{"id":345694,"date":"2026-11-13T09:23:02","date_gmt":"2026-11-13T03:53:02","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=345694"},"modified":"2026-11-13T09:23:02","modified_gmt":"2026-11-13T03:53:02","slug":"portfolio-rebalancing-asset-allocation","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/portfolio-rebalancing-asset-allocation\/","title":{"rendered":"Portfolio Rebalancing and Asset Allocation: How Often to Rebalance, Simple Methods and Tax and Cost Considerations"},"content":{"rendered":"

Rebalancing returns a portfolio to its target mix, such as 60% equity and 40% debt. Methods include calendar-based and threshold-based. Selling triggers costs and tax, so use fresh money first.<\/em><\/p>\n

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Quick Answer<\/strong><\/p>\n

Portfolio rebalancing means bringing your investments back to the target asset allocation you planned, such as 60% equity and 40% debt, after market moves have shifted the mix. It can be done on a fixed calendar, such as once a year, or when an asset class drifts by a set margin, such as five percentage points. Using fresh investments to restore the mix reduces costs and tax.<\/p>\n<\/p><\/div>\n

Portfolio rebalancing is the quiet habit that keeps your risk in line with your plan. As markets move, the mix of equity, debt and gold in your portfolio changes, and the risk you hold may no longer match what you chose.<\/p>\n

This guide explains asset allocation, why drift happens, the two common rebalancing methods and the costs and taxes to consider.<\/p>\n

Click Here – Get Free Investment Predictions<\/strong><\/a><\/p>\n

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