{"id":316817,"date":"2026-10-19T14:31:10","date_gmt":"2026-10-19T09:01:10","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=316817"},"modified":"2026-10-19T14:31:10","modified_gmt":"2026-10-19T09:01:10","slug":"deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/","title":{"rendered":"3 Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks With a Strong Future Roadmap: IDBI Bank, Cholamandalam Investment and Finance Company and KFin Technologies"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>IDBI Bank Rs 84.12, P\/E 9.57. Chola Rs 1,574.40, P\/E 22.95. KFin Rs 887.00, P\/E 42.41. Closing prices of 14 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Deposit-led bank, vehicle and home equity lender and registrar stocks with the clearest long-term roadmaps today include IDBI Bank in retail and corporate banking with a growing deposit franchise, Chola in vehicle finance, home equity and small business loans delivered through a wide branch network and KFin in registrar and transfer services, mutual fund servicing and issuer solutions. FY26 revenue growth was 4.6% at IDBI Bank, 20.6% at Chola and 19.1% at KFin. P\/E stands at 9.57 for IDBI Bank (industry 12.00), 22.95 for Chola (industry 17.72) and 42.41 for KFin (industry 42.30). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Deposit-led bank, vehicle and home equity lender and registrar stocks give investors exposure to bank loans, vehicle and home equity credit and investor servicing. Credit growth, funding costs and service volumes decide how much of that demand turns into profit.<\/p>\n<p>This list covers three deposit-led bank, vehicle and home equity lender and registrar stocks: IDBI Bank for retail and corporate banking with a growing deposit franchise, Cholamandalam Investment and Finance Company for vehicle finance, home equity and small business loans delivered through a wide branch network and KFin Technologies for registrar and transfer services, mutual fund servicing and issuer solutions. Every figure comes from the latest reported financials and the 14 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#What_Are_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks\" title=\"What Are Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks?\">What Are Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks_at_a_Glance\" title=\"Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks at a Glance\">Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#Why_Do_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks Have a Strong Roadmap in India?\">Why Do Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#IDBI_Bank_Retail_and_Corporate_Banking_Drive_the_Pipeline\" title=\"IDBI Bank: Retail and Corporate Banking Drive the Pipeline\">IDBI Bank: Retail and Corporate Banking Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#Cholamandalam_Investment_and_Finance_Company_Vehicle_and_Small_Business_Loans_Anchor_the_Roadmap\" title=\"Cholamandalam Investment and Finance Company: Vehicle and Small Business Loans Anchor the Roadmap\">Cholamandalam Investment and Finance Company: Vehicle and Small Business Loans Anchor the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#KFin_Technologies_Investor_Services_Platform_Anchors_the_Roadmap\" title=\"KFin Technologies: Investor Services Platform Anchors the Roadmap\">KFin Technologies: Investor Services Platform Anchors the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#Best_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks_in_India_IDBI_Bank_vs_Chola_vs_KFin_on_Key_Financials\" title=\"Best Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks in India: IDBI Bank vs Chola vs KFin on Key Financials\">Best Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks in India: IDBI Bank vs Chola vs KFin on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#How_to_Evaluate_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks to Buy Before You Invest\">How to Evaluate Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#Risks_to_Consider_Before_Investing_in_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks\" title=\"Risks to Consider Before Investing in Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks\">Risks to Consider Before Investing in Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#FAQs_on_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks\" title=\"FAQs on Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks\">FAQs on Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#Which_are_the_best_deposit-led_bank_vehicle_and_home_equity_lender_and_registrar_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best deposit-led bank, vehicle and home equity lender and registrar stocks in India with a strong roadmap?\">Which are the best deposit-led bank, vehicle and home equity lender and registrar stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#Is_IDBI_Bank_a_good_stock_to_buy_now\" title=\"Is IDBI Bank a good stock to buy now?\">Is IDBI Bank a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#What_is_the_PE_ratio_of_IDBI_Bank_Chola_and_KFin\" title=\"What is the P\/E ratio of IDBI Bank, Chola and KFin?\">What is the P\/E ratio of IDBI Bank, Chola and KFin?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#Which_of_these_deposit-led_bank_vehicle_and_home_equity_lender_and_registrar_stocks_has_the_highest_return_on_equity\" title=\"Which of these deposit-led bank, vehicle and home equity lender and registrar stocks has the highest return on equity?\">Which of these deposit-led bank, vehicle and home equity lender and registrar stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#What_are_the_risks_of_investing_in_deposit-led_bank_vehicle_and_home_equity_lender_and_registrar_stocks\" title=\"What are the risks of investing in deposit-led bank, vehicle and home equity lender and registrar stocks?\">What are the risks of investing in deposit-led bank, vehicle and home equity lender and registrar stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#How_did_IDBI_Bank_Chola_and_KFin_perform_in_Q1_FY27\" title=\"How did IDBI Bank, Chola and KFin perform in Q1 FY27?\">How did IDBI Bank, Chola and KFin perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#Do_deposit-led_bank_vehicle_and_home_equity_lender_and_registrar_stocks_pay_dividends\" title=\"Do deposit-led bank, vehicle and home equity lender and registrar stocks pay dividends?\">Do deposit-led bank, vehicle and home equity lender and registrar stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-roadmap-anchor-list\/#How_can_I_invest_in_deposit-led_bank_vehicle_and_home_equity_lender_and_registrar_stocks_in_India\" title=\"How can I invest in deposit-led bank, vehicle and home equity lender and registrar stocks in India?\">How can I invest in deposit-led bank, vehicle and home equity lender and registrar stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks\"><\/span><strong>What Are Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Deposit-led bank, vehicle and home equity lender and registrar stocks are shares of companies that lend, insure or take deposits for households and businesses. Results depend on credit growth, funding costs and asset quality, so asset quality and funding costs separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks_at_a_Glance\"><\/span><strong>Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three deposit-led bank, vehicle and home equity lender and registrar stocks as of the 14 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/idbi\/idbi-bank-ltd-share-price-today\">IDBI Bank<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">84.12<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">89,460<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.57<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.39%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/cholafin\/cholamandalam-investment-finance-company-ltd-share-price-today\">Cholamandalam Investment and Finance Company<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,574.40<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">131,995<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.95<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.18%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/kfintech\/kfin-technologies-ltd-share-price-today\">KFin Technologies<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">887.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14,487<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">42.41<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">42.30<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.54%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among banking and finance stocks, Chola trades at a premium to the industry P\/E, while IDBI Bank trades at a discount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Deposit-led bank, vehicle and home equity lender and registrar stocks have a strong roadmap in India because retail and corporate credit, vehicle sales and rising mutual fund participation keep adding business for these firms. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Bank credit:<\/strong> Households and companies borrow more.<\/li>\n<li><strong>Vehicle and small business loans:<\/strong> Buyers and small firms seek secured credit.<\/li>\n<li><strong>Fund servicing:<\/strong> More investors mean more registrar work.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"IDBI_Bank_Retail_and_Corporate_Banking_Drive_the_Pipeline\"><\/span><strong>IDBI Bank: Retail and Corporate Banking Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>IDBI Bank&#8217;s roadmap rests on retail and corporate banking with a growing deposit franchise, with loan growth and a cleaner balance sheet supporting earnings.<\/p>\n<p>Revenue grew from Rs 23,235.02 crore in FY22 to Rs 35,631.19 crore in FY26, a 53.4% rise, and FY26 revenue was 4.6% higher than FY25. FY26 net profit rose 20.6% to Rs 9,236.61 crore. Over four years, net profit rose from Rs 2,557.07 crore in FY22 to Rs 9,236.61 crore. In Q1 FY27, revenue grew 1.6% to Rs 8,633.28 crore, and net profit rose 5.3% to Rs 2,130.57 crore.<\/p>\n<p>Return on equity is 15.39%. At a P\/E of 9.57 against an industry P\/E of 12.00, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 9.57 against an industry P\/E of 12.00 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cholamandalam_Investment_and_Finance_Company_Vehicle_and_Small_Business_Loans_Anchor_the_Roadmap\"><\/span><strong>Cholamandalam Investment and Finance Company: Vehicle and Small Business Loans Anchor the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Chola&#8217;s roadmap rests on vehicle finance, home equity and small business loans delivered through a wide branch network, with demand for commercial vehicle and small business credit supporting loan growth.<\/p>\n<p>Revenue grew from Rs 10,231.81 crore in FY22 to Rs 31,538.73 crore in FY26, a 208.2% rise, and FY26 revenue was 20.6% higher than FY25. FY26 net profit rose 22.7% to Rs 5,228.88 crore. Over four years, net profit rose from Rs 2,158.89 crore in FY22 to Rs 5,228.88 crore. In Q1 FY27, revenue grew 21.8% to Rs 8,956.68 crore, and net profit rose 45.6% to Rs 1,656.22 crore.<\/p>\n<p>Debt to equity is 6.93 and return on equity is 17.18%. Chola paid a dividend of Rs 2 per share for FY26, a yield of 0.13%. At a P\/E of 22.95 against an industry P\/E of 17.72, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 22.95 is a modest premium to the industry P\/E of 17.72, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"KFin_Technologies_Investor_Services_Platform_Anchors_the_Roadmap\"><\/span><strong>KFin Technologies: Investor Services Platform Anchors the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>KFin&#8217;s roadmap rests on registrar and transfer services, mutual fund servicing and issuer solutions, with rising investor participation supporting service volumes.<\/p>\n<p>Revenue grew from Rs 645.56 crore in FY22 to Rs 1,343.92 crore in FY26, a 108.2% rise, and FY26 revenue was 19.1% higher than FY25. FY26 net profit rose 3.3% to Rs 343.71 crore. Over four years, net profit rose from Rs 148.55 crore in FY22 to Rs 343.71 crore. In Q1 FY27, revenue grew 29.1% to Rs 366.90 crore. Operating margin was 42.96% in FY26.<\/p>\n<p>Debt to equity is 0.03 and return on equity is 20.54%. FY26 operating cash flow was Rs 369.60 crore against capital expenditure of Rs 110.92 crore. KFin paid a dividend of Rs 12 per share for FY26, a yield of 1.43%. At a P\/E of 42.41 against an industry P\/E of 42.30, the stock trades in line with its industry multiple.<\/p>\n<p>What to watch: The P\/E of 42.41 is a modest premium to the industry P\/E of 42.30, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks_in_India_IDBI_Bank_vs_Chola_vs_KFin_on_Key_Financials\"><\/span><strong>Best Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks in India: IDBI Bank vs Chola vs KFin on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best deposit-led bank, vehicle and home equity lender and registrar stocks in India, IDBI Bank leads on the lowest P\/E; Chola leads on FY26 revenue growth and FY26 net profit growth; KFin leads on Q1 FY27 revenue growth and return on equity. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">IDBI Bank<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Chola<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">KFin<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">35,631.19<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">31,538.73<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,343.92<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9,236.61<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5,228.88<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">343.71<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.7%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3.3%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">21.8%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">29.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.39%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.18%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.54%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.57<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.95<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">42.41<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Dividend yield<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.00%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.13%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.43%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Financial earnings follow credit growth, funding costs and asset quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen deposit-led bank, vehicle and home equity lender and registrar stocks and shortlist deposit-led bank, vehicle and home equity lender and registrar stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which differs by company here.<\/li>\n<li>Check loan growth, asset quality and capital adequacy together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch capital adequacy and asset quality before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these deposit-led bank, vehicle and home equity lender and registrar stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks\"><\/span><strong>Risks to Consider Before Investing in Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Asset quality:<\/strong> A rise in overdue loans can reduce profit.<\/li>\n<li><strong>Funding costs:<\/strong> Changes in borrowing costs can move spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track IDBI Bank, Chola and KFin live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three banking and finance stocks cover a bank, a vehicle and home equity lender and a registrar. IDBI Bank leads on the lowest P\/E; Chola leads on FY26 revenue growth and FY26 net profit growth; KFin leads on Q1 FY27 revenue growth and return on equity.<\/p>\n<p>Across deposit-led bank, vehicle and home equity lender and registrar stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the deposit-led bank, vehicle and home equity lender and registrar stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Deposit-Led_Bank_Vehicle_and_Home_Equity_Lender_and_Registrar_Stocks\"><\/span><strong>FAQs on Deposit-Led Bank, Vehicle and Home Equity Lender and Registrar Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_deposit-led_bank_vehicle_and_home_equity_lender_and_registrar_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best deposit-led bank, vehicle and home equity lender and registrar stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> IDBI Bank, Cholamandalam Investment and Finance Company and KFin Technologies stand out for their roadmaps in a bank, a vehicle and home equity lender and a registrar. FY26 revenue growth was 4.6% at IDBI Bank, 20.6% at Chola and 19.1% at KFin, and return on equity ranges from 15.39% to 20.54%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_IDBI_Bank_a_good_stock_to_buy_now\"><\/span><strong>Is IDBI Bank a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> IDBI Bank has a return on equity of 15.39% and a P\/E of 9.57 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_IDBI_Bank_Chola_and_KFin\"><\/span><strong>What is the P\/E ratio of IDBI Bank, Chola and KFin?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 9.57 for IDBI Bank (industry 12.00), 22.95 for Chola (industry 17.72) and 42.41 for KFin (industry 42.30). Only Chola and KFin trade at or above the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_deposit-led_bank_vehicle_and_home_equity_lender_and_registrar_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these deposit-led bank, vehicle and home equity lender and registrar stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> KFin Technologies has the highest return on equity at 20.54%, followed by Cholamandalam Investment and Finance Company at 17.18% and IDBI Bank at 15.39%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_deposit-led_bank_vehicle_and_home_equity_lender_and_registrar_stocks\"><\/span><strong>What are the risks of investing in deposit-led bank, vehicle and home equity lender and registrar stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_IDBI_Bank_Chola_and_KFin_perform_in_Q1_FY27\"><\/span><strong>How did IDBI Bank, Chola and KFin perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> IDBI Bank reported revenue of Rs 8,633.28 crore, up 1.6% year on year, and net profit rose 5.3% to Rs 2,130.57 crore. Cholamandalam Investment and Finance Company reported revenue of Rs 8,956.68 crore, up 21.8% year on year, and net profit rose 45.6% to Rs 1,656.22 crore. KFin Technologies reported revenue of Rs 366.90 crore, up 29.1% year on year.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_deposit-led_bank_vehicle_and_home_equity_lender_and_registrar_stocks_pay_dividends\"><\/span><strong>Do deposit-led bank, vehicle and home equity lender and registrar stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Chola and KFin pay dividends. The dividend yield is 0.13% for Chola and 1.43% for KFin, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_deposit-led_bank_vehicle_and_home_equity_lender_and_registrar_stocks_in_India\"><\/span><strong>How can I invest in deposit-led bank, vehicle and home equity lender and registrar stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy deposit-led bank, vehicle and home equity lender and registrar stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best deposit-led bank, vehicle and home equity lender and registrar stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"IDBI Bank, Cholamandalam Investment and Finance Company and KFin Technologies stand out for their roadmaps in a bank, a vehicle and home equity lender and a registrar. FY26 revenue growth was 4.6% at IDBI Bank, 20.6% at Chola and 19.1% at KFin, and return on equity ranges from 15.39% to 20.54%.\"}},{\"@type\":\"Question\",\"name\":\"Is IDBI Bank a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"IDBI Bank has a return on equity of 15.39% and a P\/E of 9.57 against an industry P\/E of 12.00. 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Only Chola and KFin trade at or above the industry multiple.\"}},{\"@type\":\"Question\",\"name\":\"Which of these deposit-led bank, vehicle and home equity lender and registrar stocks has the highest return on equity?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"KFin Technologies has the highest return on equity at 20.54%, followed by Cholamandalam Investment and Finance Company at 17.18% and IDBI Bank at 15.39%.\"}},{\"@type\":\"Question\",\"name\":\"What are the risks of investing in deposit-led bank, vehicle and home equity lender and registrar stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.\"}},{\"@type\":\"Question\",\"name\":\"How did IDBI Bank, Chola and KFin perform in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"IDBI Bank reported revenue of Rs 8,633.28 crore, up 1.6% year on year, and net profit rose 5.3% to Rs 2,130.57 crore. Cholamandalam Investment and Finance Company reported revenue of Rs 8,956.68 crore, up 21.8% year on year, and net profit rose 45.6% to Rs 1,656.22 crore. KFin Technologies reported revenue of Rs 366.90 crore, up 29.1% year on year.\"}},{\"@type\":\"Question\",\"name\":\"Do deposit-led bank, vehicle and home equity lender and registrar stocks pay dividends?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Chola and KFin pay dividends. The dividend yield is 0.13% for Chola and 1.43% for KFin, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in deposit-led bank, vehicle and home equity lender and registrar stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy deposit-led bank, vehicle and home equity lender and registrar stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>IDBI Bank, Cholamandalam Investment and Finance Company and KFin Technologies compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":35,"featured_media":316814,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[10579,13390,11257,11134,13391,13392],"class_list":["post-316817","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-cholamandalam-investment-and-finance-company","tag-deposit-led-bank","tag-idbi-bank","tag-kfin-technologies","tag-vehicle-and-home-equity-lender-and-registrar-stocks","tag-vehicle-and-home-equity-lender-and-registrar-stocks-to-buy"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["316814"],"rank_math_title":["deposit-led bank, vehicle lender and registrar stocks"],"rank_math_description":["Deposit-led bank, vehicle and home equity lender and registrar stocks with a strong roadmap: IDBI Bank, Chola and KFin compared on growth, valuation and risks."],"rank_math_focus_keyword":["deposit-led bank, vehicle and home equity lender and registrar stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-deposit-led-bank-vehicle-and-home-equity-lender-and-registrar-stocks-with-a.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/316817","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=316817"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/316817\/revisions"}],"predecessor-version":[{"id":316818,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/316817\/revisions\/316818"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/316814"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=316817"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=316817"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=316817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}