{"id":344262,"date":"2026-11-12T09:56:32","date_gmt":"2026-11-12T04:26:32","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=344262"},"modified":"2026-11-12T09:56:32","modified_gmt":"2026-11-12T04:26:32","slug":"ex-dividend-date-record-date-dividend-tax","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/","title":{"rendered":"Ex-Dividend Date Explained: Record Date, Dividend Yield and How Dividends Are Taxed in India"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Buy before the ex-date to receive the dividend. Under T+1, the cut-off date and record date fall on the same day. Dividends are taxed at your slab rate, with 10% TDS above Rs 10,000 a year.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The ex dividend date is the first day on which a share trades without the right to the declared dividend, so you must buy the share before that day to receive it. Under the T+1 cycle, the ex-date and the record date fall on the same day. The share price usually drops by about the dividend amount on the ex-date, and the dividend you receive is taxed at your income slab rate.<\/p>\n<\/p><\/div>\n<p>The ex-dividend date is the date every dividend investor needs to know, because it decides who gets paid and who does not. Buy a share a day too late and the dividend goes to the seller instead.<\/p>\n<p>This guide explains how the dividend calendar works, why the price falls on the cut-off date, how to read dividend yield and payout ratio, and how dividends are taxed in India, including the TDS rule.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=ex-dividend-date-record-date-dividend-tax\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#The_Dividend_Timeline_Declaration_to_Payment\" title=\"The Dividend Timeline: Declaration to Payment\">The Dividend Timeline: Declaration to Payment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#Ex-Dividend_Date_vs_Record_Date_Under_T1\" title=\"Ex-Dividend Date vs Record Date Under T+1\">Ex-Dividend Date vs Record Date Under T+1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#Why_the_Share_Price_Drops_on_the_Ex-Date\" title=\"Why the Share Price Drops on the Ex-Date\">Why the Share Price Drops on the Ex-Date<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#How_to_Read_Dividend_Yield_and_Payout_Ratio\" title=\"How to Read Dividend Yield and Payout Ratio\">How to Read Dividend Yield and Payout Ratio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#Dividend_Tax_in_India\" title=\"Dividend Tax in India\">Dividend Tax in India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#What_is_the_ex-dividend_date\" title=\"What is the ex-dividend date?\">What is the ex-dividend date?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#What_is_the_difference_between_the_record_date_and_the_dividend_date\" title=\"What is the difference between the record date and the dividend date?\">What is the difference between the record date and the dividend date?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#Do_I_get_the_dividend_if_I_buy_on_the_ex-date\" title=\"Do I get the dividend if I buy on the ex-date?\">Do I get the dividend if I buy on the ex-date?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#How_is_dividend_income_taxed_in_India\" title=\"How is dividend income taxed in India?\">How is dividend income taxed in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#What_is_dividend_yield\" title=\"What is dividend yield?\">What is dividend yield?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#What_is_the_difference_between_interim_and_final_dividend\" title=\"What is the difference between interim and final dividend?\">What is the difference between interim and final dividend?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/ex-dividend-date-record-date-dividend-tax\/#Should_I_buy_a_share_just_to_get_a_dividend\" title=\"Should I buy a share just to get a dividend?\">Should I buy a share just to get a dividend?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"The_Dividend_Timeline_Declaration_to_Payment\"><\/span><strong>The Dividend Timeline: Declaration to Payment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Declaration date: the board announces the dividend per share. A final dividend also needs shareholder approval at the annual general meeting.<\/li>\n<li>Record date: the cut-off date used by the company to decide which shareholders are entitled.<\/li>\n<li>Dividend date: the first day the share trades without the dividend.<\/li>\n<li>Payment date: the company pays the dividend into your bank account, normally within 30 days of declaration.<\/li>\n<\/ol>\n<p>An interim dividend is declared during the year, usually with quarterly or half-yearly results. A final dividend is declared after the year ends and must be approved by shareholders.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ex-Dividend_Date_vs_Record_Date_Under_T1\"><\/span><strong>Ex-Dividend Date vs Record Date Under T+1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Under the old longer settlement cycle, the ex-date fell one day before the record date. With T+1 settlement, the shares bought today are delivered tomorrow, so the cut-off date and the record date now fall on the same day. To be on the record, you must have bought the shares at least one working day before that date.<\/p>\n<p>If you buy on the ex-date or later, you do not get the dividend. If you sell on or after the ex-date, you still get it, as long as you held the shares before the cut-off date.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_the_Share_Price_Drops_on_the_Ex-Date\"><\/span><strong>Why the Share Price Drops on the Ex-Date<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>On the ex-date, the stock opens lower by roughly the amount of the dividend, because the cash is about to leave the company and go to shareholders. A dividend does not create wealth by itself. It moves value from the share price into your bank account. Large dividend payers in indices such as the <a href=\"https:\/\/univest.in\/indices\/nifty-50\/nifty-50-share-price-today\">Nifty 50<\/a> show the same adjustment.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Use the Univest Screener to check live fundamentals before you act on any idea.<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Read_Dividend_Yield_and_Payout_Ratio\"><\/span><strong>How to Read Dividend Yield and Payout Ratio<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #BBBBBB;padding:8px;text-align:left;background:#F0F0F0;\">Measure<\/th>\n<th style=\"border:1px solid #BBBBBB;padding:8px;text-align:left;background:#F0F0F0;\">Formula<\/th>\n<th style=\"border:1px solid #BBBBBB;padding:8px;text-align:left;background:#F0F0F0;\">What it tells you<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Dividend yield<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Annual dividend per share divided by share price<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">The income return at the current price<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Payout ratio<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Dividends divided by net profit<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">How much of profit is paid out<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Dividend per share<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Total dividend divided by number of shares<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">The rupee amount you receive per share<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>A very high dividend yield can signal trouble, because the yield rises when the price falls. Check whether profits and cash flow can support the dividend before you buy only for income.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Tax_in_India\"><\/span><strong>Dividend Tax in India<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Dividends are taxed in the hands of the shareholder at the applicable income tax slab rate, and the company deducts TDS before paying. For a resident individual, TDS of 10 percent applies when the dividends from a company exceed Rs 10,000 in a financial year, and the rate rises to 20 percent if the PAN is not valid. TDS is not the final tax. You report the dividend as income and claim credit for the TDS.<\/p>\n<p>Tax rules and forms change from time to time, so check the current provisions or speak to a tax professional before you file.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"https:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to get daily stock research and market updates.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The ex-dividend date is the line that separates buyers who receive a dividend from buyers who do not. Under T+1, the ex-date and record date coincide, so buy before that day and expect the price to adjust.<\/p>\n<p>Judge dividends by yield and payout ratio, remember that they are taxed at your slab rate, and do not buy a share only to catch a dividend.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_ex-dividend_date\"><\/span><strong>What is the ex-dividend date?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The ex dividend date is the first day on which a share trades without the right to the declared dividend. To receive the dividend you must have bought the share before that day. On the cut-off date, the price usually falls by about the dividend amount.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_difference_between_the_record_date_and_the_dividend_date\"><\/span><strong>What is the difference between the record date and the dividend date?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The record date is the cut-off the company uses to decide who is entitled to the dividend. The ex-date is the first day the share trades without it. Under T+1 settlement, both now fall on the same day.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_get_the_dividend_if_I_buy_on_the_ex-date\"><\/span><strong>Do I get the dividend if I buy on the ex-date?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. If you buy on the ex dividend date or later, the dividend goes to the previous holder. You must buy at least one working day before the cut-off date to be on the company&#8217;s record.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_dividend_income_taxed_in_India\"><\/span><strong>How is dividend income taxed in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Dividend income is added to your total income and taxed at your slab rate. The company deducts TDS of 10 percent when dividends from it exceed Rs 10,000 in a year, and 20 percent if PAN details are not valid. TDS can be claimed as credit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_dividend_yield\"><\/span><strong>What is dividend yield?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Dividend yield is the annual dividend per share divided by the current share price, shown as a percentage. It tells you the income return at today&#8217;s price. A very high yield can mean the price has fallen sharply, so check the sustainability of the payout.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_difference_between_interim_and_final_dividend\"><\/span><strong>What is the difference between interim and final dividend?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> An interim dividend is declared during the financial year, often with quarterly results, and does not need shareholder approval. A final dividend is recommended after year end and becomes payable only once shareholders approve it at the annual general meeting.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Should_I_buy_a_share_just_to_get_a_dividend\"><\/span><strong>Should I buy a share just to get a dividend?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Usually not. The share price falls by about the dividend on the ex-date, so you gain no extra value, and the dividend is taxed at your slab rate. Buy a share for the business and its long-term prospects, and treat the dividend as a bonus.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the ex-dividend date?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The ex dividend date is the first day on which a share trades without the right to the declared dividend. To receive the dividend you must have bought the share before that day. On the cut-off date, the price usually falls by about the dividend amount.\"}},{\"@type\":\"Question\",\"name\":\"What is the difference between the record date and the dividend date?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The record date is the cut-off the company uses to decide who is entitled to the dividend. The ex-date is the first day the share trades without it. Under T+1 settlement, both now fall on the same day.\"}},{\"@type\":\"Question\",\"name\":\"Do I get the dividend if I buy on the ex-date?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. If you buy on the ex dividend date or later, the dividend goes to the previous holder. You must buy at least one working day before the cut-off date to be on the company's record.\"}},{\"@type\":\"Question\",\"name\":\"How is dividend income taxed in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Dividend income is added to your total income and taxed at your slab rate. The company deducts TDS of 10 percent when dividends from it exceed Rs 10,000 in a year, and 20 percent if PAN details are not valid. TDS can be claimed as credit.\"}},{\"@type\":\"Question\",\"name\":\"What is dividend yield?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Dividend yield is the annual dividend per share divided by the current share price, shown as a percentage. It tells you the income return at today's price. A very high yield can mean the price has fallen sharply, so check the sustainability of the payout.\"}},{\"@type\":\"Question\",\"name\":\"What is the difference between interim and final dividend?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"An interim dividend is declared during the financial year, often with quarterly results, and does not need shareholder approval. A final dividend is recommended after year end and becomes payable only once shareholders approve it at the annual general meeting.\"}},{\"@type\":\"Question\",\"name\":\"Should I buy a share just to get a dividend?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Usually not. The share price falls by about the dividend on the ex-date, so you gain no extra value, and the dividend is taxed at your slab rate. Buy a share for the business and its long-term prospects, and treat the dividend as a bonus.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The ex-dividend date decides who gets the dividend. See how the record date works under T+1, how to read dividend yield and how dividends are taxed in India.<\/p>\n","protected":false},"author":34,"featured_media":344261,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[12264,22311],"class_list":["post-344262","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-dividend","tag-stock-market-basics"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["344261"],"rank_math_title":["Ex-Dividend Date, Record Date and Dividend Tax Explained"],"rank_math_description":["The ex-dividend date decides who receives a dividend. Learn how the record date works, how to read dividend yield, and how dividends are taxed with TDS in India."],"rank_math_focus_keyword":["ex-dividend date"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/11\/ex-dividend-date-explained-record-date-dividend-yield-and-how-dividends-are.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/344262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=344262"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/344262\/revisions"}],"predecessor-version":[{"id":344263,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/344262\/revisions\/344263"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/344261"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=344262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=344262"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=344262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}