{"id":330338,"date":"2026-10-28T12:42:16","date_gmt":"2026-10-28T07:12:16","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=330338"},"modified":"2026-10-28T12:42:16","modified_gmt":"2026-10-28T07:12:16","slug":"banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/","title":{"rendered":"3 Banking Software Product Maker, Cloud Communications Platform Provider and Healthcare Technology Services Firm Stocks With a Strong Future Roadmap: Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions: ROE of 20.5% to 33.7% and FY22 to FY26 revenue CAGR of 8.4% to 42.2%. Prices as of 27 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The three software product and platform stocks to watch are Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions. Their return on equity ranges from 20.5% to 33.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 8.4% to 42.2%. Oracle Financial Services Software has the highest return on equity at 33.7%, while Inventurus Knowledge Solutions has the fastest revenue growth at 42.2% a year. Prices are based on the 27 October 2026 close, and this article is educational, not investment advice.<\/p>\n<\/div>\n<p>Software product and platform stocks give investors a way to track businesses that sit close to everyday demand in India. Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions cover a banking software product maker, a cloud communications platform provider and a healthcare technology services firm.<\/p>\n<p>This list covers three software product and platform stocks with complete current figures: Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions. Every figure comes from the latest reported financials and the 27 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\">Click Here &#8211; Get Free Investment Predictions<\/a><\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#What_Are_Software_Product_and_Platform_Stocks\" title=\"What Are Software Product and Platform Stocks?\">What Are Software Product and Platform Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Software_Product_and_Platform_Stocks_at_a_Glance\" title=\"Software Product and Platform Stocks at a Glance\">Software Product and Platform Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Why_Do_Software_Product_and_Platform_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Software Product and Platform Stocks Have a Strong Roadmap in India?\">Why Do Software Product and Platform Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Why_Oracle_Financial_Services_Software_Features_Among_These_Software_Product_and_Platform_Stocks\" title=\"Why Oracle Financial Services Software Features Among These Software Product and Platform Stocks\">Why Oracle Financial Services Software Features Among These Software Product and Platform Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Why_Tanla_Platforms_Features_Among_These_Software_Product_and_Platform_Stocks\" title=\"Why Tanla Platforms Features Among These Software Product and Platform Stocks\">Why Tanla Platforms Features Among These Software Product and Platform Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Why_Inventurus_Knowledge_Solutions_Features_Among_These_Software_Product_and_Platform_Stocks\" title=\"Why Inventurus Knowledge Solutions Features Among These Software Product and Platform Stocks\">Why Inventurus Knowledge Solutions Features Among These Software Product and Platform Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Oracle_Financial_Services_Software_vs_Tanla_Platforms_vs_Inventurus_Knowledge_Solutions_on_Key_Financials\" title=\"Oracle Financial Services Software vs Tanla Platforms vs Inventurus Knowledge Solutions on Key Financials\">Oracle Financial Services Software vs Tanla Platforms vs Inventurus Knowledge Solutions on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Key_Risks_to_Check_Before_Investing_in_Software_Product_and_Platform_Stocks\" title=\"Key Risks to Check Before Investing in Software Product and Platform Stocks\">Key Risks to Check Before Investing in Software Product and Platform Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Final_Thoughts_on_Software_Product_and_Platform_Stocks\" title=\"Final Thoughts on Software Product and Platform Stocks\">Final Thoughts on Software Product and Platform Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#What_are_software_product_and_platform_stocks\" title=\"What are software product and platform stocks?\">What are software product and platform stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Which_software_product_and_platform_stocks_are_covered_in_this_list\" title=\"Which software product and platform stocks are covered in this list?\">Which software product and platform stocks are covered in this list?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Why_do_software_product_and_platform_stocks_have_a_strong_future_roadmap_in_India\" title=\"Why do software product and platform stocks have a strong future roadmap in India?\">Why do software product and platform stocks have a strong future roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#How_has_Oracle_Financial_Services_Software_performed_financially\" title=\"How has Oracle Financial Services Software performed financially?\">How has Oracle Financial Services Software performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#How_has_Tanla_Platforms_performed_financially\" title=\"How has Tanla Platforms performed financially?\">How has Tanla Platforms performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#How_has_Inventurus_Knowledge_Solutions_performed_financially\" title=\"How has Inventurus Knowledge Solutions performed financially?\">How has Inventurus Knowledge Solutions performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#What_risks_should_investors_check_before_buying_software_product_and_platform_stocks\" title=\"What risks should investors check before buying software product and platform stocks?\">What risks should investors check before buying software product and platform stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/banking-software-product-maker-cloud-communications-platform-provider-and-healthcare-technology-services-firm-stocks-roadmap-polaris-list\/#Is_this_list_of_software_product_and_platform_stocks_investment_advice\" title=\"Is this list of software product and platform stocks investment advice?\">Is this list of software product and platform stocks investment advice?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Software_Product_and_Platform_Stocks\"><\/span><strong>What Are Software Product and Platform Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Software product and platform stocks are listed technology companies that license banking software, run enterprise messaging and communication platforms and provide technology-led services to healthcare organisations. Their earnings depend on software licences, message volumes, client additions and contract renewals.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Software_Product_and_Platform_Stocks_at_a_Glance\"><\/span><strong>Software Product and Platform Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE (%)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">D\/E<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/ofss\/oracle-financial-services-software-ltd-share-price-today\">Oracle Financial Services Software<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9,928<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">86,056<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.2<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.9<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">33.7<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.00<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/tanla\/tanla-platforms-ltd-share-price-today\">Tanla Platforms<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">579.15<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7,333<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.8<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.02<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/iks\/inventurus-knowledge-so-l-share-price-today\">Inventurus Knowledge Solutions<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,703<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">29,242<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">38.3<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.6<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.8<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.27<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>On valuation, Tanla Platforms trades at a P\/E below the industry P\/E, while Oracle Financial Services Software and Inventurus Knowledge Solutions trade above it, which reflects the growth the market already expects. Readers comparing software product and platform stocks should look at return on equity and debt together, since a high return earned with low debt is easier to sustain.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Software_Product_and_Platform_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Software Product and Platform Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Software product and platform stocks have a strong roadmap in India because bank technology upgrades, digital communication between businesses and customers and technology adoption in healthcare keep widening the market for Indian technology firms.<\/p>\n<ul>\n<li><strong>Bank upgrades.<\/strong> Lenders replace and extend core systems.<\/li>\n<li><strong>Business messaging.<\/strong> Companies reach customers on digital channels.<\/li>\n<li><strong>Healthcare technology.<\/strong> Providers outsource coding and analytics.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Why_Oracle_Financial_Services_Software_Features_Among_These_Software_Product_and_Platform_Stocks\"><\/span><strong>Why Oracle Financial Services Software Features Among These Software Product and Platform Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the software product and platform stocks on this list, Oracle Financial Services Software develops banking software products such as core banking, lending and risk platforms and also provides related services and support to banks and financial institutions around the world.<\/p>\n<p>Revenue rose from Rs 5,356 crore in FY22 to Rs 7,943 crore in FY26, a compound annual growth rate of 10.4%. Net profit grew from Rs 1,889 crore in FY22 to Rs 2,639 crore in FY26, which works out to a compound annual growth rate of 8.7%.<\/p>\n<p>The company has a return on equity of 33.7%, a debt to equity ratio of 0.00 and a market capitalisation of Rs 86,056 crore. The stock trades at a P\/E of 25.2, above the industry P\/E of 17.9.<\/p>\n<p><strong>Roadmap:<\/strong> The company is helping banks move to modern platforms and cloud deployments, which creates demand for its products. Recurring licence and maintenance income supports earnings visibility.<\/p>\n<p><strong>What to watch:<\/strong> Follow product licence wins, cloud adoption by banking clients and the pace of new deals.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Tanla_Platforms_Features_Among_These_Software_Product_and_Platform_Stocks\"><\/span><strong>Why Tanla Platforms Features Among These Software Product and Platform Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the banking software and messaging platform shares on this list, Tanla Platforms, based in Hyderabad, offers communications platform services, including messaging and authentication through its Wisely platform, to enterprises.<\/p>\n<p>The company has a return on equity of 20.5%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 7,333 crore. The stock trades at a P\/E of 13.8, below the industry P\/E of 17.5.<\/p>\n<p>Revenue rose from Rs 3,222 crore in FY22 to Rs 4,455 crore in FY26, a compound annual growth rate of 8.4%. Net profit for FY26 was Rs 509 crore, a net margin of 11.4%. In the June 2026 quarter, revenue grew 17.8% year on year to Rs 1,240 crore, while net profit rose 20.1% to Rs 142 crore.<\/p>\n<p><strong>Roadmap:<\/strong> Growth in enterprise messaging, plus fraud-prevention and digital-trust services, supports volumes. It has built products around artificial intelligence and blockchain, which can raise revenue per message.<\/p>\n<p><strong>What to watch:<\/strong> Monitor message volumes and the adoption of new platform products.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Inventurus_Knowledge_Solutions_Features_Among_These_Software_Product_and_Platform_Stocks\"><\/span><strong>Why Inventurus Knowledge Solutions Features Among These Software Product and Platform Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the three companies on this list, Inventurus Knowledge Solutions, known as IKS, is a Mumbai-based healthcare technology and services company that supports healthcare providers and payors in the United States with analytics, clinical coding and technology platforms.<\/p>\n<p>Revenue rose from Rs 784 crore in FY22 to Rs 3,211 crore in FY26, a compound annual growth rate of 42.2%. Net profit grew from Rs 233 crore in FY22 to Rs 722 crore in FY26, which works out to a compound annual growth rate of 32.7%.<\/p>\n<p>In the June 2026 quarter, revenue grew 21.0% year on year to Rs 899 crore, while net profit rose 27.8% to Rs 194 crore. The company has a return on equity of 25.8%, a debt to equity ratio of 0.27 and a market capitalisation of Rs 29,242 crore. The stock trades at a P\/E of 38.3, above the industry P\/E of 17.6.<\/p>\n<p><strong>Roadmap:<\/strong> The company is widening its technology-led services for risk adjustment, care coordination and revenue cycle work. Long-term relationships with large healthcare organisations give it recurring demand.<\/p>\n<p><strong>What to watch:<\/strong> Follow client additions, platform adoption and healthcare policy changes in the United States.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Oracle_Financial_Services_Software_vs_Tanla_Platforms_vs_Inventurus_Knowledge_Solutions_on_Key_Financials\"><\/span><strong>Oracle Financial Services Software vs Tanla Platforms vs Inventurus Knowledge Solutions on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below sets the three software product and platform stocks side by side on revenue, profit and margin, using reported figures.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY22 Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Revenue CAGR (FY22-FY26)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Net Profit (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Net Margin<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Oracle Financial Services Software<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5,356<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7,943<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.4%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,639<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">33.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Tanla Platforms<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3,222<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,455<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">8.4%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">509<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Inventurus Knowledge Solutions<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">784<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3,211<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">42.2%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">722<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Oracle Financial Services Software posts the highest return on equity in this group at 33.7%. Oracle Financial Services Software has the largest FY26 revenue at Rs 7,943 crore, and Inventurus Knowledge Solutions shows the fastest revenue growth with a 42.2% compound annual rate. A useful habit with software product and platform stocks is to check each new quarterly result against the capacity plans the company described earlier.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_Check_Before_Investing_in_Software_Product_and_Platform_Stocks\"><\/span><strong>Key Risks to Check Before Investing in Software Product and Platform Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Every theme carries risks that deserve a check before any decision. For these software product and platform stocks, the main points are:<\/p>\n<ul>\n<li><strong>Deal timing.<\/strong> Large contracts can shift between periods.<\/li>\n<li><strong>Message volumes.<\/strong> Platform revenue follows customer usage.<\/li>\n<li><strong>Currency moves.<\/strong> Export earnings move with the rupee.<\/li>\n<\/ul>\n<p>Treat this list as a starting point for research and not as a recommendation. Read the latest results presentation, check the management commentary on order books or capacity plans, and compare each company with its peers before you decide anything.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/screeners\">Use the Univest Stock Screener<\/a><\/strong> to filter software product and platform stocks by market capitalisation, P\/E, ROE and growth, and build your own shortlist.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Thoughts_on_Software_Product_and_Platform_Stocks\"><\/span><strong>Final Thoughts on Software Product and Platform Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Software product and platform stocks work best when investors track growth, valuation and return on equity side by side. Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions each have a clear plan to expand. Based on the 27 October 2026 close, Oracle Financial Services Software trades at Rs 9,928, Tanla Platforms at Rs 579.15 and Inventurus Knowledge Solutions at Rs 1,703.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track software product and platform stocks, set price alerts and get research-backed stock ideas.<\/em><\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_are_software_product_and_platform_stocks\"><\/span><strong>What are software product and platform stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Software product and platform stocks are listed technology companies that license banking software, run enterprise messaging and communication platforms and provide technology-led services to healthcare organisations. Their earnings depend on software licences, message volumes, client additions and contract renewals. This list looks at three of them, Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions, using reported FY22 to FY26 financials and the 27 October 2026 closing prices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_software_product_and_platform_stocks_are_covered_in_this_list\"><\/span><strong>Which software product and platform stocks are covered in this list?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This list covers Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions. Based on the 27 October 2026 close, Oracle Financial Services Software traded at Rs 9,928, Tanla Platforms at Rs 579.15 and Inventurus Knowledge Solutions at Rs 1,703. Their return on equity ranges from 20.5% to 33.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 8.4% to 42.2%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_do_software_product_and_platform_stocks_have_a_strong_future_roadmap_in_India\"><\/span><strong>Why do software product and platform stocks have a strong future roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Software product and platform stocks have a strong roadmap in India because bank technology upgrades, digital communication between businesses and customers and technology adoption in healthcare keep widening the market for Indian technology firms. The main drivers are as follows. Bank upgrades. Lenders replace and extend core systems. Business messaging. Companies reach customers on digital channels. Healthcare technology. Providers outsource coding and analytics. Together these factors give the companies on this list a visible path for growth over the coming years.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Oracle_Financial_Services_Software_performed_financially\"><\/span><strong>How has Oracle Financial Services Software performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 5,356 crore in FY22 to Rs 7,943 crore in FY26, a compound annual growth rate of 10.4%. Net profit grew from Rs 1,889 crore in FY22 to Rs 2,639 crore in FY26, which works out to a compound annual growth rate of 8.7%. The company has a return on equity of 33.7%, a debt to equity ratio of 0.00 and a market capitalisation of Rs 86,056 crore. The stock trades at a P\/E of 25.2, above the industry P\/E of 17.9. Looking ahead, the company is helping banks move to modern platforms and cloud deployments, which creates demand for its products. Recurring licence and maintenance income supports earnings visibility.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Tanla_Platforms_performed_financially\"><\/span><strong>How has Tanla Platforms performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 3,222 crore in FY22 to Rs 4,455 crore in FY26, a compound annual growth rate of 8.4%. Net profit for FY26 was Rs 509 crore, a net margin of 11.4%. In the June 2026 quarter, revenue grew 17.8% year on year to Rs 1,240 crore, while net profit rose 20.1% to Rs 142 crore. The company has a return on equity of 20.5%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 7,333 crore. The stock trades at a P\/E of 13.8, below the industry P\/E of 17.5. Looking ahead, growth in enterprise messaging, plus fraud-prevention and digital-trust services, supports volumes. It has built products around artificial intelligence and blockchain, which can raise revenue per message.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Inventurus_Knowledge_Solutions_performed_financially\"><\/span><strong>How has Inventurus Knowledge Solutions performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 784 crore in FY22 to Rs 3,211 crore in FY26, a compound annual growth rate of 42.2%. Net profit grew from Rs 233 crore in FY22 to Rs 722 crore in FY26, which works out to a compound annual growth rate of 32.7%. In the June 2026 quarter, revenue grew 21.0% year on year to Rs 899 crore, while net profit rose 27.8% to Rs 194 crore. The company has a return on equity of 25.8%, a debt to equity ratio of 0.27 and a market capitalisation of Rs 29,242 crore. The stock trades at a P\/E of 38.3, above the industry P\/E of 17.6. Looking ahead, the company is widening its technology-led services for risk adjustment, care coordination and revenue cycle work. Long-term relationships with large healthcare organisations give it recurring demand.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_risks_should_investors_check_before_buying_software_product_and_platform_stocks\"><\/span><strong>What risks should investors check before buying software product and platform stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investors should check a few risks before buying software product and platform stocks. Deal timing. Large contracts can shift between periods. Message volumes. Platform revenue follows customer usage. Currency moves. Export earnings move with the rupee. Reading the latest results presentation and comparing each company with its peers helps judge how these risks apply to each stock.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_this_list_of_software_product_and_platform_stocks_investment_advice\"><\/span><strong>Is this list of software product and platform stocks investment advice?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. This article is educational and uses publicly available data as of the 27 October 2026 close. Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What are software product and platform stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Software product and platform stocks are listed technology companies that license banking software, run enterprise messaging and communication platforms and provide technology-led services to healthcare organisations. Their earnings depend on software licences, message volumes, client additions and contract renewals. 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Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Software Product and Platform Stocks with a strong future roadmap: Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions. 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