{"id":340424,"date":"2026-11-05T13:13:16","date_gmt":"2026-11-05T07:43:16","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=340424"},"modified":"2026-11-05T13:13:16","modified_gmt":"2026-11-05T07:43:16","slug":"utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/","title":{"rendered":"3 Utility Vehicles and Tractors Maker, Credit Rating and Research Agency and Gold Jewellery Manufacturer Stocks With a Strong Future Roadmap: Mahindra and Mahindra, ICRA and Sky Gold and Diamonds"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E84;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Mahindra and Mahindra, ICRA and Sky Gold and Diamonds: ROE of 15.4% to 23.0% and FY22 to FY26 revenue CAGR of 15.1% to 67.9%. Prices as of 4 Nov 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E84;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The three SUV maker, rating agency and jeweller stocks to watch are Mahindra and Mahindra, ICRA and Sky Gold and Diamonds. Their return on equity ranges from 15.4% to 23.0%, and their revenue compound annual growth from FY22 to FY26 ranges from 15.1% to 67.9%. Sky Gold and Diamonds leads on both return on equity at 23.0% and revenue growth at 67.9% a year. Prices are based on the 4 November 2026 close, and this article is educational, not investment advice.<\/p>\n<\/div>\n<p>SUV maker, rating agency and jeweller stocks let investors follow companies that serve a growing part of the Indian economy. Mahindra and Mahindra, ICRA and Sky Gold and Diamonds cover a utility vehicles and tractors maker, a credit rating and research agency and a gold jewellery manufacturer.<\/p>\n<p>This list covers three SUV maker, rating agency and jeweller stocks with complete current figures: Mahindra and Mahindra, ICRA and Sky Gold and Diamonds. Every figure comes from the latest reported financials and the 4 November 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\">Click Here &#8211; Get Free Investment Predictions<\/a><\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#What_Are_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\" title=\"What Are SUV Maker, Rating Agency and Jeweller Stocks?\">What Are SUV Maker, Rating Agency and Jeweller Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#SUV_Maker_Rating_Agency_and_Jeweller_Stocks_at_a_Glance\" title=\"SUV Maker, Rating Agency and Jeweller Stocks at a Glance\">SUV Maker, Rating Agency and Jeweller Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#Why_Do_SUV_Maker_Rating_Agency_and_Jeweller_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do SUV Maker, Rating Agency and Jeweller Stocks Have a Strong Roadmap in India?\">Why Do SUV Maker, Rating Agency and Jeweller Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#Why_Mahindra_and_Mahindra_Features_Among_These_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\" title=\"Why Mahindra and Mahindra Features Among These SUV Maker, Rating Agency and Jeweller Stocks\">Why Mahindra and Mahindra Features Among These SUV Maker, Rating Agency and Jeweller Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#Why_ICRA_Features_Among_These_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\" title=\"Why ICRA Features Among These SUV Maker, Rating Agency and Jeweller Stocks\">Why ICRA Features Among These SUV Maker, Rating Agency and Jeweller Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#Why_Sky_Gold_and_Diamonds_Features_Among_These_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\" title=\"Why Sky Gold and Diamonds Features Among These SUV Maker, Rating Agency and Jeweller Stocks\">Why Sky Gold and Diamonds Features Among These SUV Maker, Rating Agency and Jeweller Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#Mahindra_and_Mahindra_vs_ICRA_vs_Sky_Gold_and_Diamonds_on_Key_Financials\" title=\"Mahindra and Mahindra vs ICRA vs Sky Gold and Diamonds on Key Financials\">Mahindra and Mahindra vs ICRA vs Sky Gold and Diamonds on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#Key_Risks_to_Check_Before_Investing_in_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\" title=\"Key Risks to Check Before Investing in SUV Maker, Rating Agency and Jeweller Stocks\">Key Risks to Check Before Investing in SUV Maker, Rating Agency and Jeweller Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#Final_Thoughts_on_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\" title=\"Final Thoughts on SUV Maker, Rating Agency and Jeweller Stocks\">Final Thoughts on SUV Maker, Rating Agency and Jeweller Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#What_are_SUV_maker_rating_agency_and_jeweller_stocks\" title=\"What are SUV maker, rating agency and jeweller stocks?\">What are SUV maker, rating agency and jeweller stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#Which_SUV_maker_rating_agency_and_jeweller_stocks_are_covered_in_this_list\" title=\"Which SUV maker, rating agency and jeweller stocks are covered in this list?\">Which SUV maker, rating agency and jeweller stocks are covered in this list?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#Why_do_SUV_maker_rating_agency_and_jeweller_stocks_have_a_strong_future_roadmap_in_India\" title=\"Why do SUV maker, rating agency and jeweller stocks have a strong future roadmap in India?\">Why do SUV maker, rating agency and jeweller stocks have a strong future roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#How_has_Mahindra_and_Mahindra_performed_financially\" title=\"How has Mahindra and Mahindra performed financially?\">How has Mahindra and Mahindra performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#How_has_ICRA_performed_financially\" title=\"How has ICRA performed financially?\">How has ICRA performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#How_has_Sky_Gold_and_Diamonds_performed_financially\" title=\"How has Sky Gold and Diamonds performed financially?\">How has Sky Gold and Diamonds performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#What_risks_should_investors_check_before_buying_SUV_maker_rating_agency_and_jeweller_stocks\" title=\"What risks should investors check before buying SUV maker, rating agency and jeweller stocks?\">What risks should investors check before buying SUV maker, rating agency and jeweller stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/utility-vehicles-and-tractors-maker-credit-rating-and-research-agency-and-gold-jewellery-manufacturer-stocks-roadmap-headland-list\/#Is_this_list_of_SUV_maker_rating_agency_and_jeweller_stocks_investment_advice\" title=\"Is this list of SUV maker, rating agency and jeweller stocks investment advice?\">Is this list of SUV maker, rating agency and jeweller stocks investment advice?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\"><\/span><strong>What Are SUV Maker, Rating Agency and Jeweller Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SUV maker, rating agency and jeweller stocks are listed companies that make utility vehicles, tractors and farm equipment, provide credit ratings and research, and manufacture gold and diamond jewellery for retail chains. Their earnings depend on vehicle and farm demand, rating mandates and festive buying.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"SUV_Maker_Rating_Agency_and_Jeweller_Stocks_at_a_Glance\"><\/span><strong>SUV Maker, Rating Agency and Jeweller Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE (%)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">D\/E<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/m&#038;m\/mahindra-and-mahindra-ltd-share-price-today\">Mahindra and Mahindra<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,961.9<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">354,157<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">23.4<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.4<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.44<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/icra\/icra-ltd-share-price-today\">ICRA<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,445.8<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,332<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.1<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">33.6<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.4<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.02<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/skygold\/sky-gold-ltd-share-price-today\">Sky Gold and Diamonds<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">927.2<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14,483<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">35.7<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">44.2<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">23.0<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.73<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>On valuation, all three trade at a P\/E below their industry P\/E, which means the market is pricing them at a lower multiple than their peer group. Readers comparing SUV maker, rating agency and jeweller stocks should look at return on equity and debt together, since a high return earned with low debt is easier to sustain.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_SUV_Maker_Rating_Agency_and_Jeweller_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do SUV Maker, Rating Agency and Jeweller Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SUV maker, rating agency and jeweller stocks have a strong roadmap in India because strong demand for utility vehicles and tractors, growing debt market activity and festive jewellery buying keep widening the market for these companies.<\/p>\n<ul>\n<li><strong>Utility vehicles.<\/strong> Buyers move up to SUVs and tractors.<\/li>\n<li><strong>Credit research.<\/strong> Debt market activity needs ratings.<\/li>\n<li><strong>Jewellery manufacturing.<\/strong> Retail chains need ornament supply.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Why_Mahindra_and_Mahindra_Features_Among_These_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\"><\/span><strong>Why Mahindra and Mahindra Features Among These SUV Maker, Rating Agency and Jeweller Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the SUV maker, rating agency and jeweller stocks on this list, Mahindra and Mahindra is a leading maker of utility vehicles, tractors and commercial vehicles in India, and it also has businesses in farm services, logistics and renewable energy.<\/p>\n<p>Revenue rose from Rs 91,105 crore in FY22 to Rs 202,084 crore in FY26, a compound annual growth rate of 22.0%. Net profit grew from Rs 7,253 crore in FY22 to Rs 18,622 crore in FY26, which works out to a compound annual growth rate of 26.6%.<\/p>\n<p>In the June 2026 quarter, revenue grew 27.5% year on year to Rs 59,204 crore, while net profit rose 37.0% to Rs 5,998 crore. The company has a return on equity of 18.4%, a debt to equity ratio of 1.44 and a market capitalisation of Rs 354,157 crore. The stock trades at a P\/E of 17.5, below the industry P\/E of 23.4.<\/p>\n<p><strong>Roadmap:<\/strong> The company is launching new utility and electric vehicle platforms while its tractor business benefits from farm mechanisation. A strong brand in rural and semi-urban India supports volumes.<\/p>\n<p><strong>What to watch:<\/strong> Track utility vehicle bookings, tractor demand and progress on new electric platforms.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_ICRA_Features_Among_These_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\"><\/span><strong>Why ICRA Features Among These SUV Maker, Rating Agency and Jeweller Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the auto, research and lifestyle shares on this list, ICRA is a credit rating agency, majority owned by Moody&#8217;s, that also offers research and analytical services, software and consulting.<\/p>\n<p>In the June 2026 quarter, revenue grew 28.3% year on year to Rs 191 crore, while net profit rose 32.0% to Rs 56.5 crore. Revenue rose from Rs 384 crore in FY22 to Rs 675 crore in FY26, a compound annual growth rate of 15.1%.<\/p>\n<p>Net profit grew from Rs 114 crore in FY22 to Rs 183 crore in FY26, which works out to a compound annual growth rate of 12.6%. The company has a return on equity of 15.4%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 4,332 crore. The stock trades at a P\/E of 22.1, below the industry P\/E of 33.6.<\/p>\n<p><strong>Roadmap:<\/strong> A deepening bond market and rising bank credit generate more rating work, while its analytical and software services add diversification. Its association with a global rating group strengthens its brand with issuers.<\/p>\n<p><strong>What to watch:<\/strong> Follow trends in debt issuance and bank credit growth.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Sky_Gold_and_Diamonds_Features_Among_These_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\"><\/span><strong>Why Sky Gold and Diamonds Features Among These SUV Maker, Rating Agency and Jeweller Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the three companies on this list, Sky Gold and Diamonds is a Navi Mumbai-based manufacturer of gold and diamond jewellery that supplies leading jewellery retail chains and also serves export customers.<\/p>\n<p>The company has a return on equity of 23.0%, a debt to equity ratio of 0.73 and a market capitalisation of Rs 14,483 crore. The stock trades at a P\/E of 35.7, below the industry P\/E of 44.2.<\/p>\n<p>Revenue rose from Rs 796 crore in FY22 to Rs 6,331 crore in FY26, a compound annual growth rate of 67.9%. Net profit grew from Rs 133 crore in FY25 to Rs 282 crore in FY26, a rise of 112.4%.<\/p>\n<p><strong>Roadmap:<\/strong> The company is growing its supply to organised jewellery retailers as the market shifts toward branded jewellery. Wide design capability and large-scale manufacturing support repeat orders.<\/p>\n<p><strong>What to watch:<\/strong> Track retailer order flow, gold price movements and festive season demand.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Mahindra_and_Mahindra_vs_ICRA_vs_Sky_Gold_and_Diamonds_on_Key_Financials\"><\/span><strong>Mahindra and Mahindra vs ICRA vs Sky Gold and Diamonds on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below sets the three SUV maker, rating agency and jeweller stocks side by side on revenue, profit and margin, using reported figures.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY22 Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Revenue CAGR (FY22-FY26)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Net Profit (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Net Margin<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Mahindra and Mahindra<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">91,105<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">202,084<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18,622<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">ICRA<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">384<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">675<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.1%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">183<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">27.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Sky Gold and Diamonds<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">796<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6,331<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">67.9%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">282<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4.5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Sky Gold and Diamonds posts the highest return on equity in this group at 23.0%. Mahindra and Mahindra has the largest FY26 revenue at Rs 202,084 crore, and Sky Gold and Diamonds shows the fastest revenue growth with a 67.9% compound annual rate. A useful habit with SUV maker, rating agency and jeweller stocks is to check each new quarterly result against the capacity plans the company described earlier.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_Check_Before_Investing_in_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\"><\/span><strong>Key Risks to Check Before Investing in SUV Maker, Rating Agency and Jeweller Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Every theme carries risks that deserve a check before any decision. For these SUV maker, rating agency and jeweller stocks, the main points are: Long-term auto, research and lifestyle shares holders usually track revenue growth, margins and cash flow side by side rather than relying on a single ratio.<\/p>\n<ul>\n<li><strong>Production cycles.<\/strong> Vehicle output can vary with demand.<\/li>\n<li><strong>Consumer spending.<\/strong> Sales follow festivals, incomes and consumer mood.<\/li>\n<li><strong>Valuation levels.<\/strong> Some of these companies trade at high earnings multiples, so growth must continue to justify them.<\/li>\n<\/ul>\n<p>Treat this list as a starting point for research and not as a recommendation. Read the latest results presentation, check the management commentary on order books or capacity plans, and compare each company with its peers before you decide anything.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/screeners\">Use the Univest Stock Screener<\/a><\/strong> to filter SUV maker, rating agency and jeweller stocks by market capitalisation, P\/E, ROE and growth, and build your own shortlist.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Thoughts_on_SUV_Maker_Rating_Agency_and_Jeweller_Stocks\"><\/span><strong>Final Thoughts on SUV Maker, Rating Agency and Jeweller Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SUV maker, rating agency and jeweller stocks reward investors who follow demand trends, order books and margins together. Mahindra and Mahindra, ICRA and Sky Gold and Diamonds each have a clear plan to grow. Based on the 4 November 2026 close, Mahindra and Mahindra trades at Rs 2,961.9, ICRA at Rs 4,445.8 and Sky Gold and Diamonds at Rs 927.2. Valuation matters as much as growth, so compare each company&#8217;s P\/E with its industry P\/E before adding any of these SUV maker, rating agency and jeweller stocks to a watchlist.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track SUV maker, rating agency and jeweller stocks, set price alerts and get research-backed stock ideas.<\/em><\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_are_SUV_maker_rating_agency_and_jeweller_stocks\"><\/span><strong>What are SUV maker, rating agency and jeweller stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> SUV maker, rating agency and jeweller stocks are listed companies that make utility vehicles, tractors and farm equipment, provide credit ratings and research, and manufacture gold and diamond jewellery for retail chains. Their earnings depend on vehicle and farm demand, rating mandates and festive buying. This list looks at three of them, Mahindra and Mahindra, ICRA and Sky Gold and Diamonds, using reported FY22 to FY26 financials and the 4 November 2026 closing prices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_SUV_maker_rating_agency_and_jeweller_stocks_are_covered_in_this_list\"><\/span><strong>Which SUV maker, rating agency and jeweller stocks are covered in this list?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This list covers Mahindra and Mahindra, ICRA and Sky Gold and Diamonds. Based on the 4 November 2026 close, Mahindra and Mahindra traded at Rs 2,961.9, ICRA at Rs 4,445.8 and Sky Gold and Diamonds at Rs 927.2. Their return on equity ranges from 15.4% to 23.0%, and their revenue compound annual growth from FY22 to FY26 ranges from 15.1% to 67.9%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_do_SUV_maker_rating_agency_and_jeweller_stocks_have_a_strong_future_roadmap_in_India\"><\/span><strong>Why do SUV maker, rating agency and jeweller stocks have a strong future roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> SUV maker, rating agency and jeweller stocks have a strong roadmap in India because strong demand for utility vehicles and tractors, growing debt market activity and festive jewellery buying keep widening the market for these companies. The main drivers are as follows. Utility vehicles. Buyers move up to SUVs and tractors. Credit research. Debt market activity needs ratings. Jewellery manufacturing. Retail chains need ornament supply. Together these factors give the companies on this list a visible path for growth over the coming years.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Mahindra_and_Mahindra_performed_financially\"><\/span><strong>How has Mahindra and Mahindra performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 91,105 crore in FY22 to Rs 202,084 crore in FY26, a compound annual growth rate of 22.0%. Net profit grew from Rs 7,253 crore in FY22 to Rs 18,622 crore in FY26, which works out to a compound annual growth rate of 26.6%. In the June 2026 quarter, revenue grew 27.5% year on year to Rs 59,204 crore, while net profit rose 37.0% to Rs 5,998 crore. The company has a return on equity of 18.4%, a debt to equity ratio of 1.44 and a market capitalisation of Rs 354,157 crore. The stock trades at a P\/E of 17.5, below the industry P\/E of 23.4. Looking ahead, the company is launching new utility and electric vehicle platforms while its tractor business benefits from farm mechanisation. A strong brand in rural and semi-urban India supports volumes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_ICRA_performed_financially\"><\/span><strong>How has ICRA performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 384 crore in FY22 to Rs 675 crore in FY26, a compound annual growth rate of 15.1%. Net profit grew from Rs 114 crore in FY22 to Rs 183 crore in FY26, which works out to a compound annual growth rate of 12.6%. In the June 2026 quarter, revenue grew 28.3% year on year to Rs 191 crore, while net profit rose 32.0% to Rs 56.5 crore. The company has a return on equity of 15.4%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 4,332 crore. The stock trades at a P\/E of 22.1, below the industry P\/E of 33.6. Looking ahead, a deepening bond market and rising bank credit generate more rating work, while its analytical and software services add diversification. Its association with a global rating group strengthens its brand with issuers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Sky_Gold_and_Diamonds_performed_financially\"><\/span><strong>How has Sky Gold and Diamonds performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 796 crore in FY22 to Rs 6,331 crore in FY26, a compound annual growth rate of 67.9%. Net profit grew from Rs 133 crore in FY25 to Rs 282 crore in FY26, a rise of 112.4%. The company has a return on equity of 23.0%, a debt to equity ratio of 0.73 and a market capitalisation of Rs 14,483 crore. The stock trades at a P\/E of 35.7, below the industry P\/E of 44.2. Looking ahead, the company is growing its supply to organised jewellery retailers as the market shifts toward branded jewellery. Wide design capability and large-scale manufacturing support repeat orders.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_risks_should_investors_check_before_buying_SUV_maker_rating_agency_and_jeweller_stocks\"><\/span><strong>What risks should investors check before buying SUV maker, rating agency and jeweller stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investors should check a few risks before buying SUV maker, rating agency and jeweller stocks. Production cycles. Vehicle output can vary with demand. Consumer spending. Sales follow festivals, incomes and consumer mood. Valuation levels. Some of these companies trade at high earnings multiples, so growth must continue to justify them. Reading the latest results presentation and comparing each company with its peers helps judge how these risks apply to each stock.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_this_list_of_SUV_maker_rating_agency_and_jeweller_stocks_investment_advice\"><\/span><strong>Is this list of SUV maker, rating agency and jeweller stocks investment advice?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. This article is educational and uses publicly available data as of the 4 November 2026 close. Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What are SUV maker, rating agency and jeweller stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"SUV maker, rating agency and jeweller stocks are listed companies that make utility vehicles, tractors and farm equipment, provide credit ratings and research, and manufacture gold and diamond jewellery for retail chains. Their earnings depend on vehicle and farm demand, rating mandates and festive buying. This list looks at three of them, Mahindra and Mahindra, ICRA and Sky Gold and Diamonds, using reported FY22 to FY26 financials and the 4 November 2026 closing prices.\"}},{\"@type\":\"Question\",\"name\":\"Which SUV maker, rating agency and jeweller stocks are covered in this list?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This list covers Mahindra and Mahindra, ICRA and Sky Gold and Diamonds. Based on the 4 November 2026 close, Mahindra and Mahindra traded at Rs 2,961.9, ICRA at Rs 4,445.8 and Sky Gold and Diamonds at Rs 927.2. Their return on equity ranges from 15.4% to 23.0%, and their revenue compound annual growth from FY22 to FY26 ranges from 15.1% to 67.9%.\"}},{\"@type\":\"Question\",\"name\":\"Why do SUV maker, rating agency and jeweller stocks have a strong future roadmap in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"SUV maker, rating agency and jeweller stocks have a strong roadmap in India because strong demand for utility vehicles and tractors, growing debt market activity and festive jewellery buying keep widening the market for these companies. The main drivers are as follows. Utility vehicles. Buyers move up to SUVs and tractors. Credit research. Debt market activity needs ratings. Jewellery manufacturing. Retail chains need ornament supply. 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A strong brand in rural and semi-urban India supports volumes.\"}},{\"@type\":\"Question\",\"name\":\"How has ICRA performed financially?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Revenue rose from Rs 384 crore in FY22 to Rs 675 crore in FY26, a compound annual growth rate of 15.1%. Net profit grew from Rs 114 crore in FY22 to Rs 183 crore in FY26, which works out to a compound annual growth rate of 12.6%. In the June 2026 quarter, revenue grew 28.3% year on year to Rs 191 crore, while net profit rose 32.0% to Rs 56.5 crore. The company has a return on equity of 15.4%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 4,332 crore. The stock trades at a P\/E of 22.1, below the industry P\/E of 33.6. Looking ahead, a deepening bond market and rising bank credit generate more rating work, while its analytical and software services add diversification. Its association with a global rating group strengthens its brand with issuers.\"}},{\"@type\":\"Question\",\"name\":\"How has Sky Gold and Diamonds performed financially?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Revenue rose from Rs 796 crore in FY22 to Rs 6,331 crore in FY26, a compound annual growth rate of 67.9%. Net profit grew from Rs 133 crore in FY25 to Rs 282 crore in FY26, a rise of 112.4%. The company has a return on equity of 23.0%, a debt to equity ratio of 0.73 and a market capitalisation of Rs 14,483 crore. The stock trades at a P\/E of 35.7, below the industry P\/E of 44.2. Looking ahead, the company is growing its supply to organised jewellery retailers as the market shifts toward branded jewellery. 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Compare price, valuation, return on equity and revenue growth as of 4 November 2026.<\/p>\n","protected":false},"author":35,"featured_media":340423,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[19894,3803,20560,7154,7024,20557,20558,9208,20556,20559],"class_list":["post-340424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-auto","tag-best-stocks","tag-credit-research-and-gold-ornament-stocks","tag-icra","tag-mahindra-and-mahindra","tag-rating-agency-and-jeweller-stocks","tag-research-and-lifestyle-shares","tag-sky-gold-and-diamonds","tag-suv-maker","tag-tractor-and-suv"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["340423"],"rank_math_title":["SUV, Rating Agency and Jewellery Stocks"],"rank_math_description":["Compare 3 SUV maker, rating agency and jeweller stocks with a strong future roadmap on CMP, market cap, P\/E, ROE and revenue growth. 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