{"id":40085,"date":"2025-05-01T16:28:36","date_gmt":"2025-05-01T10:58:36","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=40085"},"modified":"2025-05-01T16:31:47","modified_gmt":"2025-05-01T11:01:47","slug":"federal-bank-q4-results-2025","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/federal-bank-q4-results-2025\/","title":{"rendered":"Federal Bank Q4 Results 2025 Highlights: Surge in Net Profit by 14%"},"content":{"rendered":"<p>Federal Bank has announced its financial results for the Q4 FY2025. The company has posted a growth of 13.67% in the net profit for the fourth quarter, reaching \u20b91030.23 crores from \u20b9906.3 crores in Q4 of the previous year. This surge in the profitability of the company indicates strong financial performance for this quarter.<\/p><p>As of 1st May 2025, the stock price of the company closed at \u20b9196.68, indicating a slight decline of 1.80% over the past week. Continue reading to gain more insights about the Q4 2025 results.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-q4-results-2025\/#Federal_Bank_Q4_Results_Major_Takeaways\" title=\"Federal Bank Q4 Results: Major Takeaways\">Federal Bank Q4 Results: Major Takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-q4-results-2025\/#FY2025_Annual_Performance\" title=\"FY2025 Annual Performance&nbsp;\">FY2025 Annual Performance&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-q4-results-2025\/#Federal_Bank_Share_Performance\" title=\"Federal Bank Share Performance\">Federal Bank Share Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-q4-results-2025\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-q4-results-2025\/#Recent_News_Articles\" title=\"Recent News Articles\">Recent News Articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-q4-results-2025\/#Other_News_Articles\" title=\"Other News Articles\">Other News Articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Federal_Bank_Q4_Results_Major_Takeaways\"><\/span><strong>Federal Bank Q4 Results: Major Takeaways<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Federal Bank reported a net profit of \u20b91030.23 crores for the fourth quarter of the financial year ended. This demonstrates a positive growth trajectory as the company witnessed an increase of approximately 14% as compared to the net profit of Q4 in 2024, which was \u20b9906.3 crores.\u00a0<\/li>\n\n<li>Moreover, the Net Interest Income (NII) also rose by 8.3% for Q4, increasing to \u20b92377.4 crores from 2195.2 crores in Q4 FY24.<\/li>\n\n<li>Gross Non-Performing Assets dropped to \u20b94,375.5 crores in Q4 FY25 from \u20b94,553.3 crores in Q3. Gross NPA ratio decreased quarter-on-quarter from 1.95% to 1.84% as a percentage of gross advances.\u00a0<\/li>\n\n<li>As of March 31 2025, the net NPA also declined from \u20b91,131.2 crores to \u20b91,040.4 crores, further resulting in the net NPA ratio boosting from 0.49% in the previous quarter to 0.44%.\u00a0<\/li>\n\n<li>The Provision Coverage Ratio of the bank stood at 75.37% (excluding Technical Write Off).<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FY2025_Annual_Performance\"><\/span><strong>FY2025 Annual Performance&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>The net advances increased to \u20b92,34,836.39 crores on March 31 2025, up from \u20b92,09,403.34 crores as compared to previous year, demonstrating an overall growth of the company.\u00a0<\/li>\n\n<li>Retail advances reached \u20b977,212.16 crores, up by 14.50%.<\/li>\n\n<li>Business Banking advances increased by 11.44% to reach \u20b919,064.36 crores.<\/li>\n\n<li>Commercial Banking grew by 26.76% to \u20b927199 crores, indicating massive growth.<\/li>\n\n<li>Corporate advances posted a growth of 8.39% to reach \u20b979,773.79 crores.\u00a0<\/li>\n\n<li>Gold loans including ADLG reached \u20b930,505 crores, reporting a growth of 20.93%.<\/li>\n\n<li>Certain segments like CV\/CE advances also witnessed a growth of about 34.93%, increasing to \u20b94644 crores.<\/li>\n\n<li>The company&#8217;s board has also recommended a final dividend amounting to \u20b91.20 per share (face value \u20b92 each) for the fiscal year 2024-25, which is subject to shareholder approval at the upcoming Annual General Meeting.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Federal_Bank_Share_Performance\"><\/span><strong>Federal Bank Share Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>As of 1st May 2025, the stock price of the company closed at \u20b9196.68, indicating a slight decline of 1.80% over the past one week.<\/li>\n\n<li>Considering the one-year growth of the stock, it grew by 16.04%.<\/li>\n\n<li>Another significant factor indicating the company\u2019s growth is the stock\u2019s five-year trajectory, which demonstrates a substantial increase of 324.79%.\u00a0<\/li>\n\n<li>Thus, the stock is suitable for both short-term and long-term investors.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>With robust growth and a maintaining a consistent financial position, Federal Bank has delivered positive results in the Q4 for the financial year ended 31st March 2025. Crucial factors like net profit, net interest income and asset quality have also improved significantly, indicating solid growth.<\/p><p><strong><em>For regular stock updates, dividend alerts, and expert verdicts, download the Univest app now!<\/em><\/strong><\/p><p><strong><em>Disclaimer<\/em><\/strong><em>: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.&nbsp;<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_News_Articles\"><\/span><strong>Recent News Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/stock-market-today-sensex-surges-850-points\">Stock Market Today: Sensex Surges 850 Points; Nifty Above 24,250 | Check Key Highlights<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/ather-energy-ipo-gmp\">Ather Energy IPO GMP: IPO Open For Subscription<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/iware-supplychain-ipo-gmp\">Iware Supplychain IPO GMP: IPO Open For Subscription<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/stocks-to-watch-today-28th-april-2025\">Stocks to Watch Today: 28th April 2025 | RBL Bank, Railtel, BPCL, JSW Steel, Biocon &amp; More!<\/a><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_News_Articles\"><\/span><strong>Other News Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/lt-tech-q4-results-2025-highlights\">L&amp;T Tech Q4 Results 2025 Highlights: Net Profit Tumbled 9%&nbsp;<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/maruti-suzuki-q4-results-what-to-expect\">Maruti Suzuki Gears Up for Q4 Reveal on April 25; Check Key Expectations Here<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/nestle-q4fy25-results-net-profit-down-dividend-declared\">Nestle Q4FY25 Results: Profit Falls 6.5% | Dividend Declared \u20b910 Per Share<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/dalmia-bharat-q4fy25-earnings-profit-jumps-dividend-declared\">Dalmia Bharat Q4 Results FY25: Net Profit Surges 37% Despite Revenue Dip; \u20b95 Dividend Announced<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/hindustan-unilever-q4fy25-earnings-profit-down\">Hindustan Unilever Q4FY25 Results: Profit Declines 4% | Share Price Falls Nearly 4%<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Federal Bank has announced its financial results for the Q4 FY2025. The company has posted a growth of 13.67% in the net profit for the fourth quarter, reaching \u20b91030.23 crores from \u20b9906.3 crores in Q4 of the previous year. This surge in the profitability of the company indicates strong financial performance for this quarter. As<\/p>\n","protected":false},"author":23,"featured_media":40086,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[],"class_list":["post-40085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"metadata":{"_edit_lock":["1746097308:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_seo_score":["15"],"_thumbnail_id":["40086"],"rank_math_primary_category":["842"],"_edit_last":["23"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_analytic_object_id":["1890"],"_wp_page_template":["default"],"_wp_old_slug":["federal-bank-q4-results-2025-highlights-surge-in-net-profit-by-14"],"rs_page_bg_color":[""],"rank_math_title":["Federal Bank Q4 Results 2025: Net Profit surges 14%; Dividend \u20b91.20 per share proposed."],"rank_math_description":["Federal Bank Q4 Results 2025 reported a 14% increase in net profit, and dividend of \u20b91.20 per share announced. Check more details below."],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"rank_math_canonical_url":["https:\/\/univest.in\/blogs\/federal-bank-q4-results-2025"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/05\/01162719\/federal-bank-.jpg","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/40085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=40085"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/40085\/revisions"}],"predecessor-version":[{"id":40087,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/40085\/revisions\/40087"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/40086"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=40085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=40085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=40085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}