{"id":344235,"date":"2026-11-12T09:52:20","date_gmt":"2026-11-12T04:22:20","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=344235"},"modified":"2026-11-12T09:52:20","modified_gmt":"2026-11-12T04:22:20","slug":"demat-account-vs-trading-account-differences","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/","title":{"rendered":"Demat Account vs Trading Account vs Bank Account: What Each One Does and Why You Need All Three"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>A demat account holds shares, a trading account places orders, and a bank account moves money. All three are linked for every trade. Records sit with the depositories, NSDL and CDSL.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The demat account vs trading account question has a short answer. The demat account stores your shares in electronic form, the broking account is the platform you use to place buy and sell orders, and the bank account carries the money in and out. You need all three to invest in shares, and most brokers now open them together in a single paperless process.<\/p>\n<\/p><\/div>\n<p>The demat account vs trading account confusion trips up almost every first-time investor, because brokers often sell the two as a single product with a single login. Behind that one app, though, three separate accounts do three separate jobs.<\/p>\n<p>This guide explains what a demat account does, what a trading account does, where the bank account fits, and which charges deserve a second look before you sign up. It also shows how the three accounts work together in one real trade.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=demat-account-vs-trading-account-differences\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#Demat_Account_vs_Trading_Account_The_Core_Difference\" title=\"Demat Account vs Trading Account: The Core Difference\">Demat Account vs Trading Account: The Core Difference<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#What_Is_a_Demat_Account_and_What_Does_It_Hold\" title=\"What Is a Demat Account and What Does It Hold?\">What Is a Demat Account and What Does It Hold?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#What_Does_the_Trading_Account_Do\" title=\"What Does the Trading Account Do?\">What Does the Trading Account Do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#Where_the_Linked_Bank_Account_Fits_In\" title=\"Where the Linked Bank Account Fits In\">Where the Linked Bank Account Fits In<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#How_the_Three_Accounts_Work_Together_in_One_Trade\" title=\"How the Three Accounts Work Together in One Trade\">How the Three Accounts Work Together in One Trade<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#Demat_Account_Charges_to_Compare_Before_You_Open\" title=\"Demat Account Charges to Compare Before You Open\">Demat Account Charges to Compare Before You Open<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#Is_a_demat_account_the_same_as_a_trading_account\" title=\"Is a demat account the same as a trading account?\">Is a demat account the same as a trading account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#Can_I_buy_shares_with_only_a_trading_account\" title=\"Can I buy shares with only a trading account?\">Can I buy shares with only a trading account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#Do_I_need_a_separate_bank_account_to_invest\" title=\"Do I need a separate bank account to invest?\">Do I need a separate bank account to invest?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#What_are_the_usual_demat_account_charges\" title=\"What are the usual demat account charges?\">What are the usual demat account charges?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#Can_I_hold_more_than_one_demat_account\" title=\"Can I hold more than one demat account?\">Can I hold more than one demat account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#Are_my_shares_safe_if_my_broker_shuts_down\" title=\"Are my shares safe if my broker shuts down?\">Are my shares safe if my broker shuts down?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/demat-account-vs-trading-account-differences\/#How_long_does_it_take_to_open_these_accounts\" title=\"How long does it take to open these accounts?\">How long does it take to open these accounts?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Demat_Account_vs_Trading_Account_The_Core_Difference\"><\/span><strong>Demat Account vs Trading Account: The Core Difference<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A demat account is a safe electronic locker for your securities. A trading account is the counter where you place orders. Think of the broking account as the shop counter and the demat account as the locker where the goods are kept after you buy them.<\/p>\n<p>Without a trading account you cannot send an order to the exchange. Without a demat account the shares you buy have nowhere to be delivered. That is why the demat and trading account always come as a pair, with the bank account supplying and receiving the money.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_a_Demat_Account_and_What_Does_It_Hold\"><\/span><strong>What Is a Demat Account and What Does It Hold?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>What is a demat account in practice? It is an account that holds your securities in dematerialised form, meaning there is no paper certificate. It can hold shares, exchange traded funds, government securities, bonds, REIT and InvIT units, and mutual fund units if you choose to hold them there.<\/p>\n<p>The account is opened through a depository participant, which may be a broker or a bank. The participant works with one of the two depositories, NSDL and CDSL, which keep the master record of who owns what. Every security carries a unique ISIN, so even an index ETF that tracks the <a href=\"https:\/\/univest.in\/indices\/nifty-50\/nifty-50-share-price-today\">Nifty 50<\/a> sits in your demat account against its own code.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Does_the_Trading_Account_Do\"><\/span><strong>What Does the Trading Account Do?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The broking account connects you to the stock exchanges through your broker. You use it to place orders, see live prices, track open positions and download the contract note that confirms each trade. It also carries your margin and your ledger of funds.<\/p>\n<p>The trading account does not hold your shares. It only records the trade and instructs the broker to settle it. After settlement, the shares move to the demat account and the money moves through the ledger to your bank.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Use the Univest Screener to check live fundamentals before you act on any idea.<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_the_Linked_Bank_Account_Fits_In\"><\/span><strong>Where the Linked Bank Account Fits In<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Your linked bank account is the only route for money. You add funds from it through UPI or net banking, and you withdraw profits back to it. The bank account must be in your own name, because brokers cannot accept or pay third-party money.<\/p>\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #BBBBBB;padding:8px;text-align:left;background:#F0F0F0;\">Feature<\/th>\n<th style=\"border:1px solid #BBBBBB;padding:8px;text-align:left;background:#F0F0F0;\">Demat account<\/th>\n<th style=\"border:1px solid #BBBBBB;padding:8px;text-align:left;background:#F0F0F0;\">Trading account<\/th>\n<th style=\"border:1px solid #BBBBBB;padding:8px;text-align:left;background:#F0F0F0;\">Bank account<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">What it holds<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Shares, ETFs, bonds, fund units<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Orders, margin, funds ledger<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Money<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Main job<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Safekeeping of securities<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Buying and selling<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Funding and payouts<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Records kept by<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">NSDL or CDSL<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Your broker<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Your bank<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Typical recurring cost<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Annual maintenance charge<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Brokerage per order<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Usually none for the link<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"How_the_Three_Accounts_Work_Together_in_One_Trade\"><\/span><strong>How the Three Accounts Work Together in One Trade<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>You move money from your bank account into your broking account using UPI or net banking.<\/li>\n<li>You place a buy order in the trading account, and the exchange matches it with a seller.<\/li>\n<li>On the settlement day, the shares are credited to your demat account.<\/li>\n<li>Later, you place a sell order. The shares leave your demat account and the sale proceeds appear in your trading ledger.<\/li>\n<li>You withdraw the money to your linked bank account.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Demat_Account_Charges_to_Compare_Before_You_Open\"><\/span><strong>Demat Account Charges to Compare Before You Open<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Demat account charges differ widely between providers, so compare them before you sign. The usual items are an account opening fee, an annual maintenance charge, a fee on each sell transaction, and charges for pledging or for a physical statement. A basic services demat account exists for small holdings and carries lower charges.<\/p>\n<p>On the trading side, compare brokerage, platform fees and any minimum charges. A free demat account with an expensive trading account is no bargain, and the reverse is also true. Read the combined charge sheet, not just the headline offer.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"https:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to get daily stock research and market updates.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The demat account vs trading account choice is not really a choice at all, because you need both, plus a linked bank account in your own name. The demat account keeps your shares, the broking account places your orders, and the bank account moves your money.<\/p>\n<p>Before you open one, compare demat account charges and brokerage together, add a nominee, and complete e-KYC with your own details. Those few steps cover almost everything a beginner needs.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Is_a_demat_account_the_same_as_a_trading_account\"><\/span><strong>Is a demat account the same as a trading account?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. A demat account stores your securities in electronic form, while a trading account is used to place buy and sell orders. They are separate accounts that work together, and most brokers open them in a single process so they feel like one product.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_buy_shares_with_only_a_trading_account\"><\/span><strong>Can I buy shares with only a trading account?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can place orders with a broking account, but shares bought for delivery have to be credited to a demat account. Intraday trades are squared off the same day, and stock derivatives settle in a way that practically needs a demat account too, so brokers open both together.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_need_a_separate_bank_account_to_invest\"><\/span><strong>Do I need a separate bank account to invest?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You need a bank account in your own name, linked to your trading account. It does not have to be a new account. Brokers cannot accept payments from or send payouts to third parties, so use an account that carries your name.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_usual_demat_account_charges\"><\/span><strong>What are the usual demat account charges?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Common charges are an account opening fee, an annual maintenance charge, a transaction fee on each sell, and fees for pledging or physical statements. A basic services demat account has lower charges for small holdings. Ask for the full charge sheet before you sign.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_hold_more_than_one_demat_account\"><\/span><strong>Can I hold more than one demat account?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Yes. An investor can hold demat accounts with different participants, and many people keep one with a bank and another with a broker. Each account has its own charges, so keep only as many as you actually use.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_my_shares_safe_if_my_broker_shuts_down\"><\/span><strong>Are my shares safe if my broker shuts down?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Your shares are recorded with the depository in your name, not on the broker&#8217;s books. A broker cannot sell them without your authority. Even so, keep your login details private and check your holdings statement regularly.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_does_it_take_to_open_these_accounts\"><\/span><strong>How long does it take to open these accounts?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Most providers now offer paperless opening with e-KYC using your PAN and Aadhaar, and approval can take anywhere from a few hours to a few working days. The time depends on the provider and on how quickly your documents are verified.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is a demat account the same as a trading account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. A demat account stores your securities in electronic form, while a trading account is used to place buy and sell orders. They are separate accounts that work together, and most brokers open them in a single process so they feel like one product.\"}},{\"@type\":\"Question\",\"name\":\"Can I buy shares with only a trading account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can place orders with a broking account, but shares bought for delivery have to be credited to a demat account. 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Ask for the full charge sheet before you sign.\"}},{\"@type\":\"Question\",\"name\":\"Can I hold more than one demat account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. An investor can hold demat accounts with different participants, and many people keep one with a bank and another with a broker. Each account has its own charges, so keep only as many as you actually use.\"}},{\"@type\":\"Question\",\"name\":\"Are my shares safe if my broker shuts down?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Your shares are recorded with the depository in your name, not on the broker's books. A broker cannot sell them without your authority. Even so, keep your login details private and check your holdings statement regularly.\"}},{\"@type\":\"Question\",\"name\":\"How long does it take to open these accounts?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Most providers now offer paperless opening with e-KYC using your PAN and Aadhaar, and approval can take anywhere from a few hours to a few working days. The time depends on the provider and on how quickly your documents are verified.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Demat account vs trading account: one stores your shares, the other places your orders, and your bank account moves the money. Here is how all three work together.<\/p>\n","protected":false},"author":34,"featured_media":344234,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[1080,22311],"class_list":["post-344235","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-demat-account","tag-stock-market-basics"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["344234"],"rank_math_title":["Demat Account vs Trading Account: Differences and Charges"],"rank_math_description":["Demat account vs trading account explained in plain words: what each holds, how the bank account fits in, and which charges to compare before you open one."],"rank_math_focus_keyword":["demat account vs trading account"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/11\/demat-account-vs-trading-account-vs-bank-account-what-each-one-does-and-why-you.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/344235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=344235"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/344235\/revisions"}],"predecessor-version":[{"id":344236,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/344235\/revisions\/344236"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/344234"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=344235"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=344235"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=344235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}