{"id":33204,"date":"2025-01-22T15:05:55","date_gmt":"2025-01-22T09:35:55","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=33204"},"modified":"2025-07-24T14:33:57","modified_gmt":"2025-07-24T09:03:57","slug":"insurance-stocks","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/insurance-stocks\/","title":{"rendered":"Insurance Stocks in India 2025"},"content":{"rendered":"<p>Over the past few decades, the insurance industry in India has witnessed prominent growth and alterations. As a result, insurance stocks have delivered effective returns in this period. The insurance sector in India is projected to grow at an average rate of 7.1% by 2028. This seems like an impeccable opportunity for investors to build their wealth. The public and private enterprises engaged in providing insurance are gaining a compelling advantage of IRDAI\u2019s (Insurance Regulatory and Development Authority of India) commitment to achieve \u201cinsurance for all\u201d by the end of 2047.&nbsp;<\/p><p>Multiple factors play a crucial role in fostering the growth of the insurance sector. These include government initiatives, rising disposable income, privatisation, and regulatory frameworks. Thus, everyone needs to consider such factors when investing in the insurance sector stocks.&nbsp;<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#What_are_Insurance_Sector_Stocks\" title=\"What are Insurance Sector Stocks?\">What are Insurance Sector Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Insurance_Stocks_List_By_Market_Capitalisation\" title=\"Insurance Stocks List By Market Capitalisation\">Insurance Stocks List By Market Capitalisation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Things_to_Consider_When_Investing\" title=\"Things to Consider When Investing\">Things to Consider When Investing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Best_Insurance_Sector_Stocks_Based_on_1-Year_Returns\" title=\"Best Insurance Sector Stocks Based on 1-Year Returns\">Best Insurance Sector Stocks Based on 1-Year Returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Dividend_Yield_in_Insurance_Stocks_in_2024\" title=\"Dividend Yield in Insurance Stocks in 2024\">Dividend Yield in Insurance Stocks in 2024<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Advantages_of_Investing_in_Insurance_Sector\" title=\"Advantages of Investing in Insurance Sector\">Advantages of Investing in Insurance Sector<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Risks_Associated_With_Insurance_Sector_Stocks\" title=\"Risks Associated With Insurance Sector Stocks\">Risks Associated With Insurance Sector Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Lets_Wrap\" title=\"Let\u2019s Wrap\">Let\u2019s Wrap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#FAQs_On_Insurance_Stocks_in_India\" title=\"FAQs On Insurance Stocks in India\">FAQs On Insurance Stocks in India<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#1_What_are_the_best_insurance_stocks_in_India\" title=\"1. What are the best insurance stocks in India?\">1. What are the best insurance stocks in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#2_Is_investing_in_insurance_stocks_worth_it\" title=\"2. Is investing in insurance stocks worth it?\">2. Is investing in insurance stocks worth it?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#3_How_to_invest_in_insurance_stocks\" title=\"3. How to invest in insurance stocks?\">3. How to invest in insurance stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#4_What_is_the_future_of_the_insurance_market_in_India\" title=\"4. What is the future of the insurance market in India?\">4. What is the future of the insurance market in India?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Read_Our_Articles_on_the_Best_Stocks\" title=\"Read Our Articles on the Best Stocks\">Read Our Articles on the Best Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Also_Explore\" title=\"Also Explore\">Also Explore<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Univest_Screeners\" title=\"Univest Screeners\">Univest Screeners<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/insurance-stocks\/#Explore_Webstories_on_Univest\" title=\"Explore Webstories on Univest&nbsp;\">Explore Webstories on Univest&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_Insurance_Sector_Stocks\"><\/span><strong>What are Insurance Sector Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Insurance stocks are the equities or shares of companies that provide health, life, and general insurance. Increasing health consciousness among people helped such companies generate more revenue through premiums. Are you a long-term investor seeking an opportunity to enter into a rapidly growing sector? If yes, you\u2019ve reached the right spot. This piece will provide you with an overview of the best insurance sector stocks in India and how you can invest optimally to diversify your portfolio. Keep scrolling to explore more.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurance_Stocks_List_By_Market_Capitalisation\"><\/span><strong>Insurance Stocks List By Market Capitalisation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Stock Name<\/strong><\/td><td><strong>LTP (in \u20b9)<\/strong><\/td><td><strong>Market Capitalisation (in cr.)<\/strong><\/td><td><strong>52-Week High (in \u20b9)<\/strong><\/td><td><strong>52-Week Low (in \u20b9)<\/strong><\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/lici\/life-insurance-corporation-of-india-share-price-today\">Life Insurance Corporation Ltd<\/a>.<\/strong><\/td><td>915.10<\/td><td>5,79,000<\/td><td>1,222.00<\/td><td>667.15<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/bajajfinsv\/bajaj-finserv-ltd-share-price-today\">Bajaj Finserv Ltd.<\/a><\/strong><\/td><td>1,598.55<\/td><td>2,55,000<\/td><td>2,029.90<\/td><td>1,419.05<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/sbilife\/sbi-life-insurance-company-ltd-share-price-today\">SBI Life Insurance Company Ltd.<\/a><\/strong><\/td><td>1,506.95<\/td><td>1,51,000<\/td><td>1,936.00<\/td><td>1,307.70<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/hdfclife\/hdfc-life-insurance-company-ltd-share-price-today\">HDFC Life Insurance Company Ltd.<\/a><\/strong><\/td><td>684.95<\/td><td>1,47,000<\/td><td>761.20<\/td><td>511.40<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/icicipruli\/icici-prudential-life-insurance-company-ltd-share-price-today\">ICICI Prudential Life Insurance Company Ltd.<\/a><\/strong><\/td><td>683.15<\/td><td>98,680<\/td><td>796.80<\/td><td>463.45<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/icicigi\/icici-lombard-general-insurance-company-ltd-share-price-today\">ICICI Lombard General Insurance Corporation Ltd.<\/a><\/strong><\/td><td>1,861.45<\/td><td>92,080<\/td><td>2,301.90<\/td><td>1,353.50<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/gicre\/general-insurance-corporation-of-india-share-price-today\">General Insurance Corporation of India Ltd.<\/a><\/strong><\/td><td>396.70<\/td><td>69,600<\/td><td>467.80<\/td><td>292.65<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/niacl\/the-new-india-assurance-company-ltd-share-price-today\">New India Assurance Company Ltd.<\/a><\/strong><\/td><td>190.18<\/td><td>31,340<\/td><td>324.70<\/td><td>168.80<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/mfsl\/max-financial-services-ltd-share-price-today\">Max Financial Services Ltd.<\/a><\/strong><\/td><td>1,189.00<\/td><td>41,040<\/td><td>1,306.45<\/td><td>854.25<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/starhealth\/star-health-and-allied-insurance-company-ltd-share-price-today\">Star Health &amp; Allied Insurance Company Ltd.<\/a><\/strong><\/td><td>456.20<\/td><td>26,800<\/td><td>647.00<\/td><td>452.7-<\/td><\/tr><\/tbody><\/table><\/figure><p><strong><em>*Data is updated as of 27th November 2024<\/em><\/strong><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Things_to_Consider_When_Investing\"><\/span><strong>Things to Consider When Investing<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145920\/insurance-image-1-1024x536.jpg\" alt=\"\" class=\"wp-image-33217\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145920\/insurance-image-1-1024x536.jpg 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145920\/insurance-image-1-300x157.jpg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145920\/insurance-image-1-768x402.jpg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145920\/insurance-image-1-900x471.jpg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145920\/insurance-image-1-600x314.jpg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145920\/insurance-image-1-150x79.jpg 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145920\/insurance-image-1.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><p>Investors with insurance sector stocks in their diversified portfolios enjoyed great returns over the past few years. But did you know that investing in insurance stocks requires an individual to consider some potential factors that can impact their whole investment journey? Let\u2019s explore such factors to better understand the optimal investment.&nbsp;<\/p><ol class=\"wp-block-list\"><li><strong>Dividend Yield<\/strong><\/li><\/ol><p>The dividend is not part of capital appreciation. It is a kind of regular income for investors to earn on their investments. Choose the insurance sector stocks providing high dividend yield to their investors. Thus, you will get the benefit of interim and final dividend policies of the organisation to manage your daily expenses. You can check the record of such stocks and their dividend announcements.&nbsp;<\/p><ol start=\"2\" class=\"wp-block-list\"><li><strong>Distribution Channels<\/strong><\/li><\/ol><p>Assess marketing strategies and agile networks of insurance companies to determine their insurance distribution capabilities. An insurance company must have effective supply chain management to generate revenue from the market. The best insurance stocks in India with effective distribution channels could be a \u201ccherry on top\u201d in the stock market.&nbsp;<\/p><ol start=\"3\" class=\"wp-block-list\"><li><strong>Claims History<\/strong><\/li><\/ol><p>Distribution of insurance is good for generating revenue, but providing a claim on that could incur a huge expense in an organisation. In this factor, you can check the insurers historical claims and loss ratios to have an idea of their future performance in the competitive market. Try investing in insurance stocks in India that have a stable claim history and financial health to fix your ideal return percentage.&nbsp;<\/p><ol start=\"4\" class=\"wp-block-list\"><li><strong>Regulatory Framework<\/strong><\/li><\/ol><p><a href=\"https:\/\/en.wikipedia.org\/wiki\/Insurance_Regulatory_and_Development_Authority\" rel=\"nofollow noopener\" target=\"_blank\">IRDAI<\/a> regulates insurance companies in India. When investing in insurance sector stocks, stay informed and updated about the regulations and how the selected company is abiding by them. Choose organisations that comply with all rules and regulations to eliminate any chance of higher legal penalties that could impact their profitability in the coming years.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Best_Insurance_Sector_Stocks_Based_on_1-Year_Returns\"><\/span><strong>Best Insurance Sector Stocks Based on 1-Year Returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Stock Name<\/strong><\/td><td><strong>1-Year Returns (%)<\/strong><\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/lici\/life-insurance-corporation-of-india-share-price-today\">Life Insurance Corporation Ltd.<\/a><\/strong><\/td><td>35.70<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/gicre\/general-insurance-corporation-of-india-share-price-today\">General Insurance Corporation of India Ltd.<\/a><\/strong><\/td><td>27.25<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/icicipruli\/icici-prudential-life-insurance-company-ltd-share-price-today\">ICICI Prudential Life Insurance Company Ltd.<\/a><\/strong><\/td><td>23.88<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/mfsl\/max-financial-services-ltd-share-price-today\">Max Financial Services Ltd.<\/a><\/strong><\/td><td>18.23<\/td><\/tr><\/tbody><\/table><\/figure><p><strong><em>*Data is updated as of 27th November 2024<\/em><\/strong><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dividend_Yield_in_Insurance_Stocks_in_2024\"><\/span><strong>Dividend Yield in Insurance Stocks in 2024<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Stock Name<\/strong><\/td><td><strong>Dividend Yield (%)<\/strong><\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/gicre\/general-insurance-corporation-of-india-share-price-today\">General Insurance Corporation of India Ltd.<\/a><\/strong><\/td><td>2.52<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/lici\/life-insurance-corporation-of-india-share-price-today\">Life Insurance Corporation Ltd.<\/a><\/strong><\/td><td>1.09<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/niacl\/the-new-india-assurance-company-ltd-share-price-today\">New India Assurance Company Ltd.<\/a><\/strong><\/td><td>1.08<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/icicigi\/icici-lombard-general-insurance-company-ltd-share-price-today\">ICICI Lombard General Insurance Corporation Ltd.<\/a><\/strong><\/td><td>0.62<\/td><\/tr><\/tbody><\/table><\/figure><p><strong><em>*Data is updated as of 27th November 2024<\/em><\/strong><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Advantages_of_Investing_in_Insurance_Sector\"><\/span><strong>Advantages of Investing in Insurance Sector<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145955\/insurance-image-2-1024x536.jpg\" alt=\"\" class=\"wp-image-33218\" srcset=\"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145955\/insurance-image-2-1024x536.jpg 1024w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145955\/insurance-image-2-300x157.jpg 300w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145955\/insurance-image-2-768x402.jpg 768w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145955\/insurance-image-2-900x471.jpg 900w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145955\/insurance-image-2-600x314.jpg 600w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145955\/insurance-image-2-150x79.jpg 150w, https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145955\/insurance-image-2.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><p>Apart from capital appreciation, investing in insurance stocks in India provides different benefits to investors. These include.<\/p><ul class=\"wp-block-list\"><li><strong>High Dividends<\/strong>: Insurance sector stocks in India often declare high dividend payouts. Investors seeking shares providing higher dividends can consider them. For example, General Insurance Corporation of India Ltd. announced a dividend payout of 2.52%, which is very high across the sector. It could be the passive income for investors as it is not part of capital appreciation.&nbsp;<\/li>\n\n<li><strong>Digital Transformation<\/strong>: In this rapidly growing technological era, insurance companies are keenly accepting digital tools and techniques to enhance their customer experiences. Investors can get exposure to this digital transformation and its efficiency to improve the business\u2019 reach.&nbsp;<\/li>\n\n<li><strong>Government Support<\/strong>: IRDAI is a government authority regulating the insurance sector in India that supports companies with the aim of \u201cinsurance for all\u201d. Moreover, there are several other initiatives of the government, such as PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana), PMFBY (Pradhan Mantri Fasal Bima Yojana), PMSBY (Pradhan Mantri Suraksha Bima Yojana), etc. helping companies to increase their sales. It will provide benefits to the investors having insurance sector stocks in their portfolio.&nbsp;<\/li>\n\n<li><strong>Rising Awareness<\/strong>: Increasing awareness of life expectancy and the need for insurance are the driving forces behind the rise in demand for insurance products. People in India are becoming health conscious, and the cost of healthcare services is significantly increasing daily. This could help insurance companies increase their sales and provide indirect benefits to investors in terms of dividends and capital gains.&nbsp;<\/li><\/ul><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risks_Associated_With_Insurance_Sector_Stocks\"><\/span><strong>Risks Associated With Insurance Sector Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Investing in insurance stocks in India comes with multiple risks. These could impact the potential of the stocks to deliver healthy returns. Identify and understand the risks to mitigate them effectively when investing in.&nbsp;<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Risks<\/strong><\/td><td><strong>Impact<\/strong><\/td><\/tr><tr><td><br><strong>Economic Slowdown<\/strong><\/td><td>It can create market volatility and impact stock prices by reducing sales. Create a diversified portfolio to mitigate this risk of investment.&nbsp;<\/td><\/tr><tr><td><br><br><strong>Aggressive Competition<\/strong><\/td><td>High competition in the insurance sector in India could pressure your selected company to grow in the market. Assess and analyse the insurance stocks in India that can sustain a competitive edge.&nbsp;<\/td><\/tr><tr><td><br><br><br><strong>Regulatory Risks<\/strong><\/td><td>Changes in rules and regulations might create hurdles for insurance companies to comply with them effectively. It includes increased capital requirements, operating in specific areas, etc. Choose stocks with a compelling track record of complying with the rules and regulations imposed by the authorised body.&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Lets_Wrap\"><\/span><strong>Let\u2019s Wrap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The insurance sector in India has the potential to grow in the upcoming decades, which will benefit investors in terms of wealth generation. Assessing the best insurance stocks in India requires investors to look over the factors that are affecting them. And it is essential to create a diversified portfolio of investments. Research the top stocks of this promising industry to choose the relevant ones. Also, you can use the Univest app as your stock advisor to invest in the right stock at the right time.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_On_Insurance_Stocks_in_India\"><\/span><strong>FAQs On Insurance Stocks in India<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_What_are_the_best_insurance_stocks_in_India\"><\/span><strong>1. What are the best insurance stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Ans. Here are the best insurance stocks in India to invest in 2025.<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Stock Name<\/strong><\/td><td><strong>Market Capitalisation (in cr.)<\/strong><\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/lici\/life-insurance-corporation-of-india-share-price-today\">Life Insurance Corporation Ltd.<\/a><\/strong><\/td><td>5,79,000<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/bajajfinsv\/bajaj-finserv-ltd-share-price-today\">Bajaj Finserv Ltd.<\/a><\/strong><\/td><td>2,55,000<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/sbilife\/sbi-life-insurance-company-ltd-share-price-today\">SBI Life Insurance Company Ltd.<\/a><\/strong><\/td><td>1,51,000<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/hdfclife\/hdfc-life-insurance-company-ltd-share-price-today\">HDFC Life Insurance Company Ltd.<\/a><\/strong><\/td><td>1,47,000<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/icicipruli\/icici-prudential-life-insurance-company-ltd-share-price-today\">ICICI Prudential Life Insurance Company Ltd.<\/a><\/strong><\/td><td>98,680<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/icicigi\/icici-lombard-general-insurance-company-ltd-share-price-today\">ICICI Lombard General Insurance Corporation Ltd.<\/a><\/strong><\/td><td>92,080<\/td><\/tr><tr><td><strong><a href=\"https:\/\/univest.in\/stocks\/gicre\/general-insurance-corporation-of-india-share-price-today\">General Insurance Corporation of India Ltd.<\/a><\/strong><\/td><td>69,600<\/td><\/tr><\/tbody><\/table><\/figure><p><strong><em>*Data is updated as of 27th November 2024<\/em><\/strong><\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Is_investing_in_insurance_stocks_worth_it\"><\/span><strong>2. Is investing in insurance stocks worth it?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Ans. The insurance sector has become one of the prominent options for investors to invest in a stable and rapidly growing market. The industry is expected to grow by 7.1% by 2028 and will deliver higher returns to investors. Thus, investing in insurance stocks in India could be a good choice to generate higher returns in the long run.&nbsp;<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_How_to_invest_in_insurance_stocks\"><\/span><strong>3. How to invest in insurance stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Ans. Investing in insurance sector stocks is easy. You just need to follow some steps.&nbsp;<\/p><ul class=\"wp-block-list\"><li>Register with a broker and open a demat account.&nbsp;<\/li>\n\n<li>Conduct research or use a stock advisory platform to get the best recommendations.&nbsp;<\/li>\n\n<li>Pick the high-potential stocks to diversify your portfolio.&nbsp;<\/li>\n\n<li>Enter the quantity and place an order to invest in insurance stocks in India.<\/li>\n\n<li>Track your returns in the portfolio section and find the right time to book profit.&nbsp;<\/li><\/ul><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_What_is_the_future_of_the_insurance_market_in_India\"><\/span><strong>4. What is the future of the insurance market in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>Ans. The insurance sector in India is poised to become one of the rapidly growing markets in the coming years. It is estimated that the life insurance sector will grow with a CAGR of 32% in the upcoming years. Thus, investing in insurance stocks in India could be a good choice for building wealth and generating higher returns from the stock market investment.&nbsp;<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Read_Our_Articles_on_the_Best_Stocks\"><\/span><strong>Read Our Articles on the Best Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/tech-stocks\">Tech Stocks in India to Invest in 2025 | Tech Sector Stocks&nbsp;<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/battery-stocks\">Best Battery Stocks in India to Invest in 2025 | Battery Sector Stocks<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/shipping-stocks\">Best Shipping Stocks in India to Invest in 2025 | Shipping Sector Stocks<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/paint-stocks\">Paint Stocks in India to Invest in 2025 | Paint Sector Stocks<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/paper-stocks\">Paper Stocks in India to Invest in 2025 | Paper Sector Stocks&nbsp;<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/semiconductor-stocks-in-india\">Best Semiconductor Stocks in India 2025<\/a>&nbsp;<\/p><p><a href=\"https:\/\/univest.in\/blogs\/large-cap-stocks\">Best Large Cap Stocks in India 2025&nbsp;<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/green-energy-penny-stocks\">Green Energy Penny Stocks<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/cement-stocks\">Best Cement Stocks To Invest in India<\/a><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Also_Explore\"><\/span><strong>Also Explore<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Best Stocks&nbsp;<\/strong><\/td><td><strong>Multibagger Stocks&nbsp;<\/strong><\/td><td><strong>Penny Stocks<\/strong><\/td><td><strong>Fundamentally Strong Stocks&nbsp;<\/strong><\/td><td><strong>Sector-Wise Stocks<\/strong><\/td><td><strong>PSU \/Government Stocks<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/best-indian-stocks-for-next-10-years\">For the Next 10 Years<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/multibagger-stocks-for-next-5-years\">For the Next 5 Years<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/solar-penny-stocks\">Solar Penny Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/fundamentally-strong-stocks-bse\">On BSE<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/solar-energy-stocks\">Solar Energy Sector<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/psu-stocks-list\">PSU Stocks List<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/best-long-term-stocks-to-invest\">Long Term<\/a>&nbsp;<\/td><td><a href=\"https:\/\/univest.in\/blogs\/multibagger-penny-stocks-below-100-rs\">Below 100 <\/a>Rs<\/td><td><a href=\"https:\/\/univest.in\/web-stories\/top-5-penny-stocks-under-re-1\">Top 5 Penny Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/best-fundamentally-strong-stocks\">For Long-Term<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/best-hospitality-stocks\">Hospitality Sector<\/a>&nbsp;<\/td><td><a href=\"https:\/\/univest.in\/blogs\/psu-stocks\">PSU Stocks in 2025<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/best-bike-stocks\">Best Bike Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/multibagger-penny-stocks\">For 2025<\/a><\/td><td><a href=\"https:\/\/univest.in\/web-stories\/best-penny-stocks-to-invest-in-india\">Best Penny Stocks in India<\/a><\/td><td><a href=\"https:\/\/www.univest.in\/blogs\/penny-shares\">Penny Shares<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/hotel-stocks\">Hotel Sector<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/top-government-stocks-in-india\">Government Stocks in 2024<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/top-liquor-stocks-in-india-2\">Best Liquor Stocks<\/a><\/td><td>High-Growth<a href=\"https:\/\/univest.in\/blogs\/multibagger-stocks-below-100\"> Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/best-fundamentally-strong-penny-stocks\">For 2025<\/a><\/td><td><\/td><td><a href=\"https:\/\/univest.in\/blogs\/best-10-agriculture-stocks-in-india-2025\">Agriculture Sector<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/government-stocks-list\">Government Stocks List<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/best-railway-stocks\">Best Railway Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/web-stories\/multibagger-stocks-under-rs-500-india-2024\">Under 500<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/penny-stocks\">Penny Stocks<\/a>&nbsp;<\/td><td><\/td><td><a href=\"https:\/\/univest.in\/blogs\/best-pharma-stocks\">Pharma Sector<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/government-stocks-in-india\">Government Stocks in 2025<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/blogs\/auto-sector-stocks\">Best Auto Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/blogs\/top-10-multibagger-penny-stocks-for-2026\">For 2026<\/a><\/td><td><\/td><td><\/td><td><a href=\"https:\/\/univest.in\/blogs\/best-oil-and-gas-stocks\">Oil and Gas Sector<\/a><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Univest_Screeners\"><\/span><strong>Univest Screeners<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Exclusive<\/strong><\/td><td><strong>Indices<\/strong><\/td><td><strong>Breakouts<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/short-term-verdict-buy\">Buy in Short Term<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-smlcap-100\">Nifty Small Cap 100<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/daily-fresh-breakouts\">Daily Fresh Breakouts<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/long-term-verdict-buy\">Buy in the Long Term<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-midcap\">Nifty Midcap<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/weekly-breakouts\">Weekly Breakouts<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/fii-holding\">FII Holdings Change<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-bank\">Nifty Bank<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/oversold-stocks\">Oversold Stocks<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/golden-crossover\">Golden Crossover<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/sensex\">Sensex<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nearing-breakout\">Nearing Breakout<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/upcoming-dividents\">Upcoming Dividends<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-fin-service\">Nifty Fin Service<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/dii-holding\">DII Holdings Change<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/bankex\">Bankex<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/highest-dividend-paying-stocks\">High Dividend Stocks<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty-midcap-100\">Nifty Mid Cap 100<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-results-to-watch\">Earnings Announced<\/a><\/td><td><a href=\"https:\/\/univest.in\/screeners\/nifty50\">Nifty 50<\/a><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/fundamentally-strong-stocks\">Fundamentally Strong&nbsp;<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-gainers\">Top Gainers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/top-losers\">Top Losers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/low-debt-mid-cap\">Low Debt Mid Caps<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/cash-rich-small-cap\">Cash-Rich Small Caps<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/volume-shockers\">Volume Shockers<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/52-week-high\">52-Week High&nbsp;<\/a><\/td><td><\/td><td><\/td><\/tr><tr><td><a href=\"https:\/\/univest.in\/screeners\/52-week-low\">52-Week Low<\/a><\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Explore_Webstories_on_Univest\"><\/span><strong>Explore Webstories on Univest&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>1. <a href=\"https:\/\/univest.in\/web-stories\/best-time-to-buy-dividend-stocks\/\">Best Time To Buy Dividend Stocks<\/a><\/p><p>2. <a href=\"https:\/\/univest.in\/web-stories\/how-rbi-policies-affect-dividend-stocks\/\">How RBI Policies Affect Dividend Stocks<\/a><\/p><p>3. <a href=\"https:\/\/univest.in\/web-stories\/can-dividend-stocks-beat-inflation\/\">Can Dividend Stocks Beat Inflation<\/a><\/p><p>4. <a href=\"https:\/\/univest.in\/web-stories\/what-is-the-dividend-aristocrat-list\/\">What Is The Dividend Aristocrat List<\/a><\/p><p>5. <a href=\"https:\/\/univest.in\/web-stories\/which-indian-psus-offer-the-best-dividends\/\">Which Indian Psus Offer The Best Dividends<\/a><\/p><p>6. <a href=\"https:\/\/univest.in\/web-stories\/large-cap-vs-small-cap-dividend-stocks\/\">Large Cap Vs Small Cap Dividend Stocks<\/a><\/p><p><\/p>","protected":false},"excerpt":{"rendered":"<p>Over the past few decades, the insurance industry in India has witnessed prominent growth and alterations. As a result, insurance stocks have delivered effective returns in this period. The insurance sector in India is projected to grow at an average rate of 7.1% by 2028. This seems like an impeccable opportunity for investors to build<\/p>\n","protected":false},"author":23,"featured_media":33216,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[859,860,1117],"class_list":["post-33204","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-best-insurance-stocks-in-india","tag-insurance-stocks","tag-insurance-stocks-2025"],"metadata":{"_edit_lock":["1753347937:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_internal_links_processed":["1"],"rank_math_seo_score":["84"],"rank_math_focus_keyword":["Insurance Stocks"],"_edit_last":["23"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"_wp_page_template":["default"],"rank_math_primary_category":["845"],"amazonS3_cache":["a:8:{s:69:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2025\/01\/insurance-image-1.jpg\";a:2:{s:2:\"id\";i:33217;s:11:\"source_type\";s:13:\"media-library\";}s:78:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2025\/01\/insurance-image-1-1024x536.jpg\";a:2:{s:2:\"id\";i:33217;s:11:\"source_type\";s:13:\"media-library\";}s:101:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145920\/insurance-image-1.jpg\";a:2:{s:2:\"id\";i:33217;s:11:\"source_type\";s:13:\"media-library\";}s:110:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145920\/insurance-image-1-1024x536.jpg\";a:2:{s:2:\"id\";i:33217;s:11:\"source_type\";s:13:\"media-library\";}s:69:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2025\/01\/insurance-image-2.jpg\";a:2:{s:2:\"id\";i:33218;s:11:\"source_type\";s:13:\"media-library\";}s:78:\"\/\/univest.in\/blogs-2\/wp-content\/uploads\/2025\/01\/insurance-image-2-1024x536.jpg\";a:2:{s:2:\"id\";i:33218;s:11:\"source_type\";s:13:\"media-library\";}s:101:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145955\/insurance-image-2.jpg\";a:2:{s:2:\"id\";i:33218;s:11:\"source_type\";s:13:\"media-library\";}s:110:\"\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145955\/insurance-image-2-1024x536.jpg\";a:2:{s:2:\"id\";i:33218;s:11:\"source_type\";s:13:\"media-library\";}}"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"_thumbnail_id":["33216"],"rank_math_analytic_object_id":["1573"],"rank_math_title":["Insurance Stocks in India | Factors, Benefits and Risks"],"rank_math_description":["Identify the best insurance stocks in India with their last traded price and market capitalisation. Invest in insurance stocks with Univest to earn returns."],"rank_math_canonical_url":["https:\/\/univest.in\/blogs\/insurance-stocks"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest-blog.storage.googleapis.com\/blogs\/wp-content\/uploads\/2025\/01\/22145823\/insurance-main-image.jpg","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/33204","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=33204"}],"version-history":[{"count":5,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/33204\/revisions"}],"predecessor-version":[{"id":44099,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/33204\/revisions\/44099"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/33216"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=33204"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=33204"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=33204"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}