{"id":343584,"date":"2026-11-11T11:00:52","date_gmt":"2026-11-11T05:30:52","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=343584"},"modified":"2026-11-11T11:00:52","modified_gmt":"2026-11-11T05:30:52","slug":"banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/","title":{"rendered":"3 Banking Software Company, Diversified FMCG Company and Electric Motors Maker Stocks With a Strong Future Roadmap: Oracle Financial Services Software, ITC and Kirloskar Electric Company"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E84;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Oracle Financial Services Software, ITC and Kirloskar Electric Company: ROE of 12.3% to 33.7% and FY22 to FY26 revenue CAGR of 6.8% to 10.4%. Prices as of 10 Nov 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E84;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The three bank software, FMCG and electric motor stocks to watch are Oracle Financial Services Software, ITC and Kirloskar Electric Company. Their return on equity ranges from 12.3% to 33.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 6.8% to 10.4%. Oracle Financial Services Software leads on both return on equity at 33.7% and revenue growth at 10.4% a year. Prices are based on the 10 November 2026 close, and this article is educational, not investment advice.<\/p>\n<\/div>\n<p>Bank software, FMCG and electric motor stocks bring together companies with a visible plan for the years ahead. Oracle Financial Services Software, ITC and Kirloskar Electric Company cover a banking software products company, a diversified FMCG and hotels company and an electric motors and generators maker.<\/p>\n<p>This list covers three bank software, FMCG and electric motor stocks with complete current figures: Oracle Financial Services Software, ITC and Kirloskar Electric Company. Every figure comes from the latest reported financials and the 10 November 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\">Click Here &#8211; Get Free Investment Predictions<\/a><\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#What_Are_Bank_Software_FMCG_and_Electric_Motor_Stocks\" title=\"What Are Bank Software, FMCG and Electric Motor Stocks?\">What Are Bank Software, FMCG and Electric Motor Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Bank_Software_FMCG_and_Electric_Motor_Stocks_at_a_Glance\" title=\"Bank Software, FMCG and Electric Motor Stocks at a Glance\">Bank Software, FMCG and Electric Motor Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Why_Do_Bank_Software_FMCG_and_Electric_Motor_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Bank Software, FMCG and Electric Motor Stocks Have a Strong Roadmap in India?\">Why Do Bank Software, FMCG and Electric Motor Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Why_Oracle_Financial_Services_Software_Features_Among_These_Bank_Software_FMCG_and_Electric_Motor_Stocks\" title=\"Why Oracle Financial Services Software Features Among These Bank Software, FMCG and Electric Motor Stocks\">Why Oracle Financial Services Software Features Among These Bank Software, FMCG and Electric Motor Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Why_ITC_Features_Among_These_Bank_Software_FMCG_and_Electric_Motor_Stocks\" title=\"Why ITC Features Among These Bank Software, FMCG and Electric Motor Stocks\">Why ITC Features Among These Bank Software, FMCG and Electric Motor Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Why_Kirloskar_Electric_Company_Features_Among_These_Bank_Software_FMCG_and_Electric_Motor_Stocks\" title=\"Why Kirloskar Electric Company Features Among These Bank Software, FMCG and Electric Motor Stocks\">Why Kirloskar Electric Company Features Among These Bank Software, FMCG and Electric Motor Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Oracle_Financial_Services_Software_vs_ITC_vs_Kirloskar_Electric_Company_on_Key_Financials\" title=\"Oracle Financial Services Software vs ITC vs Kirloskar Electric Company on Key Financials\">Oracle Financial Services Software vs ITC vs Kirloskar Electric Company on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Key_Risks_to_Check_Before_Investing_in_Bank_Software_FMCG_and_Electric_Motor_Stocks\" title=\"Key Risks to Check Before Investing in Bank Software, FMCG and Electric Motor Stocks\">Key Risks to Check Before Investing in Bank Software, FMCG and Electric Motor Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Final_Thoughts_on_Bank_Software_FMCG_and_Electric_Motor_Stocks\" title=\"Final Thoughts on Bank Software, FMCG and Electric Motor Stocks\">Final Thoughts on Bank Software, FMCG and Electric Motor Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#What_are_bank_software_FMCG_and_electric_motor_stocks\" title=\"What are bank software, FMCG and electric motor stocks?\">What are bank software, FMCG and electric motor stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Which_bank_software_FMCG_and_electric_motor_stocks_are_covered_in_this_list\" title=\"Which bank software, FMCG and electric motor stocks are covered in this list?\">Which bank software, FMCG and electric motor stocks are covered in this list?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Why_do_bank_software_FMCG_and_electric_motor_stocks_have_a_strong_future_roadmap_in_India\" title=\"Why do bank software, FMCG and electric motor stocks have a strong future roadmap in India?\">Why do bank software, FMCG and electric motor stocks have a strong future roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#How_has_Oracle_Financial_Services_Software_performed_financially\" title=\"How has Oracle Financial Services Software performed financially?\">How has Oracle Financial Services Software performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#How_has_ITC_performed_financially\" title=\"How has ITC performed financially?\">How has ITC performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#How_has_Kirloskar_Electric_Company_performed_financially\" title=\"How has Kirloskar Electric Company performed financially?\">How has Kirloskar Electric Company performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#What_risks_should_investors_check_before_buying_bank_software_FMCG_and_electric_motor_stocks\" title=\"What risks should investors check before buying bank software, FMCG and electric motor stocks?\">What risks should investors check before buying bank software, FMCG and electric motor stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-company-diversified-fmcg-company-and-electric-motors-maker-stocks-roadmap-ridgeway-list\/#Is_this_list_of_bank_software_FMCG_and_electric_motor_stocks_investment_advice\" title=\"Is this list of bank software, FMCG and electric motor stocks investment advice?\">Is this list of bank software, FMCG and electric motor stocks investment advice?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Bank_Software_FMCG_and_Electric_Motor_Stocks\"><\/span><strong>What Are Bank Software, FMCG and Electric Motor Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank software, FMCG and electric motor stocks are listed companies that build core banking and financial software used by lenders worldwide, sell packaged foods, personal care products, paper and hotels, and make electric motors, alternators, generators and transformers. Their earnings depend on bank technology spending, household demand and industrial investment.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_Software_FMCG_and_Electric_Motor_Stocks_at_a_Glance\"><\/span><strong>Bank Software, FMCG and Electric Motor Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE (%)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">D\/E<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/ofss\/oracle-financial-services-software-ltd-share-price-today\">Oracle Financial Services Software<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10,039<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">86,056<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.2<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.9<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">33.7<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.00<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/itc\/itc-ltd-share-price-today\">ITC<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">278.8<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">322,321<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.0<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">32.6<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">28.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.03<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/kecl\/kirloskar-electric-company-ltd-share-price-today\">Kirloskar Electric Company<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">111.94<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">811<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">108.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">43.9<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.3<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.76<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>On valuation, ITC trades at a P\/E below the industry P\/E, while Oracle Financial Services Software and Kirloskar Electric Company trade above it, which reflects the growth the market already expects. Readers comparing bank software, FMCG and electric motor stocks should look at return on equity and debt together, since a high return earned with low debt is easier to sustain.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Bank_Software_FMCG_and_Electric_Motor_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Bank Software, FMCG and Electric Motor Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank software, FMCG and electric motor stocks have a strong roadmap in India because wider digital adoption in banking, steady household spending and rising demand for power equipment keep widening the market for these companies.<\/p>\n<ul>\n<li><strong>Banking software.<\/strong> Lenders keep upgrading their core systems.<\/li>\n<li><strong>Diversified FMCG.<\/strong> Households buy trusted packaged brands.<\/li>\n<li><strong>Electric motors.<\/strong> Industry and railways need reliable machines.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Why_Oracle_Financial_Services_Software_Features_Among_These_Bank_Software_FMCG_and_Electric_Motor_Stocks\"><\/span><strong>Why Oracle Financial Services Software Features Among These Bank Software, FMCG and Electric Motor Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the bank software, FMCG and electric motor stocks on this list, Oracle Financial Services Software develops banking software products such as core banking, lending and risk platforms and also provides related services and support to banks and financial institutions around the world.<\/p>\n<p>Revenue rose from Rs 5,356 crore in FY22 to Rs 7,943 crore in FY26, a compound annual growth rate of 10.4%. Net profit grew from Rs 1,889 crore in FY22 to Rs 2,639 crore in FY26, which works out to a compound annual growth rate of 8.7%.<\/p>\n<p>The company has a return on equity of 33.7%, a debt to equity ratio of 0.00 and a market capitalisation of Rs 86,056 crore. The stock trades at a P\/E of 25.2, above the industry P\/E of 17.9.<\/p>\n<p><strong>Roadmap:<\/strong> The company is helping banks move to modern platforms and cloud deployments, which creates demand for its products. Recurring licence and maintenance income supports earnings visibility.<\/p>\n<p><strong>What to watch:<\/strong> Follow product licence wins, cloud adoption by banking clients and the pace of new deals.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_ITC_Features_Among_These_Bank_Software_FMCG_and_Electric_Motor_Stocks\"><\/span><strong>Why ITC Features Among These Bank Software, FMCG and Electric Motor Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the core banking tech, household brand and electric machine shares on this list, ITC is a diversified Indian company with leading businesses in cigarettes, packaged foods, personal care, paperboards, hotels and agri products, and it sells to consumers across the country.<\/p>\n<p>In the June 2026 quarter, revenue grew 26.7% year on year to Rs 30,179 crore. Revenue rose from Rs 62,504 crore in FY22 to Rs 81,294 crore in FY26, a compound annual growth rate of 6.8%.<\/p>\n<p>Net profit grew from Rs 15,503 crore in FY22 to Rs 21,018 crore in FY26, which works out to a compound annual growth rate of 7.9%. The company has a return on equity of 28.5%, a debt to equity ratio of 0.03 and a market capitalisation of Rs 322,321 crore. The stock trades at a P\/E of 16.0, below the industry P\/E of 32.6.<\/p>\n<p><strong>Roadmap:<\/strong> The company is growing its packaged foods and personal care brands and expanding its hotels and paper businesses, which broadens its earnings base. Strong cash generation supports investment and shareholder payouts.<\/p>\n<p><strong>What to watch:<\/strong> Follow growth in the foods business, cigarette volumes and progress in newer consumer categories.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Kirloskar_Electric_Company_Features_Among_These_Bank_Software_FMCG_and_Electric_Motor_Stocks\"><\/span><strong>Why Kirloskar Electric Company Features Among These Bank Software, FMCG and Electric Motor Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the three companies on this list, Kirloskar Electric Company is a Bengaluru-based maker of electric motors, alternators, generators, transformers and related electrical equipment for industry, railways and power customers.<\/p>\n<p>The company has a return on equity of 12.3%, a debt to equity ratio of 0.76 and a market capitalisation of Rs 811 crore. The stock trades at a P\/E of 108.5, above the industry P\/E of 43.9.<\/p>\n<p>Revenue rose from Rs 454 crore in FY22 to Rs 600 crore in FY26, a compound annual growth rate of 7.3%. Net profit grew from Rs 3.7 crore in FY25 to Rs 8.4 crore in FY26, a rise of 124.7%.<\/p>\n<p><strong>Roadmap:<\/strong> The company is widening its range of motors and generators and growing its supply for industrial, railway and power projects. Long industry experience and a wide product range support its order book.<\/p>\n<p><strong>What to watch:<\/strong> Track order inflows, execution and demand from power and railway customers.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Oracle_Financial_Services_Software_vs_ITC_vs_Kirloskar_Electric_Company_on_Key_Financials\"><\/span><strong>Oracle Financial Services Software vs ITC vs Kirloskar Electric Company on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below sets the three bank software, FMCG and electric motor stocks side by side on revenue, profit and margin, using reported figures.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY22 Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Revenue CAGR (FY22-FY26)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Net Profit (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Net Margin<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Oracle Financial Services Software<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5,356<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7,943<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.4%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,639<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">33.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">ITC<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">62,504<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">81,294<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.8%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">21,018<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Kirloskar Electric Company<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">454<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">600<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.3%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">8.4<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.4%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Oracle Financial Services Software posts the highest return on equity in this group at 33.7%. ITC has the largest FY26 revenue at Rs 81,294 crore, and Oracle Financial Services Software shows the fastest revenue growth with a 10.4% compound annual rate. A useful habit with bank software, FMCG and electric motor stocks is to check each new quarterly result against the capacity plans the company described earlier.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_Check_Before_Investing_in_Bank_Software_FMCG_and_Electric_Motor_Stocks\"><\/span><strong>Key Risks to Check Before Investing in Bank Software, FMCG and Electric Motor Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Every theme carries risks that deserve a check before any decision. For these bank software, FMCG and electric motor stocks, the main points are: Long-term core banking tech, household brand and electric machine shares holders usually track revenue growth, margins and cash flow side by side rather than relying on a single ratio.<\/p>\n<ul>\n<li><strong>Client spending.<\/strong> Technology budgets can vary with global conditions.<\/li>\n<li><strong>Consumer spending.<\/strong> Sales follow festivals, incomes and consumer mood.<\/li>\n<li><strong>Component costs.<\/strong> Copper, chips and other inputs can move margins.<\/li>\n<\/ul>\n<p>Treat this list as a starting point for research and not as a recommendation. Read the latest results presentation, check the management commentary on order books or capacity plans, and compare each company with its peers before you decide anything.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/screeners\">Use the Univest Stock Screener<\/a><\/strong> to filter bank software, FMCG and electric motor stocks by market capitalisation, P\/E, ROE and growth, and build your own shortlist.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Thoughts_on_Bank_Software_FMCG_and_Electric_Motor_Stocks\"><\/span><strong>Final Thoughts on Bank Software, FMCG and Electric Motor Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank software, FMCG and electric motor stocks suit investors who prefer to study business strength before price moves. Oracle Financial Services Software, ITC and Kirloskar Electric Company each have a clear plan to grow. Based on the 10 November 2026 close, Oracle Financial Services Software trades at Rs 10,039, ITC at Rs 278.8 and Kirloskar Electric Company at Rs 111.94.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track bank software, FMCG and electric motor stocks, set price alerts and get research-backed stock ideas.<\/em><\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_are_bank_software_FMCG_and_electric_motor_stocks\"><\/span><strong>What are bank software, FMCG and electric motor stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank software, FMCG and electric motor stocks are listed companies that build core banking and financial software used by lenders worldwide, sell packaged foods, personal care products, paper and hotels, and make electric motors, alternators, generators and transformers. Their earnings depend on bank technology spending, household demand and industrial investment. This list looks at three of them, Oracle Financial Services Software, ITC and Kirloskar Electric Company, using reported FY22 to FY26 financials and the 10 November 2026 closing prices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_bank_software_FMCG_and_electric_motor_stocks_are_covered_in_this_list\"><\/span><strong>Which bank software, FMCG and electric motor stocks are covered in this list?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This list covers Oracle Financial Services Software, ITC and Kirloskar Electric Company. Based on the 10 November 2026 close, Oracle Financial Services Software traded at Rs 10,039, ITC at Rs 278.8 and Kirloskar Electric Company at Rs 111.94. Their return on equity ranges from 12.3% to 33.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 6.8% to 10.4%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_do_bank_software_FMCG_and_electric_motor_stocks_have_a_strong_future_roadmap_in_India\"><\/span><strong>Why do bank software, FMCG and electric motor stocks have a strong future roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank software, FMCG and electric motor stocks have a strong roadmap in India because wider digital adoption in banking, steady household spending and rising demand for power equipment keep widening the market for these companies. The main drivers are as follows. Banking software. Lenders keep upgrading their core systems. Diversified FMCG. Households buy trusted packaged brands. Electric motors. Industry and railways need reliable machines. Together these factors give the companies on this list a visible path for growth over the coming years.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Oracle_Financial_Services_Software_performed_financially\"><\/span><strong>How has Oracle Financial Services Software performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 5,356 crore in FY22 to Rs 7,943 crore in FY26, a compound annual growth rate of 10.4%. Net profit grew from Rs 1,889 crore in FY22 to Rs 2,639 crore in FY26, which works out to a compound annual growth rate of 8.7%. The company has a return on equity of 33.7%, a debt to equity ratio of 0.00 and a market capitalisation of Rs 86,056 crore. The stock trades at a P\/E of 25.2, above the industry P\/E of 17.9. Looking ahead, the company is helping banks move to modern platforms and cloud deployments, which creates demand for its products. Recurring licence and maintenance income supports earnings visibility.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_ITC_performed_financially\"><\/span><strong>How has ITC performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 62,504 crore in FY22 to Rs 81,294 crore in FY26, a compound annual growth rate of 6.8%. Net profit grew from Rs 15,503 crore in FY22 to Rs 21,018 crore in FY26, which works out to a compound annual growth rate of 7.9%. In the June 2026 quarter, revenue grew 26.7% year on year to Rs 30,179 crore. The company has a return on equity of 28.5%, a debt to equity ratio of 0.03 and a market capitalisation of Rs 322,321 crore. The stock trades at a P\/E of 16.0, below the industry P\/E of 32.6. Looking ahead, the company is growing its packaged foods and personal care brands and expanding its hotels and paper businesses, which broadens its earnings base. Strong cash generation supports investment and shareholder payouts.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Kirloskar_Electric_Company_performed_financially\"><\/span><strong>How has Kirloskar Electric Company performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 454 crore in FY22 to Rs 600 crore in FY26, a compound annual growth rate of 7.3%. Net profit grew from Rs 3.7 crore in FY25 to Rs 8.4 crore in FY26, a rise of 124.7%. The company has a return on equity of 12.3%, a debt to equity ratio of 0.76 and a market capitalisation of Rs 811 crore. The stock trades at a P\/E of 108.5, above the industry P\/E of 43.9. Looking ahead, the company is widening its range of motors and generators and growing its supply for industrial, railway and power projects. Long industry experience and a wide product range support its order book.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_risks_should_investors_check_before_buying_bank_software_FMCG_and_electric_motor_stocks\"><\/span><strong>What risks should investors check before buying bank software, FMCG and electric motor stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investors should check a few risks before buying bank software, FMCG and electric motor stocks. Client spending. Technology budgets can vary with global conditions. Consumer spending. Sales follow festivals, incomes and consumer mood. Component costs. Copper, chips and other inputs can move margins. Reading the latest results presentation and comparing each company with its peers helps judge how these risks apply to each stock.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_this_list_of_bank_software_FMCG_and_electric_motor_stocks_investment_advice\"><\/span><strong>Is this list of bank software, FMCG and electric motor stocks investment advice?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. This article is educational and uses publicly available data as of the 10 November 2026 close. Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What are bank software, FMCG and electric motor stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bank software, FMCG and electric motor stocks are listed companies that build core banking and financial software used by lenders worldwide, sell packaged foods, personal care products, paper and hotels, and make electric motors, alternators, generators and transformers. Their earnings depend on bank technology spending, household demand and industrial investment. This list looks at three of them, Oracle Financial Services Software, ITC and Kirloskar Electric Company, using reported FY22 to FY26 financials and the 10 November 2026 closing prices.\"}},{\"@type\":\"Question\",\"name\":\"Which bank software, FMCG and electric motor stocks are covered in this list?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This list covers Oracle Financial Services Software, ITC and Kirloskar Electric Company. Based on the 10 November 2026 close, Oracle Financial Services Software traded at Rs 10,039, ITC at Rs 278.8 and Kirloskar Electric Company at Rs 111.94. Their return on equity ranges from 12.3% to 33.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 6.8% to 10.4%.\"}},{\"@type\":\"Question\",\"name\":\"Why do bank software, FMCG and electric motor stocks have a strong future roadmap in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bank software, FMCG and electric motor stocks have a strong roadmap in India because wider digital adoption in banking, steady household spending and rising demand for power equipment keep widening the market for these companies. The main drivers are as follows. Banking software. Lenders keep upgrading their core systems. Diversified FMCG. Households buy trusted packaged brands. Electric motors. Industry and railways need reliable machines. 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Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bank Software, FMCG and Electric Motor Stocks with a strong future roadmap: Oracle Financial Services Software, ITC and Kirloskar Electric Company. Compare price, valuation, return on equity and revenue growth as of 10 November 2026.<\/p>\n","protected":false},"author":38,"featured_media":343583,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[12689,3803,22011,22010,22012,5358,17874,15391,22013],"class_list":["post-343584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-bank-software","tag-best-stocks","tag-core-banking-tech","tag-fmcg-and-electric-motor-stocks","tag-household-brand-and-electric-machine-shares","tag-itc","tag-kirloskar-electric-company","tag-oracle-financial-services-software","tag-packaged-food-and-generator-stocks"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["343583"],"rank_math_title":["Banking Software, Diversified FMCG and Motor Stocks"],"rank_math_description":["Compare 3 bank software, FMCG and electric motor stocks with a strong future roadmap on CMP, market cap, P\/E, ROE and revenue growth. 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