{"id":48852,"date":"2025-09-18T15:59:33","date_gmt":"2025-09-18T10:29:33","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=48852"},"modified":"2025-09-18T17:03:54","modified_gmt":"2025-09-18T11:33:54","slug":"what-is-income-tax-in-india","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/","title":{"rendered":"What is Income Tax in India?\u00a0"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/pro\"><strong><em>Click Here &amp; Sign Up to Access Free Trade Ideas on Univest<\/em><\/strong><\/a><\/p><p>To run a nation judiciously, the government needs to collect taxes from the eligible citizens. Paying taxes to the local government is an integral part of everyone\u2019s life, no matter where we live in the world. Now, taxes can be collected in any form, such as state taxes, central government taxes, direct taxes, indirect taxes, and much more. For the ease of investors, <strong>the types of income taxation in India are categorised into two main types: Direct Taxes and indirect taxes.&nbsp;<\/strong><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#History_Income_Tax_in_India\" title=\"History: Income Tax in India\">History: Income Tax in India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Income_Tax_Meaning\" title=\"Income Tax Meaning:&nbsp;\">Income Tax Meaning:&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#What_is_an_Income_Tax_Return\" title=\"What is an Income Tax Return?\">What is an Income Tax Return?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#What_are_the_eligibility_criteria_to_Pay_Income_Tax_in_India\" title=\"What are the eligibility criteria to Pay Income Tax in India?\">What are the eligibility criteria to Pay Income Tax in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#What_is_the_Income_Tax_Act\" title=\"What is the Income Tax Act?\">What is the Income Tax Act?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Income_Tax_slab_under_the_New_tax_regime_for_FY2024AY2025\" title=\"Income Tax slab under the New tax regime for FY2024\/AY2025:\">Income Tax slab under the New tax regime for FY2024\/AY2025:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#2_For_individual_resident_and_non-resident_taxpayers_between_the_ages_of_60_and_80_years\" title=\"2. For individual resident and non-resident taxpayers between the ages of 60 and 80 years:\">2. For individual resident and non-resident taxpayers between the ages of 60 and 80 years:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#3_For_individual_resident_and_non-resident_taxpayers_over_the_age_of_80_years\" title=\"3. For individual resident and non-resident taxpayers over the age of 80 years\">3. For individual resident and non-resident taxpayers over the age of 80 years<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Forms_List_of_Income_Tax_in_India\" title=\"Forms List of Income Tax in India&nbsp;\">Forms List of Income Tax in India&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#What_are_the_Tax_Saving_Investment_Options\" title=\"What are the Tax Saving Investment Options?&nbsp;\">What are the Tax Saving Investment Options?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#List_of_Deductions_from_the_Income_Tax_in_India\" title=\"List of Deductions from the Income Tax in India&nbsp;&nbsp;&nbsp;\">List of Deductions from the Income Tax in India&nbsp;&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Types_of_Income-Taxable_Heads_of_Income\" title=\"Types of Income-Taxable Heads of Income\">Types of Income-Taxable Heads of Income<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Understanding_the_terms_of_Income_Tax_in_India\" title=\"Understanding the terms of Income Tax in India&nbsp;\">Understanding the terms of Income Tax in India&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#How_to_Calculate_Income_Tax\" title=\"How to Calculate Income Tax?\">How to Calculate Income Tax?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#E-Filing_Income_Tax_in_India\" title=\"E-Filing Income Tax in India&nbsp;\">E-Filing Income Tax in India&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Difference_between_Income_Tax_and_GST\" title=\"Difference between Income Tax and GST\">Difference between Income Tax and GST<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#FAQs\" title=\"FAQs\">FAQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Upcoming_IPOs\" title=\"Upcoming IPOs\">Upcoming IPOs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Current_Previous_IPOs\" title=\"Current &amp; Previous IPOs\">Current &amp; Previous IPOs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Read_Our_Articles_on_the_Best_Stocks\" title=\"Read Our Articles on the Best Stocks\">Read Our Articles on the Best Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Also_Explore\" title=\"Also Explore\">Also Explore<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/what-is-income-tax-in-india\/#Univest_Screeners\" title=\"Univest Screeners\">Univest Screeners<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"History_Income_Tax_in_India\"><\/span><strong>History: Income Tax in India<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Income Tax in India was introduced in 1860 by Sir James Wilson to offset the losses incurred by the government due to the 1857 Military Mutiny. Thereafter, several amendments were made to it over time. In 1886, a separate Income Tax was passed. This act remained in force up to, with various amendments from time to time. In 1918, a new income tax was passed, and again it was replaced by another new act, which was passed in 1922. This Act remained in force up to the assessment year 1961-62 with numerous amendments. The Income Tax Act 1961 came into force on 1st April 1962. It applies to the whole of India and Sikkim (including Jammu and Kashmir). Since 1962, several amendments of far-reaching nature have been made in the Income Tax Act by the Union Budget every year.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Income_Tax_Meaning\"><\/span><strong>Income Tax Meaning:&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Income tax is a type of tax charged by the government on the income earned by individuals or businesses during a specific financial year. Based on the income tax slab, it is computed every financial year. Decoding the income tax meaning, it refers to the type of direct tax levied by the government on the income earned by people and corporations during a fiscal year. The government generates revenue through taxes and must spend money on infrastructure development, healthcare, education, farm subsidies, and other government welfare programs.&nbsp;<\/p><p>The Income Tax in India is a financial and legal obligation to pay the tax, on the condition that all individuals earning above a certain amount are required to pay income tax on their earned income. The government regulates the income tax rates, income slabs, and rules, which are subject to change from time to time. All taxpayers are responsible for accurately reporting their income and filing their taxes on time.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_an_Income_Tax_Return\"><\/span><strong>What is an Income Tax Return?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The Income Tax Return (<a href=\"https:\/\/www.incometax.gov.in\/iec\/foportal\/\" rel=\"nofollow noopener\" target=\"_blank\">ITR<\/a>) is a document that all taxpayers are required to file with the Income Tax Department of India. It consists of details on the income earned during a financial year and the taxes owed to the government. It is mandatory to submit the tax return each year under Section 139 of the Income Tax Act, 1961. Failure to file the return of income on time can result in a late fee under Section 234FF of the Income Tax Act, 1961.<\/p><p>All taxpayers are required to submit an Income Tax Return (ITR) annually by the respective due dates, as mandated by law, to report their income and claim a tax refund, if applicable. An Income Tax return can be filed online or offline on the Income Tax Department&#8217;s official website or through a verified third-party website. Income taxation in India also includes various deductions and exemptions that can be used to reduce the tax for a given financial year.&nbsp;&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_eligibility_criteria_to_Pay_Income_Tax_in_India\"><\/span><strong>What are the eligibility criteria to Pay Income Tax in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>An individual earning more than \u20b92.5 lakh annually in a financial year is required to pay income tax to the Government of India. Here are the different types of taxpayers in India.<strong> The lists of different types of taxpayers in India are given below:<\/strong><\/p><ul class=\"wp-block-list\"><li><strong>Individuals: <\/strong>An individual under the age of 60, between the ages of 60 and 80 years, and individuals aged over 80 years are required to pay income tax in India.<\/li>\n\n<li><strong>Hindu Undivided Family (HUF): <\/strong>A Hindu Undivided Family(HUF) is a collective family entity created to save on taxes by investing in the assets of the family. Eligible members include Hindus, Buddhists, Jains, and Sikhs, and include a 0% tax for income up to \u20b93,00,00.\u00a0\u00a0<\/li>\n\n<li><strong>Association of Persons (AOP): <\/strong>An Association of Persons(AOP) or a body of individuals, whether incorporated or not, is treated as a person u\/s 2(31) of the Income Tax Act.\u00a0\u00a0<\/li>\n\n<li><strong>Artificial Judicial Person: <\/strong>Taxability of Artificial Judicial Persons under the Income Tax Act. An Artificial Judicial Person is subject to income tax on its total income.<\/li>\n\n<li><strong>Startups: <\/strong>The Startup should be incorporated as a private limited company, registered as a partnership firm, or a limited liability partnership, and its annual turnover should be less than \u20b9 100 crores.\u00a0<\/li>\n\n<li><strong>Companies: <\/strong>As per Section 2(22A), a Domestic Company means an Indian Company, or any other company which, in respect of its income, is liable to tax under this Act.\u00a0\u00a0<\/li><\/ul><p>For Income Taxation in India, an individual must have any one of the following residential statuses:<\/p><ul class=\"wp-block-list\"><li><strong>Resident and ordinarily resident in India (ROR)<\/strong><\/li>\n\n<li><strong>Resident but not ordinarily resident in India (RNOR)<\/strong><\/li>\n\n<li><strong>Non-resident (NR)<\/strong><\/li><\/ul><p>Under Income Tax in India, the scope of taxation differs as per the residential status of an individual:<\/p><ul class=\"wp-block-list\"><li><strong>ROR<\/strong> refers to the income taxation in India based on the global income, wherever received.<\/li>\n\n<li><strong>RNORs <\/strong>are subject to tax in India only in respect to income that accrues\/arises or is deemed to accrue\/arise or is deemed to accrue\/arise in India, or is received or deemed to be received in India, or is from a business controlled from India, or is from a profession set up in India.<\/li>\n\n<li><strong>NRs <\/strong>refers to the income taxation in India, only with respect to income that accrues\/arises or is deemed to be received in India.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_Income_Tax_Act\"><\/span><strong>What is the Income Tax Act?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155053\/What-is-the-Income-Tax-Act-1024x536.jpg\" alt=\"\" class=\"wp-image-48854\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155053\/What-is-the-Income-Tax-Act-1024x536.jpg 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155053\/What-is-the-Income-Tax-Act-300x157.jpg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155053\/What-is-the-Income-Tax-Act-768x402.jpg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155053\/What-is-the-Income-Tax-Act-900x471.jpg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155053\/What-is-the-Income-Tax-Act-600x314.jpg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155053\/What-is-the-Income-Tax-Act-150x79.jpg 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155053\/What-is-the-Income-Tax-Act.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><p>The Income Tax Act, 1961, is the primary law governing the collection, computation, and administration of income tax in India. The act lays down all the rules and regulations, as well as the rights and responsibilities of taxpayers. It also highlights the role of the Income Tax Department in collecting taxes and processing tax returns.&nbsp;&nbsp;<\/p><p>The Income Tax Act, 1961, includes various sections and sub-sections, like Section 80C, Section 80G, Section 10(10D), and several others, highlighting the exemptions, deductions, as well as limits to help taxpayers reduce their taxable income and compute their tax liabilities accurately.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Income_Tax_slab_under_the_New_tax_regime_for_FY2024AY2025\"><\/span><strong>Income Tax slab under the New tax regime for FY2024\/AY2025:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Here are the income tax slabs for FY2024 &amp; AY2025 under the new tax regime:<\/p><p><strong>1. For individual resident and non-resident taxpayers under the age of 60 years:<\/strong><\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Income Tax Slab<\/strong><\/td><td><strong>Tax Rate<\/strong><\/td><\/tr><tr><td><strong>Up to \u20b92,50,000<\/strong><\/td><td>Nil<\/td><\/tr><tr><td><strong>\u20b92,50,001-\u20b95,00,000<\/strong><\/td><td>5% above \u20b92,50,000<\/td><\/tr><tr><td><strong>\u20b95,00,001-\u20b97,50,000<\/strong><\/td><td>\u20b912,500+10% above \u20b95,00,000<\/td><\/tr><tr><td><strong>\u20b97,50,001-\u20b910,00,000<\/strong><\/td><td>\u20b937,500+15% above \u20b97,50,000<\/td><\/tr><tr><td><strong>\u20b910,00,001-\u20b912,50,000<\/strong><\/td><td>\u20b975,000+20% above \u20b910,00,000<\/td><\/tr><tr><td><strong>\u20b912,50,001-\u20b915,00,000<\/strong><\/td><td>\u20b91,25,000+25% above \u20b912,50,000<\/td><\/tr><tr><td><strong>Above \u20b915,00,000<\/strong><\/td><td>\u20b91,87,500+30% above \u20b915,00,000<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_For_individual_resident_and_non-resident_taxpayers_between_the_ages_of_60_and_80_years\"><\/span><strong>2. For individual resident and non-resident taxpayers between the ages of 60 and 80 years:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Income Tax Slab<\/strong><\/td><td><strong>Tax Rate<\/strong><\/td><\/tr><tr><td><strong>Up to \u20b92,50,000<\/strong><\/td><td>Nil<\/td><\/tr><tr><td><strong>\u20b92,50,001-\u20b95,00,000<\/strong><\/td><td>5% above \u20b92,50,000<\/td><\/tr><tr><td><strong>\u20b95,00,001-\u20b97,50,000<\/strong><\/td><td>\u20b912,500+10% above \u20b95,00,000<\/td><\/tr><tr><td><strong>\u20b97,50,001-\u20b910,00,000<\/strong><\/td><td>\u20b937,500+15% above \u20b97,50,000<\/td><\/tr><tr><td><strong>\u20b910,00,001-\u20b912,50,000<\/strong><\/td><td>\u20b975,000+20% above \u20b910,00,000<\/td><\/tr><tr><td><strong>\u20b912,50,001-\u20b915,00,000<\/strong><\/td><td>\u20b91,25,000+25% above \u20b912,50,000<\/td><\/tr><tr><td><strong>Above \u20b915,00,000<\/strong><\/td><td>\u20b91,87,500+30% above \u20b915,00,000<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_For_individual_resident_and_non-resident_taxpayers_over_the_age_of_80_years\"><\/span><strong>3. For individual resident and non-resident taxpayers over the age of 80 years<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Income Tax Slab<\/strong><\/td><td><strong>Tax Rate<\/strong><\/td><\/tr><tr><td><strong>Up to \u20b92,50,000<\/strong><\/td><td>Nil<\/td><\/tr><tr><td><strong>\u20b92,50,001-\u20b95,00,000<\/strong><\/td><td>5% above \u20b92,50,000<\/td><\/tr><tr><td><strong>\u20b95,00,001-\u20b97,50,000<\/strong><\/td><td>\u20b912,500+10% above \u20b95,00,000<\/td><\/tr><tr><td><strong>\u20b97,50,001-\u20b910,00,000<\/strong><\/td><td>\u20b937,500+15% above \u20b97,50,000<\/td><\/tr><tr><td><strong>\u20b910,00,001-\u20b912,50,000<\/strong><\/td><td>\u20b975,000+20% above \u20b910,00,000<\/td><\/tr><tr><td><strong>\u20b912,50,001-\u20b915,00,000<\/strong><\/td><td>\u20b91,25,000+25% above \u20b912,50,000<\/td><\/tr><tr><td><strong>Above \u20b915,00,000<\/strong><\/td><td>\u20b91,87,500+30% above \u20b915,00,000<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Forms_List_of_Income_Tax_in_India\"><\/span><strong>Forms List of Income Tax in India&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>There are different ITR forms to pay income tax in India that taxpayers can choose from, based on the type of income and nature of employment.<\/p><p><strong>ITR 1&nbsp;<\/strong><\/p><p>Individuals who are residents of India and have a total income up to \u20b9 50 Lakh, having Income from Salaries, one house property, other sources(Interest, etc), and agriculture income up to \u20b95,000\/-<\/p><p><strong>ITR 2<\/strong><\/p><p>For individuals and HUFs having a total income of more than \u20b950 lakh. Also, individuals and HUFs that do not have income from profits and gains of business or profession can opt for this form. Individuals and Non-Resident Indians (NRIs) do not have income from profits and gains.<\/p><p><strong>ITR 3<\/strong><\/p><p>For individuals and HUFs having a total income of more than \u20b950 Lakh. Also, individuals and HUFs that do not have income from profits and gains of business or profession can opt for this form. Individuals and Non-Resident Indians(NRIs) who do not have income from profits and gains of business and profession.<\/p><p><strong>ITR 4<\/strong><\/p><p>For individuals, HUFs and Firms (other than LLP), being a resident having a total income up to \u20b950 Lakh and having income from business and profession, which is computed under Sections 44AD, 44ADA or 44AE and agricultural income up to \u20b95,000\/-<\/p><p><strong>ITR 5<\/strong><\/p><p>For persons other than individuals, HUF, company and other persons filing Form ITR-7.<\/p><p><strong>ITR 7<\/strong><\/p><p>For persons, including companies, who need to file their tax returns under Section 139(4A), Section 139(4C), Section 139(4D), and Section 139(4F).<\/p><p><strong>ITR V<\/strong><\/p><p>ITR V is the acknowledgement form that is used for the verification of a tax return. This should be duly e-verified, and if the e-verification is not possible, it is to be signed and sent to the Income Tax Department, Centralised Processing Centre(CPC) in Bangalore.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Tax_Saving_Investment_Options\"><\/span><strong>What are the Tax Saving Investment Options?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155213\/What-are-the-Tax-Saving-Investment-Options-1024x536.jpg\" alt=\"\" class=\"wp-image-48856\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155213\/What-are-the-Tax-Saving-Investment-Options-1024x536.jpg 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155213\/What-are-the-Tax-Saving-Investment-Options-300x157.jpg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155213\/What-are-the-Tax-Saving-Investment-Options-768x402.jpg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155213\/What-are-the-Tax-Saving-Investment-Options-900x471.jpg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155213\/What-are-the-Tax-Saving-Investment-Options-600x314.jpg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155213\/What-are-the-Tax-Saving-Investment-Options-150x79.jpg 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155213\/What-are-the-Tax-Saving-Investment-Options.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><ul class=\"wp-block-list\"><li>\u00a0<strong>Fixed Deposit: <\/strong>Tax-saving fixed deposits are a low-risk savings tool with a guaranteed return. Fixed deposits are time deposits that have a lock-in period of five years, and they are considered the best income tax saving option in India.<\/li>\n\n<li><strong>Public Provident Fund: <\/strong>The Public Provident Fund is a government-backed savings scheme. It has a maturity period of 15 years, and account owners are allowed to make withdrawals every year from the seventh financial year onward.<\/li>\n\n<li><strong>Unit Linked Insurance Plan ( ULIP): <\/strong>A Unit Linked Insurance Plan is a type of insurance product, apart from life insurance, and allows investors to invest their money in the funds of their choice. This unique product secures the life insured financially while enabling them to fulfil various financial goals by investing in equity, debt, and hybrid funds.<\/li>\n\n<li><strong>National Savings Certificate: <\/strong>The National Savings Certificate is another one of the Government of India-backed savings schemes. However, it can only be opened in a post office. It is a low-risk plan with a guaranteed return and tax deductions under Section 80C.<\/li>\n\n<li><strong>New Pension Scheme: <\/strong>The New Pension Scheme is a voluntary defined pension plan. The scheme has two accounts: Tier 1 and Tier 2, and Tier 1 shall be mandatory for all government servants who joined the service on or after 1st January 2004.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"List_of_Deductions_from_the_Income_Tax_in_India\"><\/span><strong>List of Deductions from the Income Tax in India&nbsp;&nbsp;&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>These sections relate to deductions under the Income Tax Act. Section 80C of the Income Tax Act,1961, allows for tax deductions on several types of investments and expenses, such as contributions to fixed deposits, PPF, NPS,&nbsp; and life insurance premiums. Section 80CCC offers tax deductions of up to \u20b91.5 lakh per annum for contributions towards pension funds by a life insurance company. Section 80CCD provides tax deductions on contributions made to the National Pension Schemes(NPS), which can be claimed as tax deductions of up to \u20b9 1.5 Lakh, and many more helpful deductions for the taxpayers.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Income-Taxable_Heads_of_Income\"><\/span><strong>Types of Income-Taxable Heads of Income<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>We have discussed the income tax meaning and who the taxpayers are; now, we have to understand the various heads of income as per the Income Tax Act 1961.&nbsp;<\/p><ul class=\"wp-block-list\"><li><strong>Income from Salary: <\/strong>Salary and pension income are taxable under this category of income tax in India.<\/li>\n\n<li><strong>Income from House Property: <\/strong>Renting a residence is taxable under this kind of income tax in India.<\/li>\n\n<li><strong>Income from Profits and Gains from Business or Profession:<\/strong> Profits made by self-employed persons, businesses, freelancers, or contractors, as well as income made by professionals such as life insurance agents, chartered accountants, doctors, and lawyers who have their own practice, and tuition teachers.<\/li>\n\n<li><strong>Income from Capital Gains: <\/strong>Surplus income from the sale of capital assets, such as mutual funds, stocks, or real estate, is taxable under this category of income.<\/li>\n\n<li><strong>Income from Other Sources: <\/strong>Under this heading, income from savings bank account interest,\u00a0 fixed deposits and lottery winnings are taxable.\u00a0<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Understanding_the_terms_of_Income_Tax_in_India\"><\/span><strong>Understanding the terms of Income Tax in India&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The following are the key terms related to the income tax in India:<\/p><ul class=\"wp-block-list\"><li><strong>Financial Year: <\/strong>The fiscal year is a one-year term used by taxpayers for accounting and financial reporting. It is the fiscal year in which income is earned. Such a period runs from 1st April of the calendar year to 31st March of the following calendar year.<\/li>\n\n<li><strong>Assessment Year: <\/strong>The assessment year is the one year from 1st April to 31st March, beginning immediately after the fiscal year. This period is known as the assessment year because all taxpayers must assess their income received throughout the fiscal year and pay taxes during this period.<\/li>\n\n<li><strong>PAN: <\/strong>The Permanent Account Number is abbreviated as PAN. It is a unique 10-digit alphanumeric code assigned to Indian taxpayers by the Income Tax Department, containing all of a person\u2019s tax-related transactions and information.<\/li>\n\n<li><strong>Assessee: <\/strong>An assessee is a person or group who determines the income and pays tax in accordance with the Income Tax Act. The assessee could be an individual, a partnership, or any corporation.<\/li>\n\n<li><strong>Indian Residents and NRIs: <\/strong>In India, income tax is levied based on a taxpayer\u2019s residency status. Individuals who qualify as Indian residents must pay tax on their worldwide income in India, which includes money generated both in India and abroad.<\/li>\n\n<li><strong>TAN: <\/strong>It is a one-of-a-kind ten-digit alphanumeric digit assigned by the Income Tax Department of India. All personnel in charge of a tax deduction (TDS) or collection (TCS) are responsible for obtaining a TAN. The TAN must be included in any TDS\/TCS return income tax in India.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Calculate_Income_Tax\"><\/span><strong>How to Calculate Income Tax?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The calculation of the income tax in India is based on the nature of their earnings. The guidelines through which the calculation of income tax has been possible are:&nbsp;<\/p><ul class=\"wp-block-list\"><li>List all the earnings, whether they be salary, rental income, interest income, capital gains, or profits from the business and profession.<\/li>\n\n<li>Legally exempt income tax in India should be removed.<\/li>\n\n<li>Claim all appropriate deductions for each source of income. For example, claim a standard deduction of \u20b9 50,000 from the income from salary, municipal taxes from rental revenue, business-related costs from business turnover, and so on.<\/li>\n\n<li>Claim any appropriate deductions from your total income, such as the 80C, 80D, 80TTA, 80TTB, and so on.<\/li>\n\n<li>Now, investors can calculate their taxable income and check the eligibility for Income Tax in India.\u00a0\u00a0<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"E-Filing_Income_Tax_in_India\"><\/span><strong>E-Filing Income Tax in India&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155150\/E-Filing-Income-Tax-in-India-1024x536.jpg\" alt=\"\" class=\"wp-image-48855\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155150\/E-Filing-Income-Tax-in-India-1024x536.jpg 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155150\/E-Filing-Income-Tax-in-India-300x157.jpg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155150\/E-Filing-Income-Tax-in-India-768x402.jpg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155150\/E-Filing-Income-Tax-in-India-900x471.jpg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155150\/E-Filing-Income-Tax-in-India-600x314.jpg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155150\/E-Filing-Income-Tax-in-India-150x79.jpg 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/09\/18155150\/E-Filing-Income-Tax-in-India.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><p>The government allows taxpayers to file their returns online from the comfort of their homes and offices. Electronically filing (e-filing) tax returns offers several advantages. It takes less time. The computation of tax becomes simpler as the process is straightforward and streamlined. Taxpayers also do not necessarily need to hire tax professionals or chartered accountants to file their returns, but can do so themselves.<\/p><p>This helps save their money, too. Moreover, e-filing is a 24\/7 service, and taxpayers can easily track the status of their claims\/refunds online.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Difference_between_Income_Tax_and_GST\"><\/span><strong>Difference between Income Tax and GST<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Basis&nbsp;<\/strong><\/td><td><strong>Income Tax<\/strong><\/td><td><strong>GST<\/strong><\/td><\/tr><tr><td><strong>Basis of Taxation&nbsp;<\/strong><\/td><td>Imposed on income from salary, capital gains, house property, etc.<\/td><td>Imposed on the consumption of goods and services<\/td><\/tr><tr><td><strong>Tax Burden<\/strong><\/td><td>Tax burden cannot be transferred from one person to another.<\/td><td>Levied on different levels, but the final consumer bears the ultimate burden.<\/td><\/tr><tr><td><strong>Registration Threshold<\/strong><\/td><td>Individuals with an annual income above \u20b93 lakhs for the new regime.<\/td><td>Mandatory for businesses exceeding a yearly turnover of \u20b940 lakh.<\/td><\/tr><tr><td><strong>Levied by<\/strong><\/td><td>Only by the Central government.&nbsp;<\/td><td>Both the central and state governments<\/td><\/tr><tr><td><strong>Purpose<\/strong><\/td><td>Generate revenue for the government.<\/td><td>Simplify indirect taxes and limit the cascading effect of multiple indirect taxes.<\/td><\/tr><tr><td><strong>Applicable To<\/strong><\/td><td>All individuals and entities earning an income.<\/td><td>Businesses providing goods and services to consumers.<\/td><\/tr><tr><td><strong>Frequency of filing<\/strong><\/td><td>Annually<\/td><td>Monthly, quarterly, and annually<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Income tax in India is a direct tax that individuals and businesses pay on their income to the government. It is regulated by the Income Tax Act, 1961. This law provides rules, tax slabs, deductions, and filing requirements. As a taxpayer, you must file your ITR annually and accurately report your income earned from all sources. ITR filing can even be done online (e-filing) using the official Income Tax portal. Be aware that to file taxes, you have two options: the Old and new regimes ( default option). The new regime offers lower tax rates but fewer deductions, while the old regime provides various exemptions, such as HRA, Section 80C, and medical insurance premiums.&nbsp;<\/p><p>Effective tax planning goes beyond choosing the right regime-it includes smart investment decisions like homeownership of income tax in India. A home loan not only helps you achieve your property dreams but also provides valuable tax benefits through interest deductions.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>1. What is the Income Tax?<\/strong><\/p><p>Ans. The income tax meaning in relation to the defining terms, is the income taxation in India, which is a tax charged on the annual income of an individual or business earned in a financial year. The system of Income Tax in India is governed by the Income Tax Act, 1961. All taxpayers are required to submit an Income Tax Return (ITR) annually by the respective due dates, as mandated by law, to report their income and claim a tax refund, if applicable.&nbsp;&nbsp;<\/p><p><strong>2. What is the standard deduction in Income Tax?<\/strong><\/p><p>Ans. Under Section 16 of the Income Tax Act 1961, salaried individuals can claim a standard tax deduction on their gross salary. It was reintroduced in the 2018 Union Budget. During income tax in India calculation, salaried individuals can opt for a flat deduction of \u20b940,000.<\/p><p><strong>3. What is the minimum salary to pay income tax?<\/strong><\/p><p>Ans. Under the new tax regime for the financial year 2024, individuals below 60 years of age with an income up to \u20b92.5 lakh are exempt from tax. The income tax in India rates then increase progressively, starting from 5% for income between \u20b92.5 lakh and 3 lakh, up to 30% for income above \u20b915 lakh.&nbsp;<\/p><p><strong>4. Why does the government collect income tax?<\/strong><\/p><p>Ans. The government of India collects income tax of India to nurture welfare programmes, pay salaries of the state and central government employees, enhance development projects, etc. It is a significant source for the government to improve the overall development.&nbsp;<\/p><p><strong>5. What is exempt income and taxable income?<\/strong><\/p><p>Ans. An exempt income is not charged to tax, i.e, Income-tax Law grants explicit exemption from tax to such income. Incomes which are chargeable to tax are called taxable incomes.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Upcoming_IPOs\"><\/span><strong>Upcoming IPOs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>IPO Names<\/strong><\/td><td><strong>Expected Year of IPO<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/tata-capital-ipo-details\"><strong>Tata Capital IPO<\/strong><\/a><\/td><td>2025<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/phonepe-ipo\"><strong>PhonePe IPO<\/strong><\/a><\/td><td>2025<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/bajaj-energy-ipo\"><strong>Bajaj Energy IPO<\/strong><\/a><\/td><td>2025<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/oyo-ipo\"><strong>OYO IPO<\/strong><\/a><\/td><td>2025<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/nsdl-ipo\"><strong>ARC Insulation &amp; Insulators&nbsp; IPO<\/strong><\/a><\/td><td>2025<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/flipkart-ipo\"><strong>Flipkart IPO<\/strong><\/a><\/td><td>2025<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/zepto-ipo\"><strong>Zepto IPO<\/strong><\/a><\/td><td>2025<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/boat-ipo-details\"><strong>boAt IPO<\/strong><\/a><\/td><td>2025<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/meesho-ipo\"><strong>Meesho IPO<\/strong><\/a><\/td><td>2025<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/jio-ipo\"><strong>Jio IPO<\/strong><\/a><\/td><td>2026<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/national-stock-exchange-nse-ipo\"><strong>NSE IPO<\/strong><\/a><\/td><td>2025<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Current_Previous_IPOs\"><\/span><strong>Current &amp; Previous IPOs<\/strong><span 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2025<\/td><td>Mainboard<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/gem-aromatics-ipo\">Gem Aromatics IPO<\/a><\/td><td>19th August 2025<\/td><td>21st August 2025<\/td><td>Mainboard<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/shreeji-shipping-global-ipo\">Shreeji Shipping Global IPO<\/a><\/td><td>19th August 2025<\/td><td>21st August 2025<\/td><td>Mainboard<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/lgt-business-connextions-ipo\">LGT Business Connextions IPO<\/a><\/td><td>19th August 2025<\/td><td>21st August 2025<\/td><td>SME<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/studio-lsd-ipo\">Studio LSD IPO<\/a><\/td><td>18th August 2025<\/td><td>20th August 2025<\/td><td>SME<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/regaal-resources-ipo\">Regaal Resources IPO<\/a><\/td><td>12th August 2025<\/td><td>14th August 2025<\/td><td>Mainboard<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/bluestone-jewellery-ipo\">Bluestone Jewellery IPO<\/a><\/td><td>11th August 2025<\/td><td>13th August 2025<\/td><td>Mainboard<\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/jsw-cement-ipo-2\">JSW Cement IPO<\/a><\/td><td>7th August 2025<\/td><td>11th August 2025<\/td><td>Mainboard<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Read_Our_Articles_on_the_Best_Stocks\"><\/span><strong>Read Our Articles on the Best Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/tech-stocks\">Tech Stocks in India to Invest in 2025 | Tech Sector Stocks&nbsp;<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/battery-stocks\">Best Battery Stocks in India to Invest in 2025 | Battery Sector Stocks<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/shipping-stocks\">Best Shipping Stocks in India to Invest in 2025 | Shipping Sector 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class=\"has-fixed-layout\"><tbody><tr><td><strong>Best Stocks&nbsp;<\/strong><\/td><td><strong>Multibagger Stocks&nbsp;<\/strong><\/td><td><strong>Penny Stocks<\/strong><\/td><td><strong>Fundamentally Strong Stocks&nbsp;<\/strong><\/td><td><strong>Sector-Wise Stocks<\/strong><\/td><td><strong>PSU \/Government Stocks<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/best-indian-stocks-for-next-10-years\">For the Next 10 Years<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/multibagger-stocks-for-next-5-years\">For the Next 5 Years<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/solar-penny-stocks\">Solar Penny Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/fundamentally-strong-stocks-bse\">On BSE<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/solar-energy-stocks\">Solar Energy Sector<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/psu-stocks-list\">PSU Stocks List<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/best-long-term-stocks-to-invest\">Long Term<\/a>&nbsp;<\/td><td><a href=\"https:\/\/univest.in\/blogs\/multibagger-penny-stocks-below-100-rs\">Below 100 <\/a>Rs<\/td><td><a href=\"https:\/\/univest.in\/web-stories\/top-5-penny-stocks-under-re-1\">Top 5 Penny Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/best-fundamentally-strong-stocks\">For Long-Term<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/best-hospitality-stocks\">Hospitality Sector<\/a>&nbsp;<\/td><td><a href=\"https:\/\/univest.in\/blogs\/psu-stocks\">PSU Stocks in 2025<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/best-bike-stocks\">Best Bike Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/multibagger-penny-stocks\">For 2025<\/a><\/td><td><a href=\"https:\/\/univest.in\/web-stories\/best-penny-stocks-to-invest-in-india\">Best Penny Stocks in India<\/a><\/td><td><a href=\"https:\/\/www.univest.in\/blogs\/penny-shares\">Penny 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class=\"has-fixed-layout\"><tbody><tr><td><strong>Exclusive<\/strong><\/td><td><strong>Indices<\/strong><\/td><td><strong>Breakouts<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/short-term-verdict-buy\">Buy in Short Term<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-smlcap-100\">Nifty Small Cap 100<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/daily-fresh-breakouts\">Daily Fresh Breakouts<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/long-term-verdict-buy\">Buy in the Long Term<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-midcap\">Nifty Midcap<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/weekly-breakouts\">Weekly Breakouts<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/fii-holding\">FII Holdings Change<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-bank\">Nifty Bank<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/oversold-stocks\">Oversold Stocks<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/golden-crossover\">Golden Crossover<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/sensex\">Sensex<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nearing-breakout\">Nearing Breakout<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/upcoming-dividents\">Upcoming Dividends<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-fin-service\">Nifty Fin Service<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/dii-holding\">DII Holdings Change<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/bankex\">Bankex<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/highest-dividend-paying-stocks\">High Dividend Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-midcap-100\">Nifty Mid Cap 100<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-results-to-watch\">Earnings Announced<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty50\">Nifty 50<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/fundamentally-strong-stocks\">Fundamentally Strong&nbsp;<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-gainers\">Top Gainers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-losers\">Top Losers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/low-debt-mid-cap\">Low Debt Mid Caps<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/cash-rich-small-cap\">Cash-Rich Small Caps<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/volume-shockers\">Volume Shockers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/52-week-high\">52-Week High&nbsp;<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/52-week-low\">52-Week Lo<\/a>w<\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>","protected":false},"excerpt":{"rendered":"<p>Click Here &amp; Sign Up to Access Free Trade Ideas on Univest To run a nation judiciously, the government needs to collect taxes from the eligible citizens. Paying taxes to the local government is an integral part of everyone\u2019s life, no matter where we live in the world. 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