{"id":317469,"date":"2026-10-19T16:18:14","date_gmt":"2026-10-19T10:48:14","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=317469"},"modified":"2026-10-19T16:18:14","modified_gmt":"2026-10-19T10:48:14","slug":"bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/","title":{"rendered":"3 Bank On The Move, Southern Home Lender and Capital Markets House Stocks With a Strong Future Roadmap: Central Bank of India, Aptus Value Housing Finance India and IIFL Capital Services"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Central Bank of India Rs 30.88, P\/E 5.94. Aptus Rs 222.50, P\/E 11.03. IIFL Capital Rs 347.35, P\/E 18.95. Closing prices of 14 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Bank on the move, southern home lender and capital markets house stocks with the clearest long-term roadmaps today include Central Bank of India in lending to retail, agriculture and MSME borrowers through a wide public sector bank network, Aptus in home loans for self-employed and low-income households, mainly in South India and IIFL Capital in broking, wealth and capital market services for retail, high net worth and institutional clients. FY26 revenue growth was 7.9% at Central Bank of India, 24.9% at Aptus and 1.4% at IIFL Capital. P\/E stands at 5.94 for Central Bank of India (industry 12.00), 11.03 for Aptus (industry 17.72) and 18.95 for IIFL Capital (industry 34.91). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Bank on the move, southern home lender and capital markets house stocks give investors exposure to bank loans, home loans and market services. Credit growth, funding costs and asset quality decide how much of that demand turns into profit.<\/p>\n<p>Readers comparing bank on the move, southern home lender and capital markets house stocks should weigh growth, margins, cash flow and valuation together instead of leaning on any single number.<\/p>\n<p>This list covers three bank on the move, southern home lender and capital markets house stocks: Central Bank of India for lending to retail, agriculture and MSME borrowers through a wide public sector bank network, Aptus Value Housing Finance India for home loans for self-employed and low-income households, mainly in South India and IIFL Capital Services for broking, wealth and capital market services for retail, high net worth and institutional clients. Every figure comes from the latest reported financials and the 14 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#What_Are_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks\" title=\"What Are Bank On the Move, Southern Home Lender and Capital Markets House Stocks?\">What Are Bank On the Move, Southern Home Lender and Capital Markets House Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks_at_a_Glance\" title=\"Bank On the Move, Southern Home Lender and Capital Markets House Stocks at a Glance\">Bank On the Move, Southern Home Lender and Capital Markets House Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Why_Do_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Bank On the Move, Southern Home Lender and Capital Markets House Stocks Have a Strong Roadmap in India?\">Why Do Bank On the Move, Southern Home Lender and Capital Markets House Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Central_Bank_of_India_Wide_Branch_Network_Anchors_the_Roadmap\" title=\"Central Bank of India: Wide Branch Network Anchors the Roadmap\">Central Bank of India: Wide Branch Network Anchors the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Aptus_Value_Housing_Finance_India_Affordable_Home_Loans_Drive_the_Pipeline\" title=\"Aptus Value Housing Finance India: Affordable Home Loans Drive the Pipeline\">Aptus Value Housing Finance India: Affordable Home Loans Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#IIFL_Capital_Services_Wealth_and_Broking_Reach_Builds_the_Next_Leg\" title=\"IIFL Capital Services: Wealth and Broking Reach Builds the Next Leg\">IIFL Capital Services: Wealth and Broking Reach Builds the Next Leg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Best_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks_in_India_Central_Bank_of_India_vs_Aptus_vs_IIFL_Capital_on_Key_Financials\" title=\"Best Bank On the Move, Southern Home Lender and Capital Markets House Stocks in India: Central Bank of India vs Aptus vs IIFL Capital on Key Financials\">Best Bank On the Move, Southern Home Lender and Capital Markets House Stocks in India: Central Bank of India vs Aptus vs IIFL Capital on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#How_to_Evaluate_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Bank On the Move, Southern Home Lender and Capital Markets House Stocks to Buy Before You Invest\">How to Evaluate Bank On the Move, Southern Home Lender and Capital Markets House Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Risks_to_Consider_Before_Investing_in_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks\" title=\"Risks to Consider Before Investing in Bank On the Move, Southern Home Lender and Capital Markets House Stocks\">Risks to Consider Before Investing in Bank On the Move, Southern Home Lender and Capital Markets House Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#FAQs_on_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks\" title=\"FAQs on Bank On the Move, Southern Home Lender and Capital Markets House Stocks\">FAQs on Bank On the Move, Southern Home Lender and Capital Markets House Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Which_are_the_best_bank_on_the_move_southern_home_lender_and_capital_markets_house_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best bank on the move, southern home lender and capital markets house stocks in India with a strong roadmap?\">Which are the best bank on the move, southern home lender and capital markets house stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Is_Central_Bank_of_India_a_good_stock_to_buy_now\" title=\"Is Central Bank of India a good stock to buy now?\">Is Central Bank of India a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#What_is_the_PE_ratio_of_Central_Bank_of_India_Aptus_and_IIFL_Capital\" title=\"What is the P\/E ratio of Central Bank of India, Aptus and IIFL Capital?\">What is the P\/E ratio of Central Bank of India, Aptus and IIFL Capital?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Which_of_these_bank_on_the_move_southern_home_lender_and_capital_markets_house_stocks_has_the_highest_return_on_equity\" title=\"Which of these bank on the move, southern home lender and capital markets house stocks has the highest return on equity?\">Which of these bank on the move, southern home lender and capital markets house stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#What_are_the_risks_of_investing_in_bank_on_the_move_southern_home_lender_and_capital_markets_house_stocks\" title=\"What are the risks of investing in bank on the move, southern home lender and capital markets house stocks?\">What are the risks of investing in bank on the move, southern home lender and capital markets house stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#How_did_Central_Bank_of_India_Aptus_and_IIFL_Capital_perform_in_Q1_FY27\" title=\"How did Central Bank of India, Aptus and IIFL Capital perform in Q1 FY27?\">How did Central Bank of India, Aptus and IIFL Capital perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#Do_bank_on_the_move_southern_home_lender_and_capital_markets_house_stocks_pay_dividends\" title=\"Do bank on the move, southern home lender and capital markets house stocks pay dividends?\">Do bank on the move, southern home lender and capital markets house stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-roadmap-pinnacle-list\/#How_can_I_invest_in_bank_on_the_move_southern_home_lender_and_capital_markets_house_stocks_in_India\" title=\"How can I invest in bank on the move, southern home lender and capital markets house stocks in India?\">How can I invest in bank on the move, southern home lender and capital markets house stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks\"><\/span><strong>What Are Bank On the Move, Southern Home Lender and Capital Markets House Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank on the move, southern home lender and capital markets house stocks are shares of companies that lend, insure or take deposits for households and businesses. Results depend on credit growth, funding costs and asset quality, so asset quality and funding costs separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks_at_a_Glance\"><\/span><strong>Bank On the Move, Southern Home Lender and Capital Markets House Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three bank on the move, southern home lender and capital markets house stocks as of the 14 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/centralbk\/central-bank-of-india-share-price-today\">Central Bank of India<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">30.88<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">27,154<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.94<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.31%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/aptus\/aptus-value-housing-finance-india-ltd-share-price-today\">Aptus Value Housing Finance India<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">222.50<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10,863<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.03<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.64%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/iiflcaps\/iifl-securities-ltd-1568865430951-share-price-today\">IIFL Capital Services<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">347.35<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10,845<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.95<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">34.91<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.31%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among banking and finance stocks, all three trade at a discount to their industry P\/E multiples.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Bank On the Move, Southern Home Lender and Capital Markets House Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank on the move, southern home lender and capital markets house stocks have a strong roadmap in India because retail credit, home ownership among self-employed families and busy capital markets keep adding business for these firms. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Bank credit:<\/strong> Farms, small firms and households borrow more.<\/li>\n<li><strong>Home ownership:<\/strong> Self-employed families seek home loans.<\/li>\n<li><strong>Market activity:<\/strong> More households trade and invest.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Central_Bank_of_India_Wide_Branch_Network_Anchors_the_Roadmap\"><\/span><strong>Central Bank of India: Wide Branch Network Anchors the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Central Bank of India&#8217;s roadmap rests on lending to retail, agriculture and MSME borrowers through a wide public sector bank network, with credit demand from households and small businesses supporting earnings.<\/p>\n<p>Revenue grew from Rs 25,870.83 crore in FY22 to Rs 42,583.14 crore in FY26, a 64.6% rise, and FY26 revenue was 7.9% higher than FY25. FY26 net profit rose 14.9% to Rs 4,530.80 crore. Over four years, net profit rose from Rs 1,082.95 crore in FY22 to Rs 4,530.80 crore. In Q1 FY27, revenue grew 3.1% to Rs 10,714.39 crore, and net profit rose 5.4% to Rs 1,328.95 crore.<\/p>\n<p>Return on equity is 12.31%. At a P\/E of 5.94 against an industry P\/E of 12.00, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 5.94 against an industry P\/E of 12.00 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aptus_Value_Housing_Finance_India_Affordable_Home_Loans_Drive_the_Pipeline\"><\/span><strong>Aptus Value Housing Finance India: Affordable Home Loans Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Aptus&#8217; roadmap rests on home loans for self-employed and low-income households, mainly in South India, with a focused customer segment supporting steady loan growth.<\/p>\n<p>Revenue grew from Rs 840.22 crore in FY22 to Rs 2,245.48 crore in FY26, a 167.2% rise, and FY26 revenue was 24.9% higher than FY25. FY26 net profit rose 25.5% to Rs 942.94 crore. Over four years, net profit rose from Rs 370.14 crore in FY22 to Rs 942.94 crore. In Q1 FY27, revenue grew 15.2% to Rs 610.66 crore, and net profit rose 19.0% to Rs 260.94 crore.<\/p>\n<p>Debt to equity is 1.56 and return on equity is 18.64%. Aptus paid a dividend of Rs 4.5 per share for FY26, a yield of 2.07%. At a P\/E of 11.03 against an industry P\/E of 17.72, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 11.03 against an industry P\/E of 17.72 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"IIFL_Capital_Services_Wealth_and_Broking_Reach_Builds_the_Next_Leg\"><\/span><strong>IIFL Capital Services: Wealth and Broking Reach Builds the Next Leg<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>IIFL Capital&#8217;s roadmap rests on broking, wealth and capital market services for retail, high net worth and institutional clients, with a broad client base supporting fee income.<\/p>\n<p>Revenue grew from Rs 1,316.41 crore in FY22 to Rs 2,603.10 crore in FY26, a 97.7% rise, and FY26 revenue was 1.4% higher than FY25. FY26 net profit was Rs 563.64 crore. In Q1 FY27, revenue grew 6.0% to Rs 721.31 crore, and net profit rose 4.9% to Rs 184.16 crore.<\/p>\n<p>Debt to equity is 0.59 and return on equity is 18.31%. IIFL Capital paid a dividend of Rs 3 per share for FY26, a yield of 0.86%. At a P\/E of 18.95 against an industry P\/E of 34.91, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 18.95 against an industry P\/E of 34.91 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks_in_India_Central_Bank_of_India_vs_Aptus_vs_IIFL_Capital_on_Key_Financials\"><\/span><strong>Best Bank On the Move, Southern Home Lender and Capital Markets House Stocks in India: Central Bank of India vs Aptus vs IIFL Capital on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best bank on the move, southern home lender and capital markets house stocks in India, Central Bank of India leads on the lowest P\/E; Aptus leads on FY26 revenue growth and Q1 FY27 revenue growth; IIFL Capital ranks second on Q1 FY27 revenue growth and return on equity. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Central Bank of India<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Aptus<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">IIFL Capital<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">42,583.14<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,245.48<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,603.10<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.9%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">24.9%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,530.80<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">942.94<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">563.64<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3.1%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.2%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 net profit growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.4%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.31%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.64%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.31%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.94<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.03<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.95<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Financial earnings follow credit growth, funding costs and asset quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Bank On the Move, Southern Home Lender and Capital Markets House Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen bank on the move, southern home lender and capital markets house stocks and shortlist bank on the move, southern home lender and capital markets house stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which differs by company here.<\/li>\n<li>Check loan growth, asset quality and capital adequacy together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch capital adequacy and asset quality before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these bank on the move, southern home lender and capital markets house stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks\"><\/span><strong>Risks to Consider Before Investing in Bank On the Move, Southern Home Lender and Capital Markets House Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Asset quality:<\/strong> A rise in overdue loans can reduce profit.<\/li>\n<li><strong>Funding costs:<\/strong> Changes in borrowing costs can move spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Central Bank of India, Aptus and IIFL Capital live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three banking and finance stocks cover a public bank, a home lender and a capital markets house. Central Bank of India leads on the lowest P\/E; Aptus leads on FY26 revenue growth and Q1 FY27 revenue growth; IIFL Capital ranks second on Q1 FY27 revenue growth and return on equity.<\/p>\n<p>Across bank on the move, southern home lender and capital markets house stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the bank on the move, southern home lender and capital markets house stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Bank_On_the_Move_Southern_Home_Lender_and_Capital_Markets_House_Stocks\"><\/span><strong>FAQs on Bank On the Move, Southern Home Lender and Capital Markets House Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_bank_on_the_move_southern_home_lender_and_capital_markets_house_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best bank on the move, southern home lender and capital markets house stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Central Bank of India, Aptus Value Housing Finance India and IIFL Capital Services stand out for their roadmaps in a public bank, a home lender and a capital markets house. FY26 revenue growth was 7.9% at Central Bank of India, 24.9% at Aptus and 1.4% at IIFL Capital, and return on equity ranges from 12.31% to 18.64%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Central_Bank_of_India_a_good_stock_to_buy_now\"><\/span><strong>Is Central Bank of India a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Central Bank of India has a return on equity of 12.31% and a P\/E of 5.94 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_Central_Bank_of_India_Aptus_and_IIFL_Capital\"><\/span><strong>What is the P\/E ratio of Central Bank of India, Aptus and IIFL Capital?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 5.94 for Central Bank of India (industry 12.00), 11.03 for Aptus (industry 17.72) and 18.95 for IIFL Capital (industry 34.91). All of them trade below the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_bank_on_the_move_southern_home_lender_and_capital_markets_house_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these bank on the move, southern home lender and capital markets house stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aptus Value Housing Finance India has the highest return on equity at 18.64%, followed by IIFL Capital Services at 18.31% and Central Bank of India at 12.31%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_bank_on_the_move_southern_home_lender_and_capital_markets_house_stocks\"><\/span><strong>What are the risks of investing in bank on the move, southern home lender and capital markets house stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Central_Bank_of_India_Aptus_and_IIFL_Capital_perform_in_Q1_FY27\"><\/span><strong>How did Central Bank of India, Aptus and IIFL Capital perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Central Bank of India reported revenue of Rs 10,714.39 crore, up 3.1% year on year, and net profit rose 5.4% to Rs 1,328.95 crore. Aptus Value Housing Finance India reported revenue of Rs 610.66 crore, up 15.2% year on year, and net profit rose 19.0% to Rs 260.94 crore. IIFL Capital Services reported revenue of Rs 721.31 crore, up 6.0% year on year, and net profit rose 4.9% to Rs 184.16 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_bank_on_the_move_southern_home_lender_and_capital_markets_house_stocks_pay_dividends\"><\/span><strong>Do bank on the move, southern home lender and capital markets house stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aptus and IIFL Capital pay dividends. The dividend yield is 2.07% for Aptus and 0.86% for IIFL Capital, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_bank_on_the_move_southern_home_lender_and_capital_markets_house_stocks_in_India\"><\/span><strong>How can I invest in bank on the move, southern home lender and capital markets house stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy bank on the move, southern home lender and capital markets house stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best bank on the move, southern home lender and capital markets house stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Central Bank of India, Aptus Value Housing Finance India and IIFL Capital Services stand out for their roadmaps in a public bank, a home lender and a capital markets house. 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The dividend yield is 2.07% for Aptus and 0.86% for IIFL Capital, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in bank on the move, southern home lender and capital markets house stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy bank on the move, southern home lender and capital markets house stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Central Bank of India, Aptus Value Housing Finance India and IIFL Capital Services compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":38,"featured_media":317467,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[10587,13583,11189,11265,13584,13585],"class_list":["post-317469","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-aptus-value-housing-finance-india","tag-bank-on-the-move","tag-central-bank-of-india","tag-iifl-capital-services","tag-southern-home-lender-and-capital-markets-house-stocks","tag-southern-home-lender-and-capital-markets-house-stocks-to-buy"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["317467"],"rank_math_title":["Public Bank, Southern Home Lender and Broker Stocks"],"rank_math_description":["Bank on the move, southern home lender and capital markets house stocks with a strong roadmap compared on growth, margins, valuation and risks."],"rank_math_focus_keyword":["bank on the move, southern home lender and capital markets house stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-bank-on-the-move-southern-home-lender-and-capital-markets-house-stocks-with-a.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/317469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=317469"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/317469\/revisions"}],"predecessor-version":[{"id":317470,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/317469\/revisions\/317470"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/317467"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=317469"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=317469"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=317469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}