{"id":313661,"date":"2026-10-16T13:27:31","date_gmt":"2026-10-16T07:57:31","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=313661"},"modified":"2026-10-16T13:27:31","modified_gmt":"2026-10-16T07:57:31","slug":"auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/","title":{"rendered":"3 Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks With a Strong Future Roadmap: Izmo, MosChip Technologies and Sagility"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Izmo Rs 827.80, P\/E 24.01. MosChip Rs 185.02, P\/E 135.18. Sagility Rs 45.60, P\/E 20.52. Closing prices of 14 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Auto dealer software, chip design and healthcare outsourcing stocks with the clearest long-term roadmaps today include Izmo in software and digital tools that help auto dealers and carmakers sell vehicles online, MosChip in semiconductor design, embedded software and system engineering services for global technology clients and Sagility in technology-enabled business services for health insurers and healthcare providers. FY26 revenue growth was 15.3% at Izmo, 25.4% at MosChip and 29.6% at Sagility. P\/E stands at 24.01 for Izmo (industry 17.30), 135.18 for MosChip (industry 23.65) and 20.52 for Sagility (industry 17.30). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Auto dealer software, chip design and healthcare outsourcing stocks give investors exposure to software, chip design and healthcare back-office work used by large clients. Client wins, deal flow and margins decide how much of that demand turns into profit.<\/p>\n<p>This list covers three auto dealer software, chip design and healthcare outsourcing stocks: Izmo for software and digital tools that help auto dealers and carmakers sell vehicles online, MosChip Technologies for semiconductor design, embedded software and system engineering services for global technology clients and Sagility for technology-enabled business services for health insurers and healthcare providers. Every figure comes from the latest reported financials and the 14 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#What_Are_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks\" title=\"What Are Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks?\">What Are Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks_at_a_Glance\" title=\"Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks at a Glance\">Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Why_Do_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks Have a Strong Roadmap in India?\">Why Do Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Izmo_Automotive_Software_Builds_the_Next_Leg\" title=\"Izmo: Automotive Software Builds the Next Leg\">Izmo: Automotive Software Builds the Next Leg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#MosChip_Technologies_Chip_Design_Services_Drive_the_Pipeline\" title=\"MosChip Technologies: Chip Design Services Drive the Pipeline\">MosChip Technologies: Chip Design Services Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Sagility_Healthcare_Services_Contracts_Build_the_Next_Leg\" title=\"Sagility: Healthcare Services Contracts Build the Next Leg\">Sagility: Healthcare Services Contracts Build the Next Leg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Best_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks_in_India_Izmo_vs_MosChip_vs_Sagility_on_Key_Financials\" title=\"Best Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks in India: Izmo vs MosChip vs Sagility on Key Financials\">Best Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks in India: Izmo vs MosChip vs Sagility on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#How_to_Evaluate_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks to Buy Before You Invest\">How to Evaluate Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Risks_to_Consider_Before_Investing_in_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks\" title=\"Risks to Consider Before Investing in Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks\">Risks to Consider Before Investing in Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#FAQs_on_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks\" title=\"FAQs on Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks\">FAQs on Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Which_are_the_best_auto_dealer_software_chip_design_and_healthcare_outsourcing_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best auto dealer software, chip design and healthcare outsourcing stocks in India with a strong roadmap?\">Which are the best auto dealer software, chip design and healthcare outsourcing stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Is_Izmo_a_good_stock_to_buy_now\" title=\"Is Izmo a good stock to buy now?\">Is Izmo a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#What_is_the_PE_ratio_of_Izmo_MosChip_and_Sagility\" title=\"What is the P\/E ratio of Izmo, MosChip and Sagility?\">What is the P\/E ratio of Izmo, MosChip and Sagility?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Which_of_these_auto_dealer_software_chip_design_and_healthcare_outsourcing_stocks_has_the_highest_return_on_equity\" title=\"Which of these auto dealer software, chip design and healthcare outsourcing stocks has the highest return on equity?\">Which of these auto dealer software, chip design and healthcare outsourcing stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#What_are_the_risks_of_investing_in_auto_dealer_software_chip_design_and_healthcare_outsourcing_stocks\" title=\"What are the risks of investing in auto dealer software, chip design and healthcare outsourcing stocks?\">What are the risks of investing in auto dealer software, chip design and healthcare outsourcing stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#How_did_Izmo_MosChip_and_Sagility_perform_in_Q1_FY27\" title=\"How did Izmo, MosChip and Sagility perform in Q1 FY27?\">How did Izmo, MosChip and Sagility perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#Do_auto_dealer_software_chip_design_and_healthcare_outsourcing_stocks_pay_dividends\" title=\"Do auto dealer software, chip design and healthcare outsourcing stocks pay dividends?\">Do auto dealer software, chip design and healthcare outsourcing stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-roadmap-outlook-list\/#How_can_I_invest_in_auto_dealer_software_chip_design_and_healthcare_outsourcing_stocks_in_India\" title=\"How can I invest in auto dealer software, chip design and healthcare outsourcing stocks in India?\">How can I invest in auto dealer software, chip design and healthcare outsourcing stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks\"><\/span><strong>What Are Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Auto dealer software, chip design and healthcare outsourcing stocks are shares of companies that dealer software, chip design or healthcare outsourcing. Results depend on client wins, deal flow and margins, so recurring revenue and margins separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks_at_a_Glance\"><\/span><strong>Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three auto dealer software, chip design and healthcare outsourcing stocks as of the 14 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Debt to Equity<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/izmo\/izmo-ltd-share-price-today\">Izmo<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">827.80<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,290<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">24.01<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.30<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.63%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.01<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/moschip\/moschip-semiconductor-technology-ltd-share-price-today\">MosChip Technologies<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">185.02<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3,641<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">135.18<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">23.65<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.95%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.22<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/sagility\/sagility-india-ltd-share-price-today\">Sagility<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">45.60<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20,364<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.52<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.30<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.57%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.12<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among technology stocks, all three trade at a premium to their industry P\/E multiples.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Auto dealer software, chip design and healthcare outsourcing stocks have a strong roadmap in India because online vehicle retail, chip design outsourcing and healthcare process outsourcing keep adding work for these firms. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Online vehicle retail:<\/strong> Dealers and carmakers sell more through digital tools.<\/li>\n<li><strong>Chip design:<\/strong> Global clients outsource design and software work.<\/li>\n<li><strong>Healthcare outsourcing:<\/strong> Insurers and providers hand back-office work to specialists.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Izmo_Automotive_Software_Builds_the_Next_Leg\"><\/span><strong>Izmo: Automotive Software Builds the Next Leg<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Izmo&#8217;s roadmap rests on software and digital tools that help auto dealers and carmakers sell vehicles online, with automotive digital spending supporting revenue.<\/p>\n<p>Revenue grew from Rs 137.93 crore in FY22 to Rs 299.63 crore in FY26, a 117.2% rise, and FY26 revenue was 15.3% higher than FY25. FY26 net profit was Rs 47.56 crore. In Q1 FY27, revenue grew 14.4% to Rs 65.72 crore. Operating margin was 23.75% in FY26 and 25.60% in Q1 FY27 against 18.81% a year earlier.<\/p>\n<p>Debt to equity is 0.01 and return on equity is 11.63%. FY26 operating cash flow was Rs 19.83 crore against capital expenditure of Rs 28.26 crore. At a P\/E of 24.01 against an industry P\/E of 17.30, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 24.01 sits above the industry P\/E of 17.30, so earnings delivery matters for the valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"MosChip_Technologies_Chip_Design_Services_Drive_the_Pipeline\"><\/span><strong>MosChip Technologies: Chip Design Services Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>MosChip&#8217;s roadmap rests on semiconductor design, embedded software and system engineering services for global technology clients, with design projects across several chip and device categories supporting revenue.<\/p>\n<p>Revenue grew from Rs 152.78 crore in FY22 to Rs 590.63 crore in FY26, a 286.6% rise, and FY26 revenue was 25.4% higher than FY25. FY26 net profit rose 5.2% to Rs 35.20 crore.<\/p>\n<p>Debt to equity is 0.22 and return on equity is 9.95%. At a P\/E of 135.18 against an industry P\/E of 23.65, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 135.18 sits above the industry P\/E of 23.65, so earnings delivery matters for the valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Sagility_Healthcare_Services_Contracts_Build_the_Next_Leg\"><\/span><strong>Sagility: Healthcare Services Contracts Build the Next Leg<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Sagility&#8217;s roadmap rests on technology-enabled business services for health insurers and healthcare providers, with long-term service contracts supporting revenue.<\/p>\n<p>FY26 revenue was Rs 7,290.83 crore, 29.6% higher than FY25. FY26 net profit was Rs 924.77 crore. In Q1 FY27, revenue grew 27.7% to Rs 1,977.80 crore, and net profit rose 45.9% to Rs 216.81 crore. Operating margin was 25.38% in FY26.<\/p>\n<p>Debt to equity is 0.12 and return on equity is 9.57%. FY26 operating cash flow was Rs 1,202.97 crore against capital expenditure of Rs 192.21 crore. Sagility paid a dividend of Rs 0.15 per share for FY26, a yield of 0.34%. At a P\/E of 20.52 against an industry P\/E of 17.30, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 20.52 is a modest premium to the industry P\/E of 17.30, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks_in_India_Izmo_vs_MosChip_vs_Sagility_on_Key_Financials\"><\/span><strong>Best Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks in India: Izmo vs MosChip vs Sagility on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best auto dealer software, chip design and healthcare outsourcing stocks in India, Izmo leads on return on equity and the lowest debt to equity; MosChip ranks second on FY26 revenue growth and return on equity; Sagility leads on FY26 revenue growth and the lowest P\/E. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Izmo<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">MosChip<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Sagility<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">299.63<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">590.63<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7,290.83<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.3%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.4%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">29.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">47.56<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">35.20<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">924.77<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.63%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.95%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.57%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">24.01<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">135.18<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.52<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Debt to equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.01<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.22<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.12<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Dividend yield<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.00%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.00%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.34%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Technology earnings follow client wins, deal flow and margins, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen auto dealer software, chip design and healthcare outsourcing stocks and shortlist auto dealer software, chip design and healthcare outsourcing stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which differs by company here.<\/li>\n<li>Check revenue growth, operating margin and cash flow together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read operating cash flow against capital expenditure to see how growth is funded.<\/li>\n<li>Watch debt to equity and interest cover before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these auto dealer software, chip design and healthcare outsourcing stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks\"><\/span><strong>Risks to Consider Before Investing in Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Valuation:<\/strong> MosChip trades at 135.18 times earnings against an industry multiple of 23.65.<\/li>\n<li><strong>Client concentration:<\/strong> A few large clients can drive a big share of revenue.<\/li>\n<li><strong>Contract renewals:<\/strong> Delays in renewals can affect quarterly results.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Izmo, MosChip and Sagility live.<\/em><\/p>\n<p>Annual reports and quarterly result presentations are the most reliable places to verify the numbers quoted here, because they show segment details, management commentary and the notes behind each figure.<\/p>\n<p>Comparing a quarter with the same quarter of the previous year gives a cleaner reading than comparing it with the preceding quarter, since seasonal patterns affect many businesses in India.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three technology stocks cover dealer software, chip design and healthcare outsourcing. Izmo leads on return on equity and the lowest debt to equity; MosChip ranks second on FY26 revenue growth and return on equity; Sagility leads on FY26 revenue growth and the lowest P\/E.<\/p>\n<p>Across auto dealer software, chip design and healthcare outsourcing stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the auto dealer software, chip design and healthcare outsourcing stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Auto_Dealer_Software_Chip_Design_and_Healthcare_Outsourcing_Stocks\"><\/span><strong>FAQs on Auto Dealer Software, Chip Design and Healthcare Outsourcing Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_auto_dealer_software_chip_design_and_healthcare_outsourcing_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best auto dealer software, chip design and healthcare outsourcing stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Izmo, MosChip Technologies and Sagility stand out for their roadmaps in dealer software, chip design and healthcare outsourcing. FY26 revenue growth was 15.3% at Izmo, 25.4% at MosChip and 29.6% at Sagility, and return on equity ranges from 9.57% to 11.63%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Izmo_a_good_stock_to_buy_now\"><\/span><strong>Is Izmo a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Izmo has a debt to equity ratio of 0.01, a return on equity of 11.63% and a P\/E of 24.01 against an industry P\/E of 17.30. Valuation, deal flow and client spending move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_Izmo_MosChip_and_Sagility\"><\/span><strong>What is the P\/E ratio of Izmo, MosChip and Sagility?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 24.01 for Izmo (industry 17.30), 135.18 for MosChip (industry 23.65) and 20.52 for Sagility (industry 17.30). All of them trade at or above the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_auto_dealer_software_chip_design_and_healthcare_outsourcing_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these auto dealer software, chip design and healthcare outsourcing stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Izmo has the highest return on equity at 11.63%, followed by MosChip Technologies at 9.95% and Sagility at 9.57%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_auto_dealer_software_chip_design_and_healthcare_outsourcing_stocks\"><\/span><strong>What are the risks of investing in auto dealer software, chip design and healthcare outsourcing stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are valuation, client concentration, contract renewals and quarterly trends. MosChip trades at 135.18 times earnings against an industry multiple of 23.65.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Izmo_MosChip_and_Sagility_perform_in_Q1_FY27\"><\/span><strong>How did Izmo, MosChip and Sagility perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Izmo reported revenue of Rs 65.72 crore, up 14.4% year on year. MosChip Technologies reported . Sagility reported revenue of Rs 1,977.80 crore, up 27.7% year on year, and net profit rose 45.9% to Rs 216.81 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_auto_dealer_software_chip_design_and_healthcare_outsourcing_stocks_pay_dividends\"><\/span><strong>Do auto dealer software, chip design and healthcare outsourcing stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Sagility pays dividends. The dividend yield is 0.34% for Sagility, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_auto_dealer_software_chip_design_and_healthcare_outsourcing_stocks_in_India\"><\/span><strong>How can I invest in auto dealer software, chip design and healthcare outsourcing stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy auto dealer software, chip design and healthcare outsourcing stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best auto dealer software, chip design and healthcare outsourcing stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Izmo, MosChip Technologies and Sagility stand out for their roadmaps in dealer software, chip design and healthcare outsourcing. FY26 revenue growth was 15.3% at Izmo, 25.4% at MosChip and 29.6% at Sagility, and return on equity ranges from 9.57% to 11.63%.\"}},{\"@type\":\"Question\",\"name\":\"Is Izmo a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Izmo has a debt to equity ratio of 0.01, a return on equity of 11.63% and a P\/E of 24.01 against an industry P\/E of 17.30. 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Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Izmo, MosChip Technologies and Sagility compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":38,"featured_media":313658,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[12296,12874,12875,12178,12474,9403],"class_list":["post-313661","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-auto-dealer-software","tag-chip-design-and-healthcare-outsourcing-stocks","tag-chip-design-and-healthcare-outsourcing-stocks-to-buy","tag-izmo","tag-moschip-technologies","tag-sagility"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["313658"],"rank_math_title":["dealer software, chip design and healthcare BPO stocks"],"rank_math_description":["Auto dealer software, chip design and healthcare outsourcing stocks with a strong roadmap: Izmo, MosChip and Sagility compared on growth, valuation and risks."],"rank_math_focus_keyword":["auto dealer software, chip design and healthcare outsourcing stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-auto-dealer-software-chip-design-and-healthcare-outsourcing-stocks-with-a.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/313661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=313661"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/313661\/revisions"}],"predecessor-version":[{"id":313662,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/313661\/revisions\/313662"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/313658"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=313661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=313661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=313661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}