{"id":333617,"date":"2026-10-30T15:06:45","date_gmt":"2026-10-30T09:36:45","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=333617"},"modified":"2026-10-30T15:06:45","modified_gmt":"2026-10-30T09:36:45","slug":"financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/","title":{"rendered":"3 Financial Technology Software Company, Mutual Fund Manager and Largest Securities Depository Stocks With a Strong Future Roadmap: Intellect Design Arena, Aditya Birla Sun Life AMC and NSDL"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E84;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Intellect Design Arena, Aditya Birla Sun Life AMC and NSDL: ROE of 10.9% to 25.4% and FY22 to FY26 revenue CAGR of 10.0% to 19.2%. Prices as of 29 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E84;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The three bank software, fund house and depository stocks to watch are Intellect Design Arena, Aditya Birla Sun Life AMC and NSDL. Their return on equity ranges from 10.9% to 25.4%, and their revenue compound annual growth from FY22 to FY26 ranges from 10.0% to 19.2%. Aditya Birla Sun Life AMC has the highest return on equity at 25.4%, while NSDL has the fastest revenue growth at 19.2% a year. Prices are based on the 29 October 2026 close, and this article is educational, not investment advice.<\/p>\n<\/div>\n<p>Bank software, fund house and depository stocks bring together companies with a visible plan for the years ahead. Intellect Design Arena, Aditya Birla Sun Life AMC and NSDL cover a financial technology software company, a mutual fund manager and the largest securities depository.<\/p>\n<p>This list covers three bank software, fund house and depository stocks with complete current figures: Intellect Design Arena, Aditya Birla Sun Life AMC and NSDL. Every figure comes from the latest reported financials and the 29 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\">Click Here &#8211; Get Free Investment Predictions<\/a><\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#What_Are_Bank_Software_Fund_House_and_Depository_Stocks\" title=\"What Are Bank Software, Fund House and Depository Stocks?\">What Are Bank Software, Fund House and Depository Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Bank_Software_Fund_House_and_Depository_Stocks_at_a_Glance\" title=\"Bank Software, Fund House and Depository Stocks at a Glance\">Bank Software, Fund House and Depository Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Why_Do_Bank_Software_Fund_House_and_Depository_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Bank Software, Fund House and Depository Stocks Have a Strong Roadmap in India?\">Why Do Bank Software, Fund House and Depository Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Why_Intellect_Design_Arena_Features_Among_These_Bank_Software_Fund_House_and_Depository_Stocks\" title=\"Why Intellect Design Arena Features Among These Bank Software, Fund House and Depository Stocks\">Why Intellect Design Arena Features Among These Bank Software, Fund House and Depository Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Why_Aditya_Birla_Sun_Life_AMC_Features_Among_These_Bank_Software_Fund_House_and_Depository_Stocks\" title=\"Why Aditya Birla Sun Life AMC Features Among These Bank Software, Fund House and Depository Stocks\">Why Aditya Birla Sun Life AMC Features Among These Bank Software, Fund House and Depository Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Why_NSDL_Features_Among_These_Bank_Software_Fund_House_and_Depository_Stocks\" title=\"Why NSDL Features Among These Bank Software, Fund House and Depository Stocks\">Why NSDL Features Among These Bank Software, Fund House and Depository Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Intellect_Design_Arena_vs_Aditya_Birla_Sun_Life_AMC_vs_NSDL_on_Key_Financials\" title=\"Intellect Design Arena vs Aditya Birla Sun Life AMC vs NSDL on Key Financials\">Intellect Design Arena vs Aditya Birla Sun Life AMC vs NSDL on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Key_Risks_to_Check_Before_Investing_in_Bank_Software_Fund_House_and_Depository_Stocks\" title=\"Key Risks to Check Before Investing in Bank Software, Fund House and Depository Stocks\">Key Risks to Check Before Investing in Bank Software, Fund House and Depository Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Final_Thoughts_on_Bank_Software_Fund_House_and_Depository_Stocks\" title=\"Final Thoughts on Bank Software, Fund House and Depository Stocks\">Final Thoughts on Bank Software, Fund House and Depository Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#What_are_bank_software_fund_house_and_depository_stocks\" title=\"What are bank software, fund house and depository stocks?\">What are bank software, fund house and depository stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Which_bank_software_fund_house_and_depository_stocks_are_covered_in_this_list\" title=\"Which bank software, fund house and depository stocks are covered in this list?\">Which bank software, fund house and depository stocks are covered in this list?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Why_do_bank_software_fund_house_and_depository_stocks_have_a_strong_future_roadmap_in_India\" title=\"Why do bank software, fund house and depository stocks have a strong future roadmap in India?\">Why do bank software, fund house and depository stocks have a strong future roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#How_has_Intellect_Design_Arena_performed_financially\" title=\"How has Intellect Design Arena performed financially?\">How has Intellect Design Arena performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#How_has_Aditya_Birla_Sun_Life_AMC_performed_financially\" title=\"How has Aditya Birla Sun Life AMC performed financially?\">How has Aditya Birla Sun Life AMC performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#How_has_NSDL_performed_financially\" title=\"How has NSDL performed financially?\">How has NSDL performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#What_risks_should_investors_check_before_buying_bank_software_fund_house_and_depository_stocks\" title=\"What risks should investors check before buying bank software, fund house and depository stocks?\">What risks should investors check before buying bank software, fund house and depository stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/financial-technology-software-company-mutual-fund-manager-and-largest-securities-depository-stocks-roadmap-trailmap-list\/#Is_this_list_of_bank_software_fund_house_and_depository_stocks_investment_advice\" title=\"Is this list of bank software, fund house and depository stocks investment advice?\">Is this list of bank software, fund house and depository stocks investment advice?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Bank_Software_Fund_House_and_Depository_Stocks\"><\/span><strong>What Are Bank Software, Fund House and Depository Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank software, fund house and depository stocks are listed companies that sell software for banking, insurance and capital markets, manage mutual funds and portfolio services for retail and institutional investors and hold investors&#8217; securities in electronic form. Their earnings depend on technology budgets, assets managed and account growth.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_Software_Fund_House_and_Depository_Stocks_at_a_Glance\"><\/span><strong>Bank Software, Fund House and Depository Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE (%)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">D\/E<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/intellect\/intellect-design-arena-ltd-share-price-today\">Intellect Design Arena<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">602.85<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">8,952<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.9<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.05<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/abslamc\/aditya-birla-sun-life-amc-ltd-share-price-today\">Aditya Birla Sun Life AMC<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">844.9<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">26,115<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">26.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.9<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.4<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.02<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/nsdl\/national-securities-depository-share-price-today\">NSDL<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">707.3<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14,924<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">38.4<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">41.8<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.0<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.01<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>On valuation, NSDL trades at a P\/E below the industry P\/E, while Intellect Design Arena and Aditya Birla Sun Life AMC trade above it, which reflects the growth the market already expects. Readers comparing bank software, fund house and depository stocks should look at return on equity and debt together, since a high return earned with low debt is easier to sustain.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Bank_Software_Fund_House_and_Depository_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Bank Software, Fund House and Depository Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank software, fund house and depository stocks have a strong roadmap in India because rising household investing, more demat accounts and banks and insurers upgrading their platforms keep widening the market for these financial services companies.<\/p>\n<ul>\n<li><strong>Investor growth.<\/strong> More households invest through funds and demat accounts.<\/li>\n<li><strong>Product demand.<\/strong> Banks buy modern software platforms.<\/li>\n<li><strong>Fee income.<\/strong> Assets under management drive steady fees.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Why_Intellect_Design_Arena_Features_Among_These_Bank_Software_Fund_House_and_Depository_Stocks\"><\/span><strong>Why Intellect Design Arena Features Among These Bank Software, Fund House and Depository Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the bank software, fund house and depository stocks on this list, Intellect Design Arena is a Chennai-based financial technology company that sells software products for banking, insurance and capital markets, including transaction banking, consumer banking and risk platforms.<\/p>\n<p>Revenue rose from Rs 1,919 crore in FY22 to Rs 3,161 crore in FY26, a compound annual growth rate of 13.3%. Net profit grew from Rs 269 crore in FY23 to Rs 343 crore in FY26, which works out to a compound annual growth rate of 8.5%.<\/p>\n<p>In the June 2026 quarter, revenue grew 18.9% year on year to Rs 873 crore, while net profit rose 8.7% to Rs 102 crore. The company has a return on equity of 10.9%, a debt to equity ratio of 0.05 and a market capitalisation of Rs 8,952 crore. The stock trades at a P\/E of 25.5, above the industry P\/E of 17.5.<\/p>\n<p><strong>Roadmap:<\/strong> Banks and insurers are replacing older systems with cloud-ready platforms, and the company earns licence, subscription and implementation revenue from these programmes. Its product-led model supports recurring income from long-term client relationships.<\/p>\n<p><strong>What to watch:<\/strong> Follow new contract wins and the share of recurring revenue.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Aditya_Birla_Sun_Life_AMC_Features_Among_These_Bank_Software_Fund_House_and_Depository_Stocks\"><\/span><strong>Why Aditya Birla Sun Life AMC Features Among These Bank Software, Fund House and Depository Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the investment platform shares on this list, Aditya Birla Sun Life AMC manages mutual funds, portfolio management services and offshore and alternative funds for retail and institutional investors across India.<\/p>\n<p>Revenue rose from Rs 1,409 crore in FY22 to Rs 2,060 crore in FY26, a compound annual growth rate of 10.0%. Net profit grew from Rs 673 crore in FY22 to Rs 975 crore in FY26, which works out to a compound annual growth rate of 9.7%.<\/p>\n<p>The company has a return on equity of 25.4%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 26,115 crore. The stock trades at a P\/E of 26.5, above the industry P\/E of 16.9.<\/p>\n<p><strong>Roadmap:<\/strong> The company is growing its base of individual investors, especially through systematic plans, and building its presence in smaller cities. A well-known group brand supports investor trust.<\/p>\n<p><strong>What to watch:<\/strong> Track assets under management, new investor additions and systematic plan flows.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_NSDL_Features_Among_These_Bank_Software_Fund_House_and_Depository_Stocks\"><\/span><strong>Why NSDL Features Among These Bank Software, Fund House and Depository Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the three companies on this list, National Securities Depository, known as NSDL, is India&#8217;s first and largest depository, holding securities of investors in electronic form and providing related services to market participants.<\/p>\n<p>The company has a return on equity of 16.0%, a debt to equity ratio of 0.01 and a market capitalisation of Rs 14,924 crore. The stock trades at a P\/E of 38.4, below the industry P\/E of 41.8.<\/p>\n<p>Revenue rose from Rs 821 crore in FY22 to Rs 1,660 crore in FY26, a compound annual growth rate of 19.2%. Net profit grew from Rs 213 crore in FY22 to Rs 380 crore in FY26, which works out to a compound annual growth rate of 15.6%.<\/p>\n<p><strong>Roadmap:<\/strong> The company is gaining from the steady growth in demat accounts and from higher market participation. Its fee income from account maintenance and transactions grows as more investors enter the market.<\/p>\n<p><strong>What to watch:<\/strong> Track growth in demat accounts, trading volumes and new service launches.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Intellect_Design_Arena_vs_Aditya_Birla_Sun_Life_AMC_vs_NSDL_on_Key_Financials\"><\/span><strong>Intellect Design Arena vs Aditya Birla Sun Life AMC vs NSDL on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below sets the three bank software, fund house and depository stocks side by side on revenue, profit and margin, using reported figures.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY22 Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Revenue CAGR (FY22-FY26)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Net Profit (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Net Margin<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Intellect Design Arena<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,919<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3,161<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.3%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">343<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Aditya Birla Sun Life AMC<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,409<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,060<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">975<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">47.3%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">NSDL<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">821<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,660<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19.2%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">380<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Aditya Birla Sun Life AMC posts the highest return on equity in this group at 25.4%. Intellect Design Arena has the largest FY26 revenue at Rs 3,161 crore, and NSDL shows the fastest revenue growth with a 19.2% compound annual rate. A useful habit with bank software, fund house and depository stocks is to check each new quarterly result against the capacity plans the company described earlier.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_Check_Before_Investing_in_Bank_Software_Fund_House_and_Depository_Stocks\"><\/span><strong>Key Risks to Check Before Investing in Bank Software, Fund House and Depository Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Every theme carries risks that deserve a check before any decision. For these bank software, fund house and depository stocks, the main points are: Long-term investment platform shares holders usually track revenue growth, margins and cash flow side by side rather than relying on a single ratio.<\/p>\n<ul>\n<li><strong>Market activity.<\/strong> Fee income follows trading volumes and investor participation.<\/li>\n<li><strong>Client spending.<\/strong> Technology budgets can vary with global conditions.<\/li>\n<li><strong>Valuation levels.<\/strong> Some of these companies trade at high earnings multiples, so growth must continue to justify them.<\/li>\n<\/ul>\n<p>Treat this list as a starting point for research and not as a recommendation. Read the latest results presentation, check the management commentary on order books or capacity plans, and compare each company with its peers before you decide anything.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/screeners\">Use the Univest Stock Screener<\/a><\/strong> to filter bank software, fund house and depository stocks by market capitalisation, P\/E, ROE and growth, and build your own shortlist.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Thoughts_on_Bank_Software_Fund_House_and_Depository_Stocks\"><\/span><strong>Final Thoughts on Bank Software, Fund House and Depository Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank software, fund house and depository stocks suit investors who prefer to study business strength before price moves. Intellect Design Arena, Aditya Birla Sun Life AMC and NSDL each have a clear plan to grow. Based on the 29 October 2026 close, Intellect Design Arena trades at Rs 602.85, Aditya Birla Sun Life AMC at Rs 844.9 and NSDL at Rs 707.3. Valuation matters as much as growth, so compare each company&#8217;s P\/E with its industry P\/E before adding any of these bank software, fund house and depository stocks to a watchlist.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track bank software, fund house and depository stocks, set price alerts and get research-backed stock ideas.<\/em><\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_are_bank_software_fund_house_and_depository_stocks\"><\/span><strong>What are bank software, fund house and depository stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank software, fund house and depository stocks are listed companies that sell software for banking, insurance and capital markets, manage mutual funds and portfolio services for retail and institutional investors and hold investors&#8217; securities in electronic form. Their earnings depend on technology budgets, assets managed and account growth. This list looks at three of them, Intellect Design Arena, Aditya Birla Sun Life AMC and NSDL, using reported FY22 to FY26 financials and the 29 October 2026 closing prices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_bank_software_fund_house_and_depository_stocks_are_covered_in_this_list\"><\/span><strong>Which bank software, fund house and depository stocks are covered in this list?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This list covers Intellect Design Arena, Aditya Birla Sun Life AMC and NSDL. Based on the 29 October 2026 close, Intellect Design Arena traded at Rs 602.85, Aditya Birla Sun Life AMC at Rs 844.9 and NSDL at Rs 707.3. Their return on equity ranges from 10.9% to 25.4%, and their revenue compound annual growth from FY22 to FY26 ranges from 10.0% to 19.2%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_do_bank_software_fund_house_and_depository_stocks_have_a_strong_future_roadmap_in_India\"><\/span><strong>Why do bank software, fund house and depository stocks have a strong future roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank software, fund house and depository stocks have a strong roadmap in India because rising household investing, more demat accounts and banks and insurers upgrading their platforms keep widening the market for these financial services companies. The main drivers are as follows. Investor growth. More households invest through funds and demat accounts. Product demand. Banks buy modern software platforms. Fee income. Assets under management drive steady fees. Together these factors give the companies on this list a visible path for growth over the coming years.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Intellect_Design_Arena_performed_financially\"><\/span><strong>How has Intellect Design Arena performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 1,919 crore in FY22 to Rs 3,161 crore in FY26, a compound annual growth rate of 13.3%. Net profit grew from Rs 269 crore in FY23 to Rs 343 crore in FY26, which works out to a compound annual growth rate of 8.5%. In the June 2026 quarter, revenue grew 18.9% year on year to Rs 873 crore, while net profit rose 8.7% to Rs 102 crore. The company has a return on equity of 10.9%, a debt to equity ratio of 0.05 and a market capitalisation of Rs 8,952 crore. The stock trades at a P\/E of 25.5, above the industry P\/E of 17.5. Looking ahead, banks and insurers are replacing older systems with cloud-ready platforms, and the company earns licence, subscription and implementation revenue from these programmes. Its product-led model supports recurring income from long-term client relationships.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Aditya_Birla_Sun_Life_AMC_performed_financially\"><\/span><strong>How has Aditya Birla Sun Life AMC performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 1,409 crore in FY22 to Rs 2,060 crore in FY26, a compound annual growth rate of 10.0%. Net profit grew from Rs 673 crore in FY22 to Rs 975 crore in FY26, which works out to a compound annual growth rate of 9.7%. The company has a return on equity of 25.4%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 26,115 crore. The stock trades at a P\/E of 26.5, above the industry P\/E of 16.9. Looking ahead, the company is growing its base of individual investors, especially through systematic plans, and building its presence in smaller cities. A well-known group brand supports investor trust.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_NSDL_performed_financially\"><\/span><strong>How has NSDL performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 821 crore in FY22 to Rs 1,660 crore in FY26, a compound annual growth rate of 19.2%. Net profit grew from Rs 213 crore in FY22 to Rs 380 crore in FY26, which works out to a compound annual growth rate of 15.6%. The company has a return on equity of 16.0%, a debt to equity ratio of 0.01 and a market capitalisation of Rs 14,924 crore. The stock trades at a P\/E of 38.4, below the industry P\/E of 41.8. Looking ahead, the company is gaining from the steady growth in demat accounts and from higher market participation. Its fee income from account maintenance and transactions grows as more investors enter the market.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_risks_should_investors_check_before_buying_bank_software_fund_house_and_depository_stocks\"><\/span><strong>What risks should investors check before buying bank software, fund house and depository stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investors should check a few risks before buying bank software, fund house and depository stocks. Market activity. Fee income follows trading volumes and investor participation. Client spending. Technology budgets can vary with global conditions. Valuation levels. Some of these companies trade at high earnings multiples, so growth must continue to justify them. Reading the latest results presentation and comparing each company with its peers helps judge how these risks apply to each stock.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_this_list_of_bank_software_fund_house_and_depository_stocks_investment_advice\"><\/span><strong>Is this list of bank software, fund house and depository stocks investment advice?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. This article is educational and uses publicly available data as of the 29 October 2026 close. Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What are bank software, fund house and depository stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bank software, fund house and depository stocks are listed companies that sell software for banking, insurance and capital markets, manage mutual funds and portfolio services for retail and institutional investors and hold investors' securities in electronic form. Their earnings depend on technology budgets, assets managed and account growth. This list looks at three of them, Intellect Design Arena, Aditya Birla Sun Life AMC and NSDL, using reported FY22 to FY26 financials and the 29 October 2026 closing prices.\"}},{\"@type\":\"Question\",\"name\":\"Which bank software, fund house and depository stocks are covered in this list?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This list covers Intellect Design Arena, Aditya Birla Sun Life AMC and NSDL. Based on the 29 October 2026 close, Intellect Design Arena traded at Rs 602.85, Aditya Birla Sun Life AMC at Rs 844.9 and NSDL at Rs 707.3. Their return on equity ranges from 10.9% to 25.4%, and their revenue compound annual growth from FY22 to FY26 ranges from 10.0% to 19.2%.\"}},{\"@type\":\"Question\",\"name\":\"Why do bank software, fund house and depository stocks have a strong future roadmap in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bank software, fund house and depository stocks have a strong roadmap in India because rising household investing, more demat accounts and banks and insurers upgrading their platforms keep widening the market for these financial services companies. The main drivers are as follows. Investor growth. More households invest through funds and demat accounts. Product demand. Banks buy modern software platforms. Fee income. Assets under management drive steady fees. 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Its product-led model supports recurring income from long-term client relationships.\"}},{\"@type\":\"Question\",\"name\":\"How has Aditya Birla Sun Life AMC performed financially?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Revenue rose from Rs 1,409 crore in FY22 to Rs 2,060 crore in FY26, a compound annual growth rate of 10.0%. Net profit grew from Rs 673 crore in FY22 to Rs 975 crore in FY26, which works out to a compound annual growth rate of 9.7%. The company has a return on equity of 25.4%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 26,115 crore. The stock trades at a P\/E of 26.5, above the industry P\/E of 16.9. Looking ahead, the company is growing its base of individual investors, especially through systematic plans, and building its presence in smaller cities. 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Compare price, valuation, return on equity and revenue growth as of 28 October 2026.<\/p>\n","protected":false},"author":38,"featured_media":333616,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[8600,12689,3803,18694,14153,18695,18696,8917],"class_list":["post-333617","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-aditya-birla-sun-life-amc","tag-bank-software","tag-best-stocks","tag-fund-house-and-depository-stocks","tag-intellect-design-arena","tag-investment-platform-shares","tag-investor-platform-stocks","tag-nsdl"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["333616"],"rank_math_title":["Fintech Software, Fund Manager and Depository Stocks"],"rank_math_description":["Compare 3 bank software, fund house and depository stocks with a strong future roadmap on CMP, market cap, P\/E, ROE and revenue growth. 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