{"id":343527,"date":"2026-11-11T10:51:56","date_gmt":"2026-11-11T05:21:56","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=343527"},"modified":"2026-11-11T10:51:56","modified_gmt":"2026-11-11T05:21:56","slug":"federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/","title":{"rendered":"Federal Bank Share Price: 32.6% CAGR in 3 Years as the Kerala Lender Outpaces AU Small Finance Bank and Axis Bank"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#Federal_Bank_Share_Price_326_CAGR_in_3_Years_as_the_Kerala_Lender_Outpaces_AU_Small_Finance_Bank_and_Axis_Bank\" title=\"Federal Bank Share Price: 32.6% CAGR in 3 Years as the Kerala Lender Outpaces AU Small Finance Bank and Axis Bank\">Federal Bank Share Price: 32.6% CAGR in 3 Years as the Kerala Lender Outpaces AU Small Finance Bank and Axis Bank<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#How_Much_Has_the_Federal_Bank_Share_Price_Returned_in_3_Years\" title=\"How Much Has the Federal Bank Share Price Returned in 3 Years?\">How Much Has the Federal Bank Share Price Returned in 3 Years?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#Federal_Bank_vs_AU_Small_Finance_Bank_and_Axis_Bank_3-Year_CAGR_Compared\" title=\"Federal Bank vs AU Small Finance Bank and Axis Bank: 3-Year CAGR Compared\">Federal Bank vs AU Small Finance Bank and Axis Bank: 3-Year CAGR Compared<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#Valuation_and_Quality_Compared\" title=\"Valuation and Quality Compared\">Valuation and Quality Compared<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#What_Is_Driving_the_Federal_Bank_Stock\" title=\"What Is Driving the Federal Bank Stock?\">What Is Driving the Federal Bank Stock?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#How_the_Established_Players_Stack_Up\" title=\"How the Established Players Stack Up\">How the Established Players Stack Up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#What_Should_Investors_Track_Next\" title=\"What Should Investors Track Next?\">What Should Investors Track Next?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#How_to_Compare_Bank_Stocks_Yourself\" title=\"How to Compare Bank Stocks Yourself\">How to Compare Bank Stocks Yourself<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#A_Mid-Sized_Bank_With_the_Strongest_Return_in_Its_Group\" title=\"A Mid-Sized Bank With the Strongest Return in Its Group\">A Mid-Sized Bank With the Strongest Return in Its Group<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#What_is_the_Federal_Bank_share_price_today\" title=\"What is the Federal Bank share price today?\">What is the Federal Bank share price today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#What_is_the_3-year_CAGR_of_the_Federal_Bank_stock\" title=\"What is the 3-year CAGR of the Federal Bank stock?\">What is the 3-year CAGR of the Federal Bank stock?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#Is_Federal_Bank_better_than_Axis_Bank\" title=\"Is Federal Bank better than Axis Bank?\">Is Federal Bank better than Axis Bank?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#What_does_Federal_Bank_do\" title=\"What does Federal Bank do?\">What does Federal Bank do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#What_is_the_return_on_equity_of_the_Federal_Bank_stock\" title=\"What is the return on equity of the Federal Bank stock?\">What is the return on equity of the Federal Bank stock?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#Is_Federal_Bank_expensive_compared_with_the_industry\" title=\"Is Federal Bank expensive compared with the industry?\">Is Federal Bank expensive compared with the industry?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#Which_bank_stock_gave_the_highest_return_in_3_years\" title=\"Which bank stock gave the highest return in 3 years?\">Which bank stock gave the highest return in 3 years?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/federal-bank-share-price-3-year-cagr-vs-bank-peers-au-small-finance-bank-axis-bank\/#How_do_I_calculate_CAGR_for_a_stock\" title=\"How do I calculate CAGR for a stock?\">How do I calculate CAGR for a stock?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1><span class=\"ez-toc-section\" id=\"Federal_Bank_Share_Price_326_CAGR_in_3_Years_as_the_Kerala_Lender_Outpaces_AU_Small_Finance_Bank_and_Axis_Bank\"><\/span><strong>Federal Bank Share Price: 32.6% CAGR in 3 Years as the Kerala Lender Outpaces AU Small Finance Bank and Axis Bank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Federal Bank previous close Rs 344.10. 3-year CAGR 32.6%. Up 2.3x since 9 Nov 2023. ROE 12.60%. Market cap Rs 84,954 crore.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The <strong>Federal Bank share price<\/strong> closed at Rs 344.10 on 9 November 2026, a compounded annual return of 32.6% over three years. That compares with AU Small Finance Bank at 10.4% and Axis Bank at 8.7%. The company has a market cap of Rs 84,954 crore and a P\/E of 15.76 against an industry P\/E of 12.66.<\/p>\n<\/p><\/div>\n<p>The <strong>Federal Bank share price<\/strong> has more than doubled in three years, which is one of the strongest runs among Indian banks of its size. Federal Bank, headquartered in Aluva, Kerala, is a private sector lender with a strong base among non-resident Indian customers.<\/p>\n<p>This article compares that run with AU Small Finance Bank and Axis Bank. We calculate the three-year CAGR for all three and set the results beside market cap, valuation and return on equity, using prices adjusted for corporate actions. Banks are best read on price to book and ROE, so those numbers get extra attention.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=federal-bank-share-price\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Much_Has_the_Federal_Bank_Share_Price_Returned_in_3_Years\"><\/span><strong>How Much Has the Federal Bank Share Price Returned in 3 Years?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Federal Bank stock closed at Rs 147.55 on 9 November 2023 and at Rs 344.10 on 9 November 2026. Rs 1 lakh invested three years ago would have grown to about Rs 2.33 lakh, which is a CAGR of 32.6%. This is a price return and leaves out dividends.<\/p>\n<p>CAGR condenses a bumpy three-year ride into one yearly number, which is why it is the fairest way to compare companies of different sizes. A stock such as Federal Bank can look spectacular on a chart and still have earned a modest yearly return, so the compounded figure keeps the comparison honest.<\/p>\n<p>The <strong>Federal Bank share price<\/strong> has also followed the steady expansion of its loan book, stronger retail and small business lending and improved profitability in recent years.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Federal_Bank_vs_AU_Small_Finance_Bank_and_Axis_Bank_3-Year_CAGR_Compared\"><\/span><strong>Federal Bank vs AU Small Finance Bank and Axis Bank: 3-Year CAGR Compared<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table ranks the companies by three-year CAGR. Prices on 9 November 2023 are adjusted for splits and bonuses, and the latest figures are the previous close on 9 November 2026.<\/p>\n<table style=\"border-collapse:collapse;width:100%;margin:14px 0;\">\n<tr>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Company<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Close on 9 Nov 2023<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Previous close (9 Nov 2026)<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Price multiple<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">3-year CAGR<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Federal Bank<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 147.55<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 344.10<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">2.3x<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">32.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">AU Small Finance Bank<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 690.55<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 929.00<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">1.3x<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">10.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Axis Bank<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 1,021.90<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 1,310.70<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">1.3x<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">8.7%<\/td>\n<\/tr>\n<\/table>\n<p>The Federal Bank stock leads the group at 32.6%, followed by AU Small Finance Bank at 10.4% and Axis Bank at 8.7%. Federal Bank leads the group by a wide margin, followed by AU Small Finance Bank and then Axis Bank. Axis Bank is the largest of the three by market cap, so its yearly return came on a much bigger base.<\/p>\n<p>Look at the <strong>Federal Bank share price<\/strong> alongside the peers as a snapshot of the last three years. It describes what happened, and valuation and earnings will decide what happens next.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Valuation_and_Quality_Compared\"><\/span><strong>Valuation and Quality Compared<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;margin:14px 0;\">\n<tr>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Company<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Market cap<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">P\/E<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">ROE<\/th>\n<th style=\"border:1px solid #bbb;padding:6px 10px;background:#EBF3FB;text-align:left;\">P\/B<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\"><a href=\"https:\/\/univest.in\/stocks\/axisbank\/axis-bank-ltd-share-price-today\">Axis Bank<\/a><\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 4,08,279 crore<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">13.59<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">12.66<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">13.04%<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">1.78<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\"><a href=\"https:\/\/univest.in\/stocks\/federalbnk\/the-federal-bank-ltd-share-price-today\">Federal Bank<\/a><\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 84,954 crore<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">15.76<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">12.66<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">12.60%<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">2.06<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">AU Small Finance Bank<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">Rs 69,764 crore<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">22.13<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">13.48<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">14.67%<\/td>\n<td style=\"border:1px solid #bbb;padding:6px 10px;\">3.25<\/td>\n<\/tr>\n<\/table>\n<p>By market cap, Axis Bank is the largest of the group at Rs 4,08,279 crore, while the Federal Bank stock stands at Rs 84,954 crore, about 21% of that size. On earnings, Federal Bank shares trade at a P\/E of 15.76 against an industry P\/E of 12.66, a premium of about 24%, which signals that the market expects faster earnings growth. Peer multiples are AU Small Finance Bank at 22.13 and Axis Bank at 13.59.<\/p>\n<p>Return on equity is 12.60% for the Federal Bank stock, which ranks third among the three, and the price to book ratio stands at 2.06. Trailing EPS is Rs 21.79. Banks are valued on price to book and return on equity rather than on debt, so these two numbers show how the market prices each lender against the profit it earns on shareholders&#8217; capital.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_Driving_the_Federal_Bank_Stock\"><\/span><strong>What Is Driving the Federal Bank Stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Federal Bank has a strong presence in Kerala and a notable share of remittance and non-resident deposits. These funds are relatively stable and help the bank hold a steady funding base.<\/p>\n<p>The bank has widened its lending to retail customers, small businesses and gold loans, and it has invested in digital channels. Growth in these segments has lifted profit and kept asset quality in check.<\/p>\n<p>Followers of the <strong>Federal Bank share price<\/strong> usually track loan growth, net interest margin, the share of low-cost deposits and asset quality.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_the_Established_Players_Stack_Up\"><\/span><strong>How the Established Players Stack Up<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>AU Small Finance Bank is a Jaipur-based small finance bank that began with vehicle finance and now serves retail and small business customers. It compounded at 10.4% a year, on a market cap of Rs 69,764 crore and an ROE of 14.67%.<\/p>\n<p>Axis Bank is a Mumbai-based private sector bank with strength in corporate banking, retail lending and credit cards. It compounded at 8.7% a year, on a market cap of Rs 4,08,279 crore and an ROE of 13.04%.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Should_Investors_Track_Next\"><\/span><strong>What Should Investors Track Next?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Three things are worth watching on the <strong>Federal Bank share price<\/strong>. First, the pace of loan growth. Second, the cost of deposits and the movement in net interest margin. Third, asset quality in retail and small business loans.<\/p>\n<p>At a P\/E of 16 and a price to book of 2.06, the stock trades above the industry P\/E of 13. A big three-year gain also means expectations are higher, so follow quarterly results closely.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live fundamentals of bank stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Compare_Bank_Stocks_Yourself\"><\/span><strong>How to Compare Bank Stocks Yourself<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You can repeat this exercise for any pair of stocks, including the Federal Bank stock against its peers. Note the adjusted closing price on the base date, take the latest close, divide one by the other, raise the result to the power of one third and subtract one. Then place the CAGR next to market cap, P\/E against the industry P\/E, ROE and debt to equity. Benchmark the result against the <a href=\"https:\/\/univest.in\/indices\/nifty-50\/nifty-50-share-price-today\">Nifty 50<\/a> as well, so you know whether the stock beat the broader market.<\/p>\n<p>A stock that scores well on growth but weakly on quality, or the reverse, deserves closer study before it enters a portfolio. When tracking the <strong>Federal Bank share price<\/strong>, the same four checks give a more complete picture than price alone.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track the <strong>Federal Bank share price<\/strong> and compare bank stocks live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"A_Mid-Sized_Bank_With_the_Strongest_Return_in_Its_Group\"><\/span><strong>A Mid-Sized Bank With the Strongest Return in Its Group<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>Federal Bank share price<\/strong> compounded at 32.6% a year over three years, ahead of AU Small Finance Bank at 10.4% and Axis Bank at 8.7%. Its ROE is 12.60% and its price to book is 2.06.<\/p>\n<p>AU Small Finance Bank brings a higher ROE and a retail focus, while Axis Bank brings scale and a lower P\/E. The choice depends on which part of the banking sector you want to follow.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Federal_Bank_share_price_today\"><\/span><strong>What is the Federal Bank share price today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank closed at Rs 344.10 on 9 November 2026, according to NSE data. It has a market cap of Rs 84,954 crore and a P\/E of 15.76. Check live quotes before acting, as prices change every trading day.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_3-year_CAGR_of_the_Federal_Bank_stock\"><\/span><strong>What is the 3-year CAGR of the Federal Bank stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank delivered a price CAGR of 32.6% over three years, moving from Rs 147.55 on 9 November 2023 to Rs 344.10 on 9 November 2026. The figure excludes dividends and uses adjusted closing prices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Federal_Bank_better_than_Axis_Bank\"><\/span><strong>Is Federal Bank better than Axis Bank?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank delivered a higher three-year CAGR at 32.6% than Axis Bank at 8.7%. Axis Bank is much larger by market cap at Rs 4,08,279 crore against Rs 84,954 crore, while Federal Bank has a similar ROE at 12.60% against 13.04% and a higher P\/E of 15.76 against 13.59. The better choice depends on your view of each bank.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_Federal_Bank_do\"><\/span><strong>What does Federal Bank do?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank is a private sector bank headquartered in Aluva, Kerala, with a strong retail franchise and a large base of non-resident Indian customers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_return_on_equity_of_the_Federal_Bank_stock\"><\/span><strong>What is the return on equity of the Federal Bank stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The return on equity of the Federal Bank stock is 12.60% and its price to book ratio is 2.06. For a lender, ROE and the price to book ratio are the two numbers that show how well the bank turns shareholder capital into profit and how much the market pays for it. Always check the latest results for current figures.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Federal_Bank_expensive_compared_with_the_industry\"><\/span><strong>Is Federal Bank expensive compared with the industry?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank trades at a P\/E of 15.76 against an industry P\/E of 12.66. A higher multiple reflects expectations of faster growth, which the company must deliver through earnings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_bank_stock_gave_the_highest_return_in_3_years\"><\/span><strong>Which bank stock gave the highest return in 3 years?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Among the companies compared here, Federal Bank delivered the highest three-year CAGR at 32.6%, followed by AU Small Finance Bank at 10.4%. Past returns do not guarantee future performance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_do_I_calculate_CAGR_for_a_stock\"><\/span><strong>How do I calculate CAGR for a stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Divide the latest price by the starting price, raise the result to the power of one divided by the number of years, and subtract one. Multiply by 100 for a percentage. Use split and bonus adjusted prices for accurate results.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the Federal Bank share price today?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank closed at Rs 344.10 on 9 November 2026, according to NSE data. It has a market cap of Rs 84,954 crore and a P\/E of 15.76. Check live quotes before acting, as prices change every trading day.\"}},{\"@type\":\"Question\",\"name\":\"What is the 3-year CAGR of the Federal Bank stock?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank delivered a price CAGR of 32.6% over three years, moving from Rs 147.55 on 9 November 2023 to Rs 344.10 on 9 November 2026. The figure excludes dividends and uses adjusted closing prices.\"}},{\"@type\":\"Question\",\"name\":\"Is Federal Bank better than Axis Bank?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank delivered a higher three-year CAGR at 32.6% than Axis Bank at 8.7%. Axis Bank is much larger by market cap at Rs 4,08,279 crore against Rs 84,954 crore, while Federal Bank has a similar ROE at 12.60% against 13.04% and a higher P\/E of 15.76 against 13.59. The better choice depends on your view of each bank.\"}},{\"@type\":\"Question\",\"name\":\"What does Federal Bank do?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank is a private sector bank headquartered in Aluva, Kerala, with a strong retail franchise and a large base of non-resident Indian customers.\"}},{\"@type\":\"Question\",\"name\":\"What is the return on equity of the Federal Bank stock?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The return on equity of the Federal Bank stock is 12.60% and its price to book ratio is 2.06. For a lender, ROE and the price to book ratio are the two numbers that show how well the bank turns shareholder capital into profit and how much the market pays for it. Always check the latest results for current figures.\"}},{\"@type\":\"Question\",\"name\":\"Is Federal Bank expensive compared with the industry?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank trades at a P\/E of 15.76 against an industry P\/E of 12.66. A higher multiple reflects expectations of faster growth, which the company must deliver through earnings.\"}},{\"@type\":\"Question\",\"name\":\"Which bank stock gave the highest return in 3 years?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Among the companies compared here, Federal Bank delivered the highest three-year CAGR at 32.6%, followed by AU Small Finance Bank at 10.4%. Past returns do not guarantee future performance.\"}},{\"@type\":\"Question\",\"name\":\"How do I calculate CAGR for a stock?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Divide the latest price by the starting price, raise the result to the power of one divided by the number of years, and subtract one. Multiply by 100 for a percentage. Use split and bonus adjusted prices for accurate results.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Federal Bank share price compounded at 32.6% a year over 3 years. See how it compares with AU Small Finance Bank and Axis Bank on returns and ROE.<\/p>\n","protected":false},"author":35,"featured_media":343526,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[21945,21947,21946,21948],"class_list":["post-343527","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-federal-bank-share-price","tag-federal-bank-stock","tag-federal-bank-vs-au-small-finance-bank","tag-mid-sized-bank-stocks-3-year-return"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["343526"],"rank_math_title":["Federal Bank Share Price: 32.6% CAGR vs AU SFB, Axis"],"rank_math_description":["Federal Bank share price compounded at 32.6% a year over 3 years. See how it compares with AU Small Finance Bank and Axis Bank on returns and ROE."],"rank_math_focus_keyword":["Federal Bank share price | Density Target: 1.2-1.5%"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/11\/federal-bank-share-price-32-6-cagr-in-3-years-as-the-kerala-lender-outpaces-au.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/343527","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=343527"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/343527\/revisions"}],"predecessor-version":[{"id":343528,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/343527\/revisions\/343528"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/343526"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=343527"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=343527"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=343527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}