{"id":338777,"date":"2026-11-04T12:17:15","date_gmt":"2026-11-04T06:47:15","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/"},"modified":"2026-11-04T12:17:15","modified_gmt":"2026-11-04T06:47:15","slug":"baid-finserv-q2-results-fy27-pat-5-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/","title":{"rendered":"Baid Finserv Q2 Results FY27: PAT Rises 14.29% to Rs 5.20 Cr, Revenue Falls 15.44% to Rs 20.16 Cr"},"content":{"rendered":"<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Baid Finserv Q2 Results FY27 were declared on 3 November 2026 and show Standalone revenue of Rs 20.16 Cr, down 15.44% YoY from Rs 23.84 Cr. Net profit rose 14.29% YoY to Rs 5.20 Cr from Rs 4.55 Cr. These quarterly results also show Financing Profit of Rs 5.61 Cr, down 8.63% YoY, so the quarter was mixed across the three lines.<\/p>\n<\/div>\n<p>Baid Finserv Ltd (BAIDFIN) Q2 Results FY27 announced on 3 November 2026, covering the company&#8217;s financial performance for the July to September quarter. Standalone revenue stood at Rs 20.16 Cr and PAT at Rs 5.20 Cr. The results date matters because Baid Finserv Q2 Results FY27 are compared with the same quarter last year, when revenue was Rs 23.84 Cr under the same standalone results basis.<\/p>\n<p>This results analysis of Baid Finserv Q2 Results covers the financial highlights, the business factors disclosed by the company, the FY27 outlook and the risks that investors can track on NSE and BSE. It begins with the Financial Highlights table, which places this quarter next to the same quarter of last year.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=quarterly_results\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Baid_Finserv_Q2_Results_FY27_Financial_Highlights\" title=\"Baid Finserv Q2 Results FY27: Financial Highlights\">Baid Finserv Q2 Results FY27: Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Key_Takeaways_from_Baid_Finserv_Q2_Results_What_Stands_Out\" title=\"Key Takeaways from Baid Finserv Q2 Results: What Stands Out\">Key Takeaways from Baid Finserv Q2 Results: What Stands Out<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Baid_Finserv_Q2_Results_FY27_Performance_Analysis\" title=\"Baid Finserv Q2 Results FY27: Performance Analysis\">Baid Finserv Q2 Results FY27: Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Key_Business_Factors_This_Quarter\" title=\"Key Business Factors This Quarter\">Key Business Factors This Quarter<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#FY27_Outlook_After_Baid_Finserv_Q2_Results\" title=\"FY27 Outlook After Baid Finserv Q2 Results\">FY27 Outlook After Baid Finserv Q2 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Key_Risks_to_Watch_After_Baid_Finserv_Q2_Results_FY27\" title=\"Key Risks to Watch After Baid Finserv Q2 Results FY27\">Key Risks to Watch After Baid Finserv Q2 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Lower_Revenue\" title=\"Lower Revenue\">Lower Revenue<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Low_Return_on_Equity\" title=\"Low Return on Equity\">Low Return on Equity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Volatile_Quarterly_Net_Profit\" title=\"Volatile Quarterly Net Profit\">Volatile Quarterly Net Profit<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Frequently_Asked_Questions_on_Baid_Finserv_Q2_Results_FY27\" title=\"Frequently Asked Questions on Baid Finserv Q2 Results FY27\">Frequently Asked Questions on Baid Finserv Q2 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#What_are_Baid_Finserv_Q2_Results_FY27\" title=\"What are Baid Finserv Q2 Results FY27?\">What are Baid Finserv Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#What_is_the_results_date_for_Baid_Finserv_Q2_Results_FY27\" title=\"What is the results date for Baid Finserv Q2 Results FY27?\">What is the results date for Baid Finserv Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#What_revenue_was_reported_in_Baid_Finserv_Q2_Results_FY27\" title=\"What revenue was reported in Baid Finserv Q2 Results FY27?\">What revenue was reported in Baid Finserv Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#What_net_profit_was_reported_in_Baid_Finserv_Q2_Results_FY27\" title=\"What net profit was reported in Baid Finserv Q2 Results FY27?\">What net profit was reported in Baid Finserv Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#How_much_YoY_change_did_revenue_show_in_Baid_Finserv_Q2_Results_FY27\" title=\"How much YoY change did revenue show in Baid Finserv Q2 Results FY27?\">How much YoY change did revenue show in Baid Finserv Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Did_net_profit_rise_or_fall_in_Baid_Finserv_Q2_Results\" title=\"Did net profit rise or fall in Baid Finserv Q2 Results?\">Did net profit rise or fall in Baid Finserv Q2 Results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#What_was_the_Financing_Profit_in_Baid_Finserv_Q2_Results_FY27\" title=\"What was the Financing Profit in Baid Finserv Q2 Results FY27?\">What was the Financing Profit in Baid Finserv Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Are_Baid_Finserv_Q2_Results_consolidated_results_or_standalone_results\" title=\"Are Baid Finserv Q2 Results consolidated results or standalone results?\">Are Baid Finserv Q2 Results consolidated results or standalone results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#What_business_factors_shaped_Baid_Finserv_Q2_Results_FY27\" title=\"What business factors shaped Baid Finserv Q2 Results FY27?\">What business factors shaped Baid Finserv Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#What_are_the_key_risks_after_Baid_Finserv_Q2_Results_FY27\" title=\"What are the key risks after Baid Finserv Q2 Results FY27?\">What are the key risks after Baid Finserv Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#What_is_the_outlook_after_Baid_Finserv_Q2_Results\" title=\"What is the outlook after Baid Finserv Q2 Results?\">What is the outlook after Baid Finserv Q2 Results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/baid-finserv-q2-results-fy27-pat-5-crore\/#Where_can_I_find_the_complete_Baid_Finserv_Q2_Results_FY27_data\" title=\"Where can I find the complete Baid Finserv Q2 Results FY27 data?\">Where can I find the complete Baid Finserv Q2 Results FY27 data?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Baid_Finserv_Q2_Results_FY27_Financial_Highlights\"><\/span><strong>Baid Finserv Q2 Results FY27: Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Q2 FY27 (Sep 26)<\/th>\n<th>Q2 FY26 (Sep 25)<\/th>\n<th>YoY Change<\/th>\n<\/tr>\n<tr>\n<td><strong>Revenue<\/strong><\/td>\n<td>Rs 20.16 Cr<\/td>\n<td>Rs 23.84 Cr<\/td>\n<td>-15.44% YoY<\/td>\n<\/tr>\n<tr>\n<td><strong>Financing Profit<\/strong><\/td>\n<td>Rs 5.61 Cr<\/td>\n<td>Rs 6.14 Cr<\/td>\n<td>-8.63% YoY<\/td>\n<\/tr>\n<tr>\n<td><strong>Net Profit (PAT)<\/strong><\/td>\n<td>Rs 5.2 Cr<\/td>\n<td>Rs 4.55 Cr<\/td>\n<td>+14.29% YoY<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Source: company filing for Baid Finserv Q2 Results FY27, 3 November 2026. Figures in Rs Crore, Standalone basis.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_Baid_Finserv_Q2_Results_What_Stands_Out\"><\/span><strong>Key Takeaways from Baid Finserv Q2 Results: What Stands Out<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Standalone revenue of Rs 20.16 Cr<\/strong> declined 15.44% YoY from Rs 23.84 Cr, a fall over the same quarter last year.<\/li>\n<li><strong>Financing Profit of Rs 5.61 Cr<\/strong> declined 8.63% YoY from Rs 6.14 Cr, a smaller fall than the fall in revenue.<\/li>\n<li><strong>Net profit of Rs 5.20 Cr<\/strong> rose 14.29% YoY from Rs 4.55 Cr, so profit grew even as revenue declined.<\/li>\n<li><strong>Net profit margin improved to 25.8%<\/strong> from 19.1% in the comparison quarter, which explains the gap between revenue and profit.<\/li>\n<li><strong>Higher net profit on lower revenue<\/strong> in Baid Finserv Q2 Results FY27 leads straight into the performance analysis below.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Baid_Finserv_Q2_Results_FY27_Performance_Analysis\"><\/span><strong>Baid Finserv Q2 Results FY27: Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Baid Finserv Q2 Results FY27 show that Baid Finserv earned Standalone revenue of Rs 20.16 Cr in the July to September quarter, which is 15.44% lower than the Rs 23.84 Cr reported a year earlier. Net profit rose 14.29% YoY to Rs 5.20 Cr from Rs 4.55 Cr.<\/p>\n<p>Net profit grew 14.29%, Financing Profit declined 8.63% and revenue declined 15.44%, so only the bottom line expanded on a YoY basis. The absolute movements are a Rs 3.68 Cr fall in revenue, a Rs 0.53 Cr fall in Financing Profit and a Rs 0.65 Cr rise in net profit, which is what investors will focus on when they read Baid Finserv Q2 Results.<\/p>\n<p>This results analysis therefore reads the order of YoY change as net profit first, Financing Profit second and revenue third. Investors tracking quarterly results can compare later filings on the same basis, and the business factors below set out what the company has disclosed about the quarter.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live results data<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Business_Factors_This_Quarter\"><\/span><strong>Key Business Factors This Quarter<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Net profit growth<\/strong> &#8211; Net profit rose 14.3% year on year to Rs 5.20 Cr. This rise from Rs 4.55 Cr is the main positive in Baid Finserv Q2 Results FY27, since revenue and Financing Profit both declined.<\/p>\n<p><strong>Margin improvement<\/strong> &#8211; Net profit margin improved to 25.8% from 19.1% in the comparison quarter. This shows a larger share of each rupee of revenue reaching net profit than a year earlier.<\/p>\n<p><strong>Revenue and Financing Profit trend<\/strong> &#8211; Revenue declined 15.4% and Financing Profit declined 8.63% on a YoY basis. Together with the rise in net profit, these figures show a quarter where profit moved against the direction of sales.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FY27_Outlook_After_Baid_Finserv_Q2_Results\"><\/span><strong>FY27 Outlook After Baid Finserv Q2 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The FY27 outlook after Baid Finserv Q2 Results depends on how the next quarters build on this result. The company has not given explicit guidance in the information reviewed here, so the full year will be shaped by the third and fourth quarter filings and by conditions disclosed in later announcements.<\/p>\n<p>For net profit, the useful markers are whether YoY growth holds and whether revenue returns to growth. A results analysis of the coming quarters can test both points, and the risks below show what could affect that path.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_Watch_After_Baid_Finserv_Q2_Results_FY27\"><\/span><strong>Key Risks to Watch After Baid Finserv Q2 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Lower_Revenue\"><\/span><strong>Lower Revenue<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Revenue declined 15.4% year on year to Rs 20.16 Cr in the latest quarter. A lower top line makes it harder to keep net profit rising in later quarters.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Low_Return_on_Equity\"><\/span><strong>Low Return on Equity<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Return on equity was low at 7.32% in FY26. This full year ratio shows why investors look for evidence that profit growth can lift returns in FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Volatile_Quarterly_Net_Profit\"><\/span><strong>Volatile Quarterly Net Profit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Quarterly net profit has been volatile, ranging from Rs 1.66 Cr to Rs 5.20 Cr over the last 5 quarters. The Rs 5.20 Cr of this quarter sits at the top of that range, so single quarter figures need to be read with the wider trend.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track quarterly results as they are declared.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Baid Finserv Q2 Results FY27 show Standalone revenue of Rs 20.16 Cr, down 15.44% YoY, and net profit of Rs 5.20 Cr, up 14.29%. The quarterly results therefore point to a mixed quarter, with a better margin offsetting lower revenue, and with returns and volatility as the points to track. Readers studying Baid Finserv Q2 Results should consult a SEBI-registered advisor before acting.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Baid_Finserv_Q2_Results_FY27\"><\/span><strong>Frequently Asked Questions on Baid Finserv Q2 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_are_Baid_Finserv_Q2_Results_FY27\"><\/span><strong>What are Baid Finserv Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Baid Finserv Q2 Results FY27 cover Baid Finserv, with Standalone revenue of Rs 20.16 Cr and net profit of Rs 5.20 Cr, so revenue declined while net profit grew YoY, as the performance analysis shows.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_results_date_for_Baid_Finserv_Q2_Results_FY27\"><\/span><strong>What is the results date for Baid Finserv Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Baid Finserv declared the quarterly results on 3 November 2026, so the filing covers July to September 2026, which means readers can compare it with the same quarter last year in the highlights.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_revenue_was_reported_in_Baid_Finserv_Q2_Results_FY27\"><\/span><strong>What revenue was reported in Baid Finserv Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Baid Finserv reported Standalone revenue of Rs 20.16 Cr in the quarter, compared with Rs 23.84 Cr a year earlier, so the Financial Highlights table shows a YoY decline of 15.44%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_net_profit_was_reported_in_Baid_Finserv_Q2_Results_FY27\"><\/span><strong>What net profit was reported in Baid Finserv Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The company reported net profit of Rs 5.20 Cr, compared with Rs 4.55 Cr a year earlier, so net profit rose 14.29% YoY, as the Key Takeaways section notes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_YoY_change_did_revenue_show_in_Baid_Finserv_Q2_Results_FY27\"><\/span><strong>How much YoY change did revenue show in Baid Finserv Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue showed a YoY decline of 15.44%, falling from Rs 23.84 Cr to Rs 20.16 Cr, while net profit grew 14.29%, which the performance analysis section examines in detail.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Did_net_profit_rise_or_fall_in_Baid_Finserv_Q2_Results\"><\/span><strong>Did net profit rise or fall in Baid Finserv Q2 Results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Baid Finserv Q2 Results show net profit rising from Rs 4.55 Cr to Rs 5.20 Cr, a 14.29% increase YoY, which the Key Takeaways section lists alongside the decline in Financing Profit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_Financing_Profit_in_Baid_Finserv_Q2_Results_FY27\"><\/span><strong>What was the Financing Profit in Baid Finserv Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Financing Profit was Rs 5.61 Cr, compared with Rs 6.14 Cr a year earlier, a YoY decline of 8.63%, which the performance analysis section places between net profit growth and the fall in revenue.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_Baid_Finserv_Q2_Results_consolidated_results_or_standalone_results\"><\/span><strong>Are Baid Finserv Q2 Results consolidated results or standalone results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Baid Finserv Q2 Results are standalone results, so the revenue of Rs 20.16 Cr and net profit of Rs 5.20 Cr cover the company itself, as the Financial Highlights table and opening paragraphs state.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_business_factors_shaped_Baid_Finserv_Q2_Results_FY27\"><\/span><strong>What business factors shaped Baid Finserv Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The disclosed factors are net profit growth of 14.3% and a net profit margin of 25.8% against 19.1% in the comparison quarter, as the business factors section explains.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_risks_after_Baid_Finserv_Q2_Results_FY27\"><\/span><strong>What are the key risks after Baid Finserv Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The risks are a 15.4% revenue decline, a low return on equity of 7.32% in FY26 and volatile quarterly net profit over the last 5 quarters, as listed in the Key Risks section.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_outlook_after_Baid_Finserv_Q2_Results\"><\/span><strong>What is the outlook after Baid Finserv Q2 Results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The FY27 outlook depends on the next quarterly results, since no explicit guidance was reviewed, while YoY growth in net profit and a return to revenue growth are the markers the outlook section asks readers to track.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_find_the_complete_Baid_Finserv_Q2_Results_FY27_data\"><\/span><strong>Where can I find the complete Baid Finserv Q2 Results FY27 data?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The complete figures sit in the Financial Highlights table of this article, while the Univest app and Univest Screener let readers follow Baid Finserv and compare later quarterly results on the same basis.<\/p>\n<p><script type=\"application\/ld+json\" class=\"faq-schema\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What are Baid Finserv 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Finserv and compare later quarterly results on the same basis.\"}}]}<\/script><br \/>\n<script type=\"application\/ld+json\" class=\"news-article-schema\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Baid Finserv Q2 Results FY27: PAT Rises 14.29% to Rs 5.20 Cr, Revenue Falls 15.44% to Rs 20.16 Cr\",\"description\":\"Baid Finserv Q2 Results: Standalone revenue \u20b920.16 Cr, PAT \u20b95.20 Cr. Check YoY growth and quarterly results analysis from the 3 November 2026 filing.\",\"author\":{\"@type\":\"Organization\",\"name\":\"Univest\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Univest\",\"url\":\"https:\/\/univest.in\"},\"about\":{\"@type\":\"Corporation\",\"name\":\"Baid Finserv Ltd\"}}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Baid Finserv Q2 Results FY27: Standalone revenue Rs 20.16 Cr, down 15.44% YoY, and net profit Rs 5.20 Cr, up 14.29% YoY.<\/p>\n","protected":false},"author":29,"featured_media":338775,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5331],"tags":[],"class_list":["post-338777","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-https-univest-in-blogs-category-results"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["338775"],"rank_math_title":["Baid Finserv Q2 Results FY27: PAT Up 14.29% to Rs 5.20 Cr"],"rank_math_description":["Baid Finserv Q2 Results: Standalone revenue \u20b920.16 Cr, PAT \u20b95.20 Cr. 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