{"id":341978,"date":"2026-11-06T13:23:48","date_gmt":"2026-11-06T07:53:48","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=341978"},"modified":"2026-11-06T13:23:48","modified_gmt":"2026-11-06T07:53:48","slug":"south-indian-bank-share-price-target-2027","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/","title":{"rendered":"South Indian Bank Share Price Target 2027: What Earnings Say About Rs 58.8 and Rs 71.5"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>South Indian Bank share price Rs 56.71 (6 November 2026). Base target Rs 58.8, bull Rs 71.5, downside risk Rs 45.1. PE 9.31. 52W range Rs 33.38 to Rs 57.28.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The South Indian Bank share price target for 2027 is Rs 58.8, about 3.7% above the current price of Rs 56.71. The bull case is Rs 71.5, and the downside risk level, which is not a target, is Rs 45.1. The base case assumes earnings per share grow 4.4% a year, the pace seen from FY24 to FY26, with the stock holding its PE of 9.31. These are model-based estimates built from reported financials, not guaranteed outcomes.<\/p>\n<\/p><\/div>\n<p>Investors weighing a South Indian Bank target price for 2027 should start with where the stock sits today. At Rs 56.71 on 6 November 2026, it is 1.0% below its 52-week high of Rs 57.28 and 69.9% above its 52-week low of Rs 33.38. That range spans 72% from low to high, so the entry point matters as much as the South Indian Bank price forecast itself.<\/p>\n<p>This article builds the South Indian Bank share price target from reported numbers only: five years of annual results, the last five quarters, the latest shareholding pattern and current valuation ratios from company filings and exchange data. Each scenario states its assumptions, so you can trace how the base case, the bull case and the downside risk level were reached and test them against your own view.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=south-indian-bank-share-price-target-2027\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#South_Indian_Bank_Stock_Analysis_Company_Overview_and_Key_Stats\" title=\"South Indian Bank Stock Analysis: Company Overview and Key Stats\">South Indian Bank Stock Analysis: Company Overview and Key Stats<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Why_Is_South_Indian_Bank_Share_Price_Target_Set_at_Rs_588_for_2027\" title=\"Why Is South Indian Bank Share Price Target Set at Rs 58.8 for 2027?\">Why Is South Indian Bank Share Price Target Set at Rs 58.8 for 2027?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Earnings_Growth_Behind_the_South_Indian_Bank_Target_Price_Five_Years_of_Results\" title=\"Earnings Growth Behind the South Indian Bank Target Price: Five Years of Results\">Earnings Growth Behind the South Indian Bank Target Price: Five Years of Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Margins_and_the_Latest_Quarter\" title=\"Margins and the Latest Quarter\">Margins and the Latest Quarter<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Balance_Sheet_and_Cash_Flow\" title=\"Balance Sheet and Cash Flow\">Balance Sheet and Cash Flow<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Valuation_Check_for_the_South_Indian_Bank_Stock_Target_PE_Price_to_Book_and_ROE\" title=\"Valuation Check for the South Indian Bank Stock Target: PE, Price to Book and ROE\">Valuation Check for the South Indian Bank Stock Target: PE, Price to Book and ROE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Shareholding_Pattern_and_Institutional_Holding\" title=\"Shareholding Pattern and Institutional Holding\">Shareholding Pattern and Institutional Holding<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#South_Indian_Bank_Share_Price_Targets_for_the_Short_Term_and_12_Months\" title=\"South Indian Bank Share Price Targets for the Short Term and 12 Months\">South Indian Bank Share Price Targets for the Short Term and 12 Months<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Short_Term_South_Indian_Bank_Stock_Target_Levels_Technical_Setup\" title=\"Short Term South Indian Bank Stock Target Levels: Technical Setup\">Short Term South Indian Bank Stock Target Levels: Technical Setup<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#12_Month_South_Indian_Bank_Target_Price_for_2027\" title=\"12 Month South Indian Bank Target Price for 2027\">12 Month South Indian Bank Target Price for 2027<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#How_EPS_Growth_and_PE_Multiple_Change_the_South_Indian_Bank_Target_Price\" title=\"How EPS Growth and PE Multiple Change the South Indian Bank Target Price\">How EPS Growth and PE Multiple Change the South Indian Bank Target Price<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Bull_Case_and_Downside_Risk_for_South_Indian_Bank_Stock_Target_in_2027\" title=\"Bull Case and Downside Risk for South Indian Bank Stock Target in 2027\">Bull Case and Downside Risk for South Indian Bank Stock Target in 2027<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Bull_Case_Rs_715\" title=\"Bull Case Rs 71.5\">Bull Case Rs 71.5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Downside_Risk_Level_Rs_451\" title=\"Downside Risk Level Rs 45.1\">Downside Risk Level Rs 45.1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Key_Risks_to_the_South_Indian_Bank_Target_Price_for_2027\" title=\"Key Risks to the South Indian Bank Target Price for 2027\">Key Risks to the South Indian Bank Target Price for 2027<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Growth_Slowdown_Risk_for_the_South_Indian_Bank_Price_Target\" title=\"Growth Slowdown Risk for the South Indian Bank Price Target\">Growth Slowdown Risk for the South Indian Bank Price Target<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Liquidity_and_Size_Risk\" title=\"Liquidity and Size Risk\">Liquidity and Size Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Valuation_and_Margin_Risk\" title=\"Valuation and Margin Risk\">Valuation and Margin Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Market_and_Technical_Risk\" title=\"Market and Technical Risk\">Market and Technical Risk<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#How_to_Invest_in_South_Indian_Bank\" title=\"How to Invest in South Indian Bank\">How to Invest in South Indian Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#FAQs_on_South_Indian_Bank_Share_Price_Target_2027\" title=\"FAQs on South Indian Bank Share Price Target 2027\">FAQs on South Indian Bank Share Price Target 2027<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#What_is_the_South_Indian_Bank_share_price_target_for_2027\" title=\"What is the South Indian Bank share price target for 2027?\">What is the South Indian Bank share price target for 2027?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#What_is_the_South_Indian_Bank_share_price_today\" title=\"What is the South Indian Bank share price today?\">What is the South Indian Bank share price today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Is_South_Indian_Bank_a_buy_or_sell_at_the_current_price\" title=\"Is South Indian Bank a buy or sell at the current price?\">Is South Indian Bank a buy or sell at the current price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#What_are_the_bull_case_target_and_downside_risk_level_for_South_Indian_Bank_shares\" title=\"What are the bull case target and downside risk level for South Indian Bank shares?\">What are the bull case target and downside risk level for South Indian Bank shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#What_are_the_main_risks_to_the_South_Indian_Bank_price_target\" title=\"What are the main risks to the South Indian Bank price target?\">What are the main risks to the South Indian Bank price target?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#What_is_the_PE_ratio_of_South_Indian_Bank_and_how_does_it_compare_with_the_industry\" title=\"What is the PE ratio of South Indian Bank and how does it compare with the industry?\">What is the PE ratio of South Indian Bank and how does it compare with the industry?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#Who_owns_South_Indian_Bank_and_what_is_the_promoter_holding\" title=\"Who owns South Indian Bank, and what is the promoter holding?\">Who owns South Indian Bank, and what is the promoter holding?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/univest.in\/blogs-2\/south-indian-bank-share-price-target-2027\/#What_were_South_Indian_Banks_latest_quarterly_results\" title=\"What were South Indian Bank&#8217;s latest quarterly results?\">What were South Indian Bank&#8217;s latest quarterly results?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"South_Indian_Bank_Stock_Analysis_Company_Overview_and_Key_Stats\"><\/span><strong>South Indian Bank Stock Analysis: Company Overview and Key Stats<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>South Indian Bank (NSE: SOUTHBANK) has a market capitalisation of Rs 14,755 crore. In FY26 it reported revenue of Rs 11,855 crore and net profit of Rs 1,456 crore. The table collects the figures the South Indian Bank share price target is built on.<\/p>\n<table style=\"border-collapse:collapse;width:100%;\" border=\"1\" cellpadding=\"8\">\n<tr>\n<th>Metric<\/th>\n<th>Value<\/th>\n<\/tr>\n<tr>\n<td>Company<\/td>\n<td><a href=\"https:\/\/univest.in\/stocks\/southbank\/the-south-indian-bank-ltd-share-price-today\">South Indian Bank<\/a><\/td>\n<\/tr>\n<tr>\n<td>NSE Ticker<\/td>\n<td>SOUTHBANK<\/td>\n<\/tr>\n<tr>\n<td>CMP (6 November 2026)<\/td>\n<td>Rs 56.71<\/td>\n<\/tr>\n<tr>\n<td>52-Week High<\/td>\n<td>Rs 57.28<\/td>\n<\/tr>\n<tr>\n<td>52-Week Low<\/td>\n<td>Rs 33.38<\/td>\n<\/tr>\n<tr>\n<td>Market Cap<\/td>\n<td>Rs 14,755 crore<\/td>\n<\/tr>\n<tr>\n<td>PE Ratio (TTM)<\/td>\n<td>9.31<\/td>\n<\/tr>\n<tr>\n<td>Industry PE<\/td>\n<td>11.78<\/td>\n<\/tr>\n<tr>\n<td>Price to Book<\/td>\n<td>1.22<\/td>\n<\/tr>\n<tr>\n<td>Return on Equity<\/td>\n<td>13.13%<\/td>\n<\/tr>\n<tr>\n<td>EPS (TTM)<\/td>\n<td>Rs 6.05<\/td>\n<\/tr>\n<tr>\n<td>Dividend Yield<\/td>\n<td>0.80%<\/td>\n<\/tr>\n<tr>\n<td>12-Month Base Target<\/td>\n<td>Rs 58.8<\/td>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>Rs 71.5<\/td>\n<\/tr>\n<tr>\n<td>Downside Risk Level (not a target)<\/td>\n<td>Rs 45.1<\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Why_Is_South_Indian_Bank_Share_Price_Target_Set_at_Rs_588_for_2027\"><\/span><strong>Why Is South Indian Bank Share Price Target Set at Rs 58.8 for 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The arithmetic is short. Trailing EPS of Rs 6.05 grown for one year gives a forward EPS estimate of Rs 6.32, and multiplying it by the unchanged PE of 9.31 gives the Rs 58.8 base-case South Indian Bank stock target. The bull case adds faster earnings growth and a higher multiple, while the downside risk level assumes flat earnings and a lower multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Earnings_Growth_Behind_the_South_Indian_Bank_Target_Price_Five_Years_of_Results\"><\/span><strong>Earnings Growth Behind the South Indian Bank Target Price: Five Years of Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>South Indian Bank grew revenue from Rs 7,620 crore in FY22 to Rs 11,855 crore in FY26, a compound annual growth rate of 11.7%. Net profit grew faster, from Rs 44.81 crore to Rs 1,456 crore (138.7% a year), which shows margin gains did part of the work and not just higher sales.<\/p>\n<table style=\"border-collapse:collapse;width:100%;\" border=\"1\" cellpadding=\"8\">\n<tr>\n<th>Financial Year<\/th>\n<th>Revenue (Rs Cr)<\/th>\n<th>Net Profit (Rs Cr)<\/th>\n<th>EPS (Rs)<\/th>\n<th>Dividend per Share (Rs)<\/th>\n<\/tr>\n<tr>\n<td>FY22<\/td>\n<td>7,620.43<\/td>\n<td>44.81<\/td>\n<td>0.21<\/td>\n<td>0.00<\/td>\n<\/tr>\n<tr>\n<td>FY23<\/td>\n<td>8,044.55<\/td>\n<td>775.31<\/td>\n<td>3.49<\/td>\n<td>0.30<\/td>\n<\/tr>\n<tr>\n<td>FY24<\/td>\n<td>10,127.33<\/td>\n<td>1,070.20<\/td>\n<td>5.09<\/td>\n<td>0.30<\/td>\n<\/tr>\n<tr>\n<td>FY25<\/td>\n<td>11,226.29<\/td>\n<td>1,303.09<\/td>\n<td>4.98<\/td>\n<td>0.40<\/td>\n<\/tr>\n<tr>\n<td>FY26<\/td>\n<td>11,855.28<\/td>\n<td>1,455.64<\/td>\n<td>5.55<\/td>\n<td>0.45<\/td>\n<\/tr>\n<\/table>\n<p>FY26 revenue growth was 5.6%, slower than the four-year average of 11.7%, and net profit moved up 11.7%. EPS rose from Rs 5.09 in FY24 to Rs 5.55 in FY26. The FY27 outlook depends on whether that EPS estimate keeps compounding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Margins_and_the_Latest_Quarter\"><\/span><strong>Margins and the Latest Quarter<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>South Indian Bank converted 12.3% of FY26 revenue into net profit, against 11.6% in FY25, within a five-year range of 0.6% to 12.3%.<\/p>\n<p>In the September 2026 quarter, revenue was Rs 3,264 crore, up 11.7% from the same quarter a year earlier, while net profit of Rs 426.34 crore was up 21.3%. The next quarterly result is the first test of whether the earnings assumption holds.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Balance_Sheet_and_Cash_Flow\"><\/span><strong>Balance Sheet and Cash Flow<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As a lender, South Indian Bank funds its book mainly through deposits and borrowings, so debt to equity is not a meaningful gauge for it. Book value stands at Rs 46.09 per share and the price to book ratio is 1.22, and shareholders&#8217; equity grew from Rs 5,854 crore in FY22 to Rs 11,416 crore in FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Valuation_Check_for_the_South_Indian_Bank_Stock_Target_PE_Price_to_Book_and_ROE\"><\/span><strong>Valuation Check for the South Indian Bank Stock Target: PE, Price to Book and ROE<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>At a PE of 9.31 against an industry PE of 11.78, South Indian Bank trades at a discount to its industry. Price to book is 1.22 on a book value of Rs 46.09 per share, and return on equity is 13.13%. A PE of 9.31 equals an earnings yield of 10.7%, and the FY26 dividend of Rs 0.45 per share gives a yield of 0.80%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Shareholding_Pattern_and_Institutional_Holding\"><\/span><strong>Shareholding Pattern and Institutional Holding<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The latest filing shows no promoter holding in South Indian Bank, so ownership rests with institutions and public shareholders. Foreign institutional investors (FII) held 25.57% and domestic institutions (DII) held 16.78%, which puts total institutional holding at 42.35%. FII holding rose from 17.91% in September 2025 to 25.57% in September 2026. Public shareholders own the remaining 57.65%. A meaningful institutional holding adds a layer of research coverage and trading depth.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"South_Indian_Bank_Share_Price_Targets_for_the_Short_Term_and_12_Months\"><\/span><strong>South Indian Bank Share Price Targets for the Short Term and 12 Months<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Short_Term_South_Indian_Bank_Stock_Target_Levels_Technical_Setup\"><\/span><strong>Short Term South Indian Bank Stock Target Levels: Technical Setup<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>At Rs 56.71 on 6 November 2026, South Indian Bank trades above its 50-day simple moving average of Rs 49.43 and above its 200-day exponential moving average of Rs 44.55. The 14-day RSI reads 65.7, which is neutral territory, and the MACD line sits above its signal line. The nearest resistance level is Rs 57.28 (52-week high) and the nearest support is Rs 49.43 (50-day simple moving average). A sustained move above Rs 57.28 would improve the short-term setup, while a close below Rs 49.43 would shift attention to the next support.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Month_South_Indian_Bank_Target_Price_for_2027\"><\/span><strong>12 Month South Indian Bank Target Price for 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The 12-month target of Rs 58.8 means a move of 3.7% up from Rs 56.71 over the next 12 months. It would also push the stock above its 52-week high of Rs 57.28. The upside in the base case is thin, so the thesis here leans on the bull case and on patience. Anyone checking the South Indian Bank share price target against their own view should focus on two inputs: the EPS estimate and the PE multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_EPS_Growth_and_PE_Multiple_Change_the_South_Indian_Bank_Target_Price\"><\/span><strong>How EPS Growth and PE Multiple Change the South Indian Bank Target Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table style=\"border-collapse:collapse;width:100%;\" border=\"1\" cellpadding=\"8\">\n<tr>\n<th>EPS Growth<\/th>\n<th>PE 7.45<\/th>\n<th>PE 9.31<\/th>\n<th>PE 10.71<\/th>\n<\/tr>\n<tr>\n<td>0.0% (EPS Rs 6.05)<\/td>\n<td>Rs 45.1<\/td>\n<td>Rs 56.3<\/td>\n<td>Rs 64.8<\/td>\n<\/tr>\n<tr>\n<td>4.4% (EPS Rs 6.32)<\/td>\n<td>Rs 47.1<\/td>\n<td>Rs 58.8<\/td>\n<td>Rs 67.7<\/td>\n<\/tr>\n<tr>\n<td>10.4% (EPS Rs 6.68)<\/td>\n<td>Rs 49.8<\/td>\n<td>Rs 62.2<\/td>\n<td>Rs 71.5<\/td>\n<\/tr>\n<\/table>\n<p>Each cell multiplies the forward EPS estimate by the PE shown. Reading across a row shows what a de-rating or re-rating does to the South Indian Bank price forecast, and reading down a column shows what earnings growth is worth at a fixed multiple.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bull_Case_and_Downside_Risk_for_South_Indian_Bank_Stock_Target_in_2027\"><\/span><strong>Bull Case and Downside Risk for South Indian Bank Stock Target in 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Bull_Case_Rs_715\"><\/span><strong>Bull Case Rs 71.5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The bull case South Indian Bank price target needs EPS growth of 10.4%, which lifts forward EPS to Rs 6.68, and a PE multiple that rises 15% to 10.71. That gives Rs 71.5, 26.1% above the current price and above the 52-week high of Rs 57.28, so the stock would have to set a fresh 52-week high.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Downside_Risk_Level_Rs_451\"><\/span><strong>Downside Risk Level Rs 45.1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The downside risk level is not a target. It assumes EPS stays flat at Rs 6.05 and the PE falls 20% to 7.45. That gives Rs 45.1, 20.5% below the current price and above the 52-week low of Rs 33.38.<\/p>\n<table style=\"border-collapse:collapse;width:100%;\" border=\"1\" cellpadding=\"8\">\n<tr>\n<th>Scenario<\/th>\n<th>EPS Growth<\/th>\n<th>PE Multiple<\/th>\n<th>Price (Rs)<\/th>\n<th>Change vs CMP<\/th>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>10.4%<\/td>\n<td>10.71<\/td>\n<td>Rs 71.5<\/td>\n<td>+26.1%<\/td>\n<\/tr>\n<tr>\n<td>Base Case<\/td>\n<td>4.4%<\/td>\n<td>9.31<\/td>\n<td>Rs 58.8<\/td>\n<td>+3.7%<\/td>\n<\/tr>\n<tr>\n<td>Downside Risk<\/td>\n<td>0.0%<\/td>\n<td>7.45<\/td>\n<td>Rs 45.1<\/td>\n<td>-20.5%<\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_the_South_Indian_Bank_Target_Price_for_2027\"><\/span><strong>Key Risks to the South Indian Bank Target Price for 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Growth_Slowdown_Risk_for_the_South_Indian_Bank_Price_Target\"><\/span><strong>Growth Slowdown Risk for the South Indian Bank Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Revenue in the September 2026 quarter was up 11.7% year on year, and FY26 revenue growth was 5.6%. If growth slows from here, the EPS estimate behind the South Indian Bank stock target will need revising.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Liquidity_and_Size_Risk\"><\/span><strong>Liquidity and Size Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>South Indian Bank has a market capitalisation of Rs 14,755 crore. Institutional holding is 42.35%, and the latest filing shows no promoter holding. Stocks of this size are usually liquid, though exits can take longer than entries when the market is falling.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Valuation_and_Margin_Risk\"><\/span><strong>Valuation and Margin Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Net margin was 12.3% in FY26, and a squeeze from higher costs or weaker pricing would hit earnings first. At a PE of 9.31 versus an industry PE of 11.78, a de-rating toward the downside-risk PE of 7.45 would cut the price even if earnings hold.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Market_and_Technical_Risk\"><\/span><strong>Market and Technical Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Technical indicators add short-term risk: the 14-day RSI is 65.7 and the MACD sits above its signal line. A broad fall in the <a href=\"https:\/\/univest.in\/indices\/nifty-50\/nifty-50-share-price-today\">Nifty 50<\/a> or the <a href=\"https:\/\/univest.in\/indices\/sensex\/sensex-share-price-today\">Sensex<\/a> can override company fundamentals for weeks at a time. That applies to any South Indian Bank stock target, however carefully it is built.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_South_Indian_Bank\"><\/span><strong>How to Invest in South Indian Bank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Start with the live price and volume. Any South Indian Bank share price target is only as current as the data behind it, and the data here is as of 6 November 2026, so refresh the Rs 56.71 price before acting on any level.<\/p>\n<p>Next, review the fundamentals yourself. The Univest Screener lets you check South Indian Bank&#8217;s PE, ROE, debt and shareholding in one place.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check South Indian Bank fundamentals on the Univest Screener<\/strong><\/a><\/p>\n<p>Then compare the three South Indian Bank target price scenarios with your own view. If you expect EPS growth below 4.4%, the base case is too optimistic for you; if you expect more, the bull case deserves weight.<\/p>\n<p>Decide your position size and exit levels before you buy. The support and resistance levels above can serve as reference points, but they are not recommendations.<\/p>\n<p>Finally, place the order through a SEBI-registered broker or the Univest app, and review the position after each quarterly result. Consult a SEBI-registered advisor if you are unsure.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track South Indian Bank live price and get daily stock recommendations.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The South Indian Bank share price target for 2027 is Rs 58.8 in the base case, with Rs 71.5 as the bull case. The support for that view is arithmetic you can check: EPS grew 4.4% a year over FY24 to FY26, and the stock trades at a PE of 9.31. The risks are equally concrete, including a valuation that can de-rate even when earnings hold and a downside scenario that cuts the price 20% if earnings stall. Use these numbers as a framework, check them against the latest filings, and size any position to your own risk appetite.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_South_Indian_Bank_Share_Price_Target_2027\"><\/span><strong>FAQs on South Indian Bank Share Price Target 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_South_Indian_Bank_share_price_target_for_2027\"><\/span><strong>What is the South Indian Bank share price target for 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The base-case South Indian Bank share price target for 2027 is Rs 58.8, which is 3.7% above the price of Rs 56.71 on 6 November 2026. The bull case is Rs 71.5 and the downside risk level, which is not a target, is Rs 45.1. All three come from one method: forward EPS multiplied by a PE multiple, using only reported results. They are model estimates and not guaranteed outcomes, and the next quarterly result is the first check on the EPS assumption.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_South_Indian_Bank_share_price_today\"><\/span><strong>What is the South Indian Bank share price today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> As of 6 November 2026, 9:49 AM IST, South Indian Bank (NSE: SOUTHBANK) trades at Rs 56.71, up 0.69% on the day. That is 1.0% below the 52-week high of Rs 57.28 and 69.9% above the 52-week low of Rs 33.38. The market capitalisation of Rs 14,755 crore places it among mid-cap stocks. Prices change through the trading session, so check the live quote before acting on any level in this article.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_South_Indian_Bank_a_buy_or_sell_at_the_current_price\"><\/span><strong>Is South Indian Bank a buy or sell at the current price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The data points both ways. On the positive side, EPS has grown 4.4% a year over FY24 to FY26 and the base case implies 3.7% upside; on the cautious side, the valuation can de-rate even when earnings hold, and the downside risk level of Rs 45.1 is 20% below the current price. Whether South Indian Bank fits your portfolio depends on your time horizon, position size and risk appetite. Consult a SEBI-registered advisor before investing, as this article is not investment advice.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_bull_case_target_and_downside_risk_level_for_South_Indian_Bank_shares\"><\/span><strong>What are the bull case target and downside risk level for South Indian Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The bull case in the South Indian Bank share price target for 2027 is Rs 71.5, which assumes 10.4% EPS growth and a PE of 10.71, a 15% re-rating from today&#8217;s multiple. That is 26.1% above the current price and above the 52-week high of Rs 57.28, so the stock would have to set a fresh 52-week high. The downside risk level is Rs 45.1, which assumes flat EPS and a PE of 7.45, 20% lower than today. It sits 20.5% below the current price and above the 52-week low of Rs 33.38, and it marks a risk to watch, not a target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_main_risks_to_the_South_Indian_Bank_price_target\"><\/span><strong>What are the main risks to the South Indian Bank price target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Four risks matter most for the South Indian Bank share price target: slower revenue or profit growth, a PE de-rating, thin liquidity or size risk, and weakness in the broader market. With a market capitalisation of Rs 14,755 crore, the stock is usually liquid, though exits can take longer than entries in a falling market. A fall to the downside-risk PE of 7.45 would cut the price even if earnings hold.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_South_Indian_Bank_and_how_does_it_compare_with_the_industry\"><\/span><strong>What is the PE ratio of South Indian Bank and how does it compare with the industry?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The PE ratio of South Indian Bank is 9.31, against an industry PE of 11.78, which is a discount to the industry. Price to book is 1.22 and return on equity is 13.13%, and the PE equals an earnings yield of 10.7%. The base case holds the PE unchanged, so the South Indian Bank share price target moves only with earnings, while the bull and downside scenarios change the multiple by +15% and -20%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_owns_South_Indian_Bank_and_what_is_the_promoter_holding\"><\/span><strong>Who owns South Indian Bank, and what is the promoter holding?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The latest filing shows no promoter holding in South Indian Bank. FII held 25.57%, DII held 16.78% and the public held 57.65%. Together the two institutional groups hold 42.35%. Shareholding is filed every quarter, so it is worth rechecking after each result.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_were_South_Indian_Banks_latest_quarterly_results\"><\/span><strong>What were South Indian Bank&#8217;s latest quarterly results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> In the September 2026 quarter, South Indian Bank reported revenue of Rs 3,264 crore (up 11.7% year on year) and net profit of Rs 426.34 crore (up 21.3%). For comparison, FY26 full-year revenue growth was 5.6% and net profit moved up 11.7%. Each new quarter either supports or weakens the EPS growth of 4.4% assumed in the base case.<\/p>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the South Indian Bank share price target for 2027?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The base-case South Indian Bank share price target for 2027 is Rs 58.8, which is 3.7% above the price of Rs 56.71 on 6 November 2026. The bull case is Rs 71.5 and the downside risk level, which is not a target, is Rs 45.1. All three come from one method: forward EPS multiplied by a PE multiple, using only reported results. They are model estimates and not guaranteed outcomes, and the next quarterly result is the first check on the EPS assumption.\"}},{\"@type\":\"Question\",\"name\":\"What is the South Indian Bank share price today?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As of 6 November 2026, 9:49 AM IST, South Indian Bank (NSE: SOUTHBANK) trades at Rs 56.71, up 0.69% on the day. That is 1.0% below the 52-week high of Rs 57.28 and 69.9% above the 52-week low of Rs 33.38. The market capitalisation of Rs 14,755 crore places it among mid-cap stocks. Prices change through the trading session, so check the live quote before acting on any level in this article.\"}},{\"@type\":\"Question\",\"name\":\"Is South Indian Bank a buy or sell at the current price?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The data points both ways. On the positive side, EPS has grown 4.4% a year over FY24 to FY26 and the base case implies 3.7% upside; on the cautious side, the valuation can de-rate even when earnings hold, and the downside risk level of Rs 45.1 is 20% below the current price. Whether South Indian Bank fits your portfolio depends on your time horizon, position size and risk appetite. Consult a SEBI-registered advisor before investing, as this article is not investment advice.\"}},{\"@type\":\"Question\",\"name\":\"What are the bull case target and downside risk level for South Indian Bank shares?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The bull case in the South Indian Bank share price target for 2027 is Rs 71.5, which assumes 10.4% EPS growth and a PE of 10.71, a 15% re-rating from today's multiple. That is 26.1% above the current price and above the 52-week high of Rs 57.28, so the stock would have to set a fresh 52-week high. 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A fall to the downside-risk PE of 7.45 would cut the price even if earnings hold.\"}},{\"@type\":\"Question\",\"name\":\"What is the PE ratio of South Indian Bank and how does it compare with the industry?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The PE ratio of South Indian Bank is 9.31, against an industry PE of 11.78, which is a discount to the industry. Price to book is 1.22 and return on equity is 13.13%, and the PE equals an earnings yield of 10.7%. The base case holds the PE unchanged, so the South Indian Bank share price target moves only with earnings, while the bull and downside scenarios change the multiple by +15% and -20%.\"}},{\"@type\":\"Question\",\"name\":\"Who owns South Indian Bank, and what is the promoter holding?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The latest filing shows no promoter holding in South Indian Bank. FII held 25.57%, DII held 16.78% and the public held 57.65%. Together the two institutional groups hold 42.35%. Shareholding is filed every quarter, so it is worth rechecking after each result.\"}},{\"@type\":\"Question\",\"name\":\"What were South Indian Bank's latest quarterly results?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In the September 2026 quarter, South Indian Bank reported revenue of Rs 3,264 crore (up 11.7% year on year) and net profit of Rs 426.34 crore (up 21.3%). For comparison, FY26 full-year revenue growth was 5.6% and net profit moved up 11.7%. Each new quarter either supports or weakens the EPS growth of 4.4% assumed in the base case.\"}}]}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>South Indian Bank share price target 2027: base Rs 58.8, bull Rs 71.5, downside risk level Rs 45.1, built from reported earnings, valuation and shareholding data.<\/p>\n","protected":false},"author":38,"featured_media":341977,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[1019],"class_list":["post-341978","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-stock-market"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["341977"],"rank_math_title":["South Indian Bank Share Price Target 2027: 3.7% Upside and Risks"],"rank_math_description":["The South Indian Bank share price target for 2027 is Rs 58.8 versus Rs 56.71 today. Bull case, downside risk, earnings trend and risks explained. November 2026."],"rank_math_focus_keyword":["South Indian Bank share price target | Density Target: 1.2 to 1.5%"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/11\/south-indian-bank-share-price-target-2027-what-earnings-say-about-rs-58-8-and-rs.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/341978","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=341978"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/341978\/revisions"}],"predecessor-version":[{"id":341979,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/341978\/revisions\/341979"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/341977"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=341978"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=341978"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=341978"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}