{"id":312979,"date":"2026-10-16T10:42:44","date_gmt":"2026-10-16T05:12:44","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=312979"},"modified":"2026-10-16T10:42:44","modified_gmt":"2026-10-16T05:12:44","slug":"karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/","title":{"rendered":"Karur Vysya Bank Shares Jump 6% to Hit a 52-Week High After Q2 Results &#8211; Should You Buy? Rationale, Target Price"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Karur Vysya Bank shares opened at Rs 353.90 on 16 Oct 2026 against a close of Rs 345.50 and rose 5.9% to a 52-week high of Rs 365.85. Q2 FY27 profit rose 37.2% to Rs 787.69 crore, the net interest margin was 4.26%, ROA 2.10% and gross NPA 0.69%. The consensus target I found is Rs 363.70, about the same as the high, and its latest ratings date from July.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Karur Vysya Bank shares rose 5.9% to a 52-week high of Rs 365.85 on 16 October 2026 after Q2 FY27 profit rose 37.2% to Rs 787.69 crore. The bank reported a net interest margin of 4.26%, a return on assets of 2.10%, a gross NPA of 0.69% and net advances of Rs 1,11,015 crore, up 20%. The consensus target price I found is Rs 363.70 from 20 analysts, with a high of Rs 400 and a low of Rs 285, but the ratings date from July, before these results. With Karur Vysya Bank shares now at the average target, further gains depend on whether the bank meets its guidance of 18% to 20% credit growth and a margin above 4%.<\/p>\n<\/p><\/div>\n<p>Karur Vysya Bank shares rallied after a Tamil Nadu based private bank posted one of its strongest quarters. The rally followed one of its strongest quarters. H1 FY27 profit rose 41% to Rs 1,543 crore, and the return on equity reached 20.47%.<\/p>\n<p>This guide covers the Q2 results, asset quality, guidance, the target price data I could verify, the upside and downside and the risks. It is educational and not a recommendation.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\">Click Here &#8211; Get Free Investment Predictions<\/a><\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#Karur_Vysya_Bank_Shares_Price_Move_on_16_October\" title=\"Karur Vysya Bank Shares: Price Move on 16 October\">Karur Vysya Bank Shares: Price Move on 16 October<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#Karur_Vysya_Bank_Q2_FY27_Results\" title=\"Karur Vysya Bank Q2 FY27 Results\">Karur Vysya Bank Q2 FY27 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#Karur_Vysya_Bank_Balance_Sheet_and_Asset_Quality\" title=\"Karur Vysya Bank Balance Sheet and Asset Quality\">Karur Vysya Bank Balance Sheet and Asset Quality<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#Karur_Vysya_Bank_Shares_Target_Price_Consensus_and_Guidance\" title=\"Karur Vysya Bank Shares Target Price: Consensus and Guidance\">Karur Vysya Bank Shares Target Price: Consensus and Guidance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#Should_You_Buy_Karur_Vysya_Bank_Shares_at_a_52-Week_High\" title=\"Should You Buy Karur Vysya Bank Shares at a 52-Week High?\">Should You Buy Karur Vysya Bank Shares at a 52-Week High?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#What_to_Watch_Next\" title=\"What to Watch Next\">What to Watch Next<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#Why_did_Karur_Vysya_Bank_shares_jump\" title=\"Why did Karur Vysya Bank shares jump?\">Why did Karur Vysya Bank shares jump?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#What_is_the_52-week_high_of_Karur_Vysya_Bank_shares\" title=\"What is the 52-week high of Karur Vysya Bank shares?\">What is the 52-week high of Karur Vysya Bank shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#What_is_the_target_price_for_Karur_Vysya_Bank_shares\" title=\"What is the target price for Karur Vysya Bank shares?\">What is the target price for Karur Vysya Bank shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#How_is_the_asset_quality_behind_Karur_Vysya_Bank_shares\" title=\"How is the asset quality behind Karur Vysya Bank shares?\">How is the asset quality behind Karur Vysya Bank shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#What_is_the_Karur_Vysya_Bank_guidance_for_FY27\" title=\"What is the Karur Vysya Bank guidance for FY27?\">What is the Karur Vysya Bank guidance for FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#Should_I_buy_Karur_Vysya_Bank_shares_at_a_52-week_high\" title=\"Should I buy Karur Vysya Bank shares at a 52-week high?\">Should I buy Karur Vysya Bank shares at a 52-week high?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#What_are_the_risks_of_Karur_Vysya_Bank_shares\" title=\"What are the risks of Karur Vysya Bank shares?\">What are the risks of Karur Vysya Bank shares?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-shares-jump-6-percent-to-hit-a-52-week-high-after-q2-results-should-you-buy-rationale-target-price\/#Is_this_article_investment_advice\" title=\"Is this article investment advice?\">Is this article investment advice?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Karur_Vysya_Bank_Shares_Price_Move_on_16_October\"><\/span><strong>Karur Vysya Bank Shares: Price Move on 16 October<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Item<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Level<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Check<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Previous close (BSE)<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 345.50<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 1.22% on 15 Oct<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Open on 16 Oct<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 353.90<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">2.4% above the close (my calculation)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">52-week high<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 365.85<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 5.9% from the close (365.85 \/ 345.50 = 1.059)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">NSE price on 15 Oct, 3:29 pm<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 347.05<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 1.70%; differs slightly from the BSE close<\/td>\n<\/tr>\n<\/table>\n<p>The headline says Karur Vysya Bank shares jumped 6%, which matches the 5.9% rise to the high. One investor article quoted the price in dollars, which looks like an error, so I use the rupee figures from the exchange reports.<\/p>\n<p><strong>Risk:<\/strong> A 52-week high after a single day jump can reverse if the broader market weakens.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/screeners\">Screen bank stocks on the Univest Screener<\/a><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Karur_Vysya_Bank_Q2_FY27_Results\"><\/span><strong>Karur Vysya Bank Q2 FY27 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Metric<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Q2 FY27<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Change<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net profit<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 787.69 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 37.2% year on year (from Rs 573.96 crore); up 4% on the previous quarter<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net interest income<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 1,497 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 19% year on year<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net interest margin<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">4.26%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Same as H1; yield on advances 10.09% against 9.76%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Cost of deposits<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">5.49%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down from 5.60%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Cost-to-income ratio<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">39.85%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down from 42.63%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Return on assets<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">2.10%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 34 basis points; ROE 20.47%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">EPS<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 8.15<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Against Rs 5.94 a year earlier<\/td>\n<\/tr>\n<\/table>\n<p>Total income rose only 10.5% to Rs 3,670.21 crore, but profit rose 37.2%, because the cost of funds fell, the cost-to-income ratio improved and credit costs stayed low. H1 other income fell 9%, so growth came from the core lending margin.<\/p>\n<p><strong>Risk:<\/strong> A net interest margin above 4% is high for a bank of this size, and it can narrow if deposit costs rise.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Karur Vysya Bank and set price alerts.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Karur_Vysya_Bank_Balance_Sheet_and_Asset_Quality\"><\/span><strong>Karur Vysya Bank Balance Sheet and Asset Quality<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Metric<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">30 Sep 2026<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Change or note<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net advances<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 1,11,015 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 20% year on year<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Deposits<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 1,28,123 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 16%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">CASA deposits<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 35,265 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">CASA ratio 27.52%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Total business<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 2,39,712 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 18%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Gross NPA<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">0.69% (Rs 765 crore)<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">From 0.76% a year earlier<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net NPA<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">0.18%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Stable<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Provision coverage ratio<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">96.13%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Very high<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Quarterly slippage ratio<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">0.44%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Credit cost 0.43%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">CRAR<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">17.97%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Tier I 17.32%<\/td>\n<\/tr>\n<\/table>\n<p>Advances grew faster than deposits (20% against 16%), so the credit to deposit ratio is rising, which can push the bank to compete harder for deposits. The CASA ratio of 27.52% is moderate for a private bank.<\/p>\n<p><strong>Risk:<\/strong> Loans growing faster than deposits can raise funding costs and squeeze the margin.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Karur_Vysya_Bank_Shares_Target_Price_Consensus_and_Guidance\"><\/span><strong>Karur Vysya Bank Shares Target Price: Consensus and Guidance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Item<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Figure<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Note<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Consensus rating<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">18 Buy, 1 Hold, 1 Sell from 20 analysts<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Past three months, per Investing.com<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Average target<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 363.70<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 0.6% below the Rs 365.85 high (my calculation)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Highest target<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 400 (ICICI Securities, Buy, 21 Jul 2026)<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">9.3% above the high<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Lowest target<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 285 (Kotak, Sell, 20 Jul 2026)<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">22.1% below the high<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Latest actions listed<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Investec Buy Rs 325 (6 Apr 2026)<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Older<\/td>\n<\/tr>\n<\/table>\n<p>The dates are before the Q2 results, so analysts may raise targets for Karur Vysya Bank shares in the coming days. At about 11 times annualised Q2 earnings (Rs 8.15 x 4 = Rs 32.6, so 365.85 \/ 32.6 = 11.2, my calculation), Karur Vysya Bank shares are not expensive on the earnings, but the book value and the sustainable ROE matter more for a bank.<\/p>\n<p>Management guidance for FY27 is credit growth of 18% to 20%, a net interest margin above 4%, ROA above 2%, a cost-to-income ratio below 45% and gross NPA below 1.5%. The bank plans 50 new branches this year, with 20 opened in H1.<\/p>\n<p><strong>Risk:<\/strong> Karur Vysya Bank shares at the consensus target have little cushion if results disappoint.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Should_You_Buy_Karur_Vysya_Bank_Shares_at_a_52-Week_High\"><\/span><strong>Should You Buy Karur Vysya Bank Shares at a 52-Week High?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Case for Karur Vysya Bank shares<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Case against<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">ROA of 2.10% and ROE of 20.47%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Stock is at the average target<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Gross NPA of 0.69% with 96% coverage<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Margin of 4.26% may not last<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Credit growth of 20% against guidance of 18% to 20%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Advances outgrow deposits<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Cost-to-income improving<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Other income fell in H1<\/td>\n<\/tr>\n<\/table>\n<p>The results are strong, but a price at the 52-week high already reflects them. Investors who like the bank may wait for fresh brokerage notes or a pullback, while others may be comfortable at current levels.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_to_Watch_Next\"><\/span><strong>What to Watch Next<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Revised brokerage targets for Karur Vysya Bank shares after the Q2 results<\/li>\n<li>The net interest margin against the guidance of above 4%<\/li>\n<li>Deposit growth against 20% credit growth<\/li>\n<li>Slippages and credit cost against the Q2 levels<\/li>\n<li>Whether Karur Vysya Bank shares hold above Rs 345.50<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Karur Vysya Bank shares hit a 52-week high on 37.2% profit growth, a 4.26% margin and clean asset quality. Karur Vysya Bank shares are at the consensus target and the ratings pre-date the results, so wait for updates before acting.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_Karur_Vysya_Bank_shares_jump\"><\/span><strong>Why did Karur Vysya Bank shares jump?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Q2 FY27 profit rose 37.2% to Rs 787.69 crore with a net interest margin of 4.26%, ROA of 2.10% and gross NPA of 0.69%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_52-week_high_of_Karur_Vysya_Bank_shares\"><\/span><strong>What is the 52-week high of Karur Vysya Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The stock rose 5.9% to a 52-week high of Rs 365.85 on 16 October 2026 after opening at Rs 353.90.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_target_price_for_Karur_Vysya_Bank_shares\"><\/span><strong>What is the target price for Karur Vysya Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The consensus target is Rs 363.70, with a high of Rs 400 and a low of Rs 285. The ratings date from July 2026, before the Q2 results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_the_asset_quality_behind_Karur_Vysya_Bank_shares\"><\/span><strong>How is the asset quality behind Karur Vysya Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Gross NPA is 0.69%, net NPA 0.18% and the provision coverage ratio 96.13%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Karur_Vysya_Bank_guidance_for_FY27\"><\/span><strong>What is the Karur Vysya Bank guidance for FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Credit growth of 18% to 20%, a net interest margin above 4%, ROA above 2% and a cost-to-income ratio below 45%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Should_I_buy_Karur_Vysya_Bank_shares_at_a_52-week_high\"><\/span><strong>Should I buy Karur Vysya Bank shares at a 52-week high?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> That depends on your risk limit. The results are strong, but the stock is at the average target. This article is not a recommendation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_Karur_Vysya_Bank_shares\"><\/span><strong>What are the risks of Karur Vysya Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Advances growing faster than deposits, a margin that may narrow, lower other income and a price near the consensus target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_this_article_investment_advice\"><\/span><strong>Is this article investment advice?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. It is educational and not a recommendation to buy or sell.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why did Karur Vysya Bank shares jump?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Q2 FY27 profit rose 37.2% to Rs 787.69 crore with a net interest margin of 4.26%, ROA of 2.10% and gross NPA of 0.69%.\"}},{\"@type\":\"Question\",\"name\":\"What is the 52-week high of Karur Vysya Bank shares?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The stock rose 5.9% to a 52-week high of Rs 365.85 on 16 October 2026 after opening at Rs 353.90.\"}},{\"@type\":\"Question\",\"name\":\"What is the target price for Karur Vysya Bank shares?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The consensus target is Rs 363.70, with a high of Rs 400 and a low of Rs 285. The ratings date from July 2026, before the Q2 results.\"}},{\"@type\":\"Question\",\"name\":\"How is the asset quality behind Karur Vysya Bank shares?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Gross NPA is 0.69%, net NPA 0.18% and the provision coverage ratio 96.13%.\"}},{\"@type\":\"Question\",\"name\":\"What is the Karur Vysya Bank guidance for FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Credit growth of 18% to 20%, a net interest margin above 4%, ROA above 2% and a cost-to-income ratio below 45%.\"}},{\"@type\":\"Question\",\"name\":\"Should I buy Karur Vysya Bank shares at a 52-week high?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"That depends on your risk limit. The results are strong, but the stock is at the average target. This article is not a recommendation.\"}},{\"@type\":\"Question\",\"name\":\"What are the risks of Karur Vysya Bank shares?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Advances growing faster than deposits, a margin that may narrow, lower other income and a price near the consensus target.\"}},{\"@type\":\"Question\",\"name\":\"Is this article investment advice?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. It is educational and not a recommendation to buy or sell.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Karur Vysya Bank shares hit a 52-week high after Q2 profit rose 37.2%. See the margin, asset quality, consensus target and the risks.<\/p>\n","protected":false},"author":29,"featured_media":312975,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[4780,1162,12770,12769,12768,12771],"class_list":["post-312979","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-52-week-high-2","tag-bank-stocks","tag-karur-vysya-bank-q2-results","tag-karur-vysya-bank-share-price","tag-karur-vysya-bank-shares","tag-kvb-target-price"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["312975"],"rank_math_title":["Karur Vysya Bank Shares at 52-Week High: Q2 and Targets"],"rank_math_description":["Karur Vysya Bank shares hit a 52-week high of Rs 365.85 after Q2 profit rose 37.2%. See the NIM, asset quality, consensus target of Rs 363.70 and the risks before buying."],"rank_math_focus_keyword":["Karur Vysya Bank shares"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/karur-vysya-bank-shares-jump-6-to-hit-a-52-week-high-after-q2-results-should-you.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/312979","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=312979"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/312979\/revisions"}],"predecessor-version":[{"id":312980,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/312979\/revisions\/312980"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/312975"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=312979"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=312979"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=312979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}