{"id":341941,"date":"2026-11-06T13:18:58","date_gmt":"2026-11-06T07:48:58","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=341941"},"modified":"2026-11-06T13:18:58","modified_gmt":"2026-11-06T07:48:58","slug":"union-bank-of-india-share-price-target-2027","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/","title":{"rendered":"Union Bank of India Share Price Target 2027: Is Rs 217 Realistic? Bull Case Points to Rs 262"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Union Bank of India share price Rs 186.56 (6 November 2026). Base target Rs 217, bull Rs 262, downside risk Rs 150. PE 6.53. 52W range Rs 145.87 to Rs 205.49.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The Union Bank of India share price target for 2027 is Rs 217, about 16.3% above the current price of Rs 186.56. The bull case is Rs 262, and the downside risk level, which is not a target, is Rs 150. The base case assumes earnings per share grow 15.3% a year, the pace seen from FY24 to FY26, with the stock holding its PE of 6.53. These are model-based estimates built from reported financials, not guaranteed outcomes.<\/p>\n<\/p><\/div>\n<p>Investors weighing a Union Bank of India target price for 2027 should start with where the stock sits today. At Rs 186.56 on 6 November 2026, it is 9.2% below its 52-week high of Rs 205.49 and 27.9% above its 52-week low of Rs 145.87. That range spans 41% from low to high, so the entry point matters as much as the Union Bank of India price forecast itself.<\/p>\n<p>This article builds the Union Bank of India share price target from reported numbers only: five years of annual results, the last five quarters, the latest shareholding pattern and current valuation ratios from company filings and exchange data. Each scenario states its assumptions, so you can trace how the base case, the bull case and the downside risk level were reached and test them against your own view.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=union-bank-of-india-share-price-target-2027\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Union_Bank_of_India_Stock_Analysis_Company_Overview_and_Key_Stats\" title=\"Union Bank of India Stock Analysis: Company Overview and Key Stats\">Union Bank of India Stock Analysis: Company Overview and Key Stats<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Why_Is_Union_Bank_of_India_Share_Price_Target_Set_at_Rs_217_for_2027\" title=\"Why Is Union Bank of India Share Price Target Set at Rs 217 for 2027?\">Why Is Union Bank of India Share Price Target Set at Rs 217 for 2027?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Earnings_Growth_Behind_the_Union_Bank_of_India_Target_Price_Five_Years_of_Results\" title=\"Earnings Growth Behind the Union Bank of India Target Price: Five Years of Results\">Earnings Growth Behind the Union Bank of India Target Price: Five Years of Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Margins_and_the_Latest_Quarter\" title=\"Margins and the Latest Quarter\">Margins and the Latest Quarter<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Balance_Sheet_and_Cash_Flow\" title=\"Balance Sheet and Cash Flow\">Balance Sheet and Cash Flow<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Valuation_Check_for_the_Union_Bank_of_India_Stock_Target_PE_Price_to_Book_and_ROE\" title=\"Valuation Check for the Union Bank of India Stock Target: PE, Price to Book and ROE\">Valuation Check for the Union Bank of India Stock Target: PE, Price to Book and ROE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Shareholding_Pattern_and_Institutional_Holding\" title=\"Shareholding Pattern and Institutional Holding\">Shareholding Pattern and Institutional Holding<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Union_Bank_of_India_Share_Price_Targets_for_the_Short_Term_and_12_Months\" title=\"Union Bank of India Share Price Targets for the Short Term and 12 Months\">Union Bank of India Share Price Targets for the Short Term and 12 Months<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Short_Term_Union_Bank_of_India_Stock_Target_Levels_Technical_Setup\" title=\"Short Term Union Bank of India Stock Target Levels: Technical Setup\">Short Term Union Bank of India Stock Target Levels: Technical Setup<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#12_Month_Union_Bank_of_India_Target_Price_for_2027\" title=\"12 Month Union Bank of India Target Price for 2027\">12 Month Union Bank of India Target Price for 2027<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#How_EPS_Growth_and_PE_Multiple_Change_the_Union_Bank_of_India_Target_Price\" title=\"How EPS Growth and PE Multiple Change the Union Bank of India Target Price\">How EPS Growth and PE Multiple Change the Union Bank of India Target Price<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Bull_Case_and_Downside_Risk_for_Union_Bank_of_India_Stock_Target_in_2027\" title=\"Bull Case and Downside Risk for Union Bank of India Stock Target in 2027\">Bull Case and Downside Risk for Union Bank of India Stock Target in 2027<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Bull_Case_Rs_262\" title=\"Bull Case Rs 262\">Bull Case Rs 262<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Downside_Risk_Level_Rs_150\" title=\"Downside Risk Level Rs 150\">Downside Risk Level Rs 150<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Key_Risks_to_the_Union_Bank_of_India_Target_Price_for_2027\" title=\"Key Risks to the Union Bank of India Target Price for 2027\">Key Risks to the Union Bank of India Target Price for 2027<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Growth_Slowdown_Risk_for_the_Union_Bank_of_India_Price_Target\" title=\"Growth Slowdown Risk for the Union Bank of India Price Target\">Growth Slowdown Risk for the Union Bank of India Price Target<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Liquidity_and_Size_Risk\" title=\"Liquidity and Size Risk\">Liquidity and Size Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Valuation_and_Margin_Risk\" title=\"Valuation and Margin Risk\">Valuation and Margin Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Market_and_Technical_Risk\" title=\"Market and Technical Risk\">Market and Technical Risk<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#How_to_Invest_in_Union_Bank_of_India\" title=\"How to Invest in Union Bank of India\">How to Invest in Union Bank of India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#FAQs_on_Union_Bank_of_India_Share_Price_Target_2027\" title=\"FAQs on Union Bank of India Share Price Target 2027\">FAQs on Union Bank of India Share Price Target 2027<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#What_is_the_Union_Bank_of_India_share_price_target_for_2027\" title=\"What is the Union Bank of India share price target for 2027?\">What is the Union Bank of India share price target for 2027?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#What_is_the_Union_Bank_of_India_share_price_today\" title=\"What is the Union Bank of India share price today?\">What is the Union Bank of India share price today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Is_Union_Bank_of_India_a_buy_or_sell_at_the_current_price\" title=\"Is Union Bank of India a buy or sell at the current price?\">Is Union Bank of India a buy or sell at the current price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#What_are_the_bull_case_target_and_downside_risk_level_for_Union_Bank_of_India_shares\" title=\"What are the bull case target and downside risk level for Union Bank of India shares?\">What are the bull case target and downside risk level for Union Bank of India shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#What_are_the_main_risks_to_the_Union_Bank_of_India_price_target\" title=\"What are the main risks to the Union Bank of India price target?\">What are the main risks to the Union Bank of India price target?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#What_is_the_PE_ratio_of_Union_Bank_of_India_and_how_does_it_compare_with_the_industry\" title=\"What is the PE ratio of Union Bank of India and how does it compare with the industry?\">What is the PE ratio of Union Bank of India and how does it compare with the industry?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#Who_owns_Union_Bank_of_India_and_what_is_the_promoter_holding\" title=\"Who owns Union Bank of India, and what is the promoter holding?\">Who owns Union Bank of India, and what is the promoter holding?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-target-2027\/#What_were_Union_Bank_of_Indias_latest_quarterly_results\" title=\"What were Union Bank of India&#8217;s latest quarterly results?\">What were Union Bank of India&#8217;s latest quarterly results?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Stock_Analysis_Company_Overview_and_Key_Stats\"><\/span><strong>Union Bank of India Stock Analysis: Company Overview and Key Stats<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Union Bank of India (NSE: UNIONBANK) has a market capitalisation of Rs 1,43,741 crore. In FY26 it reported revenue of Rs 1,28,400 crore and net profit of Rs 18,781 crore. The table collects the figures the Union Bank of India share price target is built on.<\/p>\n<table style=\"border-collapse:collapse;width:100%;\" border=\"1\" cellpadding=\"8\">\n<tr>\n<th>Metric<\/th>\n<th>Value<\/th>\n<\/tr>\n<tr>\n<td>Company<\/td>\n<td><a href=\"https:\/\/univest.in\/stocks\/unionbank\/union-bank-of-india-share-price-today\">Union Bank of India<\/a><\/td>\n<\/tr>\n<tr>\n<td>NSE Ticker<\/td>\n<td>UNIONBANK<\/td>\n<\/tr>\n<tr>\n<td>CMP (6 November 2026)<\/td>\n<td>Rs 186.56<\/td>\n<\/tr>\n<tr>\n<td>52-Week High<\/td>\n<td>Rs 205.49<\/td>\n<\/tr>\n<tr>\n<td>52-Week Low<\/td>\n<td>Rs 145.87<\/td>\n<\/tr>\n<tr>\n<td>Market Cap<\/td>\n<td>Rs 1,43,741 crore<\/td>\n<\/tr>\n<tr>\n<td>PE Ratio (TTM)<\/td>\n<td>6.53<\/td>\n<\/tr>\n<tr>\n<td>Industry PE<\/td>\n<td>11.78<\/td>\n<\/tr>\n<tr>\n<td>Price to Book<\/td>\n<td>1.05<\/td>\n<\/tr>\n<tr>\n<td>Return on Equity<\/td>\n<td>16.05%<\/td>\n<\/tr>\n<tr>\n<td>EPS (TTM)<\/td>\n<td>Rs 28.82<\/td>\n<\/tr>\n<tr>\n<td>Dividend Yield<\/td>\n<td>2.66%<\/td>\n<\/tr>\n<tr>\n<td>12-Month Base Target<\/td>\n<td>Rs 217<\/td>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>Rs 262<\/td>\n<\/tr>\n<tr>\n<td>Downside Risk Level (not a target)<\/td>\n<td>Rs 150<\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Why_Is_Union_Bank_of_India_Share_Price_Target_Set_at_Rs_217_for_2027\"><\/span><strong>Why Is Union Bank of India Share Price Target Set at Rs 217 for 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The arithmetic is short. Trailing EPS of Rs 28.82 grown for one year gives a forward EPS estimate of Rs 33.22, and multiplying it by the unchanged PE of 6.53 gives the Rs 217 base-case Union Bank of India stock target. The bull case adds faster earnings growth and a higher multiple, while the downside risk level assumes flat earnings and a lower multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Earnings_Growth_Behind_the_Union_Bank_of_India_Target_Price_Five_Years_of_Results\"><\/span><strong>Earnings Growth Behind the Union Bank of India Target Price: Five Years of Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Union Bank of India grew revenue from Rs 81,754 crore in FY22 to Rs 1,28,400 crore in FY26, a compound annual growth rate of 11.9%. Net profit grew faster, from Rs 5,208 crore to Rs 18,781 crore (37.8% a year), which shows margin gains did part of the work and not just higher sales.<\/p>\n<table style=\"border-collapse:collapse;width:100%;\" border=\"1\" cellpadding=\"8\">\n<tr>\n<th>Financial Year<\/th>\n<th>Revenue (Rs Cr)<\/th>\n<th>Net Profit (Rs Cr)<\/th>\n<th>EPS (Rs)<\/th>\n<th>Dividend per Share (Rs)<\/th>\n<\/tr>\n<tr>\n<td>FY22<\/td>\n<td>81,754.07<\/td>\n<td>5,208.50<\/td>\n<td>7.77<\/td>\n<td>1.90<\/td>\n<\/tr>\n<tr>\n<td>FY23<\/td>\n<td>97,078.53<\/td>\n<td>8,430.34<\/td>\n<td>12.45<\/td>\n<td>3.00<\/td>\n<\/tr>\n<tr>\n<td>FY24<\/td>\n<td>1,18,188.36<\/td>\n<td>13,708.95<\/td>\n<td>19.15<\/td>\n<td>3.60<\/td>\n<\/tr>\n<tr>\n<td>FY25<\/td>\n<td>1,28,162.22<\/td>\n<td>17,921.16<\/td>\n<td>23.62<\/td>\n<td>4.75<\/td>\n<\/tr>\n<tr>\n<td>FY26<\/td>\n<td>1,28,399.52<\/td>\n<td>18,780.63<\/td>\n<td>25.45<\/td>\n<td>5.00<\/td>\n<\/tr>\n<\/table>\n<p>FY26 revenue growth was 0.2%, slower than the four-year average of 11.9%, and net profit moved up 4.8%. EPS rose from Rs 19.15 in FY24 to Rs 25.45 in FY26. The FY27 outlook depends on whether that EPS estimate keeps compounding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Margins_and_the_Latest_Quarter\"><\/span><strong>Margins and the Latest Quarter<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Union Bank of India converted 14.6% of FY26 revenue into net profit, against 14.0% in FY25, within a five-year range of 6.4% to 14.6%.<\/p>\n<p>In the September 2026 quarter, revenue was Rs 33,471 crore, up 5.4% from the same quarter a year earlier, while net profit of Rs 5,570 crore was up 30.1%. The next quarterly result is the first test of whether the earnings assumption holds.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Balance_Sheet_and_Cash_Flow\"><\/span><strong>Balance Sheet and Cash Flow<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As a lender, Union Bank of India funds its book mainly through deposits and borrowings, so debt to equity is not a meaningful gauge for it. Book value stands at Rs 179.59 per share and the price to book ratio is 1.05, and shareholders&#8217; equity grew from Rs 70,861 crore in FY22 to Rs 1,33,551 crore in FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Valuation_Check_for_the_Union_Bank_of_India_Stock_Target_PE_Price_to_Book_and_ROE\"><\/span><strong>Valuation Check for the Union Bank of India Stock Target: PE, Price to Book and ROE<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>At a PE of 6.53 against an industry PE of 11.78, Union Bank of India trades at a discount to its industry. Price to book is 1.05 on a book value of Rs 179.59 per share, and return on equity is 16.05%. A PE of 6.53 equals an earnings yield of 15.3%, and the FY26 dividend of Rs 5.00 per share gives a yield of 2.66%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Shareholding_Pattern_and_Institutional_Holding\"><\/span><strong>Shareholding Pattern and Institutional Holding<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Promoters held 74.76% of Union Bank of India in September 2026, and promoter holding has stayed near 74.76% since September 2025. Foreign institutional investors (FII) held 9.40% and domestic institutions (DII) held 11.64%, which puts total institutional holding at 21.04%. FII holding rose from 7.86% in September 2025 to 9.40% in September 2026. Public shareholders own the remaining 4.20%. A meaningful institutional holding adds a layer of research coverage and trading depth.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Share_Price_Targets_for_the_Short_Term_and_12_Months\"><\/span><strong>Union Bank of India Share Price Targets for the Short Term and 12 Months<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Short_Term_Union_Bank_of_India_Stock_Target_Levels_Technical_Setup\"><\/span><strong>Short Term Union Bank of India Stock Target Levels: Technical Setup<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>At Rs 186.56 on 6 November 2026, Union Bank of India trades above its 50-day simple moving average of Rs 179.48 and above its 200-day exponential moving average of Rs 172.28. The 14-day RSI reads 70.5, which is overbought territory, and the MACD line sits above its signal line. The nearest resistance level is Rs 205.49 (52-week high) and the nearest support is Rs 179.48 (50-day simple moving average). A sustained move above Rs 205.49 would improve the short-term setup, while a close below Rs 179.48 would shift attention to the next support.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Month_Union_Bank_of_India_Target_Price_for_2027\"><\/span><strong>12 Month Union Bank of India Target Price for 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The 12-month target of Rs 217 means a move of 16.3% up from Rs 186.56 over the next 12 months. It would also push the stock above its 52-week high of Rs 205.49. Anyone checking the Union Bank of India share price target against their own view should focus on two inputs: the EPS estimate and the PE multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_EPS_Growth_and_PE_Multiple_Change_the_Union_Bank_of_India_Target_Price\"><\/span><strong>How EPS Growth and PE Multiple Change the Union Bank of India Target Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table style=\"border-collapse:collapse;width:100%;\" border=\"1\" cellpadding=\"8\">\n<tr>\n<th>EPS Growth<\/th>\n<th>PE 5.22<\/th>\n<th>PE 6.53<\/th>\n<th>PE 7.51<\/th>\n<\/tr>\n<tr>\n<td>0.0% (EPS Rs 28.82)<\/td>\n<td>Rs 150<\/td>\n<td>Rs 188<\/td>\n<td>Rs 216<\/td>\n<\/tr>\n<tr>\n<td>15.3% (EPS Rs 33.22)<\/td>\n<td>Rs 173<\/td>\n<td>Rs 217<\/td>\n<td>Rs 249<\/td>\n<\/tr>\n<tr>\n<td>21.3% (EPS Rs 34.95)<\/td>\n<td>Rs 182<\/td>\n<td>Rs 228<\/td>\n<td>Rs 262<\/td>\n<\/tr>\n<\/table>\n<p>Each cell multiplies the forward EPS estimate by the PE shown. Reading across a row shows what a de-rating or re-rating does to the Union Bank of India price forecast, and reading down a column shows what earnings growth is worth at a fixed multiple.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bull_Case_and_Downside_Risk_for_Union_Bank_of_India_Stock_Target_in_2027\"><\/span><strong>Bull Case and Downside Risk for Union Bank of India Stock Target in 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Bull_Case_Rs_262\"><\/span><strong>Bull Case Rs 262<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The bull case Union Bank of India price target needs EPS growth of 21.3%, which lifts forward EPS to Rs 34.95, and a PE multiple that rises 15% to 7.51. That gives Rs 262, 40.4% above the current price and above the 52-week high of Rs 205.49, so the stock would have to set a fresh 52-week high.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Downside_Risk_Level_Rs_150\"><\/span><strong>Downside Risk Level Rs 150<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The downside risk level is not a target. It assumes EPS stays flat at Rs 28.82 and the PE falls 20% to 5.22. That gives Rs 150, 19.6% below the current price and above the 52-week low of Rs 145.87.<\/p>\n<table style=\"border-collapse:collapse;width:100%;\" border=\"1\" cellpadding=\"8\">\n<tr>\n<th>Scenario<\/th>\n<th>EPS Growth<\/th>\n<th>PE Multiple<\/th>\n<th>Price (Rs)<\/th>\n<th>Change vs CMP<\/th>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>21.3%<\/td>\n<td>7.51<\/td>\n<td>Rs 262<\/td>\n<td>+40.4%<\/td>\n<\/tr>\n<tr>\n<td>Base Case<\/td>\n<td>15.3%<\/td>\n<td>6.53<\/td>\n<td>Rs 217<\/td>\n<td>+16.3%<\/td>\n<\/tr>\n<tr>\n<td>Downside Risk<\/td>\n<td>0.0%<\/td>\n<td>5.22<\/td>\n<td>Rs 150<\/td>\n<td>-19.6%<\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_the_Union_Bank_of_India_Target_Price_for_2027\"><\/span><strong>Key Risks to the Union Bank of India Target Price for 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Growth_Slowdown_Risk_for_the_Union_Bank_of_India_Price_Target\"><\/span><strong>Growth Slowdown Risk for the Union Bank of India Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Revenue in the September 2026 quarter was up 5.4% year on year, and FY26 revenue growth was 0.2%. If growth slows from here, the EPS estimate behind the Union Bank of India stock target will need revising.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Liquidity_and_Size_Risk\"><\/span><strong>Liquidity and Size Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Union Bank of India has a market capitalisation of Rs 1,43,741 crore. Institutional holding is 21.04%, and promoters hold 74.76%. A company of this size trades with deep liquidity, so entry and exit are rarely a problem, and the larger risk is paying too much for slow earnings growth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Valuation_and_Margin_Risk\"><\/span><strong>Valuation and Margin Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Net margin was 14.6% in FY26, and a squeeze from higher costs or weaker pricing would hit earnings first. At a PE of 6.53 versus an industry PE of 11.78, a de-rating toward the downside-risk PE of 5.22 would cut the price even if earnings hold.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Market_and_Technical_Risk\"><\/span><strong>Market and Technical Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Technical indicators add short-term risk: the 14-day RSI is 70.5 and the MACD sits above its signal line. A broad fall in the <a href=\"https:\/\/univest.in\/indices\/nifty-50\/nifty-50-share-price-today\">Nifty 50<\/a> or the <a href=\"https:\/\/univest.in\/indices\/sensex\/sensex-share-price-today\">Sensex<\/a> can override company fundamentals for weeks at a time. That applies to any Union Bank of India stock target, however carefully it is built.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_Union_Bank_of_India\"><\/span><strong>How to Invest in Union Bank of India<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Start with the live price and volume. Any Union Bank of India share price target is only as current as the data behind it, and the data here is as of 6 November 2026, so refresh the Rs 186.56 price before acting on any level.<\/p>\n<p>Next, review the fundamentals yourself. The Univest Screener lets you check Union Bank of India&#8217;s PE, ROE, debt and shareholding in one place.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check Union Bank of India fundamentals on the Univest Screener<\/strong><\/a><\/p>\n<p>Then compare the three Union Bank of India target price scenarios with your own view. If you expect EPS growth below 15.3%, the base case is too optimistic for you; if you expect more, the bull case deserves weight.<\/p>\n<p>Decide your position size and exit levels before you buy. The support and resistance levels above can serve as reference points, but they are not recommendations.<\/p>\n<p>Finally, place the order through a SEBI-registered broker or the Univest app, and review the position after each quarterly result. Consult a SEBI-registered advisor if you are unsure.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Union Bank of India live price and get daily stock recommendations.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Union Bank of India share price target for 2027 is Rs 217 in the base case, with Rs 262 as the bull case. The support for that view is arithmetic you can check: EPS grew 15.3% a year over FY24 to FY26, and the stock trades at a PE of 6.53. The risks are equally concrete, including a valuation that can de-rate even when earnings hold and a downside scenario that cuts the price 20% if earnings stall. Use these numbers as a framework, check them against the latest filings, and size any position to your own risk appetite.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Union_Bank_of_India_Share_Price_Target_2027\"><\/span><strong>FAQs on Union Bank of India Share Price Target 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Union_Bank_of_India_share_price_target_for_2027\"><\/span><strong>What is the Union Bank of India share price target for 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The base-case Union Bank of India share price target for 2027 is Rs 217, which is 16.3% above the price of Rs 186.56 on 6 November 2026. The bull case is Rs 262 and the downside risk level, which is not a target, is Rs 150. All three come from one method: forward EPS multiplied by a PE multiple, using only reported results. They are model estimates and not guaranteed outcomes, and the next quarterly result is the first check on the EPS assumption.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Union_Bank_of_India_share_price_today\"><\/span><strong>What is the Union Bank of India share price today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> As of 6 November 2026, 9:57 AM IST, Union Bank of India (NSE: UNIONBANK) trades at Rs 186.56, down 0.77% on the day. That is 9.2% below the 52-week high of Rs 205.49 and 27.9% above the 52-week low of Rs 145.87. The market capitalisation of Rs 1,43,741 crore places it among large-cap stocks. Prices change through the trading session, so check the live quote before acting on any level in this article.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Union_Bank_of_India_a_buy_or_sell_at_the_current_price\"><\/span><strong>Is Union Bank of India a buy or sell at the current price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The data points both ways. On the positive side, EPS has grown 15.3% a year over FY24 to FY26 and the base case implies 16.3% upside; on the cautious side, the valuation can de-rate even when earnings hold, and the downside risk level of Rs 150 is 20% below the current price. Whether Union Bank of India fits your portfolio depends on your time horizon, position size and risk appetite. Consult a SEBI-registered advisor before investing, as this article is not investment advice.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_bull_case_target_and_downside_risk_level_for_Union_Bank_of_India_shares\"><\/span><strong>What are the bull case target and downside risk level for Union Bank of India shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The bull case in the Union Bank of India share price target for 2027 is Rs 262, which assumes 21.3% EPS growth and a PE of 7.51, a 15% re-rating from today&#8217;s multiple. That is 40.4% above the current price and above the 52-week high of Rs 205.49, so the stock would have to set a fresh 52-week high. The downside risk level is Rs 150, which assumes flat EPS and a PE of 5.22, 20% lower than today. It sits 19.6% below the current price and above the 52-week low of Rs 145.87, and it marks a risk to watch, not a target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_main_risks_to_the_Union_Bank_of_India_price_target\"><\/span><strong>What are the main risks to the Union Bank of India price target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Four risks matter most for the Union Bank of India share price target: slower revenue or profit growth, a PE de-rating, thin liquidity or size risk, and weakness in the broader market. The market capitalisation of Rs 1,43,741 crore means liquidity is deep, so the bigger risk is paying a full price for slow earnings growth. A fall to the downside-risk PE of 5.22 would cut the price even if earnings hold.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_Union_Bank_of_India_and_how_does_it_compare_with_the_industry\"><\/span><strong>What is the PE ratio of Union Bank of India and how does it compare with the industry?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The PE ratio of Union Bank of India is 6.53, against an industry PE of 11.78, which is a discount to the industry. Price to book is 1.05 and return on equity is 16.05%, and the PE equals an earnings yield of 15.3%. The base case holds the PE unchanged, so the Union Bank of India share price target moves only with earnings, while the bull and downside scenarios change the multiple by +15% and -20%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_owns_Union_Bank_of_India_and_what_is_the_promoter_holding\"><\/span><strong>Who owns Union Bank of India, and what is the promoter holding?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Promoters held 74.76% of Union Bank of India in September 2026. FII held 9.40%, DII held 11.64% and the public held 4.20%. Together the two institutional groups hold 21.04%. Shareholding is filed every quarter, so it is worth rechecking after each result.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_were_Union_Bank_of_Indias_latest_quarterly_results\"><\/span><strong>What were Union Bank of India&#8217;s latest quarterly results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> In the September 2026 quarter, Union Bank of India reported revenue of Rs 33,471 crore (up 5.4% year on year) and net profit of Rs 5,570 crore (up 30.1%). For comparison, FY26 full-year revenue growth was 0.2% and net profit moved up 4.8%. Each new quarter either supports or weakens the EPS growth of 15.3% assumed in the base case.<\/p>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the Union Bank of India share price target for 2027?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The base-case Union Bank of India share price target for 2027 is Rs 217, which is 16.3% above the price of Rs 186.56 on 6 November 2026. The bull case is Rs 262 and the downside risk level, which is not a target, is Rs 150. All three come from one method: forward EPS multiplied by a PE multiple, using only reported results. They are model estimates and not guaranteed outcomes, and the next quarterly result is the first check on the EPS assumption.\"}},{\"@type\":\"Question\",\"name\":\"What is the Union Bank of India share price today?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As of 6 November 2026, 9:57 AM IST, Union Bank of India (NSE: UNIONBANK) trades at Rs 186.56, down 0.77% on the day. That is 9.2% below the 52-week high of Rs 205.49 and 27.9% above the 52-week low of Rs 145.87. The market capitalisation of Rs 1,43,741 crore places it among large-cap stocks. Prices change through the trading session, so check the live quote before acting on any level in this article.\"}},{\"@type\":\"Question\",\"name\":\"Is Union Bank of India a buy or sell at the current price?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The data points both ways. On the positive side, EPS has grown 15.3% a year over FY24 to FY26 and the base case implies 16.3% upside; on the cautious side, the valuation can de-rate even when earnings hold, and the downside risk level of Rs 150 is 20% below the current price. Whether Union Bank of India fits your portfolio depends on your time horizon, position size and risk appetite. Consult a SEBI-registered advisor before investing, as this article is not investment advice.\"}},{\"@type\":\"Question\",\"name\":\"What are the bull case target and downside risk level for Union Bank of India shares?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The bull case in the Union Bank of India share price target for 2027 is Rs 262, which assumes 21.3% EPS growth and a PE of 7.51, a 15% re-rating from today's multiple. That is 40.4% above the current price and above the 52-week high of Rs 205.49, so the stock would have to set a fresh 52-week high. The downside risk level is Rs 150, which assumes flat EPS and a PE of 5.22, 20% lower than today. It sits 19.6% below the current price and above the 52-week low of Rs 145.87, and it marks a risk to watch, not a target.\"}},{\"@type\":\"Question\",\"name\":\"What are the main risks to the Union Bank of India price target?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Four risks matter most for the Union Bank of India share price target: slower revenue or profit growth, a PE de-rating, thin liquidity or size risk, and weakness in the broader market. The market capitalisation of Rs 1,43,741 crore means liquidity is deep, so the bigger risk is paying a full price for slow earnings growth. A fall to the downside-risk PE of 5.22 would cut the price even if earnings hold.\"}},{\"@type\":\"Question\",\"name\":\"What is the PE ratio of Union Bank of India and how does it compare with the industry?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The PE ratio of Union Bank of India is 6.53, against an industry PE of 11.78, which is a discount to the industry. Price to book is 1.05 and return on equity is 16.05%, and the PE equals an earnings yield of 15.3%. The base case holds the PE unchanged, so the Union Bank of India share price target moves only with earnings, while the bull and downside scenarios change the multiple by +15% and -20%.\"}},{\"@type\":\"Question\",\"name\":\"Who owns Union Bank of India, and what is the promoter holding?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Promoters held 74.76% of Union Bank of India in September 2026. FII held 9.40%, DII held 11.64% and the public held 4.20%. Together the two institutional groups hold 21.04%. Shareholding is filed every quarter, so it is worth rechecking after each result.\"}},{\"@type\":\"Question\",\"name\":\"What were Union Bank of India's latest quarterly results?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In the September 2026 quarter, Union Bank of India reported revenue of Rs 33,471 crore (up 5.4% year on year) and net profit of Rs 5,570 crore (up 30.1%). For comparison, FY26 full-year revenue growth was 0.2% and net profit moved up 4.8%. Each new quarter either supports or weakens the EPS growth of 15.3% assumed in the base case.\"}}]}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Union Bank of India share price target 2027: base Rs 217, bull Rs 262, downside risk level Rs 150, built from reported earnings, valuation and shareholding data.<\/p>\n","protected":false},"author":34,"featured_media":341940,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[1019],"class_list":["post-341941","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-stock-market"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["341940"],"rank_math_title":["Union Bank of India Share Price Target 2027: Base and Bull Case"],"rank_math_description":["The Union Bank of India share price target for 2027 is Rs 217 versus Rs 186.56 today. Bull case, downside risk, earnings trend and risks explained. November 2026."],"rank_math_focus_keyword":["Union Bank of India share price target | Density Target: 1.2 to 1.5%"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/11\/union-bank-of-india-share-price-target-2027-is-rs-217-realistic-bull-case-points.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/341941","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=341941"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/341941\/revisions"}],"predecessor-version":[{"id":341942,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/341941\/revisions\/341942"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/341940"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=341941"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=341941"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=341941"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}