{"id":313674,"date":"2026-10-16T13:29:32","date_gmt":"2026-10-16T07:59:32","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=313674"},"modified":"2026-10-16T13:29:32","modified_gmt":"2026-10-16T07:59:32","slug":"digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/","title":{"rendered":"3 Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks With a Strong Future Roadmap: ICICI Bank, Aptus Value Housing Finance India and Edelweiss Financial Services"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>ICICI Bank Rs 1,389.40, P\/E 16.27. Aptus Rs 224.21, P\/E 11.03. Edelweiss Rs 134.47, P\/E 16.98. Closing prices of 14 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Digitally strong private lender, South India home loan lender and wealth platform stocks with the clearest long-term roadmaps today include ICICI Bank in retail, business and corporate banking supported by a strong digital platform, Aptus in home loans for self-employed and low-income households, mainly in South India and Edelweiss in alternative asset management, wealth management, life insurance and credit. FY26 revenue growth was 6.0% at ICICI Bank, 24.9% at Aptus and 14.1% at Edelweiss. P\/E stands at 16.27 for ICICI Bank (industry 12.00), 11.03 for Aptus (industry 17.72) and 16.98 for Edelweiss (industry 17.72). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Digitally strong private lender, South India home loan lender and wealth platform stocks give investors exposure to banking, home loans and asset management for households and investors. Credit growth, funding costs and asset quality decide how much of that demand turns into profit.<\/p>\n<p>Readers comparing digitally strong private lender, South India home loan lender and wealth platform stocks should weigh growth, margins, cash flow and valuation together instead of leaning on any single number.<\/p>\n<p>This list covers three digitally strong private lender, South India home loan lender and wealth platform stocks: ICICI Bank for retail, business and corporate banking supported by a strong digital platform, Aptus Value Housing Finance India for home loans for self-employed and low-income households, mainly in South India and Edelweiss Financial Services for alternative asset management, wealth management, life insurance and credit. Every figure comes from the latest reported financials and the 14 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#What_Are_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks\" title=\"What Are Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks?\">What Are Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks_at_a_Glance\" title=\"Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks at a Glance\">Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Why_Do_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks Have a Strong Roadmap in India?\">Why Do Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#ICICI_Bank_Retail_Banking_and_Digital_Reach_Drive_the_Pipeline\" title=\"ICICI Bank: Retail Banking and Digital Reach Drive the Pipeline\">ICICI Bank: Retail Banking and Digital Reach Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Aptus_Value_Housing_Finance_India_Affordable_Home_Loans_Drive_the_Pipeline\" title=\"Aptus Value Housing Finance India: Affordable Home Loans Drive the Pipeline\">Aptus Value Housing Finance India: Affordable Home Loans Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Edelweiss_Financial_Services_Asset_Management_and_Wealth_Drive_the_Pipeline\" title=\"Edelweiss Financial Services: Asset Management and Wealth Drive the Pipeline\">Edelweiss Financial Services: Asset Management and Wealth Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Best_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks_in_India_ICICI_Bank_vs_Aptus_vs_Edelweiss_on_Key_Financials\" title=\"Best Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks in India: ICICI Bank vs Aptus vs Edelweiss on Key Financials\">Best Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks in India: ICICI Bank vs Aptus vs Edelweiss on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#How_to_Evaluate_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks to Buy Before You Invest\">How to Evaluate Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Risks_to_Consider_Before_Investing_in_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks\" title=\"Risks to Consider Before Investing in Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks\">Risks to Consider Before Investing in Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#FAQs_on_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks\" title=\"FAQs on Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks\">FAQs on Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Which_are_the_best_digitally_strong_private_lender_South_India_home_loan_lender_and_wealth_platform_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best digitally strong private lender, South India home loan lender and wealth platform stocks in India with a strong roadmap?\">Which are the best digitally strong private lender, South India home loan lender and wealth platform stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Is_ICICI_Bank_a_good_stock_to_buy_now\" title=\"Is ICICI Bank a good stock to buy now?\">Is ICICI Bank a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#What_is_the_PE_ratio_of_ICICI_Bank_Aptus_and_Edelweiss\" title=\"What is the P\/E ratio of ICICI Bank, Aptus and Edelweiss?\">What is the P\/E ratio of ICICI Bank, Aptus and Edelweiss?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Which_of_these_digitally_strong_private_lender_South_India_home_loan_lender_and_wealth_platform_stocks_has_the_highest_return_on_equity\" title=\"Which of these digitally strong private lender, South India home loan lender and wealth platform stocks has the highest return on equity?\">Which of these digitally strong private lender, South India home loan lender and wealth platform stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#What_are_the_risks_of_investing_in_digitally_strong_private_lender_South_India_home_loan_lender_and_wealth_platform_stocks\" title=\"What are the risks of investing in digitally strong private lender, South India home loan lender and wealth platform stocks?\">What are the risks of investing in digitally strong private lender, South India home loan lender and wealth platform stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#How_did_ICICI_Bank_Aptus_and_Edelweiss_perform_in_Q1_FY27\" title=\"How did ICICI Bank, Aptus and Edelweiss perform in Q1 FY27?\">How did ICICI Bank, Aptus and Edelweiss perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#Do_digitally_strong_private_lender_South_India_home_loan_lender_and_wealth_platform_stocks_pay_dividends\" title=\"Do digitally strong private lender, South India home loan lender and wealth platform stocks pay dividends?\">Do digitally strong private lender, South India home loan lender and wealth platform stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/digitally-strong-private-lender-south-india-home-loan-lender-and-wealth-platform-stocks-roadmap-outlook-list\/#How_can_I_invest_in_digitally_strong_private_lender_South_India_home_loan_lender_and_wealth_platform_stocks_in_India\" title=\"How can I invest in digitally strong private lender, South India home loan lender and wealth platform stocks in India?\">How can I invest in digitally strong private lender, South India home loan lender and wealth platform stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks\"><\/span><strong>What Are Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Digitally strong private lender, South India home loan lender and wealth platform stocks are shares of companies that lend, insure or take deposits for households and businesses. Results depend on credit growth, funding costs and asset quality, so asset quality and funding costs separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks_at_a_Glance\"><\/span><strong>Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three digitally strong private lender, South India home loan lender and wealth platform stocks as of the 14 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/icicibank\/icici-bank-ltd-share-price-today\">ICICI Bank<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,389.40<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">972,030<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.27<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.00%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/aptus\/aptus-value-housing-finance-india-ltd-share-price-today\">Aptus Value Housing Finance India<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">224.21<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10,863<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.03<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.64%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/edelweiss\/edelweiss-financial-services-ltd-share-price-today\">Edelweiss Financial Services<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">134.47<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12,087<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.98<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.58%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among banking and finance stocks, ICICI Bank trades at a premium to the industry P\/E, while Aptus and Edelweiss trade at a discount.<\/p>\n<p>Valuation matters here because digitally strong private lender, South India home loan lender and wealth platform stocks can look attractive on growth and still look expensive on earnings.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Digitally strong private lender, South India home loan lender and wealth platform stocks have a strong roadmap in India because digital banking adoption, home loan demand in smaller cities and growing investable wealth keep adding business for these firms. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Digital banking:<\/strong> Customers use apps for loans, cards and payments.<\/li>\n<li><strong>Home loans:<\/strong> Self-employed families seek finance for their own homes.<\/li>\n<li><strong>Wealth creation:<\/strong> Investors seek alternative assets and advice.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"ICICI_Bank_Retail_Banking_and_Digital_Reach_Drive_the_Pipeline\"><\/span><strong>ICICI Bank: Retail Banking and Digital Reach Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>ICICI Bank&#8217;s roadmap rests on retail, business and corporate banking supported by a strong digital platform, with a diversified loan book and a growing deposit base supporting growth.<\/p>\n<p>Revenue grew from Rs 157,536.32 crore in FY22 to Rs 312,118.36 crore in FY26, a 98.1% rise, and FY26 revenue was 6.0% higher than FY25. FY26 net profit rose 6.0% to Rs 57,673.39 crore. Over four years, net profit rose from Rs 25,783.83 crore in FY22 to Rs 57,673.39 crore. In Q1 FY27, revenue grew 6.9% to Rs 79,689.22 crore, and net profit rose 12.6% to Rs 16,209.74 crore.<\/p>\n<p>Return on equity is 15.00%. ICICI Bank paid a dividend of Rs 12 per share for FY26, a yield of 0.88%. At a P\/E of 16.27 against an industry P\/E of 12.00, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 16.27 sits above the industry P\/E of 12.00, so earnings delivery matters for the valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aptus_Value_Housing_Finance_India_Affordable_Home_Loans_Drive_the_Pipeline\"><\/span><strong>Aptus Value Housing Finance India: Affordable Home Loans Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Aptus&#8217; roadmap rests on home loans for self-employed and low-income households, mainly in South India, with a focused customer segment supporting steady loan growth.<\/p>\n<p>Revenue grew from Rs 840.22 crore in FY22 to Rs 2,245.48 crore in FY26, a 167.2% rise, and FY26 revenue was 24.9% higher than FY25. FY26 net profit rose 25.5% to Rs 942.94 crore. Over four years, net profit rose from Rs 370.14 crore in FY22 to Rs 942.94 crore. In Q1 FY27, revenue grew 15.2% to Rs 610.66 crore, and net profit rose 19.0% to Rs 260.94 crore.<\/p>\n<p>Debt to equity is 1.56 and return on equity is 18.64%. Aptus paid a dividend of Rs 4.5 per share for FY26, a yield of 2.07%. At a P\/E of 11.03 against an industry P\/E of 17.72, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 11.03 against an industry P\/E of 17.72 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Edelweiss_Financial_Services_Asset_Management_and_Wealth_Drive_the_Pipeline\"><\/span><strong>Edelweiss Financial Services: Asset Management and Wealth Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Edelweiss&#8217; roadmap rests on alternative asset management, wealth management, life insurance and credit, with growing client assets supporting fee income.<\/p>\n<p>Revenue grew from Rs 7,212.59 crore in FY22 to Rs 10,865.14 crore in FY26, a 50.6% rise, and FY26 revenue was 14.1% higher than FY25. FY26 net profit rose 27.0% to Rs 680.46 crore. Over four years, net profit rose from Rs 212.07 crore in FY22 to Rs 680.46 crore. In Q1 FY27, revenue grew 6.0% to Rs 2,418.81 crore, and net profit rose 30.9% to Rs 134.37 crore.<\/p>\n<p>Debt to equity is 4.02 and return on equity is 13.58%. Edelweiss paid a dividend of Rs 1.5 per share for FY26, a yield of 1.17%. At a P\/E of 16.98 against an industry P\/E of 17.72, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 16.98 against an industry P\/E of 17.72 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks_in_India_ICICI_Bank_vs_Aptus_vs_Edelweiss_on_Key_Financials\"><\/span><strong>Best Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks in India: ICICI Bank vs Aptus vs Edelweiss on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best digitally strong private lender, South India home loan lender and wealth platform stocks in India, ICICI Bank ranks second on Q1 FY27 revenue growth and return on equity; Aptus leads on FY26 revenue growth and Q1 FY27 revenue growth; Edelweiss leads on Q1 FY27 net profit growth and FY26 net profit growth. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ICICI Bank<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Aptus<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Edelweiss<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">312,118.36<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,245.48<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10,865.14<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">24.9%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">57,673.39<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">942.94<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">680.46<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.5%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">27.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.9%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.2%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 net profit growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">30.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.00%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.64%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.58%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.27<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.03<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.98<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Dividend yield<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.88%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2.07%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.17%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Financial earnings follow credit growth, funding costs and asset quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen digitally strong private lender, South India home loan lender and wealth platform stocks and shortlist digitally strong private lender, South India home loan lender and wealth platform stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which differs by company here.<\/li>\n<li>Check loan growth, asset quality and capital adequacy together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch capital adequacy and asset quality before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these digitally strong private lender, South India home loan lender and wealth platform stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks\"><\/span><strong>Risks to Consider Before Investing in Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Asset quality:<\/strong> A rise in overdue loans can reduce profit.<\/li>\n<li><strong>Funding costs:<\/strong> Changes in borrowing costs can move spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track ICICI Bank, Aptus and Edelweiss live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three banking and finance stocks cover a private bank, home loans and wealth management. ICICI Bank ranks second on Q1 FY27 revenue growth and return on equity; Aptus leads on FY26 revenue growth and Q1 FY27 revenue growth; Edelweiss leads on Q1 FY27 net profit growth and FY26 net profit growth.<\/p>\n<p>Across digitally strong private lender, South India home loan lender and wealth platform stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the digitally strong private lender, South India home loan lender and wealth platform stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Digitally_Strong_Private_Lender_South_India_Home_Loan_Lender_and_Wealth_Platform_Stocks\"><\/span><strong>FAQs on Digitally Strong Private Lender, South India Home Loan Lender and Wealth Platform Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_digitally_strong_private_lender_South_India_home_loan_lender_and_wealth_platform_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best digitally strong private lender, South India home loan lender and wealth platform stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> ICICI Bank, Aptus Value Housing Finance India and Edelweiss Financial Services stand out for their roadmaps in a private bank, home loans and wealth management. FY26 revenue growth was 6.0% at ICICI Bank, 24.9% at Aptus and 14.1% at Edelweiss, and return on equity ranges from 13.58% to 18.64%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_ICICI_Bank_a_good_stock_to_buy_now\"><\/span><strong>Is ICICI Bank a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> ICICI Bank has a return on equity of 15.00% and a P\/E of 16.27 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_ICICI_Bank_Aptus_and_Edelweiss\"><\/span><strong>What is the P\/E ratio of ICICI Bank, Aptus and Edelweiss?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 16.27 for ICICI Bank (industry 12.00), 11.03 for Aptus (industry 17.72) and 16.98 for Edelweiss (industry 17.72). Only ICICI Bank trades at or above the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_digitally_strong_private_lender_South_India_home_loan_lender_and_wealth_platform_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these digitally strong private lender, South India home loan lender and wealth platform stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aptus Value Housing Finance India has the highest return on equity at 18.64%, followed by ICICI Bank at 15.00% and Edelweiss Financial Services at 13.58%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_digitally_strong_private_lender_South_India_home_loan_lender_and_wealth_platform_stocks\"><\/span><strong>What are the risks of investing in digitally strong private lender, South India home loan lender and wealth platform stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_ICICI_Bank_Aptus_and_Edelweiss_perform_in_Q1_FY27\"><\/span><strong>How did ICICI Bank, Aptus and Edelweiss perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> ICICI Bank reported revenue of Rs 79,689.22 crore, up 6.9% year on year, and net profit rose 12.6% to Rs 16,209.74 crore. Aptus Value Housing Finance India reported revenue of Rs 610.66 crore, up 15.2% year on year, and net profit rose 19.0% to Rs 260.94 crore. Edelweiss Financial Services reported revenue of Rs 2,418.81 crore, up 6.0% year on year, and net profit rose 30.9% to Rs 134.37 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_digitally_strong_private_lender_South_India_home_loan_lender_and_wealth_platform_stocks_pay_dividends\"><\/span><strong>Do digitally strong private lender, South India home loan lender and wealth platform stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Yes, all three companies pay dividends. The dividend yield is 0.88% for ICICI Bank, 2.07% for Aptus and 1.17% for Edelweiss, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_digitally_strong_private_lender_South_India_home_loan_lender_and_wealth_platform_stocks_in_India\"><\/span><strong>How can I invest in digitally strong private lender, South India home loan lender and wealth platform stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy digitally strong private lender, South India home loan lender and wealth platform stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best digitally strong private lender, South India home loan lender and wealth platform stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"ICICI Bank, Aptus Value Housing Finance India and Edelweiss Financial Services stand out for their roadmaps in a private bank, home loans and wealth management. FY26 revenue growth was 6.0% at ICICI Bank, 24.9% at Aptus and 14.1% at Edelweiss, and return on equity ranges from 13.58% to 18.64%.\"}},{\"@type\":\"Question\",\"name\":\"Is ICICI Bank a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"ICICI Bank has a return on equity of 15.00% and a P\/E of 16.27 against an industry P\/E of 12.00. 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The dividend yield is 0.88% for ICICI Bank, 2.07% for Aptus and 1.17% for Edelweiss, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in digitally strong private lender, South India home loan lender and wealth platform stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy digitally strong private lender, South India home loan lender and wealth platform stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>ICICI Bank, Aptus Value Housing Finance India and Edelweiss Financial Services compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":35,"featured_media":313673,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[10587,12882,10954,1252,12883,12884],"class_list":["post-313674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-aptus-value-housing-finance-india","tag-digitally-strong-private-lender","tag-edelweiss-financial-services","tag-icici-bank","tag-south-india-home-loan-lender-and-wealth-platform-stocks","tag-south-india-home-loan-lender-and-wealth-platform-stocks-to-buy"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["313673"],"rank_math_title":["private lender, South India home loan and wealth stocks"],"rank_math_description":["Digitally strong private lender, South India home loan lender and wealth platform stocks with a strong roadmap compared on growth, margins, valuation and risks."],"rank_math_focus_keyword":["digitally strong private lender, South India home loan lender and wealth platform stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-digitally-strong-private-lender-south-india-home-loan-lender-and-wealth.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/313674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=313674"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/313674\/revisions"}],"predecessor-version":[{"id":313675,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/313674\/revisions\/313675"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/313673"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=313674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=313674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=313674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}