{"id":40069,"date":"2025-05-01T15:27:42","date_gmt":"2025-05-01T09:57:42","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=40069"},"modified":"2025-05-01T15:27:43","modified_gmt":"2025-05-01T09:57:43","slug":"bandhan-bank-q4-results-2025","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bandhan-bank-q4-results-2025\/","title":{"rendered":"Bandhan Bank Q4 Results 2025: Profit Jumps 483% YoY With Low Provisions"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/stocks\/bandhanbnk\/bandhan-bank-ltd-share-price-today\">Bandhan Bank<\/a> has reported a considerable surge in profitability in its Q4 results for FY25. The company\u2019s robust financial performance is wholly attributable to a significant drop in provisions. In the corresponding quarter of the previous fiscal year, Bandhan Bank\u2019s net profit was \u20b955 crore, which has now increased by 483% to \u20b9318 crore. Bandhan Bank share closed 1.73% down or -\u20b92.90 at \u20b9165.00.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-q4-results-2025\/#Bandhan_Bank_Q4_Results_2025_Key_Highlights\" title=\"Bandhan Bank Q4 Results 2025: Key Highlights\">Bandhan Bank Q4 Results 2025: Key Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-q4-results-2025\/#Bandhan_Bank_Deposits_and_Advances\" title=\"Bandhan Bank Deposits and Advances&nbsp;\">Bandhan Bank Deposits and Advances&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-q4-results-2025\/#Bandhan_Bank_Share_Dividend_Declaration\" title=\"Bandhan Bank Share: Dividend Declaration\">Bandhan Bank Share: Dividend Declaration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-q4-results-2025\/#Bandhan_Bank_Share_Performance\" title=\"Bandhan Bank Share Performance\">Bandhan Bank Share Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-q4-results-2025\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-q4-results-2025\/#Recent_News_Articles\" title=\"Recent News Articles\">Recent News Articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-q4-results-2025\/#Other_News_Updates\" title=\"Other News Updates\">Other News Updates<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bandhan_Bank_Q4_Results_2025_Key_Highlights\"><\/span><strong>Bandhan Bank Q4 Results 2025: Key Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Considerable surge of 483% YoY in the net profit of Bandhan Bank represents its ability to sustain a competitive edge.&nbsp;<\/li>\n\n<li>Net revenue of Bandhan Bank faced a slight decline of 3% to reach \u20b93,456 crore in the fourth quarter.&nbsp;<\/li>\n\n<li>Net interest income of Bandhan Bank surged 4% YoY, reaching \u20b92,756 crore in Q4 results 2025.<\/li>\n\n<li>Bandhan Bank\u2019s operating profit declined to \u20b91,838 crore from \u20b91,571 crore.&nbsp;<\/li>\n\n<li>Bandhan Bank shows low provisions and contingencies of \u20b91,260 in the Q4FY25 results.<\/li>\n\n<li>The EEB loan was reported at 97.80% for the fourth quarter of FY25.<\/li>\n\n<li>PCR, excluding technical write-offs, stood at 73.70%.&nbsp;<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bandhan_Bank_Deposits_and_Advances\"><\/span><strong>Bandhan Bank Deposits and Advances&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>Bandhan Bank reported a 12% year-over-year increase in its total deposits, reaching \u20b91,51 lakh crore for Q4 FY25.&nbsp;<\/li>\n\n<li>CASA (Current Account Savings Account) deposits amounted to \u20b947,437 crore with a CASA ratio of 31.40%.&nbsp;<\/li>\n\n<li>Gross advances registered a 10% YoY surge to reach \u20b91,37 lakh crore as of 31st March 2025.&nbsp;<\/li>\n\n<li>Robust growth in retail book by 98% YoY, and wholesale banking rose by 35% YoY.&nbsp;<\/li>\n\n<li>Bandhan Bank posted 11% YoY growth in its housing book.&nbsp;<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bandhan_Bank_Share_Dividend_Declaration\"><\/span><strong>Bandhan Bank Share: Dividend Declaration<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Bandhan Bank got a dividend recommendation from the board of directors to provide\u20b91.50 per equity share with a face value of \u20b910 each. The dividend will be 15% of the profits of the Q4FY25. However, the dividend declaration of Bandhan Bank is subject to the approval of shareholders in the forthcoming AGM (Annual General Meeting).&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bandhan_Bank_Share_Performance\"><\/span><strong>Bandhan Bank Share Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Bandhan Bank share price closed at \u20b9165.00, 1.73% or \u20b92.90 down on 30th April 2025. The stock has delivered around 10.38% returns in the past 1 month. Bandhan Bank share marked its 52-week high\/low at \u20b9222.31\/\u20b9128.16. The P\/E ratio of Bandhan Bank shares stood at 10.71, and the stock has a declared dividend yield of 0.91%.&nbsp;&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Bandhan Bank Q4 results 2025 reported a 483% YoY surge in profitability. Moreover, this jump in profit is largely attributed to the lower provisions of Bandhan Bank. Investors are cautiously looking for the Bandhan Bank share price movement on 3rd May 2025.&nbsp;<\/p><p><em>For regular stock updates, dividend alerts, and expert verdicts, stay informed with Univest!<\/em><\/p><p><strong><em>Disclaimer<\/em><\/strong><em>: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_News_Articles\"><\/span><strong>Recent News Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/varun-beverages-q4-results-2025\">Varun Beverages Q4 Results 2025: Consolidated Net Profit Surges 33.45% YoY; Check Further Details!<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/crisil-q4-results-2025\">CRISIL Q4 Results 2025: Consolidated Profit Jumps 16% to \u20b9159.8 Cr | Check For More!<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/indian-oil-q4-results-2025\">Indian Oil Q4 Results 2025: Net Profit Surged 152% From Preceding Quarter; Check Key Details!<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/adani-power-q4-results-2025\">Adani Power Q4 Results 2025: Profit Drops 4% While Revenue Surges 6.5% YoY; Check More!<\/a><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_News_Updates\"><\/span><strong>Other News Updates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/ambuja-cements-q4-results-2025\">Ambuja Cements Q4 Results 2025: Standalone Net Profit Surged 74.51% YoY; Check Key Highlights<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/stock-market-today-sensex-nifty-trade-flat\">Stock Market Today: Sensex\/Nifty Trade Flat Despite Market Volatility; Check Key Reasons<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/bajaj-finance-q4-results-2025\">Bajaj Finance Q4 Results 2025: Net Profit Jumps 19% YoY; Stock Split &amp; Bonus Issue Announced<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/bpcl-q4-results-2025\">BPCL Q4 Results 2025 Out: Net Profit Declines 8% and Revenue by 4%; Check Key Details<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/stocks-to-watch-today-30th-april-2025\">Stocks to Watch Today: 30th April 2025 | Infosys, Azad Engineering, CESC, Rathi Steel, VMart, &amp; More!<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Bandhan Bank has reported a considerable surge in profitability in its Q4 results for FY25. The company\u2019s robust financial performance is wholly attributable to a significant drop in provisions. In the corresponding quarter of the previous fiscal year, Bandhan Bank\u2019s net profit was \u20b955 crore, which has now increased by 483% to \u20b9318 crore. Bandhan<\/p>\n","protected":false},"author":23,"featured_media":40081,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[],"class_list":["post-40069","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"metadata":{"_edit_lock":["1746094065:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_seo_score":["17"],"rank_math_internal_links_processed":["1"],"_edit_last":["23"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_tit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