{"id":332838,"date":"2026-10-29T20:14:05","date_gmt":"2026-10-29T14:44:05","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/"},"modified":"2026-10-29T20:14:05","modified_gmt":"2026-10-29T14:44:05","slug":"fino-payments-bank-q2-results-fy27-loss-21-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/","title":{"rendered":"Fino Payments Bank Q2 Results FY27: Revenue Falls 16.61% to Rs 333.62 Cr, PAT Loss Rs 20.90 Cr"},"content":{"rendered":"<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Fino Payments Bank Q2 Results FY27 were declared on 29 October 2026 on a standalone basis. Revenue stood at Rs 333.62 Cr, down 16.61% YoY from Rs 400.05 Cr. Net profit moved to a loss of Rs 20.90 Cr from a profit of Rs 15.35 Cr, a 236.16% YoY fall. These quarterly results show negative YoY growth on both revenue and net profit.<\/p>\n<\/div>\n<p><a href=\"https:\/\/univest.in\/stocks\/finop\/fino-payments-bank-ltd-share-price-today\">Fino Payments Bank Ltd<\/a> (FINOPB) Q2 Results FY27 announced on 29 October 2026, covering the company&#8217;s financial performance for the July to September quarter. The company reported revenue of Rs 333.62 Cr and a PAT loss of Rs 20.90 Cr under the NSE symbol FINOPB. Fino Payments Bank Q2 Results FY27 were released on this results date and cover the standalone results of the bank.<\/p>\n<p>This Fino Payments Bank Q2 Results review is a results analysis covering the financial highlights, business drivers, outlook and risks for the quarter. Univest brings the declared numbers together so that the Financial Highlights table below can be read alongside the explanation of what changed.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=quarterly_results\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Fino_Payments_Bank_Q2_Results_FY27_Financial_Highlights\" title=\"Fino Payments Bank Q2 Results FY27: Financial Highlights\">Fino Payments Bank Q2 Results FY27: Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Key_Takeaways_from_Fino_Payments_Bank_Q2_Results_What_Stands_Out\" title=\"Key Takeaways from Fino Payments Bank Q2 Results: What Stands Out\">Key Takeaways from Fino Payments Bank Q2 Results: What Stands Out<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Fino_Payments_Bank_Q2_Results_FY27_Performance_Analysis\" title=\"Fino Payments Bank Q2 Results FY27: Performance Analysis\">Fino Payments Bank Q2 Results FY27: Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Key_Business_Factors_This_Quarter\" title=\"Key Business Factors This Quarter\">Key Business Factors This Quarter<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#FY27_Outlook_After_Fino_Payments_Bank_Q2_Results\" title=\"FY27 Outlook After Fino Payments Bank Q2 Results\">FY27 Outlook After Fino Payments Bank Q2 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Key_Risks_to_Watch_After_Fino_Payments_Bank_Q2_Results_FY27\" title=\"Key Risks to Watch After Fino Payments Bank Q2 Results FY27\">Key Risks to Watch After Fino Payments Bank Q2 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Revenue_Decline\" title=\"Revenue Decline\">Revenue Decline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Net_Loss\" title=\"Net Loss\">Net Loss<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Narrower_Margin\" title=\"Narrower Margin\">Narrower Margin<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Frequently_Asked_Questions_on_Fino_Payments_Bank_Q2_Results_FY27\" title=\"Frequently Asked Questions on Fino Payments Bank Q2 Results FY27\">Frequently Asked Questions on Fino Payments Bank Q2 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#What_are_Fino_Payments_Bank_Q2_Results_FY27\" title=\"What are Fino Payments Bank Q2 Results FY27?\">What are Fino Payments Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#What_is_the_results_date_for_Fino_Payments_Bank_Q2_Results_FY27\" title=\"What is the results date for Fino Payments Bank Q2 Results FY27?\">What is the results date for Fino Payments Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#What_revenue_was_reported_in_Fino_Payments_Bank_Q2_Results_FY27\" title=\"What revenue was reported in Fino Payments Bank Q2 Results FY27?\">What revenue was reported in Fino Payments Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#What_net_profit_was_reported_in_Fino_Payments_Bank_Q2_Results_FY27\" title=\"What net profit was reported in Fino Payments Bank Q2 Results FY27?\">What net profit was reported in Fino Payments Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#How_much_YoY_growth_did_revenue_show_in_Fino_Payments_Bank_Q2_Results_FY27\" title=\"How much YoY growth did revenue show in Fino Payments Bank Q2 Results FY27?\">How much YoY growth did revenue show in Fino Payments Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Did_net_profit_rise_or_fall_in_Fino_Payments_Bank_Q2_Results\" title=\"Did net profit rise or fall in Fino Payments Bank Q2 Results?\">Did net profit rise or fall in Fino Payments Bank Q2 Results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#What_was_the_net_profit_margin_in_Fino_Payments_Bank_Q2_Results_FY27\" title=\"What was the net profit margin in Fino Payments Bank Q2 Results FY27?\">What was the net profit margin in Fino Payments Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Are_Fino_Payments_Bank_Q2_Results_consolidated_results_or_standalone_results\" title=\"Are Fino Payments Bank Q2 Results consolidated results or standalone results?\">Are Fino Payments Bank Q2 Results consolidated results or standalone results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#What_business_factors_shaped_Fino_Payments_Bank_Q2_Results_FY27\" title=\"What business factors shaped Fino Payments Bank Q2 Results FY27?\">What business factors shaped Fino Payments Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#What_are_the_key_risks_after_Fino_Payments_Bank_Q2_Results_FY27\" title=\"What are the key risks after Fino Payments Bank Q2 Results FY27?\">What are the key risks after Fino Payments Bank Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#What_is_the_outlook_after_Fino_Payments_Bank_Q2_Results\" title=\"What is the outlook after Fino Payments Bank Q2 Results?\">What is the outlook after Fino Payments Bank Q2 Results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-q2-results-fy27-loss-21-crore\/#Where_can_I_find_the_complete_Fino_Payments_Bank_Q2_Results_FY27_data\" title=\"Where can I find the complete Fino Payments Bank Q2 Results FY27 data?\">Where can I find the complete Fino Payments Bank Q2 Results FY27 data?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Fino_Payments_Bank_Q2_Results_FY27_Financial_Highlights\"><\/span><strong>Fino Payments Bank Q2 Results FY27: Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Q2 FY27 (Sep 26)<\/th>\n<th>Q2 FY26 (Sep 25)<\/th>\n<th>YoY Change<\/th>\n<\/tr>\n<tr>\n<td><strong>Revenue<\/strong><\/td>\n<td>Rs 333.62 Cr<\/td>\n<td>Rs 400.05 Cr<\/td>\n<td>-16.61% YoY<\/td>\n<\/tr>\n<tr>\n<td><strong>Net Profit (PAT)<\/strong><\/td>\n<td>Rs -20.9 Cr<\/td>\n<td>Rs 15.35 Cr<\/td>\n<td>-236.16% YoY<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Source: company filing for Fino Payments Bank Q2 Results FY27, 29 October 2026. Figures in Rs Crore, Standalone basis.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_Fino_Payments_Bank_Q2_Results_What_Stands_Out\"><\/span><strong>Key Takeaways from Fino Payments Bank Q2 Results: What Stands Out<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Revenue fell 16.61% YoY<\/strong> to Rs 333.62 Cr from Rs 400.05 Cr, so top-line YoY growth was negative in this quarter.<\/li>\n<li><strong>Net profit moved to a loss of Rs 20.90 Cr<\/strong> against a profit of Rs 15.35 Cr a year earlier, a 236.16% YoY fall.<\/li>\n<li><strong>Net profit margin was -6.3%<\/strong> compared with 3.8% in the comparison quarter, based on the standalone figures.<\/li>\n<li><strong>Revenue rose 8.7% quarter on quarter<\/strong> from Rs 306.87 Cr, a sequential move that sits beside the YoY decline in Fino Payments Bank Q2 Results FY27.<\/li>\n<li><strong>The performance analysis comes next<\/strong> and shows how the revenue decline and the net loss fit together.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Fino_Payments_Bank_Q2_Results_FY27_Performance_Analysis\"><\/span><strong>Fino Payments Bank Q2 Results FY27: Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Standalone revenue at Fino Payments Bank was Rs 333.62 Cr for the July to September 2026 quarter, down 16.61% from Rs 400.05 Cr a year earlier. Net profit was a loss of Rs 20.90 Cr against a profit of Rs 15.35 Cr, which is a 236.16% YoY fall in net profit.<\/p>\n<p>These quarterly results have two layers. Against the same quarter last year, both revenue and net profit moved lower. Against the previous quarter, revenue was up 8.7% from Rs 306.87 Cr, so Fino Payments Bank Q2 Results FY27 combine a sequential rise in revenue with a YoY decline.<\/p>\n<p>The results analysis also covers margin. Net profit margin narrowed to -6.3% from 3.8% in the comparison quarter, and readers of the Fino Payments Bank Q2 Results can track revenue and the loss line in later filings. That brings the results analysis to the business factors behind these numbers.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live results data<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Business_Factors_This_Quarter\"><\/span><strong>Key Business Factors This Quarter<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Sequential Revenue Rise<\/strong> &#8211; The results analysis points first to revenue, which was up 8.7% quarter on quarter from Rs 306.87 Cr. This sequential move shaped the quarterly results, even though revenue stayed 16.61% below the year earlier quarter.<\/p>\n<p><strong>Net Profit Margin<\/strong> &#8211; Net profit margin narrowed to -6.3% from 3.8% in the comparison quarter. This shaped how the Rs 20.90 Cr net loss appears against Rs 333.62 Cr of revenue in Fino Payments Bank Q2 Results FY27.<\/p>\n<p><strong>Return on Equity<\/strong> &#8211; Return on equity was low at 7.04% in FY26. This is the full year reference point reported alongside the quarter, and it gives context to the earnings base that the Q2 loss is measured against.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FY27_Outlook_After_Fino_Payments_Bank_Q2_Results\"><\/span><strong>FY27 Outlook After Fino Payments Bank Q2 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>FY27 full year results will depend on the quarters that follow this one. The results analysis shows a standalone revenue base of Rs 333.62 Cr in Fino Payments Bank Q2 Results FY27, and later quarters will show how that base develops against the Rs 400.05 Cr of a year earlier.<\/p>\n<p>Net profit is the second line to follow. The company reported a net loss of Rs 20.90 Cr this quarter, so the net profit figure in the next filing will show how the YoY comparison moves. Univest users can track each disclosure on the Univest Screener, and these watch points lead directly into the risks.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_Watch_After_Fino_Payments_Bank_Q2_Results_FY27\"><\/span><strong>Key Risks to Watch After Fino Payments Bank Q2 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Revenue_Decline\"><\/span><strong>Revenue Decline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Revenue declined 16.6% year on year to Rs 333.62 Cr in the latest quarter. In Fino Payments Bank Q2 Results FY27 that is a gap of Rs 66.43 Cr to the Rs 400.05 Cr reported a year earlier.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Net_Loss\"><\/span><strong>Net Loss<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The company reported a net loss of Rs 20.90 Cr in the latest quarter, against a profit of Rs 15.35 Cr in the comparison quarter. This changes the YoY growth comparison for net profit in later quarters.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Narrower_Margin\"><\/span><strong>Narrower Margin<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Net profit margin narrowed to -6.3% from 3.8% in the comparison quarter. This margin comparison comes from the standalone figures and is one of the numbers to compare when the next results are declared.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track quarterly results as they are declared.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Fino Payments Bank Q2 Results FY27 show standalone revenue of Rs 333.62 Cr and a net loss of Rs 20.90 Cr for the July to September 2026 quarter. Revenue fell 16.61% YoY, while net profit moved from Rs 15.35 Cr to a loss. Anyone tracking the Fino Payments Bank Q2 Results can compare these quarterly results with later standalone results. Investors should consult a SEBI-registered advisor before acting.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Fino_Payments_Bank_Q2_Results_FY27\"><\/span><strong>Frequently Asked Questions on Fino Payments Bank Q2 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_are_Fino_Payments_Bank_Q2_Results_FY27\"><\/span><strong>What are Fino Payments Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Fino Payments Bank Q2 Results FY27 cover the July to September 2026 quarter, with standalone revenue of Rs 333.62 Cr and a net loss of Rs 20.90 Cr, as summarised in the Quick Answer at the top.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_results_date_for_Fino_Payments_Bank_Q2_Results_FY27\"><\/span><strong>What is the results date for Fino Payments Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Fino Payments Bank Q2 Results FY27 were declared on 29 October 2026, which is the results date for the quarter. This date is stated in the opening paragraphs, which also introduce the standalone basis.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_revenue_was_reported_in_Fino_Payments_Bank_Q2_Results_FY27\"><\/span><strong>What revenue was reported in Fino Payments Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Fino Payments Bank reported revenue of Rs 333.62 Cr in the July to September 2026 quarter, compared with Rs 400.05 Cr a year earlier, as the Financial Highlights table sets out.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_net_profit_was_reported_in_Fino_Payments_Bank_Q2_Results_FY27\"><\/span><strong>What net profit was reported in Fino Payments Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Fino Payments Bank reported a net loss of Rs 20.90 Cr in the quarter, compared with a net profit of Rs 15.35 Cr a year earlier, as detailed in the Key Takeaways section.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_YoY_growth_did_revenue_show_in_Fino_Payments_Bank_Q2_Results_FY27\"><\/span><strong>How much YoY growth did revenue show in Fino Payments Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue in Fino Payments Bank Q2 Results FY27 was down 16.61% YoY, so YoY growth was negative, while revenue was up 8.7% quarter on quarter, as the Performance Analysis section explains.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Did_net_profit_rise_or_fall_in_Fino_Payments_Bank_Q2_Results\"><\/span><strong>Did net profit rise or fall in Fino Payments Bank Q2 Results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net profit fell in Fino Payments Bank Q2 Results, moving from Rs 15.35 Cr to a loss of Rs 20.90 Cr, a 236.16% YoY change, which the Performance Analysis section walks through.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_net_profit_margin_in_Fino_Payments_Bank_Q2_Results_FY27\"><\/span><strong>What was the net profit margin in Fino Payments Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net profit margin was -6.3% in the quarter, compared with 3.8% in the comparison quarter, so the margin narrowed while revenue stood at Rs 333.62 Cr, as covered under Key Business Factors.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_Fino_Payments_Bank_Q2_Results_consolidated_results_or_standalone_results\"><\/span><strong>Are Fino Payments Bank Q2 Results consolidated results or standalone results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Fino Payments Bank Q2 Results are standalone results, so every figure here is on a standalone basis, alongside the revenue of Rs 333.62 Cr and net loss of Rs 20.90 Cr in the Financial Highlights.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_business_factors_shaped_Fino_Payments_Bank_Q2_Results_FY27\"><\/span><strong>What business factors shaped Fino Payments Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Business factors in Fino Payments Bank Q2 Results FY27 include an 8.7% quarter on quarter revenue rise from Rs 306.87 Cr, the margin move and a 7.04% return on equity in FY26, as Key Business Factors lists.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_risks_after_Fino_Payments_Bank_Q2_Results_FY27\"><\/span><strong>What are the key risks after Fino Payments Bank Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The key risks after Fino Payments Bank Q2 Results FY27 are the 16.6% YoY revenue decline, the Rs 20.90 Cr net loss and the narrower margin, which the Key Risks section covers in detail.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_outlook_after_Fino_Payments_Bank_Q2_Results\"><\/span><strong>What is the outlook after Fino Payments Bank Q2 Results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> FY27 full year results after Fino Payments Bank Q2 Results will depend on subsequent quarters, while the standalone revenue base of Rs 333.62 Cr is the reference, as the Outlook section describes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_find_the_complete_Fino_Payments_Bank_Q2_Results_FY27_data\"><\/span><strong>Where can I find the complete Fino Payments Bank Q2 Results FY27 data?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The complete Fino Payments Bank Q2 Results FY27 data sits in the Financial Highlights table, while the Univest Screener lets users follow later filings for Fino Payments Bank alongside the same standalone figures.<\/p>\n<p><script type=\"application\/ld+json\" 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Check YoY growth and quarterly results analysis from the 29 Oct 2026 filing.\",\"author\":{\"@type\":\"Organization\",\"name\":\"Univest\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Univest\",\"url\":\"https:\/\/univest.in\"},\"about\":{\"@type\":\"Corporation\",\"name\":\"Fino Payments Bank Ltd\"}}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fino Payments Bank Q2 Results FY27: standalone revenue Rs 333.62 Cr, down 16.61% YoY, and a net loss of Rs 20.90 Cr. 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