{"id":345751,"date":"2026-11-13T09:31:39","date_gmt":"2026-11-13T04:01:39","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=345751"},"modified":"2026-11-13T09:31:39","modified_gmt":"2026-11-13T04:01:39","slug":"aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/","title":{"rendered":"Aditya Birla Capital Share Price: 33.8% CAGR in 3 Years as the Financial Services Group Compares With Muthoot Finance, L&#038;T Finance and Bajaj Finance"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#Aditya_Birla_Capital_Share_Price_338_CAGR_in_3_Years_as_the_Financial_Services_Group_Compares_With_Muthoot_Finance_L_T_Finance_and_Bajaj_Finance\" title=\"Aditya Birla Capital Share Price: 33.8% CAGR in 3 Years as the Financial Services Group Compares With Muthoot Finance, L&#038;T Finance and Bajaj Finance\">Aditya Birla Capital Share Price: 33.8% CAGR in 3 Years as the Financial Services Group Compares With Muthoot Finance, L&#038;T Finance and Bajaj Finance<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#How_Much_Has_the_Aditya_Birla_Capital_Share_Price_Returned_in_3_Years\" title=\"How Much Has the Aditya Birla Capital Share Price Returned in 3 Years?\">How Much Has the Aditya Birla Capital Share Price Returned in 3 Years?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#Aditya_Birla_Capital_vs_Muthoot_Finance_L_T_Finance_and_Bajaj_Finance_3-Year_CAGR_Compared\" title=\"Aditya Birla Capital vs Muthoot Finance, L&#038;T Finance and Bajaj Finance: 3-Year CAGR Compared\">Aditya Birla Capital vs Muthoot Finance, L&#038;T Finance and Bajaj Finance: 3-Year CAGR Compared<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#Valuation_and_Quality_Compared\" title=\"Valuation and Quality Compared\">Valuation and Quality Compared<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#What_Is_Driving_the_Aditya_Birla_Capital_Stock\" title=\"What Is Driving the Aditya Birla Capital Stock?\">What Is Driving the Aditya Birla Capital Stock?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#How_the_Established_Players_Stack_Up\" title=\"How the Established Players Stack Up\">How the Established Players Stack Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#What_Should_Investors_Track_Next\" title=\"What Should Investors Track Next?\">What Should Investors Track Next?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#How_to_Compare_Financial_Services_Stocks_Yourself\" title=\"How to Compare Financial Services Stocks Yourself\">How to Compare Financial Services Stocks Yourself<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#The_Fastest_Three-Year_Run_in_a_Four-Company_Financial_Group\" title=\"The Fastest Three-Year Run in a Four-Company Financial Group\">The Fastest Three-Year Run in a Four-Company Financial Group<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#What_is_the_Aditya_Birla_Capital_share_price_today\" title=\"What is the Aditya Birla Capital share price today?\">What is the Aditya Birla Capital share price today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#What_is_the_3-year_CAGR_of_the_Aditya_Birla_Capital_stock\" title=\"What is the 3-year CAGR of the Aditya Birla Capital stock?\">What is the 3-year CAGR of the Aditya Birla Capital stock?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#Is_Aditya_Birla_Capital_better_than_Bajaj_Finance\" title=\"Is Aditya Birla Capital better than Bajaj Finance?\">Is Aditya Birla Capital better than Bajaj Finance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#What_does_Aditya_Birla_Capital_do\" title=\"What does Aditya Birla Capital do?\">What does Aditya Birla Capital do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#Is_the_Aditya_Birla_Capital_stock_debt_free\" title=\"Is the Aditya Birla Capital stock debt free?\">Is the Aditya Birla Capital stock debt free?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#Is_Aditya_Birla_Capital_expensive_compared_with_the_industry\" title=\"Is Aditya Birla Capital expensive compared with the industry?\">Is Aditya Birla Capital expensive compared with the industry?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#Which_financial_services_stock_gave_the_highest_return_in_3_years\" title=\"Which financial services stock gave the highest return in 3 years?\">Which financial services stock gave the highest return in 3 years?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/aditya-birla-capital-share-price-3-year-cagr-vs-financial-services-peers-muthoot-finance-l-t-finance-bajaj-finance\/#How_do_I_calculate_CAGR_for_a_stock\" title=\"How do I calculate CAGR for a stock?\">How do I calculate CAGR for a stock?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1><span class=\"ez-toc-section\" id=\"Aditya_Birla_Capital_Share_Price_338_CAGR_in_3_Years_as_the_Financial_Services_Group_Compares_With_Muthoot_Finance_L_T_Finance_and_Bajaj_Finance\"><\/span><strong>Aditya Birla Capital Share Price: 33.8% CAGR in 3 Years as the Financial Services Group Compares With Muthoot Finance, L&#038;T Finance and Bajaj Finance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Aditya Birla Capital previous close Rs 419.50. 3-year CAGR 33.8%. Up 2.4x since 10 Nov 2023. ROE 10.35%. Market cap Rs 1,14,455 crore.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The <strong>Aditya Birla Capital share price<\/strong> closed at Rs 419.50 on 12 November 2026, a compounded annual return of 33.8% over three years. That compares with Muthoot Finance at 32.1%, L&#038;T Finance at 26.1% and Bajaj Finance at 14.7%. The company has a market cap of Rs 1,14,455 crore and a P\/E of 24.94 against an industry P\/E of 17.97.<\/p>\n<\/p><\/div>\n<p>The <strong>Aditya Birla Capital share price<\/strong> has more than doubled in three years, which is the fastest three-year run among the four financial companies compared here. Aditya Birla Capital, based in Mumbai, is the financial services arm of the Aditya Birla Group and runs lending, asset management and insurance businesses.<\/p>\n<p>This article compares that run with Muthoot Finance, L&#038;T Finance and Bajaj Finance. We calculate the three-year CAGR for all four and set the results beside market cap, valuation, return on equity and debt, using prices adjusted for corporate actions. Lenders borrow money to lend it on, so the debt figure is a normal part of the model rather than a warning sign.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=aditya-birla-capital-share-price\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Much_Has_the_Aditya_Birla_Capital_Share_Price_Returned_in_3_Years\"><\/span><strong>How Much Has the Aditya Birla Capital Share Price Returned in 3 Years?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Aditya Birla Capital stock closed at Rs 175.05 on 10 November 2023 and at Rs 419.50 on 12 November 2026. Rs 1 lakh invested three years ago would have grown to about Rs 2.40 lakh, which is a CAGR of 33.8%. This is a price return and leaves out dividends.<\/p>\n<p>CAGR condenses a bumpy three-year ride into one yearly number, which is why it is the fairest way to compare companies of different sizes. A stock such as Aditya Birla Capital can look spectacular on a chart and still have earned a modest yearly return, so the compounded figure keeps the comparison honest.<\/p>\n<p>The <strong>Aditya Birla Capital share price<\/strong> has also followed the growth of its lending book and the spread of its mutual fund and insurance businesses under one holding company.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aditya_Birla_Capital_vs_Muthoot_Finance_L_T_Finance_and_Bajaj_Finance_3-Year_CAGR_Compared\"><\/span><strong>Aditya Birla Capital vs Muthoot Finance, L&#038;T Finance and Bajaj Finance: 3-Year CAGR Compared<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table ranks the companies by three-year CAGR. Prices on 10 November 2023 are adjusted for splits and bonuses, and the latest figures are the previous close on 12 November 2026.<\/p>\n<table style=\"border-collapse:collapse;width:100%;margin:14px 0;\">\n<tr>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Company<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Close on 10 Nov 2023<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Previous close (12 Nov 2026)<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Price multiple<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">3-year CAGR<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Aditya Birla Capital<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 175.05<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 419.50<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">2.4x<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">33.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Muthoot Finance<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 1,273.25<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 2,932.90<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">2.3x<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">32.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">L&#038;T Finance<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 140.80<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 282.39<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">2.0x<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">26.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Bajaj Finance<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 738.67<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 1,115.00<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">1.5x<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">14.7%<\/td>\n<\/tr>\n<\/table>\n<p>The Aditya Birla Capital stock leads the group at 33.8%, followed by Muthoot Finance at 32.1%, L&#038;T Finance at 26.1% and Bajaj Finance at 14.7%. Aditya Birla Capital leads the group on three-year CAGR, followed by Muthoot Finance, L&#038;T Finance and Bajaj Finance. By market cap it ranks third of the four, close behind Muthoot Finance.<\/p>\n<p>Look at the <strong>Aditya Birla Capital share price<\/strong> alongside the peers as a snapshot of the last three years. It describes what happened, and valuation and earnings will decide what happens next.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Valuation_and_Quality_Compared\"><\/span><strong>Valuation and Quality Compared<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;margin:14px 0;\">\n<tr>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Company<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Market cap<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">P\/E<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">ROE<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Debt to equity<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\"><a href=\"https:\/\/univest.in\/stocks\/bajfinance\/bajaj-finance-ltd-share-price-today\">Bajaj Finance<\/a><\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 6,91,517 crore<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">31.34<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">17.97<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">17.61%<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">4.08<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\"><a href=\"https:\/\/univest.in\/stocks\/muthootfin\/muthoot-finance-ltd-share-price-today\">Muthoot Finance<\/a><\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 1,17,470 crore<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">9.53<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">17.97<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">27.77%<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">4.10<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\"><a href=\"https:\/\/univest.in\/stocks\/abcapital\/aditya-birla-capital-ltd-share-price-today\">Aditya Birla Capital<\/a><\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 1,14,455 crore<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">24.94<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">17.97<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">10.35%<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">4.62<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">L&#038;T Finance<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 70,732 crore<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">20.58<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">17.97<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">11.70%<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">4.23<\/td>\n<\/tr>\n<\/table>\n<p>By market cap, Bajaj Finance is the largest of the group at Rs 6,91,517 crore, while the Aditya Birla Capital stock stands at Rs 1,14,455 crore, about 17% of that size. On earnings, Aditya Birla Capital shares trade at a P\/E of 24.94 against an industry P\/E of 17.97, a premium of about 39%, which signals that the market expects faster earnings growth. Peer multiples are Muthoot Finance at 9.53, L&#038;T Finance at 20.58 and Bajaj Finance at 31.34.<\/p>\n<p>Return on equity is 10.35% for the Aditya Birla Capital stock, which ranks fourth among the four, and debt to equity stands at 4.62. Trailing EPS is Rs 16.76. Financial services groups are valued on return on equity and on the quality of their lending and fee businesses, so the P\/E should be read together with ROE and the way the group funds its loans.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_Driving_the_Aditya_Birla_Capital_Stock\"><\/span><strong>What Is Driving the Aditya Birla Capital Stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Aditya Birla Capital earns from several businesses under one roof. It lends to individuals and businesses through its non-banking finance and housing finance arms, runs a large asset management company and sells life and health insurance.<\/p>\n<p>The mix of lending and fee-based businesses gives the group more than one way to grow. Its debt to equity of 4.62 mostly reflects the borrowing used to fund its loan book, which is common for a lender of this kind.<\/p>\n<p>Followers of the <strong>Aditya Birla Capital share price<\/strong> usually track growth in the loan book, the assets managed by its mutual fund, premiums in insurance and the return on equity of the group as a whole.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_the_Established_Players_Stack_Up\"><\/span><strong>How the Established Players Stack Up<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Muthoot Finance is a Kochi-based company best known for loans against gold, with smaller businesses in housing finance and microfinance. It compounded at 32.1% a year, on a market cap of Rs 1,17,470 crore and an ROE of 27.77%.<\/p>\n<p>L&#038;T Finance is a Mumbai-based lender in the Larsen and Toubro group that focuses on rural, two-wheeler, small business and home loans. It compounded at 26.1% a year, on a market cap of Rs 70,732 crore and an ROE of 11.70%.<\/p>\n<p>Bajaj Finance is a Pune-based lender that focuses on consumer durable loans, personal loans, small business finance and mortgages. It compounded at 14.7% a year, on a market cap of Rs 6,91,517 crore and an ROE of 17.61%.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Should_Investors_Track_Next\"><\/span><strong>What Should Investors Track Next?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Three things are worth watching on the <strong>Aditya Birla Capital share price<\/strong>. First, growth in the loan book. Second, assets managed and premiums in its fee-earning businesses. Third, the trend in return on equity.<\/p>\n<p>At a P\/E of 25, the stock trades above the industry P\/E of 18, and its ROE is 10.35%, which is modest beside Muthoot Finance at 27.77%. Follow quarterly numbers closely.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live fundamentals of financial stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Compare_Financial_Services_Stocks_Yourself\"><\/span><strong>How to Compare Financial Services Stocks Yourself<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You can repeat this exercise for any pair of stocks, including the Aditya Birla Capital stock against its peers. Note the adjusted closing price on the base date, take the latest close, divide one by the other, raise the result to the power of one third and subtract one. Then place the CAGR next to market cap, P\/E against the industry P\/E, ROE and debt to equity. Benchmark the result against the <a href=\"https:\/\/univest.in\/indices\/nifty-50\/nifty-50-share-price-today\">Nifty 50<\/a> as well, so you know whether the stock beat the broader market.<\/p>\n<p>A stock that scores well on growth but weakly on quality, or the reverse, deserves closer study before it enters a portfolio. When tracking the <strong>Aditya Birla Capital share price<\/strong>, the same four checks give a more complete picture than price alone.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track the <strong>Aditya Birla Capital share price<\/strong> and compare financial stocks live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_Fastest_Three-Year_Run_in_a_Four-Company_Financial_Group\"><\/span><strong>The Fastest Three-Year Run in a Four-Company Financial Group<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>Aditya Birla Capital share price<\/strong> compounded at 33.8% a year over three years, ahead of Muthoot Finance at 32.1%, L&#038;T Finance at 26.1% and Bajaj Finance at 14.7%. Its market cap of Rs 1,14,455 crore ranks third of the four.<\/p>\n<p>Muthoot Finance brings the highest ROE and the lowest P\/E, while Bajaj Finance brings the largest market cap. Aditya Birla Capital brings a mix of lending, asset management and insurance. The choice depends on which business model you prefer.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Aditya_Birla_Capital_share_price_today\"><\/span><strong>What is the Aditya Birla Capital share price today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aditya Birla Capital closed at Rs 419.50 on 12 November 2026, according to NSE data. It has a market cap of Rs 1,14,455 crore and a P\/E of 24.94. Check live quotes before acting, as prices change every trading day.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_3-year_CAGR_of_the_Aditya_Birla_Capital_stock\"><\/span><strong>What is the 3-year CAGR of the Aditya Birla Capital stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aditya Birla Capital delivered a price CAGR of 33.8% over three years, moving from Rs 175.05 on 10 November 2023 to Rs 419.50 on 12 November 2026. The figure excludes dividends and uses adjusted closing prices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Aditya_Birla_Capital_better_than_Bajaj_Finance\"><\/span><strong>Is Aditya Birla Capital better than Bajaj Finance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aditya Birla Capital delivered a higher three-year CAGR at 33.8% than Bajaj Finance at 14.7%. Bajaj Finance is much larger by market cap at Rs 6,91,517 crore against Rs 1,14,455 crore, trades at a higher P\/E of 31.34 against 24.94 and has a higher ROE at 17.61% against 10.35%. The better choice depends on your view of each business.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_Aditya_Birla_Capital_do\"><\/span><strong>What does Aditya Birla Capital do?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aditya Birla Capital is a Mumbai-based financial services company in the Aditya Birla Group, with lending, asset management and insurance businesses.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_the_Aditya_Birla_Capital_stock_debt_free\"><\/span><strong>Is the Aditya Birla Capital stock debt free?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The debt to equity ratio of the Aditya Birla Capital stock is 4.62 and its return on equity is 10.35%. Always check the latest balance sheet for current figures, as debt levels change with expansion plans.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Aditya_Birla_Capital_expensive_compared_with_the_industry\"><\/span><strong>Is Aditya Birla Capital expensive compared with the industry?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aditya Birla Capital trades at a P\/E of 24.94 against an industry P\/E of 17.97. A higher multiple reflects expectations of faster growth, which the company must deliver through earnings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_financial_services_stock_gave_the_highest_return_in_3_years\"><\/span><strong>Which financial services stock gave the highest return in 3 years?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Among the companies compared here, Aditya Birla Capital delivered the highest three-year CAGR at 33.8%, followed by Muthoot Finance at 32.1%. Past returns do not guarantee future performance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_do_I_calculate_CAGR_for_a_stock\"><\/span><strong>How do I calculate CAGR for a stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Divide the latest price by the starting price, raise the result to the power of one divided by the number of years, and subtract one. Multiply by 100 for a percentage. Use split and bonus adjusted prices for accurate results.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the Aditya Birla Capital share price today?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Aditya Birla Capital closed at Rs 419.50 on 12 November 2026, according to NSE data. It has a market cap of Rs 1,14,455 crore and a P\/E of 24.94. 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See how it compares with Muthoot Finance, L&#038;T Finance and Bajaj Finance.<\/p>\n","protected":false},"author":34,"featured_media":345750,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[5144,23105,23104,23106],"class_list":["post-345751","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-aditya-birla-capital-share-price","tag-aditya-birla-capital-stock","tag-aditya-birla-capital-vs-bajaj-finance","tag-financial-services-stocks-3-year-return"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["345750"],"rank_math_title":["Aditya Birla Capital Share Price: 33.8% CAGR vs Muthoot"],"rank_math_description":["Aditya Birla Capital share price compounded at 33.8% a year over 3 years. See how it compares with Muthoot Finance, L&amp;T Finance and Bajaj Finance."],"rank_math_focus_keyword":["Aditya Birla Capital share price | Density Target: 1.2-1.5%"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/11\/aditya-birla-capital-share-price-33-8-cagr-in-3-years-as-the-financial-services.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/345751","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=345751"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/345751\/revisions"}],"predecessor-version":[{"id":345752,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/345751\/revisions\/345752"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/345750"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=345751"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=345751"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=345751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}