{"id":331158,"date":"2026-10-28T17:21:10","date_gmt":"2026-10-28T11:51:10","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/"},"modified":"2026-10-28T17:21:10","modified_gmt":"2026-10-28T11:51:10","slug":"pnb-housing-finance-q2-results-fy27-pat-617-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/","title":{"rendered":"PNB Housing Finance Q2 Results FY27: PAT Rises 6.01% to Rs 616.55 Cr, Revenue Rs 2,423.15 Cr"},"content":{"rendered":"<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">PNB Housing Finance Q2 Results FY27 were declared on 28 October 2026 on a Consolidated basis. Revenue rose to Rs 2,423.15 Cr from Rs 2,127.86 Cr a year earlier, a YoY growth of 13.88%. Net profit stood at Rs 616.55 Cr against Rs 581.59 Cr, up 6.01%. These quarterly results also show Operating Profit of Rs 2,227.25 Cr, higher by 9.16%.<\/p>\n<\/div>\n<p><a href=\"https:\/\/univest.in\/stocks\/pnbhousing\/pnb-housing-finance-ltd-share-price-today\">PNB Housing Finance Ltd<\/a> (PNBHOUSING) Q2 Results FY27 announced on 28 October 2026, covering the company&#8217;s financial performance for the July to September quarter. Revenue came in at Rs 2,423.15 Cr and PAT at Rs 616.55 Cr. The PNB Housing Finance Q2 Results FY27 figures are reported on a Consolidated basis, and the results date is the reference point for every comparison in this note. The consolidated results are also listed on NSE and BSE.<\/p>\n<p>This results analysis of PNB Housing Finance Q2 Results walks through the financial highlights, the business drivers disclosed with the filing, the FY27 outlook and the risks to track. It begins with the Financial Highlights table, where revenue, Operating Profit and net profit sit against the same quarter last year.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=quarterly_results\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#PNB_Housing_Finance_Q2_Results_FY27_Financial_Highlights\" title=\"PNB Housing Finance Q2 Results FY27: Financial Highlights\">PNB Housing Finance Q2 Results FY27: Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#Key_Takeaways_from_PNB_Housing_Finance_Q2_Results_What_Stands_Out\" title=\"Key Takeaways from PNB Housing Finance Q2 Results: What Stands Out\">Key Takeaways from PNB Housing Finance Q2 Results: What Stands Out<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#PNB_Housing_Finance_Q2_Results_FY27_Performance_Analysis\" title=\"PNB Housing Finance Q2 Results FY27: Performance Analysis\">PNB Housing Finance Q2 Results FY27: Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#Key_Business_Factors_This_Quarter\" title=\"Key Business Factors This Quarter\">Key Business Factors This Quarter<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#FY27_Outlook_After_PNB_Housing_Finance_Q2_Results\" title=\"FY27 Outlook After PNB Housing Finance Q2 Results\">FY27 Outlook After PNB Housing Finance Q2 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#Key_Risks_to_Watch_After_PNB_Housing_Finance_Q2_Results_FY27\" title=\"Key Risks to Watch After PNB Housing Finance Q2 Results FY27\">Key Risks to Watch After PNB Housing Finance Q2 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#Narrower_Net_Profit_Margin\" title=\"Narrower Net Profit Margin\">Narrower Net Profit Margin<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#Return_on_Capital_Employed\" title=\"Return on Capital Employed\">Return on Capital Employed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#High_Debt_Levels\" title=\"High Debt Levels\">High Debt Levels<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#Frequently_Asked_Questions_on_PNB_Housing_Finance_Q2_Results_FY27\" title=\"Frequently Asked Questions on PNB Housing Finance Q2 Results FY27\">Frequently Asked Questions on PNB Housing Finance Q2 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#What_are_PNB_Housing_Finance_Q2_Results_FY27\" title=\"What are PNB Housing Finance Q2 Results FY27?\">What are PNB Housing Finance Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#What_is_the_results_date_for_PNB_Housing_Finance_Q2_Results_FY27\" title=\"What is the results date for PNB Housing Finance Q2 Results FY27?\">What is the results date for PNB Housing Finance Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#What_revenue_was_reported_in_PNB_Housing_Finance_Q2_Results_FY27\" title=\"What revenue was reported in PNB Housing Finance Q2 Results FY27?\">What revenue was reported in PNB Housing Finance Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#What_net_profit_was_reported_in_PNB_Housing_Finance_Q2_Results_FY27\" title=\"What net profit was reported in PNB Housing Finance Q2 Results FY27?\">What net profit was reported in PNB Housing Finance Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#How_much_YoY_growth_did_revenue_show_in_PNB_Housing_Finance_Q2_Results_FY27\" title=\"How much YoY growth did revenue show in PNB Housing Finance Q2 Results FY27?\">How much YoY growth did revenue show in PNB Housing Finance Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#Did_net_profit_rise_or_fall_in_PNB_Housing_Finance_Q2_Results\" title=\"Did net profit rise or fall in PNB Housing Finance Q2 Results?\">Did net profit rise or fall in PNB Housing Finance Q2 Results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#What_was_the_Operating_Profit_in_PNB_Housing_Finance_Q2_Results_FY27\" title=\"What was the Operating Profit in PNB Housing Finance Q2 Results FY27?\">What was the Operating Profit in PNB Housing Finance Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#Are_PNB_Housing_Finance_Q2_Results_consolidated_results_or_standalone_results\" title=\"Are PNB Housing Finance Q2 Results consolidated results or standalone results?\">Are PNB Housing Finance Q2 Results consolidated results or standalone results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#What_business_factors_shaped_PNB_Housing_Finance_Q2_Results_FY27\" title=\"What business factors shaped PNB Housing Finance Q2 Results FY27?\">What business factors shaped PNB Housing Finance Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#What_are_the_key_risks_after_PNB_Housing_Finance_Q2_Results_FY27\" title=\"What are the key risks after PNB Housing Finance Q2 Results FY27?\">What are the key risks after PNB Housing Finance Q2 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#What_is_the_outlook_after_PNB_Housing_Finance_Q2_Results\" title=\"What is the outlook after PNB Housing Finance Q2 Results?\">What is the outlook after PNB Housing Finance Q2 Results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/pnb-housing-finance-q2-results-fy27-pat-617-crore\/#Where_can_I_find_the_complete_PNB_Housing_Finance_Q2_Results_FY27_data\" title=\"Where can I find the complete PNB Housing Finance Q2 Results FY27 data?\">Where can I find the complete PNB Housing Finance Q2 Results FY27 data?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"PNB_Housing_Finance_Q2_Results_FY27_Financial_Highlights\"><\/span><strong>PNB Housing Finance Q2 Results FY27: Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Q2 FY27 (Sep 26)<\/th>\n<th>Q2 FY26 (Sep 25)<\/th>\n<th>YoY Change<\/th>\n<\/tr>\n<tr>\n<td><strong>Revenue<\/strong><\/td>\n<td>Rs 2423.15 Cr<\/td>\n<td>Rs 2127.86 Cr<\/td>\n<td>+13.88% YoY<\/td>\n<\/tr>\n<tr>\n<td><strong>Operating Profit<\/strong><\/td>\n<td>Rs 2227.25 Cr<\/td>\n<td>Rs 2040.27 Cr<\/td>\n<td>+9.16% YoY<\/td>\n<\/tr>\n<tr>\n<td><strong>Net Profit (PAT)<\/strong><\/td>\n<td>Rs 616.55 Cr<\/td>\n<td>Rs 581.59 Cr<\/td>\n<td>+6.01% YoY<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Source: company filing for PNB Housing Finance Q2 Results FY27, 28 October 2026. Figures in Rs Crore, Consolidated basis.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_PNB_Housing_Finance_Q2_Results_What_Stands_Out\"><\/span><strong>Key Takeaways from PNB Housing Finance Q2 Results: What Stands Out<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Revenue of Rs 2,423.15 Cr<\/strong> was higher than the Rs 2,127.86 Cr reported in the same quarter last year, a rise of 13.88%.<\/li>\n<li><strong>Net profit of Rs 616.55 Cr<\/strong> grew 6.01% from Rs 581.59 Cr, so profit moved up at a slower pace than revenue.<\/li>\n<li><strong>Operating Profit of Rs 2,227.25 Cr<\/strong> compares with Rs 2,040.27 Cr a year earlier, which is YoY growth of 9.16%.<\/li>\n<li><strong>Disclosed risks<\/strong> in the PNB Housing Finance Q2 Results FY27 data include a net profit margin of 25.4% against 27.3% in the comparison quarter.<\/li>\n<li><strong>The performance analysis<\/strong> that follows places revenue, Operating Profit and net profit side by side.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"PNB_Housing_Finance_Q2_Results_FY27_Performance_Analysis\"><\/span><strong>PNB Housing Finance Q2 Results FY27: Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>PNB Housing Finance reported Consolidated revenue of Rs 2,423.15 Cr for July to September 2026, up from Rs 2,127.86 Cr, while net profit moved from Rs 581.59 Cr to Rs 616.55 Cr. In the PNB Housing Finance Q2 Results FY27 numbers, revenue grew faster than net profit, with YoY growth of 13.88% against 6.01%.<\/p>\n<p>Operating Profit rose 9.16% to Rs 2,227.25 Cr, which places it between the other two lines in YoY growth terms. Revenue added Rs 295.29 Cr over the year, the gap between Rs 2,423.15 Cr and Rs 2,127.86 Cr. This results analysis of PNB Housing Finance Q2 Results shows three lines moving in the same direction at different speeds.<\/p>\n<p>Readers following the quarterly results can compare these figures with the next disclosure on the same Consolidated basis. The net profit margin of 25.4% against 27.3% is the measure that connects this section to the business factors disclosed with the filing.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live results data<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Business_Factors_This_Quarter\"><\/span><strong>Key Business Factors This Quarter<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Revenue Growth<\/strong> &#8211; The business factors behind the numbers begin with revenue, which grew 13.9% year on year to Rs 2,423.15 Cr in the latest quarter. In the quarterly results, this is the top line from which the other profit measures follow.<\/p>\n<p><strong>Net Profit<\/strong> &#8211; Net profit rose 6.0% year on year to Rs 616.55 Cr. This is the bottom line of the PNB Housing Finance Q2 Results FY27 Consolidated statement, and it moved up from Rs 581.59 Cr reported in the same quarter last year.<\/p>\n<p><strong>Operating Profit<\/strong> &#8211; Operating Profit reached Rs 2,227.25 Cr against Rs 2,040.27 Cr, an increase of 9.16%. The supplied figures confirm this movement but do not establish the specific cause behind it.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FY27_Outlook_After_PNB_Housing_Finance_Q2_Results\"><\/span><strong>FY27 Outlook After PNB Housing Finance Q2 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The FY27 full-year picture will depend on the quarters that are still to be reported. This results analysis treats the July to September numbers as one data point, with net profit of Rs 616.55 Cr as the base for later comparison.<\/p>\n<p>Within the PNB Housing Finance Q2 Results FY27 data, the revenue base of Rs 2,423.15 Cr and the Operating Profit base of Rs 2,227.25 Cr are the figures against which the next quarterly filing will be read. Those comparisons carry their own set of risks, which the next section sets out.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_Watch_After_PNB_Housing_Finance_Q2_Results_FY27\"><\/span><strong>Key Risks to Watch After PNB Housing Finance Q2 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Narrower_Net_Profit_Margin\"><\/span><strong>Narrower Net Profit Margin<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Net profit margin narrowed to 25.4% from 27.3% in the comparison quarter. After PNB Housing Finance Q2 Results FY27, this sits next to net profit YoY growth of 6.01%, which is lower than the 13.88% revenue growth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Return_on_Capital_Employed\"><\/span><strong>Return on Capital Employed<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Return on capital employed was modest at 9.41% in FY26. Readers comparing later periods may want to keep this annual measure in view alongside the quarterly profit figures.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"High_Debt_Levels\"><\/span><strong>High Debt Levels<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Debt is high at 3.71 times total assets in FY26. This is a balance sheet measure that sits apart from the quarterly income statement, and the conclusion draws the strands of this note together.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track quarterly results as they are declared.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>PNB Housing Finance Q2 Results FY27 show revenue of Rs 2,423.15 Cr and net profit of Rs 616.55 Cr, both higher than a year earlier. The Consolidated figures give a full view of the quarterly results for July to September 2026. Taken together, PNB Housing Finance Q2 Results offer information only, and investors should consult a SEBI-registered advisor before acting on the consolidated results.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_PNB_Housing_Finance_Q2_Results_FY27\"><\/span><strong>Frequently Asked Questions on PNB Housing Finance Q2 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_are_PNB_Housing_Finance_Q2_Results_FY27\"><\/span><strong>What are PNB Housing Finance Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PNB Housing Finance Q2 Results FY27 cover the July to September 2026 quarter, with Consolidated revenue of Rs 2,423.15 Cr and net profit of Rs 616.55 Cr, which means the headline figures sit in the Financial Highlights section.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_results_date_for_PNB_Housing_Finance_Q2_Results_FY27\"><\/span><strong>What is the results date for PNB Housing Finance Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PNB Housing Finance declared its Q2 FY27 numbers on 28 October 2026, alongside the Consolidated statement, so the Quick Answer and the opening paragraphs both anchor to that results date.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_revenue_was_reported_in_PNB_Housing_Finance_Q2_Results_FY27\"><\/span><strong>What revenue was reported in PNB Housing Finance Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PNB Housing Finance Q2 Results FY27 show revenue of Rs 2,423.15 Cr for PNB Housing Finance, compared with Rs 2,127.86 Cr a year earlier, as the Financial Highlights table and Performance Analysis explain.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_net_profit_was_reported_in_PNB_Housing_Finance_Q2_Results_FY27\"><\/span><strong>What net profit was reported in PNB Housing Finance Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PNB Housing Finance posted net profit of Rs 616.55 Cr in the quarter, compared with Rs 581.59 Cr a year ago, which is why Key Takeaways describes profit growth as slower than revenue.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_YoY_growth_did_revenue_show_in_PNB_Housing_Finance_Q2_Results_FY27\"><\/span><strong>How much YoY growth did revenue show in PNB Housing Finance Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PNB Housing Finance Q2 Results FY27 show revenue YoY growth of 13.88%, with revenue moving from Rs 2,127.86 Cr to Rs 2,423.15 Cr, as the Performance Analysis section sets out step by step.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Did_net_profit_rise_or_fall_in_PNB_Housing_Finance_Q2_Results\"><\/span><strong>Did net profit rise or fall in PNB Housing Finance Q2 Results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PNB Housing Finance Q2 Results show net profit rising 6.01% to Rs 616.55 Cr from Rs 581.59 Cr, while revenue rose faster at 13.88%, a comparison covered under Key Takeaways.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_Operating_Profit_in_PNB_Housing_Finance_Q2_Results_FY27\"><\/span><strong>What was the Operating Profit in PNB Housing Finance Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PNB Housing Finance Q2 Results FY27 report Operating Profit of Rs 2,227.25 Cr against Rs 2,040.27 Cr a year earlier, an increase of 9.16%, which the Performance Analysis section places between revenue and net profit growth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_PNB_Housing_Finance_Q2_Results_consolidated_results_or_standalone_results\"><\/span><strong>Are PNB Housing Finance Q2 Results consolidated results or standalone results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PNB Housing Finance Q2 Results are Consolidated results for PNB Housing Finance, so the revenue of Rs 2,423.15 Cr and net profit of Rs 616.55 Cr cover the group, as stated in the opening paragraphs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_business_factors_shaped_PNB_Housing_Finance_Q2_Results_FY27\"><\/span><strong>What business factors shaped PNB Housing Finance Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PNB Housing Finance Q2 Results FY27 point to revenue growth of 13.9%, net profit growth of 6.0% and Operating Profit of Rs 2,227.25 Cr, while the Key Business Factors section confirms the figures without establishing a specific cause.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_risks_after_PNB_Housing_Finance_Q2_Results_FY27\"><\/span><strong>What are the key risks after PNB Housing Finance Q2 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The data lists a net profit margin of 25.4% against 27.3%, return on capital employed of 9.41% in FY26 and debt at 3.71 times total assets, all explained under Key Risks to Watch.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_outlook_after_PNB_Housing_Finance_Q2_Results\"><\/span><strong>What is the outlook after PNB Housing Finance Q2 Results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The FY27 full-year picture will depend on the quarters still to be reported, so the Rs 616.55 Cr net profit acts as a base, as the Outlook section describes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_find_the_complete_PNB_Housing_Finance_Q2_Results_FY27_data\"><\/span><strong>Where can I find the complete PNB Housing Finance Q2 Results FY27 data?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The complete PNB Housing Finance Q2 Results FY27 figures appear in the Financial Highlights table above, which sets revenue, Operating Profit and net profit against the same quarter last year, with filings also listed on NSE and BSE.<\/p>\n<p><script type=\"application\/ld+json\" class=\"faq-schema\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What are PNB Housing Finance Q2 Results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"PNB Housing Finance Q2 Results FY27 cover the July to September 2026 quarter, with Consolidated revenue of Rs 2,423.15 Cr and net profit of Rs 616.55 Cr, which means the headline figures sit in the Financial Highlights section.\"}},{\"@type\":\"Question\",\"name\":\"What is the results date for PNB Housing Finance Q2 Results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"PNB Housing Finance declared its Q2 FY27 numbers on 28 October 2026, alongside the Consolidated statement, so the Quick Answer and 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results?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"PNB Housing Finance Q2 Results are Consolidated results for PNB Housing Finance, so the revenue of Rs 2,423.15 Cr and net profit of Rs 616.55 Cr cover the group, as stated in the opening paragraphs.\"}},{\"@type\":\"Question\",\"name\":\"What business factors shaped PNB Housing Finance Q2 Results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"PNB Housing Finance Q2 Results FY27 point to revenue growth of 13.9%, net profit growth of 6.0% and Operating Profit of Rs 2,227.25 Cr, while the Key Business Factors section confirms the figures without establishing a specific cause.\"}},{\"@type\":\"Question\",\"name\":\"What are the key risks after PNB Housing Finance Q2 Results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The data lists a net profit margin of 25.4% against 27.3%, return on capital employed of 9.41% in FY26 and debt at 3.71 times total assets, all explained under Key Risks to Watch.\"}},{\"@type\":\"Question\",\"name\":\"What is the outlook after PNB Housing Finance Q2 Results?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The FY27 full-year picture will depend on the quarters still to be reported, so the Rs 616.55 Cr net profit acts as a base, as the Outlook section describes.\"}},{\"@type\":\"Question\",\"name\":\"Where can I find the complete PNB Housing Finance Q2 Results FY27 data?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The complete PNB Housing Finance Q2 Results FY27 figures appear in the Financial Highlights table above, which sets revenue, Operating Profit and net profit against the same quarter last year, with filings also listed on NSE and BSE.\"}}]}<\/script><br \/>\n<script type=\"application\/ld+json\" class=\"news-article-schema\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"PNB Housing Finance Q2 Results FY27: PAT Rises 6.01% to Rs 616.55 Cr, Revenue Rs 2,423.15 Cr\",\"description\":\"PNB Housing Finance Q2 Results: Consolidated revenue \u20b92,423.15 Cr, PAT \u20b9616.55 Cr. Check YoY growth and results analysis from the 28 October 2026 filing.\",\"author\":{\"@type\":\"Organization\",\"name\":\"Univest\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Univest\",\"url\":\"https:\/\/univest.in\"},\"about\":{\"@type\":\"Corporation\",\"name\":\"PNB Housing Finance Ltd\"}}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PNB Housing Finance Q2 FY27 Consolidated revenue Rs 2,423.15 Cr and PAT Rs 616.55 Cr, up 13.88% and 6.01% YoY.<\/p>\n","protected":false},"author":29,"featured_media":331157,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5331],"tags":[],"class_list":["post-331158","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-https-univest-in-blogs-category-results"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["331157"],"rank_math_title":["PNB Housing Finance Q2 Results FY27: PAT Rises 6.01% to Rs 616.55 Cr"],"rank_math_description":["PNB Housing Finance Q2 Results: Consolidated revenue \u20b92,423.15 Cr, PAT \u20b9616.55 Cr. 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