{"id":39867,"date":"2025-04-28T17:16:15","date_gmt":"2025-04-28T11:46:15","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=39867"},"modified":"2025-04-28T17:18:40","modified_gmt":"2025-04-28T11:48:40","slug":"idfc-bank-q4-results-2025","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/idfc-bank-q4-results-2025\/","title":{"rendered":"IDFC Bank Q4 Results 2025: Profit Plunged 48.40% Amid Microfinance Headwinds"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/stocks\/idfcfirstb\/idfc-first-bank-ltd-share-price-today\">IDFC Bank<\/a>, a private sector lender, announced its Q4 results for 2025. Moreover, the board has recommended a dividend of \u20b90.25 equity shares of face value \u20b910 each. As followed by a net profit fall, IDFC Bank share price trades at \u20b965.83 with a slight fall of -0.38%. Scroll down to explore IDFC Bank Q4 results 2025 highlights.&nbsp;<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/idfc-bank-q4-results-2025\/#IDFC_Bank_Q4_Results_Key_Highlights\" title=\"IDFC Bank Q4 Results: Key Highlights\">IDFC Bank Q4 Results: Key Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/idfc-bank-q4-results-2025\/#IDFC_Bank_Asset_Quality_and_Provisions\" title=\"IDFC Bank Asset Quality and Provisions\">IDFC Bank Asset Quality and Provisions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/idfc-bank-q4-results-2025\/#IDFC_Bank_Share_Performance\" title=\"IDFC Bank Share Performance\">IDFC Bank Share Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/idfc-bank-q4-results-2025\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/idfc-bank-q4-results-2025\/#Recent_News_Articles\" title=\"Recent News Articles\">Recent News Articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/idfc-bank-q4-results-2025\/#Other_News_Articles\" title=\"Other News Articles\">Other News Articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IDFC_Bank_Q4_Results_Key_Highlights\"><\/span><strong>IDFC Bank Q4 Results: Key Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>IDFC First Bank reported a net profit of \u20b9304 crore, which is a decline of 48.40% against \u20b9724 crore of Q4FY25.\u00a0<\/li>\n\n<li>Net interest income of IDFC Bank increased 9.8% YoY to reach \u20b94,907 crore.\u00a0<\/li>\n\n<li>Net interest margin on Assets Under Management (AUM) faced a sequential decline of 9 basis points (BPS).<\/li>\n\n<li>Other income of IDFC Bank rose by 5.7% YoY to \u20b91,702 crore in the fourth quarter.\u00a0<\/li>\n\n<li>The core operating profit, excluding the microfinance business, rose by 19.90% YoY in the fourth quarter.\u00a0<\/li>\n\n<li>IDFC Bank demonstrated robust growth in consumer deposits by 25.20% YoY to reach \u20b92,42,543 crore.\u00a0<\/li>\n\n<li>The funded asset book of IDFC Bank grew by 20.40% with loans and advances, reaching \u20b92,41926 crore.\u00a0<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IDFC_Bank_Asset_Quality_and_Provisions\"><\/span><strong>IDFC Bank Asset Quality and Provisions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>IDFC Bank reported its Gross Non-Performing Assets (GNPA) ratio improved by 7 basis points QoQ to reach 1.87% in the fourth quarter. However, the Net Non-Performing Assets (NNPA) increased by 1 basis point to reach 0.53%. Provisions for FY25 reached to \u20b95,515 crore, representing 2.46% of the loan book.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IDFC_Bank_Share_Performance\"><\/span><strong>IDFC Bank Share Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>IDFC Bank shares on Monday, 28th April 2025, traded at \u20b965.83 (0.38% lower than its previous closing price). The stock is trading at a P\/E ratio of 24.94 and has marked its 52-week high\/low of 84.50 and 52.46.&nbsp; In the past 5 years, IDFC Bank has delivered 203.55% returns to its investors.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>IDFC Bank has finally disclosed its Q4 results 2025, marking a 48.40% decline in profitability and a 9.8% YoY surge in net interest income. Investors of IDFC First Bank have a positive outlook for the share price in the long term.<\/p><p>For regular stock updates, dividend alerts, and expert verdicts, stay informed with Univest!<\/p><p><strong><em>Disclaimer<\/em><\/strong><em>: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_News_Articles\"><\/span><strong>Recent News Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/rbl-bank-q4-results-2025\">RBL Bank Q4 Results 2025: Net Profit Fell 80.50% &amp; Provisions Surged 90% YoY | Check for More!&nbsp;<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/reliance-q4-results-2025-highlights\">Reliance Q4 Results 2025 Highlights: Surge in Net Profit by 2.4%<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/stock-market-today-sensex-surges-850-points\">Stock Market Today: Sensex Surges 850 Points; Nifty Above 24,250 | Check Key Highlights<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/ather-energy-ipo-gmp\">Ather Energy IPO GMP: IPO Open For Subscription<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/iware-supplychain-ipo-gmp\">Iware Supplychain IPO GMP: IPO Open For Subscription<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/stocks-to-watch-today-28th-april-2025\">Stocks to Watch Today: 28th April 2025 | RBL Bank, Railtel, BPCL, JSW Steel, Biocon &amp; More!<\/a><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_News_Articles\"><\/span><strong>Other News Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/lt-tech-q4-results-2025-highlights\">L&amp;T Tech Q4 Results 2025 Highlights: Net Profit Tumbled 9%&nbsp;<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/maruti-suzuki-q4-results-what-to-expect\">Maruti Suzuki Gears Up for Q4 Reveal on April 25; Check Key Expectations Here<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/nestle-q4fy25-results-net-profit-down-dividend-declared\">Nestle Q4FY25 Results: Profit Falls 6.5% | Dividend Declared \u20b910 Per Share<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/dalmia-bharat-q4fy25-earnings-profit-jumps-dividend-declared\">Dalmia Bharat Q4 Results FY25: Net Profit Surges 37% Despite Revenue Dip; \u20b95 Dividend Announced<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/hindustan-unilever-q4fy25-earnings-profit-down\">Hindustan Unilever Q4FY25 Results: Profit Declines 4% | Share Price Falls Nearly 4%<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>IDFC Bank, a private sector lender, announced its Q4 results for 2025. Moreover, the board has recommended a dividend of \u20b90.25 equity shares of face value \u20b910 each. As followed by a net profit fall, IDFC Bank share price trades at \u20b965.83 with a slight fall of -0.38%. Scroll down to explore IDFC Bank Q4<\/p>\n","protected":false},"author":23,"featured_media":39868,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[],"class_list":["post-39867","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"metadata":{"_edit_lock":["1745840921:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_seo_score":["13"],"_thumbnail_id":["39868"],"rank_math_primary_category":["842"],"_edit_last":["23"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repe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