{"id":316091,"date":"2026-10-19T11:53:23","date_gmt":"2026-10-19T06:23:23","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=316091"},"modified":"2026-10-19T11:53:23","modified_gmt":"2026-10-19T06:23:23","slug":"gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/","title":{"rendered":"3 Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks With a Strong Future Roadmap: South Indian Bank, PNB Housing Finance and Life Insurance Corporation of India"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>South Indian Bank Rs 51.45, P\/E 8.03. PNB Housing Rs 1,167.70, P\/E 12.95. LIC Rs 397.75, P\/E 7.99. Closing prices of 14 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Gold loan lender, affordable mortgage player and life insurance leader stocks with the clearest long-term roadmaps today include South Indian Bank in retail, gold loan and MSME lending from a Kerala-based private bank with a growing branch network, PNB Housing in home loans, loan against property and affordable housing loans through a pan-India branch network and LIC in life insurance and annuity products sold through the largest agent network in India. FY26 revenue growth was 5.6% at South Indian Bank, 10.6% at PNB Housing and 10.2% at LIC. P\/E stands at 8.03 for South Indian Bank (industry 12.00), 12.95 for PNB Housing (industry 17.72) and 7.99 for LIC (industry 10.30). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Gold loan lender, affordable mortgage player and life insurance leader stocks give investors exposure to bank loans, home finance and insurance cover for households. Credit growth, funding costs and policy sales decide how much of that demand turns into profit.<\/p>\n<p>Readers comparing gold loan lender, affordable mortgage player and life insurance leader stocks should weigh growth, margins, cash flow and valuation together instead of leaning on any single number.<\/p>\n<p>This list covers three gold loan lender, affordable mortgage player and life insurance leader stocks: South Indian Bank for retail, gold loan and MSME lending from a Kerala-based private bank with a growing branch network, PNB Housing Finance for home loans, loan against property and affordable housing loans through a pan-India branch network and Life Insurance Corporation of India for life insurance and annuity products sold through the largest agent network in India. Every figure comes from the latest reported financials and the 14 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#What_Are_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks\" title=\"What Are Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks?\">What Are Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks_at_a_Glance\" title=\"Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks at a Glance\">Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#Why_Do_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks Have a Strong Roadmap in India?\">Why Do Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#South_Indian_Bank_Kerala-Rooted_Retail_Lending_Builds_the_Next_Leg\" title=\"South Indian Bank: Kerala-Rooted Retail Lending Builds the Next Leg\">South Indian Bank: Kerala-Rooted Retail Lending Builds the Next Leg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#PNB_Housing_Finance_Home_Loan_Growth_Anchors_the_Roadmap\" title=\"PNB Housing Finance: Home Loan Growth Anchors the Roadmap\">PNB Housing Finance: Home Loan Growth Anchors the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#Life_Insurance_Corporation_of_India_A_Vast_Policyholder_Base_Anchors_the_Roadmap\" title=\"Life Insurance Corporation of India: A Vast Policyholder Base Anchors the Roadmap\">Life Insurance Corporation of India: A Vast Policyholder Base Anchors the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#Best_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks_in_India_South_Indian_Bank_vs_PNB_Housing_vs_LIC_on_Key_Financials\" title=\"Best Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks in India: South Indian Bank vs PNB Housing vs LIC on Key Financials\">Best Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks in India: South Indian Bank vs PNB Housing vs LIC on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#How_to_Evaluate_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks to Buy Before You Invest\">How to Evaluate Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#Risks_to_Consider_Before_Investing_in_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks\" title=\"Risks to Consider Before Investing in Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks\">Risks to Consider Before Investing in Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#FAQs_on_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks\" title=\"FAQs on Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks\">FAQs on Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#Which_are_the_best_gold_loan_lender_affordable_mortgage_player_and_life_insurance_leader_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best gold loan lender, affordable mortgage player and life insurance leader stocks in India with a strong roadmap?\">Which are the best gold loan lender, affordable mortgage player and life insurance leader stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#Is_South_Indian_Bank_a_good_stock_to_buy_now\" title=\"Is South Indian Bank a good stock to buy now?\">Is South Indian Bank a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#What_is_the_PE_ratio_of_South_Indian_Bank_PNB_Housing_and_LIC\" title=\"What is the P\/E ratio of South Indian Bank, PNB Housing and LIC?\">What is the P\/E ratio of South Indian Bank, PNB Housing and LIC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#Which_of_these_gold_loan_lender_affordable_mortgage_player_and_life_insurance_leader_stocks_has_the_highest_return_on_equity\" title=\"Which of these gold loan lender, affordable mortgage player and life insurance leader stocks has the highest return on equity?\">Which of these gold loan lender, affordable mortgage player and life insurance leader stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#What_are_the_risks_of_investing_in_gold_loan_lender_affordable_mortgage_player_and_life_insurance_leader_stocks\" title=\"What are the risks of investing in gold loan lender, affordable mortgage player and life insurance leader stocks?\">What are the risks of investing in gold loan lender, affordable mortgage player and life insurance leader stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#How_did_South_Indian_Bank_PNB_Housing_and_LIC_perform_in_Q1_FY27\" title=\"How did South Indian Bank, PNB Housing and LIC perform in Q1 FY27?\">How did South Indian Bank, PNB Housing and LIC perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#Do_gold_loan_lender_affordable_mortgage_player_and_life_insurance_leader_stocks_pay_dividends\" title=\"Do gold loan lender, affordable mortgage player and life insurance leader stocks pay dividends?\">Do gold loan lender, affordable mortgage player and life insurance leader stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks-roadmap-signal-list\/#How_can_I_invest_in_gold_loan_lender_affordable_mortgage_player_and_life_insurance_leader_stocks_in_India\" title=\"How can I invest in gold loan lender, affordable mortgage player and life insurance leader stocks in India?\">How can I invest in gold loan lender, affordable mortgage player and life insurance leader stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks\"><\/span><strong>What Are Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Gold loan lender, affordable mortgage player and life insurance leader stocks are shares of companies that lend, insure or take deposits for households and businesses. Results depend on credit growth, funding costs and asset quality, so asset quality and funding costs separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks_at_a_Glance\"><\/span><strong>Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three gold loan lender, affordable mortgage player and life insurance leader stocks as of the 14 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/southbank\/the-south-indian-bank-ltd-share-price-today\">South Indian Bank<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">51.45<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12,144<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">8.03<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.80%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/pnbhousing\/pnb-housing-finance-ltd-share-price-today\">PNB Housing Finance<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,167.70<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">29,992<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.95<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.92%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/lici\/life-insurance-corporation-of-india-share-price-today\">Life Insurance Corporation of India<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">397.75<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">480,067<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.99<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.30<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">32.53%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among banking, finance and insurance stocks, all three trade at a discount to their industry P\/E multiples.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Gold loan lender, affordable mortgage player and life insurance leader stocks have a strong roadmap in India because retail and MSME credit, home ownership and rising insurance cover keep adding business for these firms. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Regional credit:<\/strong> Households and small firms borrow from banks.<\/li>\n<li><strong>Home ownership:<\/strong> Families seek home loans and property loans.<\/li>\n<li><strong>Insurance reach:<\/strong> Families buy protection and annuity plans.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"South_Indian_Bank_Kerala-Rooted_Retail_Lending_Builds_the_Next_Leg\"><\/span><strong>South Indian Bank: Kerala-Rooted Retail Lending Builds the Next Leg<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>South Indian Bank&#8217;s roadmap rests on retail, gold loan and MSME lending from a Kerala-based private bank with a growing branch network, with deposit mobilisation and loan growth supporting earnings.<\/p>\n<p>Revenue grew from Rs 7,620.43 crore in FY22 to Rs 11,855.28 crore in FY26, a 55.6% rise, and FY26 revenue was 5.6% higher than FY25. FY26 net profit rose 11.7% to Rs 1,455.64 crore. In Q1 FY27, revenue grew 0.8% to Rs 3,007.40 crore, and net profit rose 17.2% to Rs 377.66 crore.<\/p>\n<p>Return on equity is 12.80%. South Indian Bank paid a dividend of Rs 0.45 per share for FY26, a yield of 0.97%. At a P\/E of 8.03 against an industry P\/E of 12.00, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 8.03 against an industry P\/E of 12.00 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"PNB_Housing_Finance_Home_Loan_Growth_Anchors_the_Roadmap\"><\/span><strong>PNB Housing Finance: Home Loan Growth Anchors the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>PNB Housing&#8217;s roadmap rests on home loans, loan against property and affordable housing loans through a pan-India branch network, with housing credit demand supporting loan growth.<\/p>\n<p>Revenue grew from Rs 6,200.73 crore in FY22 to Rs 8,505.04 crore in FY26, a 37.2% rise, and FY26 revenue was 10.6% higher than FY25. FY26 net profit rose 18.3% to Rs 2,291.24 crore. Over four years, net profit rose from Rs 836.48 crore in FY22 to Rs 2,291.24 crore. In Q1 FY27, revenue grew 8.8% to Rs 2,265.36 crore, and net profit rose 4.5% to Rs 557.34 crore.<\/p>\n<p>Debt to equity is 3.70 and return on equity is 11.92%. PNB Housing paid a dividend of Rs 8 per share for FY26, a yield of 0.69%. At a P\/E of 12.95 against an industry P\/E of 17.72, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 12.95 against an industry P\/E of 17.72 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Life_Insurance_Corporation_of_India_A_Vast_Policyholder_Base_Anchors_the_Roadmap\"><\/span><strong>Life Insurance Corporation of India: A Vast Policyholder Base Anchors the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>LIC&#8217;s roadmap rests on life insurance and annuity products sold through the largest agent network in India, with a vast policyholder base supporting premium income.<\/p>\n<p>Revenue grew from Rs 728,945.50 crore in FY22 to Rs 990,211.25 crore in FY26, a 35.8% rise, and FY26 revenue was 10.2% higher than FY25. FY26 net profit rose 18.9% to Rs 57,453.15 crore. In Q1 FY27, revenue grew 7.0% to Rs 241,166.45 crore, and net profit rose 24.0% to Rs 13,584.25 crore.<\/p>\n<p>Return on equity is 32.53%. LIC paid a dividend of Rs 10 per share for FY26, a yield of 1.32%. At a P\/E of 7.99 against an industry P\/E of 10.30, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 7.99 against an industry P\/E of 10.30 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks_in_India_South_Indian_Bank_vs_PNB_Housing_vs_LIC_on_Key_Financials\"><\/span><strong>Best Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks in India: South Indian Bank vs PNB Housing vs LIC on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best gold loan lender, affordable mortgage player and life insurance leader stocks in India, South Indian Bank ranks second on Q1 FY27 net profit growth and return on equity; PNB Housing leads on FY26 revenue growth and Q1 FY27 revenue growth; LIC leads on Q1 FY27 net profit growth and FY26 net profit growth. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">South Indian Bank<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">PNB Housing<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">LIC<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11,855.28<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">8,505.04<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">990,211.25<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,455.64<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,291.24<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">57,453.15<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.7%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.3%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.8%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">8.8%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 net profit growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.2%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4.5%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">24.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.80%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.92%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">32.53%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">8.03<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.95<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.99<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Dividend yield<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.97%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.69%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.32%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Financial earnings follow credit growth, funding costs and asset quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen gold loan lender, affordable mortgage player and life insurance leader stocks and shortlist gold loan lender, affordable mortgage player and life insurance leader stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which differs by company here.<\/li>\n<li>Check loan growth, asset quality and capital adequacy together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch capital adequacy and asset quality before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these gold loan lender, affordable mortgage player and life insurance leader stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks\"><\/span><strong>Risks to Consider Before Investing in Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Asset quality:<\/strong> A rise in overdue loans can reduce profit.<\/li>\n<li><strong>Funding costs:<\/strong> Changes in borrowing costs can move spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track South Indian Bank, PNB Housing and LIC live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three banking, finance and insurance stocks cover a regional bank, a housing lender and a life insurer. South Indian Bank ranks second on Q1 FY27 net profit growth and return on equity; PNB Housing leads on FY26 revenue growth and Q1 FY27 revenue growth; LIC leads on Q1 FY27 net profit growth and FY26 net profit growth.<\/p>\n<p>Across gold loan lender, affordable mortgage player and life insurance leader stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the gold loan lender, affordable mortgage player and life insurance leader stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Gold_Loan_Lender_Affordable_Mortgage_Player_and_Life_Insurance_Leader_Stocks\"><\/span><strong>FAQs on Gold Loan Lender, Affordable Mortgage Player and Life Insurance Leader Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_gold_loan_lender_affordable_mortgage_player_and_life_insurance_leader_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best gold loan lender, affordable mortgage player and life insurance leader stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> South Indian Bank, PNB Housing Finance and Life Insurance Corporation of India stand out for their roadmaps in a regional bank, a housing lender and a life insurer. FY26 revenue growth was 5.6% at South Indian Bank, 10.6% at PNB Housing and 10.2% at LIC, and return on equity ranges from 11.92% to 32.53%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_South_Indian_Bank_a_good_stock_to_buy_now\"><\/span><strong>Is South Indian Bank a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> South Indian Bank has a return on equity of 12.80% and a P\/E of 8.03 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_South_Indian_Bank_PNB_Housing_and_LIC\"><\/span><strong>What is the P\/E ratio of South Indian Bank, PNB Housing and LIC?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 8.03 for South Indian Bank (industry 12.00), 12.95 for PNB Housing (industry 17.72) and 7.99 for LIC (industry 10.30). All of them trade below the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_gold_loan_lender_affordable_mortgage_player_and_life_insurance_leader_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these gold loan lender, affordable mortgage player and life insurance leader stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Life Insurance Corporation of India has the highest return on equity at 32.53%, followed by South Indian Bank at 12.80% and PNB Housing Finance at 11.92%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_gold_loan_lender_affordable_mortgage_player_and_life_insurance_leader_stocks\"><\/span><strong>What are the risks of investing in gold loan lender, affordable mortgage player and life insurance leader stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_South_Indian_Bank_PNB_Housing_and_LIC_perform_in_Q1_FY27\"><\/span><strong>How did South Indian Bank, PNB Housing and LIC perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> South Indian Bank reported revenue of Rs 3,007.40 crore, up 0.8% year on year, and net profit rose 17.2% to Rs 377.66 crore. PNB Housing Finance reported revenue of Rs 2,265.36 crore, up 8.8% year on year, and net profit rose 4.5% to Rs 557.34 crore. Life Insurance Corporation of India reported revenue of Rs 241,166.45 crore, up 7.0% year on year, and net profit rose 24.0% to Rs 13,584.25 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_gold_loan_lender_affordable_mortgage_player_and_life_insurance_leader_stocks_pay_dividends\"><\/span><strong>Do gold loan lender, affordable mortgage player and life insurance leader stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Yes, all three companies pay dividends. The dividend yield is 0.97% for South Indian Bank, 0.69% for PNB Housing and 1.32% for LIC, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_gold_loan_lender_affordable_mortgage_player_and_life_insurance_leader_stocks_in_India\"><\/span><strong>How can I invest in gold loan lender, affordable mortgage player and life insurance leader stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy gold loan lender, affordable mortgage player and life insurance leader stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best gold loan lender, affordable mortgage player and life insurance leader stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"South Indian Bank, PNB Housing Finance and Life Insurance Corporation of India stand out for their roadmaps in a regional bank, a housing lender and a life insurer. FY26 revenue growth was 5.6% at South Indian Bank, 10.6% at PNB Housing and 10.2% at LIC, and return on equity ranges from 11.92% to 32.53%.\"}},{\"@type\":\"Question\",\"name\":\"Is South Indian Bank a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"South Indian Bank has a return on equity of 12.80% and a P\/E of 8.03 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.\"}},{\"@type\":\"Question\",\"name\":\"What is the P\/E ratio of South Indian Bank, PNB Housing and LIC?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The P\/E ratio is 8.03 for South Indian Bank (industry 12.00), 12.95 for PNB Housing (industry 17.72) and 7.99 for LIC (industry 10.30). All of them trade below the industry multiple.\"}},{\"@type\":\"Question\",\"name\":\"Which of these gold loan lender, affordable mortgage player and life insurance leader stocks has the highest return on equity?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Life Insurance Corporation of India has the highest return on equity at 32.53%, followed by South Indian Bank at 12.80% and PNB Housing Finance at 11.92%.\"}},{\"@type\":\"Question\",\"name\":\"What are the risks of investing in gold loan lender, affordable mortgage player and life insurance leader stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.\"}},{\"@type\":\"Question\",\"name\":\"How did South Indian Bank, PNB Housing and LIC perform in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"South Indian Bank reported revenue of Rs 3,007.40 crore, up 0.8% year on year, and net profit rose 17.2% to Rs 377.66 crore. PNB Housing Finance reported revenue of Rs 2,265.36 crore, up 8.8% year on year, and net profit rose 4.5% to Rs 557.34 crore. Life Insurance Corporation of India reported revenue of Rs 241,166.45 crore, up 7.0% year on year, and net profit rose 24.0% to Rs 13,584.25 crore.\"}},{\"@type\":\"Question\",\"name\":\"Do gold loan lender, affordable mortgage player and life insurance leader stocks pay dividends?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, all three companies pay dividends. The dividend yield is 0.97% for South Indian Bank, 0.69% for PNB Housing and 1.32% for LIC, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in gold loan lender, affordable mortgage player and life insurance leader stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy gold loan lender, affordable mortgage player and life insurance leader stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>South Indian Bank, PNB Housing Finance and Life Insurance Corporation of India compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":35,"featured_media":316090,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[13186,13187,13185,10960,6065,5529],"class_list":["post-316091","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-affordable-mortgage-player-and-life-insurance-leader-stocks","tag-affordable-mortgage-player-and-life-insurance-leader-stocks-to-buy","tag-gold-loan-lender","tag-life-insurance-corporation-of-india","tag-pnb-housing-finance","tag-south-indian-bank"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["316090"],"rank_math_title":["gold loan lender, mortgage player and insurer stocks"],"rank_math_description":["Gold loan lender, affordable mortgage player and life insurance leader stocks with a strong roadmap compared on growth, margins, valuation and risks."],"rank_math_focus_keyword":["gold loan lender, affordable mortgage player and life insurance leader stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-gold-loan-lender-affordable-mortgage-player-and-life-insurance-leader-stocks.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/316091","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=316091"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/316091\/revisions"}],"predecessor-version":[{"id":316092,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/316091\/revisions\/316092"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/316090"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=316091"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=316091"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=316091"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}