{"id":40192,"date":"2025-05-05T11:17:20","date_gmt":"2025-05-05T05:47:20","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=40192"},"modified":"2025-05-06T11:21:09","modified_gmt":"2025-05-06T05:51:09","slug":"indian-overseas-bank-q4-fy25-results","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy25-results\/","title":{"rendered":"Indian Overseas Bank Q4 FY25 Results Declared: 30% Surge in Net Profit; \u20b95000 cr. Fundraise Approved"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/stocks\/iob\/indian-overseas-bank-share-price-today\">Indian Overseas Bank<\/a> declared its Q4 results for the financial year ended 31st March 2025. The company witnessed a significant growth in this quarter and has also approved a fundraise for the financial year 2026.<\/p><p>As of 5th May 2025, the stock price of Indian Overseas Bank is valued at \u20b937.60, indicating a slight decline of 0.69% in one day.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy25-results\/#Indian_Overseas_Bank_Q4_Results_2025_Key_Highlights\" title=\"Indian Overseas Bank Q4 Results 2025: Key Highlights\">Indian Overseas Bank Q4 Results 2025: Key Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy25-results\/#Fundraise_Approval_for_FY_2026\" title=\"Fundraise Approval for FY 2026\">Fundraise Approval for FY 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy25-results\/#Indian_Overseas_Bank_Share_Performance\" title=\"Indian Overseas Bank Share Performance\">Indian Overseas Bank Share Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy25-results\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy25-results\/#Recent_News_Articles\" title=\"Recent News Articles\">Recent News Articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/indian-overseas-bank-q4-fy25-results\/#Other_News_Articles\" title=\"Other News Articles\">Other News Articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Indian_Overseas_Bank_Q4_Results_2025_Key_Highlights\"><\/span><strong>Indian Overseas Bank Q4 Results 2025: Key Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Indian Overseas Bank has reported a significant year-on-year increase of 30% in standalone net profit for the Q4 of the financial year 2025, from \u20b9808.10 crores in Q4 FY24 to reach \u20b91,051.07 crores in 2025.\u00a0<\/li>\n\n<li><a href=\"https:\/\/en.wikipedia.org\/wiki\/Net_interest_income\" rel=\"nofollow noopener\" target=\"_blank\">Net Interest Income<\/a> (NII) of the bank also witnessed a healthy growth trajectory, rising by 13% year-on-year to \u20b93,123 crores.\u00a0<\/li>\n\n<li>Moreover, the operating profit before provisions and contingencies for Q4 FY25 was \u20b92,617.92 crores, demonstrating a surge of 33.5% up from \u20b91,961.11 crores in Q4 FY24.<\/li>\n\n<li>The asset quality has also improved significantly in the quarter. The Gross NPA ratio decreased from 2.55% in the previous quarter to 2.14%.\u00a0<\/li>\n\n<li>Net NPA improved from 0.42% in the previous quarter to 0.37% in the fourth quarter of fiscal year 2024-25.\u00a0<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Fundraise_Approval_for_FY_2026\"><\/span><strong>Fundraise Approval for FY 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>The board of Indian Overseas Bank has given its approval for fundraising plans for the fiscal year 2026. The bank is looking forward to raising up to \u20b95,000 crores, from both equity capital and Tier II bonds.\u00a0<\/li>\n\n<li>The board has given approval to raise up to \u20b94,000 crores through equity share capital via FPO, Qualified Institutional Placement (QIP), preferential issue, rights issue, or other feasible alternatives.\u00a0<\/li>\n\n<li>Moreover, it has also approved raising up to \u20b91,000 crores through Basel-III compliant Tier II bonds.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Indian_Overseas_Bank_Share_Performance\"><\/span><strong>Indian Overseas Bank Share Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>As of 5th May 2025, the stock price of Indian Overseas Bank is valued at \u20b937.60, indicating a slight decline of 0.69% in one day.<\/li>\n\n<li>Despite a decline in the stock performance over the last year, the bank\u2019s stock has demonstrated strong company fundamentals and growth through a substantial return of over 402% in the past five years.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Indian Overseas Bank has posted a strong financial performance for the Q4 of the year ended 31st March 2025. With a 30% increase in the net profit and upward growth trajectory of the Net Interest Income, the bank has been able to perform well. Despite a short term decline in the share price, the bank has delivered significant returns over the past five years. So, it is a solid pick for long-term investments.<\/p><p><strong><em>For regular stock updates, dividend alerts, and expert verdicts, stay informed with Univest!<\/em><\/strong><\/p><p><strong><em>Disclaimer<\/em><\/strong><em>: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.&nbsp;<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_News_Articles\"><\/span><strong>Recent News Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/manoj-jewellers-ipo-gmp-2\">Manoj Jewellers IPO GMP: Day 1 IPO Live Updates<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/railtel-q4-results-2025\">Railtel Q4 Results 2025: Net Profit Surges 46.30% On Robust Operational Gains | Check Insights<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/srigee-dlm-ipo-gmp\">Srigee DLM IPO GMP: Day 1 IPO Live Updates<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/stocks-to-watch-today-5th-may-2025\">Stocks to Watch Today: 5th May 2025 | IGL, Ircon, Tata Motors, NTPC, NMDC, &amp; More!<\/a><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_News_Articles\"><\/span><strong>Other News Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/jindal-steel-q4-results-2025\">Jindal Steel Q4 Results 2025: Consolidated Loss of 340 Cr Amid Exceptional Charges | Check More<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/varun-beverages-q4-results-2025\">Varun Beverages Q4 Results 2025: Consolidated Net Profit Surges 33.45% YoY; Check Further Details!<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/federal-bank-q4-results-2025\">Federal Bank Q4 Results 2025 Highlights: Surge in Net Profit by 14%<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/jsw-infrastructure-q4-results-2025-announced-consolidated-net-profit-rises-by-56\">JSW Infrastructure Q4 Results 2025 Announced: Consolidated Net Profit Rises by 56%<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/bandhan-bank-q4-results-2025\">Bandhan Bank Q4 Results 2025: Profit Jumps 483% YoY With Low Provisions<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/crisil-q4-results-2025\">CRISIL Q4 Results 2025: Consolidated Profit Jumps 16% to \u20b9159.8 Cr | Check For More!<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Indian Overseas Bank declared its Q4 results for the financial year ended 31st March 2025. The company witnessed a significant growth in this quarter and has also approved a fundraise for the financial year 2026. As of 5th May 2025, the stock price of Indian Overseas Bank is valued at \u20b937.60, indicating a slight decline<\/p>\n","protected":false},"author":23,"featured_media":40193,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[],"class_list":["post-40192","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"metadata":{"_edit_lock":["1746510670:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_seo_score":["17"],"_thumbnail_id":["40193"],"rank_math_primary_category":["842"],"_edit_last":["23"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg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