limited.jpg\";a:2:{s:2:\"id\";i:51551;s:11:\"source_type\";s:13:\"media-library\";}s:110:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/10\/10161353\/HDFC-Bank-Limited-1024x536.jpg\";a:2:{s:2:\"id\";i:51551;s:11:\"source_type\";s:13:\"media-library\";}}"],"rank_math_primary_category":["24"],"rank_math_seo_score":["75"],"rank_math_title":["Why is the HDFC Bank Share Falling? 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