{"id":341730,"date":"2026-11-06T12:06:55","date_gmt":"2026-11-06T06:36:55","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=341730"},"modified":"2026-11-06T12:06:55","modified_gmt":"2026-11-06T06:36:55","slug":"dhanteras-gold-buying-physical-gold-gold-etfs-or-gold-mutual-funds-which-suits-your-portfolio-making-charges-tax","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/dhanteras-gold-buying-physical-gold-gold-etfs-or-gold-mutual-funds-which-suits-your-portfolio-making-charges-tax\/","title":{"rendered":"Dhanteras Gold Buying: Would You Still Buy Jewellery If Rs 1 Lakh Got You Only Rs 88,000 of Gold? Physical Gold, Gold ETFs and Gold Mutual Funds Compared"},"content":{"rendered":"

Jewellery: 3% GST on gold plus 5% on making charges (3% to 25%+). Gold ETFs: no making charges, long term after 12 months. Gold mutual funds: 24 months. Press reports, 6 Nov 2026.<\/em><\/p>\n

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Quick Answer<\/strong><\/p>\n

Dhanteras gold buying through jewellery can leave only about Rs 88,100 of gold for every Rs 1 lakh spent at a 10% making charge (my arithmetic), while gold ETFs and gold mutual funds have no making charges. Gold mutual funds, though, may not accept fresh money at many fund houses, so check first.<\/p>\n<\/p><\/div>\n

Dhanteras gold buying<\/strong> looks simple, but the route you pick changes how much gold your money actually buys. Physical jewellery, gold ETFs and gold mutual funds<\/strong> differ on making charges, GST, tax and exit, as press reports on 6 November 2026 show. This guide compares them in plain numbers, so you can match each route to your goal instead of buying on habit.<\/p>\n

Click Here – Get Free Investment Predictions<\/strong><\/a><\/p>\n

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