{"id":319591,"date":"2026-10-21T12:02:43","date_gmt":"2026-10-21T06:32:43","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=319591"},"modified":"2026-10-21T12:02:43","modified_gmt":"2026-10-21T06:32:43","slug":"largecap-sip-stocks-to-watch-multibagger-potential","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/","title":{"rendered":"4 Largecap SIP Stocks to Watch for Future Multibagger Potential: ICICI Bank, SBI, L&#038;T and Shriram Finance"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>ICICI Bank Rs 1,381. SBI Rs 973.70. L&amp;T Rs 3,627.10. Shriram Finance Rs 926.50. Market caps from Rs 2.23 lakh crore to Rs 9.62 lakh crore. Data as of 20 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">ICICI Bank, SBI, L&amp;T and Shriram Finance are the 4 picks in this SIP stocks watchlist, with market caps between Rs 2.23 lakh crore and Rs 9.62 lakh crore. ICICI Bank stands out for the largest market cap at Rs 9,61,516 crore, while SBI offers the lowest PE of the group at 9.82. PE ratios run from 9.82 to 25.49, so compare each one with its industry PE before investing. All figures are as of 20 October 2026.<\/p>\n<\/p><\/div>\n<p>SIP stocks to watch for multibagger potential start with a simple filter: size, a clean financial record and earnings that keep growing. ICICI Bank, SBI, L&amp;T and Shriram Finance meet that test, with market caps from Rs 2.23 lakh crore to Rs 9.62 lakh crore and ICICI Bank offering the largest market cap at Rs 9,61,516 crore. Between FY22 and FY26, each of these companies grew profit at more than 15 per cent a year and revenue at more than 10 per cent a year, and the share price gained more than 80 per cent in five years.<\/p>\n<p>This list covers companies with market capitalisation above Rs 1,00,000 crore, FY22 to FY26 profit growth above 15 per cent a year, a return on equity above 14 per cent and rising profit in FY26 and the latest quarter. Each company has a market cap above Rs 1 lakh crore. Investors screening SIP stocks usually begin with size and balance sheet strength, and this list follows the same logic. All figures are as of 20 October 2026 and are drawn from NSE and BSE data and company filings.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=sip-stocks\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#What_Are_SIP_Stocks_and_Why_Do_They_Attract_Multibagger_Interest\" title=\"What Are SIP Stocks and Why Do They Attract Multibagger Interest?\">What Are SIP Stocks and Why Do They Attract Multibagger Interest?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#SIP_Stocks_at_a_Glance_Price_Market_Cap_PE_ROE_and_Price_to_Book\" title=\"SIP Stocks at a Glance: Price, Market Cap, PE, ROE and Price to Book\">SIP Stocks at a Glance: Price, Market Cap, PE, ROE and Price to Book<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#ICICI_Bank_2229_Profit_CAGR_Since_FY22\" title=\"ICICI Bank: 22.29% Profit CAGR Since FY22\">ICICI Bank: 22.29% Profit CAGR Since FY22<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#SBI_2372_Profit_CAGR_Since_FY22\" title=\"SBI: 23.72% Profit CAGR Since FY22\">SBI: 23.72% Profit CAGR Since FY22<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#L_T_Five-Year_Gain_of_10468\" title=\"L&amp;T: Five-Year Gain of 104.68%\">L&amp;T: Five-Year Gain of 104.68%<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#Shriram_Finance_3864_Profit_CAGR_Since_FY22\" title=\"Shriram Finance: 38.64% Profit CAGR Since FY22\">Shriram Finance: 38.64% Profit CAGR Since FY22<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#SIP_Stocks_Financial_Comparison_on_Growth_and_Margins\" title=\"SIP Stocks: Financial Comparison on Growth and Margins\">SIP Stocks: Financial Comparison on Growth and Margins<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#Institutional_Holding_in_ICICI_Bank_SBI_L_T_and_Shriram_Finance\" title=\"Institutional Holding in ICICI Bank, SBI, L&amp;T and Shriram Finance\">Institutional Holding in ICICI Bank, SBI, L&amp;T and Shriram Finance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#Risks_to_Weigh_in_SIP_Stocks\" title=\"Risks to Weigh in SIP Stocks\">Risks to Weigh in SIP Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#How_to_Choose_Between_SIP_Stocks\" title=\"How to Choose Between SIP Stocks\">How to Choose Between SIP Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#Frequently_Asked_Questions_on_SIP_Stocks_to_Watch\" title=\"Frequently Asked Questions on SIP Stocks to Watch\">Frequently Asked Questions on SIP Stocks to Watch<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#Which_are_the_best_SIP_stocks_to_watch_for_multibagger_potential\" title=\"Which are the best SIP stocks to watch for multibagger potential?\">Which are the best SIP stocks to watch for multibagger potential?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#Is_Shriram_Finance_a_good_stock_for_long-term_investors\" title=\"Is Shriram Finance a good stock for long-term investors?\">Is Shriram Finance a good stock for long-term investors?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#Can_SBI_become_a_multibagger_from_here\" title=\"Can SBI become a multibagger from here?\">Can SBI become a multibagger from here?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#What_is_the_market_cap_of_ICICI_Bank_SBI_L_T_and_Shriram_Finance\" title=\"What is the market cap of ICICI Bank, SBI, L&amp;T and Shriram Finance?\">What is the market cap of ICICI Bank, SBI, L&amp;T and Shriram Finance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#What_are_the_risks_of_investing_in_SIP_stocks\" title=\"What are the risks of investing in SIP stocks?\">What are the risks of investing in SIP stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#Why_is_ICICI_Bank_trading_at_a_PE_of_1609\" title=\"Why is ICICI Bank trading at a PE of 16.09?\">Why is ICICI Bank trading at a PE of 16.09?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/largecap-sip-stocks-to-watch-multibagger-potential\/#How_much_do_institutions_hold_in_ICICI_Bank_SBI_L_T_and_Shriram_Finance\" title=\"How much do institutions hold in ICICI Bank, SBI, L&amp;T and Shriram Finance?\">How much do institutions hold in ICICI Bank, SBI, L&amp;T and Shriram Finance?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_SIP_Stocks_and_Why_Do_They_Attract_Multibagger_Interest\"><\/span><strong>What Are SIP Stocks and Why Do They Attract Multibagger Interest?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SIP stocks are shares an investor can buy in small amounts every month instead of trying to time the market. The four here cover private banking, public banking, engineering and vehicle finance.<\/p>\n<p>Buying a fixed amount every month lets an investor buy more shares when prices dip and fewer when they rise. For SIP stocks, large and steady companies make the approach easier to stick to. A sensible way to study SIP stocks is to look at profit growth, returns and valuation side by side. Below, each of SIP stocks gets its own breakdown of growth, returns and valuation. Treat SIP stocks as a research list, since share prices and rankings change with every earnings season.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"SIP_Stocks_at_a_Glance_Price_Market_Cap_PE_ROE_and_Price_to_Book\"><\/span><strong>SIP Stocks at a Glance: Price, Market Cap, PE, ROE and Price to Book<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Prices are closing prices as of 20 October 2026. SBI has the lowest PE of the group at 9.82, while Shriram Finance posts the highest return on equity at 15.21%.<\/p>\n<table style=\"border-collapse:collapse;width:100%;margin:16px 0;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Stock<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">PE<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Industry PE<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">ROE<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Price to Book<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">52-Week Range (Rs)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\"><a href=\"https:\/\/univest.in\/stocks\/icicibank\/icici-bank-ltd-share-price-today\">ICICI Bank<\/a><\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">1,381<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">9,61,516<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">16.09<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">12.05<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">15.00%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">2.57<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">1,187.60 to 1,480.00<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\"><a href=\"https:\/\/univest.in\/stocks\/sbin\/state-bank-of-india-share-price-today\">State Bank of India<\/a><\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">973.70<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">8,80,754<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">9.82<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">12.05<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">14.29%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">1.50<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">877.05 to 1,234.70<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\"><a href=\"https:\/\/univest.in\/stocks\/lt\/larsen-and-toubro-ltd-share-price-today\">Larsen &amp; Toubro<\/a><\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">3,627.10<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">5,00,275<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">25.49<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">22.89<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">14.72%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">4.58<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">3,288.10 to 4,440.00<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\"><a href=\"https:\/\/univest.in\/stocks\/shriramfin\/shriram-finance-ltd-share-price-today\">Shriram Finance<\/a><\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">926.50<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">2,23,308<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">19.73<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">17.68<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">15.21%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">2.12<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">662.25 to 1,153.70<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"ICICI_Bank_2229_Profit_CAGR_Since_FY22\"><\/span><strong>ICICI Bank: 22.29% Profit CAGR Since FY22<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>ICICI Bank is one of the largest private sector banks in India, with a strong retail and digital franchise. It reported FY26 total income of Rs 3,12,118.36 crore, up 5.95% year on year, and net profit of Rs 57,673.39 crore, up 5.98%. Net profit has compounded at 22.29% a year since FY22, while total income has grown 18.64% a year.<\/p>\n<p>In the June 2026 quarter, total income rose 6.86% to Rs 79,689.22 crore and net profit grew 12.62% to Rs 16,209.74 crore. The share price has gained 85.57% over five years. Foreign investors raised their holding from 45.56% in September 2025 to 50.44% in September 2026. The stock trades at a PE of 16.09 against an industry PE of 12.05, with a return on equity of 15.00%.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"SBI_2372_Profit_CAGR_Since_FY22\"><\/span><strong>SBI: 23.72% Profit CAGR Since FY22<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>State Bank of India is the country&#8217;s largest lender, with a branch network that reaches every part of India. It reported FY26 total income of Rs 7,12,643.53 crore, up 7.43% year on year, and net profit of Rs 85,168.47 crore, up 7.78%. Net profit has compounded at 23.72% a year since FY22, while total income has grown 15.03% a year.<\/p>\n<p>The stock trades at a PE of 9.82 against an industry PE of 12.05, below the sector average, with a return on equity of 14.29%. The dividend yield is 1.82%. In the June 2026 quarter, total income rose 7.83% to Rs 1,80,061.86 crore and net profit grew 13.65% to Rs 24,579.04 crore. The share price has gained 92.86% over five years. Foreign investors raised their holding from 9.98% in July 2025 to 10.81% in June 2026.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"L_T_Five-Year_Gain_of_10468\"><\/span><strong>L&amp;T: Five-Year Gain of 104.68%<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Larsen &amp; Toubro is the largest engineering and construction company in India, with additional businesses in IT services and infrastructure projects. It reported FY26 revenue of Rs 2,91,635.04 crore, up 12.23% year on year, and net profit of Rs 19,159.40 crore, up 8.32%. Net profit has compounded at 16.81% a year since FY22, while revenue has grown 16.41% a year. Operating margin was 14.13% in FY26.<\/p>\n<p>In the June 2026 quarter, revenue rose 8.12% to Rs 70,318.47 crore and net profit grew 15.20% to Rs 4,982.85 crore. The share price has gained 104.68% over five years. The stock trades at a PE of 25.49 against an industry PE of 22.89, with a return on equity of 14.72%.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Shriram_Finance_3864_Profit_CAGR_Since_FY22\"><\/span><strong>Shriram Finance: 38.64% Profit CAGR Since FY22<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Shriram Finance is a major NBFC focused on commercial vehicle, small business and personal loans. It reported FY26 total income of Rs 48,192.65 crore, up 15.13% year on year, and net profit of Rs 10,004.20 crore, up 6.16%. Net profit has compounded at 38.64% a year since FY22, while total income has grown 25.75% a year.<\/p>\n<p>The stock trades at a PE of 19.73 against an industry PE of 17.68, with a return on equity of 15.21%. In the June 2026 quarter, total income rose 16.26% to Rs 13,418.74 crore and net profit grew 59.95% to Rs 3,447.26 crore. The share price has gained 239.61% over five years and 40.91% over the past year. Domestic institutions raised their holding from 18.66% in September 2025 to 19.90% in June 2026.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"SIP_Stocks_Financial_Comparison_on_Growth_and_Margins\"><\/span><strong>SIP Stocks: Financial Comparison on Growth and Margins<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares scale and growth across these SIP stocks. Latest quarter means the most recent reported quarter for each company, and only metrics that are positive for every company are shown.<\/p>\n<table style=\"border-collapse:collapse;width:100%;margin:16px 0;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Stock<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Total Income (Rs Cr)<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Net Profit (Rs Cr)<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Income Growth (YoY)<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">4-Year Income CAGR<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">4-Year Net Profit CAGR<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">ICICI Bank<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">3,12,118.36<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">57,673.39<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">5.95%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">18.64%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">22.29%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">SBI<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">7,12,643.53<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">85,168.47<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">7.43%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">15.03%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">23.72%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">L&amp;T<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">2,91,635.04<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">19,159.40<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">12.23%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">16.41%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">16.81%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Shriram Finance<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">48,192.65<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">10,004.20<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">15.13%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">25.75%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">38.64%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these SIP stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Institutional_Holding_in_ICICI_Bank_SBI_L_T_and_Shriram_Finance\"><\/span><strong>Institutional Holding in ICICI Bank, SBI, L&amp;T and Shriram Finance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Institutional holding shows who is backing these SIP stocks alongside the promoter. The table uses the latest reported quarter for each. ICICI Bank has the deepest institutional backing, with FII and DII together holding 92.22% as of September 2026. Domestic institutions increased their holding over the past year in Shriram Finance (from 18.66% to 19.90%).<\/p>\n<table style=\"border-collapse:collapse;width:100%;margin:16px 0;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Stock<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Promoter<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">FII<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">DII<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Public<\/th>\n<th style=\"border:1px solid #BBBBBB;background:#1F4E79;color:#FFFFFF;padding:8px;text-align:left;\">Quarter<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">ICICI Bank<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Nil<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">50.44%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">41.78%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">7.78%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">September 2026<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">SBI<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">55.47%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">10.81%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">26.64%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">7.08%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">June 2026<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">L&amp;T<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Nil<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">19.13%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">43.02%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">37.85%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">June 2026<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">Shriram Finance<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">20.30%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">54.77%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">19.90%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">5.04%<\/td>\n<td style=\"border:1px solid #BBBBBB;padding:8px;\">June 2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Weigh_in_SIP_Stocks\"><\/span><strong>Risks to Weigh in SIP Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Being careful with SIP stocks means looking at what can slow the story as well as what can speed it up. Four points matter most:<\/p>\n<ul>\n<li>Past growth may not repeat.<\/li>\n<li>Share prices can move sharply in either direction.<\/li>\n<li><strong>Valuation:<\/strong> ICICI Bank trades at a PE of 16.09 against an industry PE of 12.05, so earnings need to keep growing to support the price.<\/li>\n<li><strong>Concentration:<\/strong> Holding all 4 names puts the allocation in one sector, so size each position to match your risk appetite.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Choose_Between_SIP_Stocks\"><\/span><strong>How to Choose Between SIP Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Picking from SIP stocks comes down to four checks, applied in order.<\/p>\n<ol>\n<li>Check asset quality and net interest margin first, then return on equity and price to book. Debt-to-equity does not apply to lenders.<\/li>\n<li>Compare each PE with the industry PE (12.05 to 22.89) and ask whether the growth rate justifies any gap.<\/li>\n<li>Track net profit growth, the operating margin and the return on equity in every quarterly result.<\/li>\n<li>Stagger entries across quarters and review institutional holding every reporting season.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track ICICI Bank, SBI, L&amp;T and Shriram Finance live prices.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among SIP stocks, ICICI Bank stands out for the largest market cap at Rs 9,61,516 crore, SBI for the lowest PE of the group at 9.82, L&amp;T for 12.23% revenue growth in FY26 and Shriram Finance for the highest return on equity at 15.21%. Which one suits a portfolio depends on how much valuation risk it can carry, so staggering entries and reviewing each quarterly result is a sound habit. Investors comparing SIP stocks should rank them on growth, financial strength and the price paid, and anyone who wants personalised guidance can consult a SEBI-registered advisor before acting.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_SIP_Stocks_to_Watch\"><\/span><strong>Frequently Asked Questions on SIP Stocks to Watch<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_SIP_stocks_to_watch_for_multibagger_potential\"><\/span><strong>Which are the best SIP stocks to watch for multibagger potential?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> ICICI Bank, SBI, L&amp;T and Shriram Finance are the 4 names this list highlights, with market caps of Rs 9,61,516 crore, Rs 8,80,754 crore, Rs 5,00,275 crore and Rs 2,23,308 crore respectively. ICICI Bank is notable for the largest market cap at Rs 9,61,516 crore. SBI stands out for the lowest PE of the group at 9.82. L&amp;T offers 12.23% revenue growth in FY26. Shriram Finance brings the highest return on equity at 15.21%. These are watchlist names for SIP stocks, not recommendations, so match each one to your own risk profile and time horizon.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Shriram_Finance_a_good_stock_for_long-term_investors\"><\/span><strong>Is Shriram Finance a good stock for long-term investors?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Shriram Finance has a return on equity of 15.21%, a PE of 19.73 against an industry PE of 17.68 and a market cap of Rs 2,23,308 crore. Net profit has compounded at 38.64% a year since FY22, and FY26 revenue rose 15.13% while June 2026 quarter net profit grew 59.95%. Long-term returns in SIP stocks depend on earnings growth and the price paid at entry, so staggering purchases and consulting a SEBI-registered advisor is sensible.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_SBI_become_a_multibagger_from_here\"><\/span><strong>Can SBI become a multibagger from here?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> SBI has already gained 92.86% in five years, so another multi-fold move would need sustained earnings growth. A multibagger outcome in SIP stocks requires earnings to keep growing faster than the market for several years. Net profit has compounded at 23.72% a year since FY22, and FY26 revenue rose 7.43%. At a PE of 9.82 against an industry PE of 12.05, valuation should be checked against that growth before investing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_market_cap_of_ICICI_Bank_SBI_L_T_and_Shriram_Finance\"><\/span><strong>What is the market cap of ICICI Bank, SBI, L&amp;T and Shriram Finance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> As of 20 October 2026, ICICI Bank has a market cap of Rs 9,61,516 crore, SBI has a market cap of Rs 8,80,754 crore, L&amp;T has a market cap of Rs 5,00,275 crore and Shriram Finance has a market cap of Rs 2,23,308 crore. All of them qualify as largecaps. Market cap changes daily with the share price, so check the latest figure on the Univest Screener or on NSE before taking a decision on SIP stocks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_SIP_stocks\"><\/span><strong>What are the risks of investing in SIP stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are market swings, slower growth than expected and valuations that already reflect good news. Companies with strong balance sheets and steady earnings handle these better. ICICI Bank trades at a PE of 16.09 against an industry PE of 12.05, so earnings growth needs to hold up.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_is_ICICI_Bank_trading_at_a_PE_of_1609\"><\/span><strong>Why is ICICI Bank trading at a PE of 16.09?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> ICICI Bank&#8217;s PE of 16.09 compares with an industry PE of 12.05. The market is paying a premium for a return on equity of 15.00%, profit growth of 22.29% a year since FY22 and latest-quarter profit growth of 12.62%, which also means the stock is more sensitive if growth slows. Investors in SIP stocks who are comfortable with higher valuation risk may prefer to stagger purchases instead of investing in one go.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_do_institutions_hold_in_ICICI_Bank_SBI_L_T_and_Shriram_Finance\"><\/span><strong>How much do institutions hold in ICICI Bank, SBI, L&amp;T and Shriram Finance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> As of the latest reported quarter, FII and DII together hold 92.22% of ICICI Bank (50.44% and 41.78%), 37.45% of SBI (10.81% and 26.64%), 62.15% of L&amp;T (19.13% and 43.02%) and 74.67% of Shriram Finance (54.77% and 19.90%). Rising institutional holding is a useful signal in SIP stocks, though it should be read with earnings trends rather than on its own.<\/p>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best SIP stocks to watch for multibagger potential?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"ICICI Bank, SBI, L&T and Shriram Finance are the 4 names this list highlights, with market caps of Rs 9,61,516 crore, Rs 8,80,754 crore, Rs 5,00,275 crore and Rs 2,23,308 crore respectively. ICICI Bank is notable for the largest market cap at Rs 9,61,516 crore. SBI stands out for the lowest PE of the group at 9.82. L&T offers 12.23% revenue growth in FY26. Shriram Finance brings the highest return on equity at 15.21%. 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Rising institutional holding is a useful signal in SIP stocks, though it should be read with earnings trends rather than on its own.\"}}]}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>4 largecap SIP stocks compared on market cap, PE, ROE, growth and institutional holding: ICICI Bank, SBI, L&#038;T and Shriram Finance.<\/p>\n","protected":false},"author":33,"featured_media":319589,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[13784,13783],"class_list":["post-319591","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-sip-sector","tag-sip-stocks"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["319589"],"rank_math_title":["Largecap SIP Stocks 2026: ICICI Bank, SBI, L&amp;T, Shriram Finance"],"rank_math_description":["SIP stocks to watch for multibagger potential: ICICI Bank, SBI, L&amp;T and Shriram Finance. 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