{"id":339232,"date":"2026-11-04T14:09:59","date_gmt":"2026-11-04T08:39:59","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/"},"modified":"2026-11-04T14:09:59","modified_gmt":"2026-11-04T08:39:59","slug":"utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/","title":{"rendered":"Utkarsh Small Finance Bank Q2 Results FY27: Net Loss Narrows 79.95% to Rs 69.85 Cr, Revenue Rs 1,002.28 Cr, PAT Rs -69.85 Cr"},"content":{"rendered":"<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Utkarsh Small Finance Bank Q2 Results FY27 were declared on 3 November 2026 for July to September 2026. Revenue rose 6.93% YoY to Rs 1,002.28 Cr from Rs 937.32 Cr, a clear YoY growth reading for the quarterly results. Net profit stood at a loss of Rs 69.85 Cr against a loss of Rs 348.46 Cr a year earlier, a 79.95% narrowing.<\/p>\n<\/div>\n<p>Utkarsh Small Finance Bank Ltd (UTKARSHBNK) Q2 Results FY27 announced on 3 November 2026, covering the company&#8217;s financial performance for the July to September quarter. The bank reported revenue of Rs 1,002.28 Cr and a net loss of Rs 69.85 Cr. The results date puts these figures in front of investors on NSE and BSE, and Utkarsh Small Finance Bank Q2 Results FY27 frame the discussion that follows.<\/p>\n<p>This Utkarsh Small Finance Bank Q2 Results results analysis covers the financial highlights, the business drivers disclosed for the quarter, the outlook for FY27 and the risks to watch. Univest has structured the piece so that each section builds on the previous one, starting with the Financial Highlights table below.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=quarterly_results\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Utkarsh_Small_Finance_Bank_Q2_Results_FY27_Financial_Highlights\" title=\"Utkarsh Small Finance Bank Q2 Results FY27: Financial Highlights\">Utkarsh Small Finance Bank Q2 Results FY27: Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Key_Takeaways_from_Utkarsh_Small_Finance_Bank_Q2_Results_What_Stands_Out\" title=\"Key Takeaways from Utkarsh Small Finance Bank Q2 Results: What Stands Out\">Key Takeaways from Utkarsh Small Finance Bank Q2 Results: What Stands Out<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Utkarsh_Small_Finance_Bank_Q2_Results_FY27_Performance_Analysis\" title=\"Utkarsh Small Finance Bank Q2 Results FY27: Performance Analysis\">Utkarsh Small Finance Bank Q2 Results FY27: Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Key_Business_Factors_This_Quarter\" title=\"Key Business Factors This Quarter\">Key Business Factors This Quarter<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#FY27_Outlook_After_Utkarsh_Small_Finance_Bank_Q2_Results\" title=\"FY27 Outlook After Utkarsh Small Finance Bank Q2 Results\">FY27 Outlook After Utkarsh Small Finance Bank Q2 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Key_Risks_to_Watch_After_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\" title=\"Key Risks to Watch After Utkarsh Small Finance Bank Q2 Results FY27\">Key Risks to Watch After Utkarsh Small Finance Bank Q2 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Net_Loss_Remains\" title=\"Net Loss Remains\">Net Loss Remains<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Low_Return_on_Equity\" title=\"Low Return on Equity\">Low Return on Equity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Volatile_Quarterly_Net_Profit\" title=\"Volatile Quarterly Net Profit\">Volatile Quarterly Net Profit<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Frequently_Asked_Questions_on_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\" title=\"Frequently Asked Questions on Utkarsh Small Finance Bank Q2 Results FY27\">Frequently Asked Questions on Utkarsh Small Finance Bank Q2 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#What_are_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\" title=\"What are Utkarsh Small Finance Bank Q2 Results FY27?\">What are Utkarsh Small Finance Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#What_is_the_results_date_for_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\" title=\"What is the results date for Utkarsh Small Finance Bank Q2 Results FY27?\">What is the results date for Utkarsh Small Finance Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#What_revenue_was_reported_in_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\" title=\"What revenue was reported in Utkarsh Small Finance Bank Q2 Results FY27?\">What revenue was reported in Utkarsh Small Finance Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#What_net_profit_was_reported_in_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\" title=\"What net profit was reported in Utkarsh Small Finance Bank Q2 Results FY27?\">What net profit was reported in Utkarsh Small Finance Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#How_much_YoY_growth_did_revenue_show_in_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\" title=\"How much YoY growth did revenue show in Utkarsh Small Finance Bank Q2 Results FY27?\">How much YoY growth did revenue show in Utkarsh Small Finance Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Did_net_profit_rise_or_fall_in_Utkarsh_Small_Finance_Bank_Q2_Results\" title=\"Did net profit rise or fall in Utkarsh Small Finance Bank Q2 Results?\">Did net profit rise or fall in Utkarsh Small Finance Bank Q2 Results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#What_was_the_net_profit_margin_in_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\" title=\"What was the net profit margin in Utkarsh Small Finance Bank Q2 Results FY27?\">What was the net profit margin in Utkarsh Small Finance Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Why_does_Utkarsh_Small_Finance_Bank_Q2_Results_FY27_report_a_loss_on_net_profit\" title=\"Why does Utkarsh Small Finance Bank Q2 Results FY27 report a loss on net profit?\">Why does Utkarsh Small Finance Bank Q2 Results FY27 report a loss on net profit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#What_business_factors_shaped_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\" title=\"What business factors shaped Utkarsh Small Finance Bank Q2 Results FY27?\">What business factors shaped Utkarsh Small Finance Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#What_are_the_key_risks_after_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\" title=\"What are the key risks after Utkarsh Small Finance Bank Q2 Results FY27?\">What are the key risks after Utkarsh Small Finance Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#What_is_the_outlook_after_Utkarsh_Small_Finance_Bank_Q2_Results\" title=\"What is the outlook after Utkarsh Small Finance Bank Q2 Results?\">What is the outlook after Utkarsh Small Finance Bank Q2 Results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-q2-results-fy27-loss-70-crore\/#Where_can_I_find_the_complete_Utkarsh_Small_Finance_Bank_Q2_Results_FY27_data\" title=\"Where can I find the complete Utkarsh Small Finance Bank Q2 Results FY27 data?\">Where can I find the complete Utkarsh Small Finance Bank Q2 Results FY27 data?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Utkarsh_Small_Finance_Bank_Q2_Results_FY27_Financial_Highlights\"><\/span><strong>Utkarsh Small Finance Bank Q2 Results FY27: Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Q2 FY27 (Sep 26)<\/th>\n<th>Q2 FY26 (Sep 25)<\/th>\n<th>YoY Change<\/th>\n<\/tr>\n<tr>\n<td><strong>Revenue<\/strong><\/td>\n<td>Rs 1002.28 Cr<\/td>\n<td>Rs 937.32 Cr<\/td>\n<td>+6.93% YoY<\/td>\n<\/tr>\n<tr>\n<td><strong>Net Profit (PAT)<\/strong><\/td>\n<td>Rs -69.85 Cr<\/td>\n<td>Rs -348.46 Cr<\/td>\n<td>+79.95% YoY<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Source: company filing for Utkarsh Small Finance Bank Q2 Results FY27, 3 November 2026. Figures in Rs Crore.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_Utkarsh_Small_Finance_Bank_Q2_Results_What_Stands_Out\"><\/span><strong>Key Takeaways from Utkarsh Small Finance Bank Q2 Results: What Stands Out<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Revenue of Rs 1,002.28 Cr<\/strong> was up 6.93% YoY from Rs 937.32 Cr in the same quarter last year, an addition of Rs 64.96 Cr.<\/li>\n<li><strong>Net profit came in at a loss of Rs 69.85 Cr<\/strong>, compared with a loss of Rs 348.46 Cr a year earlier, so the loss narrowed by Rs 278.61 Cr.<\/li>\n<li><strong>Net profit YoY growth of 79.95%<\/strong> reflects how much smaller the loss is in Utkarsh Small Finance Bank Q2 Results FY27 than in the comparison quarter.<\/li>\n<li><strong>Net profit margin moved to -7.0%<\/strong> from -37.2% in the comparison quarter, which is the clearest single measure of the narrower loss.<\/li>\n<li><strong>The performance analysis<\/strong> in the next section takes these figures apart and shows how revenue and net profit moved together.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Utkarsh_Small_Finance_Bank_Q2_Results_FY27_Performance_Analysis\"><\/span><strong>Utkarsh Small Finance Bank Q2 Results FY27: Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The numbers show a bank growing revenue while cutting its loss sharply. Utkarsh Small Finance Bank reported revenue of Rs 1,002.28 Cr for the quarter, up 6.93% YoY, and a net loss of Rs 69.85 Cr, down from Rs 348.46 Cr in the same quarter last year.<\/p>\n<p>Revenue rose from Rs 937.32 Cr to Rs 1,002.28 Cr, so the top line added Rs 64.96 Cr over twelve months. In Utkarsh Small Finance Bank Q2 Results FY27, that revenue growth sits alongside a much smaller loss, which means the gap between income and cost has closed considerably compared with last year.<\/p>\n<p>Net profit moved from a loss of Rs 348.46 Cr to a loss of Rs 69.85 Cr, a change of Rs 278.61 Cr. The Utkarsh Small Finance Bank Q2 Results figures therefore show a loss that is still present but far smaller, and the YoY growth of 79.95% in net profit is measured on a negative base. Quarterly results like these are best read alongside the disclosed business factors, which is where this results analysis turns next.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live results data<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Business_Factors_This_Quarter\"><\/span><strong>Key Business Factors This Quarter<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Revenue Growth<\/strong> &#8211; The results analysis points to revenue as the first factor. Revenue grew 6.9% year on year to Rs 1,002.28 Cr in the latest quarter, giving Utkarsh Small Finance Bank Q2 Results FY27 a larger income base than a year ago and supporting the narrower loss.<\/p>\n<p><strong>Net Profit Margin<\/strong> &#8211; Net profit margin improved to -7.0% from -37.2% in the comparison quarter. In these quarterly results the margin remains negative, but the distance from break-even has shrunk sharply, which is consistent with the smaller net loss of Rs 69.85 Cr.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FY27_Outlook_After_Utkarsh_Small_Finance_Bank_Q2_Results\"><\/span><strong>FY27 Outlook After Utkarsh Small Finance Bank Q2 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The FY27 outlook depends on how the next quarters play out. The Utkarsh Small Finance Bank Q2 Results figures give one data point: revenue of Rs 1,002.28 Cr and a net loss of Rs 69.85 Cr. Full-year FY27 results will be shaped by the quarters still to be declared and by disclosed sector conditions.<\/p>\n<p>In Utkarsh Small Finance Bank Q2 Results FY27, the results analysis shows a direction of travel in net profit, from a loss of Rs 348.46 Cr to a loss of Rs 69.85 Cr. Investors can track the next filings to see whether net profit keeps moving in this way. That brings the discussion to the risks.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_Watch_After_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\"><\/span><strong>Key Risks to Watch After Utkarsh Small Finance Bank Q2 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Net_Loss_Remains\"><\/span><strong>Net Loss Remains<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The company reported a net loss of Rs 69.85 Cr in the latest quarter. Even after the YoY growth of 79.95% in net profit, the figure is still negative, and it is the first risk to monitor in Utkarsh Small Finance Bank Q2 Results FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Low_Return_on_Equity\"><\/span><strong>Low Return on Equity<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Return on equity was low at -40.73% in FY26. This is a full-year measure from the previous financial year, and it shows how much ground the bank has to cover in terms of returns for shareholders.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Volatile_Quarterly_Net_Profit\"><\/span><strong>Volatile Quarterly Net Profit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Quarterly net profit has been volatile, ranging from Rs -375.02 Cr to Rs -33.92 Cr over the last 5 quarters. Investors reading the quarterly results should weigh the latest figure against that range, since the YoY growth rate alone does not show the path.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track quarterly results as they are declared.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Utkarsh Small Finance Bank Q2 Results FY27 show revenue of Rs 1,002.28 Cr, up 6.93% YoY, and a net loss of Rs 69.85 Cr, much narrower than a year ago. Readers of these quarterly results can follow Utkarsh Small Finance Bank Q2 Results on the Univest app and Univest Screener. Investors should consult a SEBI-registered advisor before acting.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\"><\/span><strong>Frequently Asked Questions on Utkarsh Small Finance Bank Q2 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_are_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\"><\/span><strong>What are Utkarsh Small Finance Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Utkarsh Small Finance Bank Q2 Results FY27 are the quarterly results for July to September 2026, showing revenue of Rs 1,002.28 Cr and a net loss of Rs 69.85 Cr, as covered in the introduction.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_results_date_for_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\"><\/span><strong>What is the results date for Utkarsh Small Finance Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The results date for Utkarsh Small Finance Bank Q2 Results FY27 is 3 November 2026, so the July to September figures reached NSE and BSE on that day, as the opening section of this article notes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_revenue_was_reported_in_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\"><\/span><strong>What revenue was reported in Utkarsh Small Finance Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Utkarsh Small Finance Bank reported revenue of Rs 1,002.28 Cr in Utkarsh Small Finance Bank Q2 Results FY27, compared with Rs 937.32 Cr a year earlier, as the Financial Highlights table and Performance Analysis section show.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_net_profit_was_reported_in_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\"><\/span><strong>What net profit was reported in Utkarsh Small Finance Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net profit in Utkarsh Small Finance Bank Q2 Results FY27 was a loss of Rs 69.85 Cr, compared with a loss of Rs 348.46 Cr in the same quarter last year, which the Key Takeaways section explains in more detail.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_YoY_growth_did_revenue_show_in_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\"><\/span><strong>How much YoY growth did revenue show in Utkarsh Small Finance Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue showed YoY growth of 6.93% in Utkarsh Small Finance Bank Q2 Results FY27, rising from Rs 937.32 Cr to Rs 1,002.28 Cr, so the top line added Rs 64.96 Cr, as the Performance Analysis section explains.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Did_net_profit_rise_or_fall_in_Utkarsh_Small_Finance_Bank_Q2_Results\"><\/span><strong>Did net profit rise or fall in Utkarsh Small Finance Bank Q2 Results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net profit rose in Utkarsh Small Finance Bank Q2 Results in the sense that the loss narrowed by 79.95% YoY, from Rs 348.46 Cr to Rs 69.85 Cr, though the figure is still negative, as the Performance Analysis section shows.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_net_profit_margin_in_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\"><\/span><strong>What was the net profit margin in Utkarsh Small Finance Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The net profit margin in Utkarsh Small Finance Bank Q2 Results FY27 was -7.0%, compared with -37.2% in the comparison quarter, which means the loss is a far smaller share of revenue, as the Key Business Factors section describes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_does_Utkarsh_Small_Finance_Bank_Q2_Results_FY27_report_a_loss_on_net_profit\"><\/span><strong>Why does Utkarsh Small Finance Bank Q2 Results FY27 report a loss on net profit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Utkarsh Small Finance Bank reported a net loss of Rs 69.85 Cr in Utkarsh Small Finance Bank Q2 Results FY27, while revenue grew 6.93% YoY, so the loss is smaller but still present, as the Key Risks section notes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_business_factors_shaped_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\"><\/span><strong>What business factors shaped Utkarsh Small Finance Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue growth of 6.9% to Rs 1,002.28 Cr and a net profit margin moving to -7.0% shaped Utkarsh Small Finance Bank Q2 Results FY27, alongside a smaller loss, as detailed in the Key Business Factors section of this article.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_risks_after_Utkarsh_Small_Finance_Bank_Q2_Results_FY27\"><\/span><strong>What are the key risks after Utkarsh Small Finance Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The key risks after Utkarsh Small Finance Bank Q2 Results FY27 are the continuing net loss of Rs 69.85 Cr, a return on equity of -40.73% in FY26 and volatile quarterly net profit, as the Key Risks section explains.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_outlook_after_Utkarsh_Small_Finance_Bank_Q2_Results\"><\/span><strong>What is the outlook after Utkarsh Small Finance Bank Q2 Results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The outlook after Utkarsh Small Finance Bank Q2 Results depends on the quarters still to be declared in FY27, while the latest net profit and revenue give the current reference point, as the Outlook section describes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_find_the_complete_Utkarsh_Small_Finance_Bank_Q2_Results_FY27_data\"><\/span><strong>Where can I find the complete Utkarsh Small Finance Bank Q2 Results FY27 data?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The complete Utkarsh Small Finance Bank Q2 Results FY27 data, including the revenue and net profit comparison, sits in the Financial Highlights table above, and Univest Screener carries the same figures, as the opening paragraphs point out.<\/p>\n<p><script type=\"application\/ld+json\" class=\"faq-schema\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What are Utkarsh Small Finance Bank Q2 Results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Utkarsh Small Finance Bank Q2 Results FY27 are the quarterly results for July to September 2026, showing revenue of Rs 1,002.28 Cr and a net loss 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FY27 data?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The complete Utkarsh Small Finance Bank Q2 Results FY27 data, including the revenue and net profit comparison, sits in the Financial Highlights table above, and Univest Screener carries the same figures, as the opening paragraphs point out.\"}}]}<\/script><br \/>\n<script type=\"application\/ld+json\" class=\"news-article-schema\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Utkarsh Small Finance Bank Q2 Results FY27: Net Loss Narrows 79.95% to Rs 69.85 Cr, Revenue Rs 1,002.28 Cr, PA\",\"description\":\"Utkarsh Small Finance Bank Q2 Results: revenue \u20b91,002.28 Cr, PAT \u20b9-69.85 Cr. 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