{"id":325350,"date":"2026-10-23T14:23:15","date_gmt":"2026-10-23T08:53:15","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=325350"},"modified":"2026-10-23T14:23:15","modified_gmt":"2026-10-23T08:53:15","slug":"data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/","title":{"rendered":"3 Data Analytics and AI Services, Lending Software Products and Cash Management Services Stocks With a Strong Future Roadmap: Latent View Analytics, Nucleus Software Exports and CMS Info Systems"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Latent View Analytics, Nucleus Software Exports and CMS Info Systems: ROE of 11.3% to 14.7% and FY22 to FY26 revenue CAGR of 12.2% to 27.6%. Prices as of 22 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The three data analytics, bank software and cash stocks to watch are Latent View Analytics, Nucleus Software Exports and CMS Info Systems. Their return on equity ranges from 11.3% to 14.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 12.2% to 27.6%. Nucleus Software Exports has the highest return on equity at 14.7%, while Latent View Analytics has the fastest revenue growth at 27.6% a year. Prices are based on the 22 October 2026 close, and this article is educational, not investment advice.<\/p>\n<\/div>\n<p>Data analytics, bank software and cash stocks let investors follow companies that serve banks and enterprises. Latent View Analytics, Nucleus Software Exports and CMS Info Systems cover data analytics and AI services, lending software products and cash management services.<\/p>\n<p>This list covers three data analytics, bank software and cash stocks with complete current figures: Latent View Analytics, Nucleus Software Exports and CMS Info Systems. Every figure comes from the latest reported financials and the 22 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\">Click Here &#8211; Get Free Investment Predictions<\/a><\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#What_Are_Data_Analytics_Bank_Software_and_Cash_Stocks\" title=\"What Are Data Analytics, Bank Software and Cash Stocks?\">What Are Data Analytics, Bank Software and Cash Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Data_Analytics_Bank_Software_and_Cash_Stocks_at_a_Glance\" title=\"Data Analytics, Bank Software and Cash Stocks at a Glance\">Data Analytics, Bank Software and Cash Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Why_Do_Data_Analytics_Bank_Software_and_Cash_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Data Analytics, Bank Software and Cash Stocks Have a Strong Roadmap in India?\">Why Do Data Analytics, Bank Software and Cash Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Why_Latent_View_Analytics_Features_Among_These_Data_Analytics_Bank_Software_and_Cash_Stocks\" title=\"Why Latent View Analytics Features Among These Data Analytics, Bank Software and Cash Stocks\">Why Latent View Analytics Features Among These Data Analytics, Bank Software and Cash Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Why_Nucleus_Software_Exports_Features_Among_These_Data_Analytics_Bank_Software_and_Cash_Stocks\" title=\"Why Nucleus Software Exports Features Among These Data Analytics, Bank Software and Cash Stocks\">Why Nucleus Software Exports Features Among These Data Analytics, Bank Software and Cash Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Why_CMS_Info_Systems_Features_Among_These_Data_Analytics_Bank_Software_and_Cash_Stocks\" title=\"Why CMS Info Systems Features Among These Data Analytics, Bank Software and Cash Stocks\">Why CMS Info Systems Features Among These Data Analytics, Bank Software and Cash Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Latent_View_Analytics_vs_Nucleus_Software_Exports_vs_CMS_Info_Systems_on_Key_Financials\" title=\"Latent View Analytics vs Nucleus Software Exports vs CMS Info Systems on Key Financials\">Latent View Analytics vs Nucleus Software Exports vs CMS Info Systems on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Key_Risks_to_Check_Before_Investing_in_Data_Analytics_Bank_Software_and_Cash_Stocks\" title=\"Key Risks to Check Before Investing in Data Analytics, Bank Software and Cash Stocks\">Key Risks to Check Before Investing in Data Analytics, Bank Software and Cash Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Final_Thoughts_on_Data_Analytics_Bank_Software_and_Cash_Stocks\" title=\"Final Thoughts on Data Analytics, Bank Software and Cash Stocks\">Final Thoughts on Data Analytics, Bank Software and Cash Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#What_are_data_analytics_bank_software_and_cash_stocks\" title=\"What are data analytics, bank software and cash stocks?\">What are data analytics, bank software and cash stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Which_data_analytics_bank_software_and_cash_stocks_are_covered_in_this_list\" title=\"Which data analytics, bank software and cash stocks are covered in this list?\">Which data analytics, bank software and cash stocks are covered in this list?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Why_do_data_analytics_bank_software_and_cash_stocks_have_a_strong_future_roadmap_in_India\" title=\"Why do data analytics, bank software and cash stocks have a strong future roadmap in India?\">Why do data analytics, bank software and cash stocks have a strong future roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#How_has_Latent_View_Analytics_performed_financially\" title=\"How has Latent View Analytics performed financially?\">How has Latent View Analytics performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#How_has_Nucleus_Software_Exports_performed_financially\" title=\"How has Nucleus Software Exports performed financially?\">How has Nucleus Software Exports performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#How_has_CMS_Info_Systems_performed_financially\" title=\"How has CMS Info Systems performed financially?\">How has CMS Info Systems performed financially?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#What_risks_should_investors_check_before_buying_data_analytics_bank_software_and_cash_stocks\" title=\"What risks should investors check before buying data analytics, bank software and cash stocks?\">What risks should investors check before buying data analytics, bank software and cash stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/data-analytics-and-ai-services-lending-software-products-and-cash-management-services-stocks-roadmap-overture-list\/#Is_this_list_of_data_analytics_bank_software_and_cash_stocks_investment_advice\" title=\"Is this list of data analytics, bank software and cash stocks investment advice?\">Is this list of data analytics, bank software and cash stocks investment advice?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Data_Analytics_Bank_Software_and_Cash_Stocks\"><\/span><strong>What Are Data Analytics, Bank Software and Cash Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Data analytics, bank software and cash stocks are listed companies that sell analytics, software products and cash logistics to enterprises and banks. Their earnings depend on client spending, product wins and network reach.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Data_Analytics_Bank_Software_and_Cash_Stocks_at_a_Glance\"><\/span><strong>Data Analytics, Bank Software and Cash Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE (%)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">D\/E<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/latentview\/latent-view-analytics-ltd-share-price-today\">Latent View Analytics<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">234.24<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,968<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.0<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.3<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.02<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/nucleus\/nucleus-software-exports-ltd-share-price-today\">Nucleus Software Exports<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">654.25<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,731<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.4<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14.7<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.01<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/cmsinfo\/cms-info-systems-ltd-share-price-today\">CMS Info Systems<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">206.85<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3,380<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">36.2<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.5<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.09<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>On valuation, Nucleus Software Exports and CMS Info Systems trade at a P\/E below the industry P\/E, while Latent View Analytics trades above it, which reflects the growth the market already expects. Readers comparing data analytics, bank software and cash stocks should look at return on equity and debt together, since a high return earned with low debt is easier to sustain.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Data_Analytics_Bank_Software_and_Cash_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Data Analytics, Bank Software and Cash Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Data analytics, bank software and cash stocks have a strong roadmap in India because enterprises invest in data and artificial intelligence, and banks keep modernising systems and widening cash networks.<\/p>\n<ul>\n<li><strong>Data and AI spending.<\/strong> Enterprises invest to turn data into decisions.<\/li>\n<li><strong>Lending software.<\/strong> Banks upgrade loan and transaction platforms.<\/li>\n<li><strong>Cash networks.<\/strong> ATM and cash logistics reach many locations.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Why_Latent_View_Analytics_Features_Among_These_Data_Analytics_Bank_Software_and_Cash_Stocks\"><\/span><strong>Why Latent View Analytics Features Among These Data Analytics, Bank Software and Cash Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the data analytics, bank software and cash stocks on this list, Latent View Analytics, headquartered in Chennai, provides data analytics, engineering and artificial intelligence services to technology, consumer and financial clients worldwide.<\/p>\n<p>In the June 2026 quarter, revenue grew 18.8% year on year to Rs 308 crore. Revenue rose from Rs 429 crore in FY22 to Rs 1,136 crore in FY26, a compound annual growth rate of 27.6%.<\/p>\n<p>Net profit grew from Rs 130 crore in FY22 to Rs 202 crore in FY26, which works out to a compound annual growth rate of 11.8%. The company has a return on equity of 11.3%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 4,968 crore. The stock trades at a P\/E of 25.0, above the industry P\/E of 17.5.<\/p>\n<p><strong>Roadmap:<\/strong> Enterprises are investing in analytics and artificial intelligence, which feeds demand for data services. The company is widening its client list and scaling large accounts with a consulting and engineering model.<\/p>\n<p><strong>What to watch:<\/strong> Follow client additions and the growth of large accounts.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Nucleus_Software_Exports_Features_Among_These_Data_Analytics_Bank_Software_and_Cash_Stocks\"><\/span><strong>Why Nucleus Software Exports Features Among These Data Analytics, Bank Software and Cash Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the data and AI services shares on this list, Nucleus Software Exports is a Noida-based software products company that builds lending and transaction banking software, with its FinnAxia and FinnOne platforms used by banks and financial institutions in India and overseas.<\/p>\n<p>The company has a return on equity of 14.7%, a debt to equity ratio of 0.01 and a market capitalisation of Rs 1,731 crore. The stock trades at a P\/E of 16.4, below the industry P\/E of 17.5.<\/p>\n<p>Revenue rose from Rs 532 crore in FY22 to Rs 940 crore in FY26, a compound annual growth rate of 15.3%. Net profit grew from Rs 40.9 crore in FY22 to Rs 117 crore in FY26, which works out to a compound annual growth rate of 30.0%.<\/p>\n<p><strong>Roadmap:<\/strong> The company is moving customers to cloud-based and subscription offerings, which build recurring revenue over time. Banks upgrading lending and transaction systems create steady demand for its platforms.<\/p>\n<p><strong>What to watch:<\/strong> Monitor licence and subscription revenue and the pace of new customer wins.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_CMS_Info_Systems_Features_Among_These_Data_Analytics_Bank_Software_and_Cash_Stocks\"><\/span><strong>Why CMS Info Systems Features Among These Data Analytics, Bank Software and Cash Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the three companies on this list, CMS Info Systems provides cash management services, including ATM replenishment, cash pick-up and delivery, and managed services such as brown-label ATMs.<\/p>\n<p>Revenue rose from Rs 1,598 crore in FY22 to Rs 2,533 crore in FY26, a compound annual growth rate of 12.2%. Net profit grew from Rs 224 crore in FY22 to Rs 303 crore in FY26, which works out to a compound annual growth rate of 7.9%.<\/p>\n<p>In the June 2026 quarter, revenue grew 0.9% year on year to Rs 650 crore. The company has a return on equity of 12.5%, a debt to equity ratio of 0.09 and a market capitalisation of Rs 3,380 crore. The stock trades at a P\/E of 11.5, below the industry P\/E of 36.2.<\/p>\n<p><strong>Roadmap:<\/strong> Its cash logistics network covers a large number of locations, and it is adding managed services and technology-led businesses that need less capital. These services bring recurring contracts with banks.<\/p>\n<p><strong>What to watch:<\/strong> Follow growth in the managed services segment and trends in cash usage.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Latent_View_Analytics_vs_Nucleus_Software_Exports_vs_CMS_Info_Systems_on_Key_Financials\"><\/span><strong>Latent View Analytics vs Nucleus Software Exports vs CMS Info Systems on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below sets the three data analytics, bank software and cash stocks side by side on revenue, profit and margin, using reported figures.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY22 Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Revenue CAGR (FY22-FY26)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Net Profit (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">FY26 Net Margin<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Latent View Analytics<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">429<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,136<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">27.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">202<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Nucleus Software Exports<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">532<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">940<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.3%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">117<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">CMS Info Systems<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,598<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,533<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.2%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">303<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Nucleus Software Exports posts the highest return on equity in this group at 14.7%. CMS Info Systems has the largest FY26 revenue at Rs 2,533 crore, and Latent View Analytics shows the fastest revenue growth with a 27.6% compound annual rate. A useful habit with data analytics, bank software and cash stocks is to check each new quarterly result against the capacity plans the company described earlier.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_Check_Before_Investing_in_Data_Analytics_Bank_Software_and_Cash_Stocks\"><\/span><strong>Key Risks to Check Before Investing in Data Analytics, Bank Software and Cash Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Every theme carries risks that deserve a check before any decision. For these data analytics, bank software and cash stocks, the main points are: Long-term data and AI services shares holders usually track revenue growth, margins and cash flow side by side rather than relying on a single ratio.<\/p>\n<ul>\n<li><strong>Client spending.<\/strong> Technology budgets can shift with the global economy.<\/li>\n<li><strong>Currency moves.<\/strong> Export earnings are affected by rupee movements.<\/li>\n<li><strong>Deal timing.<\/strong> Large contracts can shift between quarters.<\/li>\n<\/ul>\n<p>Treat this list as a starting point for research and not as a recommendation. Read the latest results presentation, check the management commentary on order books or capacity plans, and compare each company with its peers before you decide anything.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/screeners\">Use the Univest Stock Screener<\/a><\/strong> to filter data analytics, bank software and cash stocks by market capitalisation, P\/E, ROE and growth, and build your own shortlist.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Thoughts_on_Data_Analytics_Bank_Software_and_Cash_Stocks\"><\/span><strong>Final Thoughts on Data Analytics, Bank Software and Cash Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Data analytics, bank software and cash stocks reward investors who follow client spending, product wins and network reach together. Latent View Analytics, Nucleus Software Exports and CMS Info Systems each serve a growing need. Based on the 22 October 2026 close, Latent View Analytics trades at Rs 234.24, Nucleus Software Exports at Rs 654.25 and CMS Info Systems at Rs 206.85.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track data analytics, bank software and cash stocks, set price alerts and get research-backed stock ideas.<\/em><\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_are_data_analytics_bank_software_and_cash_stocks\"><\/span><strong>What are data analytics, bank software and cash stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Data analytics, bank software and cash stocks are listed companies that sell analytics, software products and cash logistics to enterprises and banks. Their earnings depend on client spending, product wins and network reach. This list looks at three of them, Latent View Analytics, Nucleus Software Exports and CMS Info Systems, using reported FY22 to FY26 financials and the 22 October 2026 closing prices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_data_analytics_bank_software_and_cash_stocks_are_covered_in_this_list\"><\/span><strong>Which data analytics, bank software and cash stocks are covered in this list?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This list covers Latent View Analytics, Nucleus Software Exports and CMS Info Systems. Based on the 22 October 2026 close, Latent View Analytics traded at Rs 234.24, Nucleus Software Exports at Rs 654.25 and CMS Info Systems at Rs 206.85. Their return on equity ranges from 11.3% to 14.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 12.2% to 27.6%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_do_data_analytics_bank_software_and_cash_stocks_have_a_strong_future_roadmap_in_India\"><\/span><strong>Why do data analytics, bank software and cash stocks have a strong future roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Data analytics, bank software and cash stocks have a strong roadmap in India because enterprises invest in data and artificial intelligence, and banks keep modernising systems and widening cash networks. The main drivers are as follows. Data and AI spending. Enterprises invest to turn data into decisions. Lending software. Banks upgrade loan and transaction platforms. Cash networks. ATM and cash logistics reach many locations. Together these factors give the companies on this list a visible path for growth over the coming years.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Latent_View_Analytics_performed_financially\"><\/span><strong>How has Latent View Analytics performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 429 crore in FY22 to Rs 1,136 crore in FY26, a compound annual growth rate of 27.6%. Net profit grew from Rs 130 crore in FY22 to Rs 202 crore in FY26, which works out to a compound annual growth rate of 11.8%. In the June 2026 quarter, revenue grew 18.8% year on year to Rs 308 crore. The company has a return on equity of 11.3%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 4,968 crore. The stock trades at a P\/E of 25.0, above the industry P\/E of 17.5. Looking ahead, enterprises are investing in analytics and artificial intelligence, which feeds demand for data services. The company is widening its client list and scaling large accounts with a consulting and engineering model.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_Nucleus_Software_Exports_performed_financially\"><\/span><strong>How has Nucleus Software Exports performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 532 crore in FY22 to Rs 940 crore in FY26, a compound annual growth rate of 15.3%. Net profit grew from Rs 40.9 crore in FY22 to Rs 117 crore in FY26, which works out to a compound annual growth rate of 30.0%. The company has a return on equity of 14.7%, a debt to equity ratio of 0.01 and a market capitalisation of Rs 1,731 crore. The stock trades at a P\/E of 16.4, below the industry P\/E of 17.5. Looking ahead, the company is moving customers to cloud-based and subscription offerings, which build recurring revenue over time. Banks upgrading lending and transaction systems create steady demand for its platforms.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_CMS_Info_Systems_performed_financially\"><\/span><strong>How has CMS Info Systems performed financially?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue rose from Rs 1,598 crore in FY22 to Rs 2,533 crore in FY26, a compound annual growth rate of 12.2%. Net profit grew from Rs 224 crore in FY22 to Rs 303 crore in FY26, which works out to a compound annual growth rate of 7.9%. In the June 2026 quarter, revenue grew 0.9% year on year to Rs 650 crore. The company has a return on equity of 12.5%, a debt to equity ratio of 0.09 and a market capitalisation of Rs 3,380 crore. The stock trades at a P\/E of 11.5, below the industry P\/E of 36.2. Looking ahead, its cash logistics network covers a large number of locations, and it is adding managed services and technology-led businesses that need less capital. These services bring recurring contracts with banks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_risks_should_investors_check_before_buying_data_analytics_bank_software_and_cash_stocks\"><\/span><strong>What risks should investors check before buying data analytics, bank software and cash stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investors should check a few risks before buying data analytics, bank software and cash stocks. Client spending. Technology budgets can shift with the global economy. Currency moves. Export earnings are affected by rupee movements. Deal timing. Large contracts can shift between quarters. Reading the latest results presentation and comparing each company with its peers helps judge how these risks apply to each stock.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_this_list_of_data_analytics_bank_software_and_cash_stocks_investment_advice\"><\/span><strong>Is this list of data analytics, bank software and cash stocks investment advice?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. This article is educational and uses publicly available data as of the 22 October 2026 close. Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What are data analytics, bank software and cash stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Data analytics, bank software and cash stocks are listed companies that sell analytics, software products and cash logistics to enterprises and banks. Their earnings depend on client spending, product wins and network reach. 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The company is widening its client list and scaling large accounts with a consulting and engineering model.\"}},{\"@type\":\"Question\",\"name\":\"How has Nucleus Software Exports performed financially?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Revenue rose from Rs 532 crore in FY22 to Rs 940 crore in FY26, a compound annual growth rate of 15.3%. Net profit grew from Rs 40.9 crore in FY22 to Rs 117 crore in FY26, which works out to a compound annual growth rate of 30.0%. The company has a return on equity of 14.7%, a debt to equity ratio of 0.01 and a market capitalisation of Rs 1,731 crore. The stock trades at a P\/E of 16.4, below the industry P\/E of 17.5. Looking ahead, the company is moving customers to cloud-based and subscription offerings, which build recurring revenue over time. 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Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Data Analytics, Bank Software and Cash Stocks with a strong future roadmap: Latent View Analytics, Nucleus Software Exports and CMS Info Systems. 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