{"id":316840,"date":"2026-10-19T14:32:24","date_gmt":"2026-10-19T09:02:24","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=316840"},"modified":"2026-10-19T14:32:24","modified_gmt":"2026-10-19T09:02:24","slug":"high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/","title":{"rendered":"3 High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks With a Strong Future Roadmap: Kotak Mahindra Bank, Central Bank of India and HUDCO"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Kotak Bank Rs 447.40, P\/E 21.50. Central Bank of India Rs 30.88, P\/E 5.94. HUDCO Rs 161.09, P\/E 7.38. Closing prices of 14 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">High-deposit bank, agri-focused lender and housing project financier stocks with the clearest long-term roadmaps today include Kotak Bank in retail and commercial banking with a large deposit base and group businesses in insurance, asset management and broking, Central Bank of India in lending to retail, agriculture and MSME borrowers through a wide public sector bank network and HUDCO in loans for housing, urban infrastructure and social projects. FY26 revenue growth was 3.8% at Kotak Bank, 7.9% at Central Bank of India and 28.8% at HUDCO. P\/E stands at 21.50 for Kotak Bank (industry 12.00), 5.94 for Central Bank of India (industry 12.00) and 7.38 for HUDCO (industry 17.72). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>High-deposit bank, agri-focused lender and housing project financier stocks give investors exposure to bank loans and urban project finance for households, farms and cities. Credit growth, funding costs and asset quality decide how much of that demand turns into profit.<\/p>\n<p>This list covers three high-deposit bank, agri-focused lender and housing project financier stocks: Kotak Mahindra Bank for retail and commercial banking with a large deposit base and group businesses in insurance, asset management and broking, Central Bank of India for lending to retail, agriculture and MSME borrowers through a wide public sector bank network and HUDCO for loans for housing, urban infrastructure and social projects. Every figure comes from the latest reported financials and the 14 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#What_Are_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks\" title=\"What Are High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks?\">What Are High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks_at_a_Glance\" title=\"High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks at a Glance\">High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#Why_Do_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks Have a Strong Roadmap in India?\">Why Do High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#Kotak_Mahindra_Bank_Banking_and_Group_Businesses_Anchor_the_Roadmap\" title=\"Kotak Mahindra Bank: Banking and Group Businesses Anchor the Roadmap\">Kotak Mahindra Bank: Banking and Group Businesses Anchor the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#Central_Bank_of_India_Wide_Branch_Network_Anchors_the_Roadmap\" title=\"Central Bank of India: Wide Branch Network Anchors the Roadmap\">Central Bank of India: Wide Branch Network Anchors the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#HUDCO_Urban_Infrastructure_Lending_Drives_the_Pipeline\" title=\"HUDCO: Urban Infrastructure Lending Drives the Pipeline\">HUDCO: Urban Infrastructure Lending Drives the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#Best_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks_in_India_Kotak_Bank_vs_Central_Bank_of_India_vs_HUDCO_on_Key_Financials\" title=\"Best High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks in India: Kotak Bank vs Central Bank of India vs HUDCO on Key Financials\">Best High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks in India: Kotak Bank vs Central Bank of India vs HUDCO on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#How_to_Evaluate_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks to Buy Before You Invest\">How to Evaluate High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#Risks_to_Consider_Before_Investing_in_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks\" title=\"Risks to Consider Before Investing in High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks\">Risks to Consider Before Investing in High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#FAQs_on_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks\" title=\"FAQs on High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks\">FAQs on High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#Which_are_the_best_high-deposit_bank_agri-focused_lender_and_housing_project_financier_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best high-deposit bank, agri-focused lender and housing project financier stocks in India with a strong roadmap?\">Which are the best high-deposit bank, agri-focused lender and housing project financier stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#Is_Kotak_Mahindra_Bank_a_good_stock_to_buy_now\" title=\"Is Kotak Mahindra Bank a good stock to buy now?\">Is Kotak Mahindra Bank a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#What_is_the_PE_ratio_of_Kotak_Bank_Central_Bank_of_India_and_HUDCO\" title=\"What is the P\/E ratio of Kotak Bank, Central Bank of India and HUDCO?\">What is the P\/E ratio of Kotak Bank, Central Bank of India and HUDCO?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#Which_of_these_high-deposit_bank_agri-focused_lender_and_housing_project_financier_stocks_has_the_highest_return_on_equity\" title=\"Which of these high-deposit bank, agri-focused lender and housing project financier stocks has the highest return on equity?\">Which of these high-deposit bank, agri-focused lender and housing project financier stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#What_are_the_risks_of_investing_in_high-deposit_bank_agri-focused_lender_and_housing_project_financier_stocks\" title=\"What are the risks of investing in high-deposit bank, agri-focused lender and housing project financier stocks?\">What are the risks of investing in high-deposit bank, agri-focused lender and housing project financier stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#How_did_Kotak_Bank_Central_Bank_of_India_and_HUDCO_perform_in_Q1_FY27\" title=\"How did Kotak Bank, Central Bank of India and HUDCO perform in Q1 FY27?\">How did Kotak Bank, Central Bank of India and HUDCO perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#Do_high-deposit_bank_agri-focused_lender_and_housing_project_financier_stocks_pay_dividends\" title=\"Do high-deposit bank, agri-focused lender and housing project financier stocks pay dividends?\">Do high-deposit bank, agri-focused lender and housing project financier stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks-roadmap-anchor-list\/#How_can_I_invest_in_high-deposit_bank_agri-focused_lender_and_housing_project_financier_stocks_in_India\" title=\"How can I invest in high-deposit bank, agri-focused lender and housing project financier stocks in India?\">How can I invest in high-deposit bank, agri-focused lender and housing project financier stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks\"><\/span><strong>What Are High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>High-deposit bank, agri-focused lender and housing project financier stocks are shares of companies that lend, insure or take deposits for households and businesses. Results depend on credit growth, funding costs and asset quality, so asset quality and funding costs separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks_at_a_Glance\"><\/span><strong>High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three high-deposit bank, agri-focused lender and housing project financier stocks as of the 14 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/kotakbank\/kotak-mahindra-bank-ltd-share-price-today\">Kotak Mahindra Bank<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">447.40<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">436,414<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">21.50<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.06%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/centralbk\/central-bank-of-india-share-price-today\">Central Bank of India<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">30.88<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">27,154<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.94<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.31%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/hudco\/housing-urban-development-corporation-ltd-share-price-today\">HUDCO<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">161.09<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">31,410<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.38<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.36%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among banking and finance stocks, Kotak Bank trades at a premium to the industry P\/E, while Central Bank of India and HUDCO trade at a discount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>High-deposit bank, agri-focused lender and housing project financier stocks have a strong roadmap in India because retail and farm credit, urban housing projects and civic infrastructure spending keep adding business for these firms. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Retail credit:<\/strong> Households and firms borrow from banks.<\/li>\n<li><strong>Farm and MSME loans:<\/strong> Public sector banks lend widely to farms and small firms.<\/li>\n<li><strong>Urban projects:<\/strong> Housing and civic projects need long-term funding.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Kotak_Mahindra_Bank_Banking_and_Group_Businesses_Anchor_the_Roadmap\"><\/span><strong>Kotak Mahindra Bank: Banking and Group Businesses Anchor the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kotak Bank&#8217;s roadmap rests on retail and commercial banking with a large deposit base and group businesses in insurance, asset management and broking, with a diversified financial services group around the bank supporting earnings.<\/p>\n<p>Revenue grew from Rs 59,051.01 crore in FY22 to Rs 111,168.26 crore in FY26, an 88.3% rise, and FY26 revenue was 3.8% higher than FY25. FY26 net profit was Rs 19,180.63 crore. In Q1 FY27, revenue grew 12.6% to Rs 30,068.60 crore, and net profit rose 23.9% to Rs 5,487.06 crore.<\/p>\n<p>Return on equity is 11.06%. Kotak Bank paid a dividend of Rs 0.65 per share for FY26, a yield of 0.15%. At a P\/E of 21.50 against an industry P\/E of 12.00, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 21.50 sits above the industry P\/E of 12.00, so earnings delivery matters for the valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Central_Bank_of_India_Wide_Branch_Network_Anchors_the_Roadmap\"><\/span><strong>Central Bank of India: Wide Branch Network Anchors the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Central Bank of India&#8217;s roadmap rests on lending to retail, agriculture and MSME borrowers through a wide public sector bank network, with credit demand from households and small businesses supporting earnings.<\/p>\n<p>Revenue grew from Rs 25,870.83 crore in FY22 to Rs 42,583.14 crore in FY26, a 64.6% rise, and FY26 revenue was 7.9% higher than FY25. FY26 net profit rose 14.9% to Rs 4,530.80 crore. Over four years, net profit rose from Rs 1,082.95 crore in FY22 to Rs 4,530.80 crore. In Q1 FY27, revenue grew 3.1% to Rs 10,714.39 crore, and net profit rose 5.4% to Rs 1,328.95 crore.<\/p>\n<p>Return on equity is 12.31%. At a P\/E of 5.94 against an industry P\/E of 12.00, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 5.94 against an industry P\/E of 12.00 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"HUDCO_Urban_Infrastructure_Lending_Drives_the_Pipeline\"><\/span><strong>HUDCO: Urban Infrastructure Lending Drives the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>HUDCO&#8217;s roadmap rests on loans for housing, urban infrastructure and social projects, with government-backed urban programmes supporting loan demand.<\/p>\n<p>Revenue grew from Rs 6,997.66 crore in FY22 to Rs 13,327.13 crore in FY26, a 90.5% rise, and FY26 revenue was 28.8% higher than FY25. FY26 net profit rose 48.9% to Rs 4,034.37 crore. Over four years, net profit rose from Rs 1,716.41 crore in FY22 to Rs 4,034.37 crore. In Q1 FY27, revenue grew 26.9% to Rs 3,737.49 crore, and net profit rose 35.0% to Rs 851.11 crore.<\/p>\n<p>Debt to equity is 6.45 and return on equity is 18.36%. HUDCO paid a dividend of Rs 6.05 per share for FY26, a yield of 3.86%. At a P\/E of 7.38 against an industry P\/E of 17.72, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 7.38 against an industry P\/E of 17.72 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks_in_India_Kotak_Bank_vs_Central_Bank_of_India_vs_HUDCO_on_Key_Financials\"><\/span><strong>Best High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks in India: Kotak Bank vs Central Bank of India vs HUDCO on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best high-deposit bank, agri-focused lender and housing project financier stocks in India, Kotak Bank ranks second on Q1 FY27 revenue growth and Q1 FY27 net profit growth; Central Bank of India leads on the lowest P\/E; HUDCO leads on FY26 revenue growth and Q1 FY27 revenue growth. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Kotak Bank<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Central Bank of India<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">HUDCO<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">111,168.26<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">42,583.14<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13,327.13<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3.8%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.9%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">28.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19,180.63<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,530.80<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,034.37<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3.1%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">26.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 net profit growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">23.9%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.4%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">35.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.06%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.31%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.36%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">21.50<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.94<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.38<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Financial earnings follow credit growth, funding costs and asset quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen high-deposit bank, agri-focused lender and housing project financier stocks and shortlist high-deposit bank, agri-focused lender and housing project financier stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which differs by company here.<\/li>\n<li>Check loan growth, asset quality and capital adequacy together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch capital adequacy and asset quality before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these high-deposit bank, agri-focused lender and housing project financier stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks\"><\/span><strong>Risks to Consider Before Investing in High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Valuation:<\/strong> Kotak Bank trades at 21.50 times earnings against an industry multiple of 12.00.<\/li>\n<li><strong>Asset quality:<\/strong> A rise in overdue loans can reduce profit.<\/li>\n<li><strong>Funding costs:<\/strong> Changes in borrowing costs can move spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Kotak Bank, Central Bank of India and HUDCO live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three banking and finance stocks cover a private bank, a public sector bank and a project financier. Kotak Bank ranks second on Q1 FY27 revenue growth and Q1 FY27 net profit growth; Central Bank of India leads on the lowest P\/E; HUDCO leads on FY26 revenue growth and Q1 FY27 revenue growth.<\/p>\n<p>Across high-deposit bank, agri-focused lender and housing project financier stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the high-deposit bank, agri-focused lender and housing project financier stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_High-Deposit_Bank_Agri-Focused_Lender_and_Housing_Project_Financier_Stocks\"><\/span><strong>FAQs on High-Deposit Bank, Agri-Focused Lender and Housing Project Financier Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_high-deposit_bank_agri-focused_lender_and_housing_project_financier_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best high-deposit bank, agri-focused lender and housing project financier stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Kotak Mahindra Bank, Central Bank of India and HUDCO stand out for their roadmaps in a private bank, a public sector bank and a project financier. FY26 revenue growth was 3.8% at Kotak Bank, 7.9% at Central Bank of India and 28.8% at HUDCO, and return on equity ranges from 11.06% to 18.36%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Kotak_Mahindra_Bank_a_good_stock_to_buy_now\"><\/span><strong>Is Kotak Mahindra Bank a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Kotak Mahindra Bank has a return on equity of 11.06% and a P\/E of 21.50 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_Kotak_Bank_Central_Bank_of_India_and_HUDCO\"><\/span><strong>What is the P\/E ratio of Kotak Bank, Central Bank of India and HUDCO?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 21.50 for Kotak Bank (industry 12.00), 5.94 for Central Bank of India (industry 12.00) and 7.38 for HUDCO (industry 17.72). Only Kotak Bank trades at or above the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_high-deposit_bank_agri-focused_lender_and_housing_project_financier_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these high-deposit bank, agri-focused lender and housing project financier stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> HUDCO has the highest return on equity at 18.36%, followed by Central Bank of India at 12.31% and Kotak Mahindra Bank at 11.06%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_high-deposit_bank_agri-focused_lender_and_housing_project_financier_stocks\"><\/span><strong>What are the risks of investing in high-deposit bank, agri-focused lender and housing project financier stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are valuation, asset quality, funding costs and quarterly trends. Kotak Bank trades at 21.50 times earnings against an industry multiple of 12.00.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Kotak_Bank_Central_Bank_of_India_and_HUDCO_perform_in_Q1_FY27\"><\/span><strong>How did Kotak Bank, Central Bank of India and HUDCO perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Kotak Mahindra Bank reported revenue of Rs 30,068.60 crore, up 12.6% year on year, and net profit rose 23.9% to Rs 5,487.06 crore. Central Bank of India reported revenue of Rs 10,714.39 crore, up 3.1% year on year, and net profit rose 5.4% to Rs 1,328.95 crore. HUDCO reported revenue of Rs 3,737.49 crore, up 26.9% year on year, and net profit rose 35.0% to Rs 851.11 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_high-deposit_bank_agri-focused_lender_and_housing_project_financier_stocks_pay_dividends\"><\/span><strong>Do high-deposit bank, agri-focused lender and housing project financier stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Kotak Bank and HUDCO pay dividends. The dividend yield is 0.15% for Kotak Bank and 3.86% for HUDCO, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_high-deposit_bank_agri-focused_lender_and_housing_project_financier_stocks_in_India\"><\/span><strong>How can I invest in high-deposit bank, agri-focused lender and housing project financier stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy high-deposit bank, agri-focused lender and housing project financier stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best high-deposit bank, agri-focused lender and housing project financier stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Kotak Mahindra Bank, Central Bank of India and HUDCO stand out for their roadmaps in a private bank, a public sector bank and a project financier. FY26 revenue growth was 3.8% at Kotak Bank, 7.9% at Central Bank of India and 28.8% at HUDCO, and return on equity ranges from 11.06% to 18.36%.\"}},{\"@type\":\"Question\",\"name\":\"Is Kotak Mahindra Bank a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Kotak Mahindra Bank has a return on equity of 11.06% and a P\/E of 21.50 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.\"}},{\"@type\":\"Question\",\"name\":\"What is the P\/E ratio of Kotak Bank, Central Bank of India and HUDCO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The P\/E ratio is 21.50 for Kotak Bank (industry 12.00), 5.94 for Central Bank of India (industry 12.00) and 7.38 for HUDCO (industry 17.72). Only Kotak Bank trades at or above the industry multiple.\"}},{\"@type\":\"Question\",\"name\":\"Which of these high-deposit bank, agri-focused lender and housing project financier stocks has the highest return on equity?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"HUDCO has the highest return on equity at 18.36%, followed by Central Bank of India at 12.31% and Kotak Mahindra Bank at 11.06%.\"}},{\"@type\":\"Question\",\"name\":\"What are the risks of investing in high-deposit bank, agri-focused lender and housing project financier stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The main risks are valuation, asset quality, funding costs and quarterly trends. Kotak Bank trades at 21.50 times earnings against an industry multiple of 12.00.\"}},{\"@type\":\"Question\",\"name\":\"How did Kotak Bank, Central Bank of India and HUDCO perform in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Kotak Mahindra Bank reported revenue of Rs 30,068.60 crore, up 12.6% year on year, and net profit rose 23.9% to Rs 5,487.06 crore. Central Bank of India reported revenue of Rs 10,714.39 crore, up 3.1% year on year, and net profit rose 5.4% to Rs 1,328.95 crore. HUDCO reported revenue of Rs 3,737.49 crore, up 26.9% year on year, and net profit rose 35.0% to Rs 851.11 crore.\"}},{\"@type\":\"Question\",\"name\":\"Do high-deposit bank, agri-focused lender and housing project financier stocks pay dividends?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Kotak Bank and HUDCO pay dividends. The dividend yield is 0.15% for Kotak Bank and 3.86% for HUDCO, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in high-deposit bank, agri-focused lender and housing project financier stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy high-deposit bank, agri-focused lender and housing project financier stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kotak Mahindra Bank, Central Bank of India and HUDCO compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":38,"featured_media":316839,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[13400,13401,11189,13399,10959,1266],"class_list":["post-316840","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-agri-focused-lender-and-housing-project-financier-stocks","tag-agri-focused-lender-and-housing-project-financier-stocks-to-buy","tag-central-bank-of-india","tag-high-deposit-bank","tag-hudco","tag-kotak-mahindra-bank"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["316839"],"rank_math_title":["private bank, public lender and urban financier stocks"],"rank_math_description":["High-deposit bank, agri-focused lender and housing project financier stocks with a strong roadmap compared on growth, margins, valuation and risks."],"rank_math_focus_keyword":["high-deposit bank, agri-focused lender and housing project financier stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-high-deposit-bank-agri-focused-lender-and-housing-project-financier-stocks.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/316840","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=316840"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/316840\/revisions"}],"predecessor-version":[{"id":316841,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/316840\/revisions\/316841"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/316839"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=316840"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=316840"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=316840"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}