{"id":39740,"date":"2025-04-25T12:53:16","date_gmt":"2025-04-25T07:23:16","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=39740"},"modified":"2025-04-25T12:59:23","modified_gmt":"2025-04-25T07:29:23","slug":"sbi-life-q4-results-2025-highlights","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/sbi-life-q4-results-2025-highlights\/","title":{"rendered":"SBI Life Q4 Results 2025 Highlights: PAT Up 27% &#038; Premiums Surged 7.3%; Check Key Insights"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/stocks\/sbilife\/sbi-life-insurance-company-ltd-share-price-today\">SBI Life Insurance Company<\/a> has announced its financial results for Q4 and FY25. Despite a decline in the quarterly income from total premiums, the company\u2019s key financial metrics indicate significant growth over the year. The stock price of the company closed at \u20b91615, indicating a decline of 0.031%.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-q4-results-2025-highlights\/#Financial_Performance\" title=\"Financial Performance\">Financial Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-q4-results-2025-highlights\/#FY25_Annual_Performance\" title=\"FY25 Annual Performance\">FY25 Annual Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-q4-results-2025-highlights\/#Key_Considerations_of_SBI_Life_Insurance\" title=\"Key Considerations of SBI Life Insurance\">Key Considerations of SBI Life Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-q4-results-2025-highlights\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-q4-results-2025-highlights\/#Recent_News_Articles\" title=\"Recent News Articles\">Recent News Articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-q4-results-2025-highlights\/#Other_News_Articles\" title=\"Other News Articles\">Other News Articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Financial_Performance\"><\/span><strong>Financial Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>SBI Life Insurance Company\u2019s total income from premiums during Q4 FY25 dropped from \u20b925116 crores to \u20b923860 crores, indicating a year-on-year decline of 5.1%.<\/li>\n\n<li>This decline was largely driven by considerable moderations in single premiums, which dropped to \u20b94462.5 crores from \u20b97709.5 crores as compared to Q4 FY24.<\/li>\n\n<li>On the contrary, other premium segments witnessed a positive growth in the quarter.\u00a0<\/li>\n\n<li>The first-year premiums amounted to \u20b94858.7 crores. This reflects a year-on-year increase of 7.3% from \u20b94528.3 crores in Q4 FY24.<\/li>\n\n<li>Additionally, renewal premiums rose from \u20b913003.2 crores to \u20b914680.3 crores, recording a year-on-year increase of 12.9%.<\/li>\n\n<li>Shareholders&#8217; profit before tax for Q4 FY25 increased from \u20b9947.59 crores to \u20b91,105.83 crores as compared to Q4 FY24.\u00a0<\/li>\n\n<li><a href=\"https:\/\/en.wikipedia.org\/wiki\/Consolidated_financial_statement\" rel=\"nofollow noopener\" target=\"_blank\">Consolidated net profit<\/a> (PAT) for Q4 FY25 witnessed a year-on-year increase of 0.3% from \u20b9810.8 crores to \u20b9813.5 crores.<\/li>\n\n<li>Total Annualised Premium Equivalent (APE) was reported to be \u20b95,450 crores.\u00a0<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FY25_Annual_Performance\"><\/span><strong>FY25 Annual Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>SBI Life Insurance Company\u2019s total premium income increased by 4.3% to \u20b984,059.83 crores.\u00a0<\/li>\n\n<li>The company\u2019s Gross Written Premium (GWP) increased to \u20b984,980 crores, indicating a rise of 4%.\u00a0<\/li>\n\n<li>However, annual new business premium declined from \u20b938,238 crores in FY24 to \u20b935,577 crores.\u00a0<\/li>\n\n<li>Individual new business premium rose by 11% to \u20b926,360 crores.\u00a0<\/li>\n\n<li>Protection new business premium stood at \u20b94,095 crores, while protection individual new business premium was \u20b9793 crores.\u00a0<\/li>\n\n<li>Regular premium witnessed a growth of 11% over last year.\u00a0<\/li>\n\n<li>APE rose to \u20b921,417 crores in FY25, indicating a 9% year-on-year increase.\u00a0<\/li>\n\n<li>The company reported a 27% increase in profit after tax (PAT) for FY25, standing at \u20b92,413 crores.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Considerations_of_SBI_Life_Insurance\"><\/span><strong>Key Considerations of SBI Life Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>SBI Life Insurance Company&#8217;s Assets Under Management (AUM) reflected robust growth of about 15%, amounting to \u20b94,48,039 crores.\u00a0<\/li>\n\n<li>The debt-equity ratio of the company stood at 61:39, with a majority of 94% of debt investments held in AAA and sovereign papers.\u00a0<\/li>\n\n<li>The company captured a market share of 22.8% in FY25, demonstrating a significant growth.<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Although the fourth quarter of the year ended 31st March 2025 reflects a decline in the total premium income, SBI Life Insurance Company\u2019s annual performance demonstrates substantial growth in terms of key financial ratios, profitability and market positioning.&nbsp;<\/p><p><em>For regular stock updates, dividend alerts, and expert verdicts, stay informed with Univest!<\/em><\/p><p><strong><em>Disclaimer<\/em><\/strong><em>: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.&nbsp;<\/em><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_News_Articles\"><\/span><strong>Recent News Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/stock-market-today-sensex-fell-800-points-nifty50-down\">Stock Market Today: Sensex Fell 800+ Points; Nifty50 Down 1.17% to 23,959.30<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/tech-mahindra-q4fy25-net-profit-jumps-76-50-yoy-%e2%82%b930-final-dividend-declared\">Tech Mahindra Q4FY25 Net Profit Jumps 76.50% YoY; \u20b930 Final Dividend Declared<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/stocks-to-watch-today-25th-april-2025\">Stocks to Watch Today: 25th April 2025 | GIPCL, BPCL, Rites, Wipro, TCS &amp; More!<\/a><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_News_Articles\"><\/span><strong>Other News Articles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/maruti-suzuki-q4-results-what-to-expect\">Maruti Suzuki Gears Up for Q4 Reveal on April 25; Check Key Expectations Here<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/nestle-q4fy25-results-net-profit-down-dividend-declared\">Nestle Q4FY25 Results: Profit Falls 6.5% | Dividend Declared \u20b910 Per Share<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/dalmia-bharat-q4fy25-earnings-profit-jumps-dividend-declared\">Dalmia Bharat Q4 Results FY25: Net Profit Surges 37% Despite Revenue Dip; \u20b95 Dividend Announced<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/hindustan-unilever-q4fy25-earnings-profit-down\">Hindustan Unilever Q4FY25 Results: Profit Declines 4% | Share Price Falls Nearly 4%<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/sensex-nifty-decline-pharma-stocks-outperform\">Stock Market Today: Sensex Down 250 Points; Nifty50 Below 24,300 | Pharma Stocks Gains<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/stocks-to-watch-today-24th-april-2025\">Stocks to Watch Today: 24th April 2025 | BPCL, Persistent, Adani Green, Infosys, Bajaj Finance &amp; More!<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>SBI Life Insurance Company has announced its financial results for Q4 and FY25. Despite a decline in the quarterly income from total premiums, the company\u2019s key financial metrics indicate significant growth over the year. The stock price of the company closed at \u20b91615, indicating a decline of 0.031%. Financial Performance FY25 Annual Performance Key Considerations<\/p>\n","protected":false},"author":23,"featured_media":39742,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[],"class_list":["post-39740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"metadata":{"_edit_lock":["1745575911:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_seo_score":["21"],"_edit_last":["23"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_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