{"id":310408,"date":"2026-10-15T11:57:28","date_gmt":"2026-10-15T06:27:28","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=310408"},"modified":"2026-10-15T11:57:28","modified_gmt":"2026-10-15T06:27:28","slug":"kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/","title":{"rendered":"3 Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks With a Strong Future Roadmap: Federal Bank, L&#038;T Finance and AK Capital Services"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Federal Bank Rs 330.00, P\/E 16.38. L&amp;T Finance Rs 258.80, P\/E 20.15. AK Capital Rs 1,752.40, P\/E 9.66. Closing prices of 14 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Kerala-based private bank, vehicle and rural lender and merchant banking stocks with the clearest long-term roadmaps today include Federal Bank in retail, MSME and NRI-linked banking from a Kerala-based private bank that has widened its reach across India, L&amp;T Finance in rural, farm equipment, two-wheeler and small business loans along with housing and infrastructure finance and AK Capital in merchant banking, debt capital market services, broking and lending. FY26 revenue growth was 7.0% at Federal Bank, 12.4% at L&amp;T Finance and 18.4% at AK Capital. P\/E stands at 16.38 for Federal Bank (industry 12.00), 20.15 for L&amp;T Finance (industry 17.72) and 9.66 for AK Capital (industry 17.72). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Kerala-based private bank, vehicle and rural lender and merchant banking stocks give investors exposure to banking, rural credit and capital raising for households and firms. Credit growth, funding costs and fee income decide how much of that demand turns into profit.<\/p>\n<p>Readers comparing Kerala-based private bank, vehicle and rural lender and merchant banking stocks should weigh growth, margins, cash flow and valuation together instead of leaning on any single number.<\/p>\n<p>This list covers three Kerala-based private bank, vehicle and rural lender and merchant banking stocks: Federal Bank for retail, MSME and NRI-linked banking from a Kerala-based private bank that has widened its reach across India, L&amp;T Finance for rural, farm equipment, two-wheeler and small business loans along with housing and infrastructure finance and AK Capital Services for merchant banking, debt capital market services, broking and lending. Every figure comes from the latest reported financials and the 14 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#What_Are_Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks\" title=\"What Are Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks?\">What Are Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks_at_a_Glance\" title=\"Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks at a Glance\">Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#Why_Do_Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks Have a Strong Roadmap in India?\">Why Do Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#Federal_Bank_NRI_and_Retail_Banking_Anchor_the_Roadmap\" title=\"Federal Bank: NRI and Retail Banking Anchor the Roadmap\">Federal Bank: NRI and Retail Banking Anchor the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#L_T_Finance_Rural_and_Retail_Lending_Drive_the_Pipeline\" title=\"L&amp;T Finance: Rural and Retail Lending Drive the Pipeline\">L&amp;T Finance: Rural and Retail Lending Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#AK_Capital_Services_Merchant_Banking_and_Lending_Anchor_the_Roadmap\" title=\"AK Capital Services: Merchant Banking and Lending Anchor the Roadmap\">AK Capital Services: Merchant Banking and Lending Anchor the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#Best_Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks_in_India_Federal_Bank_vs_L_T_Finance_vs_AK_Capital_on_Key_Financials\" title=\"Best Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks in India: Federal Bank vs L&amp;T Finance vs AK Capital on Key Financials\">Best Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks in India: Federal Bank vs L&amp;T Finance vs AK Capital on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#How_to_Evaluate_Kerala-Based_Private_Bank_Rural_Lender_and_Merchant_Banking_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Kerala-Based Private Bank, Rural Lender and Merchant Banking Stocks to Buy Before You Invest\">How to Evaluate Kerala-Based Private Bank, Rural Lender and Merchant Banking Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#Risks_to_Consider_Before_Investing_in_Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks\" title=\"Risks to Consider Before Investing in Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks\">Risks to Consider Before Investing in Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#FAQs_on_Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks\" title=\"FAQs on Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks\">FAQs on Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#Which_are_the_best_Kerala-based_private_bank_vehicle_and_rural_lender_and_merchant_banking_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best Kerala-based private bank, vehicle and rural lender and merchant banking stocks in India with a strong roadmap?\">Which are the best Kerala-based private bank, vehicle and rural lender and merchant banking stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#Is_Federal_Bank_a_good_stock_to_buy_now\" title=\"Is Federal Bank a good stock to buy now?\">Is Federal Bank a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#What_is_the_PE_ratio_of_Federal_Bank_L_T_Finance_and_AK_Capital\" title=\"What is the P\/E ratio of Federal Bank, L&amp;T Finance and AK Capital?\">What is the P\/E ratio of Federal Bank, L&amp;T Finance and AK Capital?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#Which_of_these_Kerala-based_private_bank_vehicle_and_rural_lender_and_merchant_banking_stocks_has_the_highest_return_on_equity\" title=\"Which of these Kerala-based private bank, vehicle and rural lender and merchant banking stocks has the highest return on equity?\">Which of these Kerala-based private bank, vehicle and rural lender and merchant banking stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#What_are_the_risks_of_investing_in_Kerala-based_private_bank_vehicle_and_rural_lender_and_merchant_banking_stocks\" title=\"What are the risks of investing in Kerala-based private bank, vehicle and rural lender and merchant banking stocks?\">What are the risks of investing in Kerala-based private bank, vehicle and rural lender and merchant banking stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#How_did_Federal_Bank_L_T_Finance_and_AK_Capital_perform_in_Q1_FY27\" title=\"How did Federal Bank, L&amp;T Finance and AK Capital perform in Q1 FY27?\">How did Federal Bank, L&amp;T Finance and AK Capital perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#Do_Kerala-based_private_bank_vehicle_and_rural_lender_and_merchant_banking_stocks_pay_dividends\" title=\"Do Kerala-based private bank, vehicle and rural lender and merchant banking stocks pay dividends?\">Do Kerala-based private bank, vehicle and rural lender and merchant banking stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks-roadmap-horizon-list\/#How_can_I_invest_in_Kerala-based_private_bank_vehicle_and_rural_lender_and_merchant_banking_stocks_in_India\" title=\"How can I invest in Kerala-based private bank, vehicle and rural lender and merchant banking stocks in India?\">How can I invest in Kerala-based private bank, vehicle and rural lender and merchant banking stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks\"><\/span><strong>What Are Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kerala-based private bank, vehicle and rural lender and merchant banking stocks are shares of companies that lend, insure or take deposits for households and businesses. Results depend on credit growth, funding costs and asset quality, so asset quality and funding costs separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks_at_a_Glance\"><\/span><strong>Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three Kerala-based private bank, vehicle and rural lender and merchant banking stocks as of the 14 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/federalbnk\/the-federal-bank-ltd-share-price-today\">Federal Bank<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">330.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">79,324<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.38<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.17%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/ltf\/lt-finance-holdings-ltd-share-price-today\">L&amp;T Finance<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">258.80<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">64,440<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.15<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.65%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/akcapit\/ak-capital-services-ltd-share-price-today\">AK Capital Services<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,752.40<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,143<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.66<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.55%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among banking and finance stocks, Federal Bank and L&amp;T Finance trade at a premium to the industry P\/E, while AK Capital trades at a discount.<\/p>\n<p>Valuation matters here because Kerala-based private bank, vehicle and rural lender and merchant banking stocks can look attractive on growth and still look expensive on earnings.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kerala-based private bank, vehicle and rural lender and merchant banking stocks have a strong roadmap in India because NRI remittances, rural credit demand and corporate bond issuance keep adding business for these firms. Three drivers stand out.<\/p>\n<ul>\n<li><strong>NRI inflows:<\/strong> Remittances support deposits at regional banks.<\/li>\n<li><strong>Rural credit:<\/strong> Farm and two-wheeler buyers seek loans.<\/li>\n<li><strong>Bond issuance:<\/strong> Companies raise more money through debt markets.<\/li>\n<\/ul>\n<p>Together these drivers explain why Kerala-based private bank, vehicle and rural lender and merchant banking stocks keep drawing investor attention.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Federal_Bank_NRI_and_Retail_Banking_Anchor_the_Roadmap\"><\/span><strong>Federal Bank: NRI and Retail Banking Anchor the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Federal Bank&#8217;s roadmap rests on retail, MSME and NRI-linked banking from a Kerala-based private bank that has widened its reach across India, with remittance flows and retail lending supporting growth.<\/p>\n<p>Revenue grew from Rs 16,502.46 crore in FY22 to Rs 34,272.42 crore in FY26, a 107.7% rise, and FY26 revenue was 7.0% higher than FY25. FY26 net profit rose 6.7% to Rs 4,483.38 crore. Over four years, net profit rose from Rs 1,965.40 crore in FY22 to Rs 4,483.38 crore. In Q1 FY27, revenue grew 7.5% to Rs 8,943.11 crore, and net profit rose 37.1% to Rs 1,297.61 crore.<\/p>\n<p>Return on equity is 12.17%. Federal Bank paid a dividend of Rs 1.2 per share for FY26, a yield of 0.37%. At a P\/E of 16.38 against an industry P\/E of 12.00, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 16.38 sits above the industry P\/E of 12.00, so earnings delivery matters for the valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"L_T_Finance_Rural_and_Retail_Lending_Drive_the_Pipeline\"><\/span><strong>L&amp;T Finance: Rural and Retail Lending Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>L&amp;T Finance&#8217;s roadmap rests on rural, farm equipment, two-wheeler and small business loans along with housing and infrastructure finance, with a retail-focused loan mix supporting the growth plan.<\/p>\n<p>Revenue grew from Rs 12,323.55 crore in FY22 to Rs 17,917.03 crore in FY26, a 45.4% rise, and FY26 revenue was 12.4% higher than FY25. FY26 net profit rose 12.8% to Rs 2,982.87 crore. Over four years, net profit rose from Rs 849.23 crore in FY22 to Rs 2,982.87 crore. In Q1 FY27, revenue grew 23.1% to Rs 5,243.31 crore, and net profit rose 30.7% to Rs 915.99 crore.<\/p>\n<p>Debt to equity is 3.94 and return on equity is 10.65%. L&amp;T Finance paid a dividend of Rs 2.75 per share for FY26, a yield of 1.07%. At a P\/E of 20.15 against an industry P\/E of 17.72, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 20.15 is a modest premium to the industry P\/E of 17.72, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"AK_Capital_Services_Merchant_Banking_and_Lending_Anchor_the_Roadmap\"><\/span><strong>AK Capital Services: Merchant Banking and Lending Anchor the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>AK Capital&#8217;s roadmap rests on merchant banking, debt capital market services, broking and lending, with several fee and interest income lines supporting earnings.<\/p>\n<p>Revenue grew from Rs 322.89 crore in FY22 to Rs 573.02 crore in FY26, a 77.5% rise, and FY26 revenue was 18.4% higher than FY25. FY26 net profit rose 30.9% to Rs 114.04 crore. Over four years, net profit rose from Rs 83.01 crore in FY22 to Rs 114.04 crore. In Q1 FY27, revenue grew 4.2% to Rs 140.27 crore, and net profit rose 18.2% to Rs 28.27 crore.<\/p>\n<p>Debt to equity is 2.95 and return on equity is 10.55%. AK Capital paid a dividend of Rs 60 per share for FY26, a yield of 3.46%. At a P\/E of 9.66 against an industry P\/E of 17.72, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 9.66 against an industry P\/E of 17.72 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks_in_India_Federal_Bank_vs_L_T_Finance_vs_AK_Capital_on_Key_Financials\"><\/span><strong>Best Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks in India: Federal Bank vs L&amp;T Finance vs AK Capital on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best Kerala-based private bank, vehicle and rural lender and merchant banking stocks in India, Federal Bank leads on Q1 FY27 net profit growth and return on equity; L&amp;T Finance leads on Q1 FY27 revenue growth; AK Capital leads on FY26 revenue growth and FY26 net profit growth. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Federal Bank<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">L&amp;T Finance<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">AK Capital<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">34,272.42<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17,917.03<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">573.02<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.4%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,483.38<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,982.87<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">114.04<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.7%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.8%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">30.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.5%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">23.1%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 net profit growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">37.1%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">30.7%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.17%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.65%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.55%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.38<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.15<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.66<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Dividend yield<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.37%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.07%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3.46%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Financial earnings follow credit growth, funding costs and asset quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<p>No single metric ranks Kerala-based private bank, vehicle and rural lender and merchant banking stocks, so the table works as a starting point for deeper research.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Kerala-Based_Private_Bank_Rural_Lender_and_Merchant_Banking_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Kerala-Based Private Bank, Rural Lender and Merchant Banking Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen Kerala-based private bank, vehicle and rural lender and merchant banking stocks and shortlist Kerala-based private bank, rural lender and merchant banking stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which differs by company here.<\/li>\n<li>Check loan growth, asset quality and capital adequacy together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch capital adequacy and asset quality before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p>This process works for any basket of Kerala-based private bank, vehicle and rural lender and merchant banking stocks, whatever the share price level.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these Kerala-based private bank, vehicle and rural lender and merchant banking stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks\"><\/span><strong>Risks to Consider Before Investing in Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Asset quality:<\/strong> A rise in overdue loans can reduce profit.<\/li>\n<li><strong>Funding costs:<\/strong> Changes in borrowing costs can move spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Federal Bank, L&amp;T Finance and AK Capital live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three banking and finance stocks cover a regional bank, a rural lender and merchant banking. Federal Bank leads on Q1 FY27 net profit growth and return on equity; L&amp;T Finance leads on Q1 FY27 revenue growth; AK Capital leads on FY26 revenue growth and FY26 net profit growth.<\/p>\n<p>Across Kerala-based private bank, vehicle and rural lender and merchant banking stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the Kerala-based private bank, rural lender and merchant banking stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Kerala-Based_Private_Bank_Vehicle_and_Rural_Lender_and_Merchant_Banking_Stocks\"><\/span><strong>FAQs on Kerala-Based Private Bank, Vehicle and Rural Lender and Merchant Banking Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_Kerala-based_private_bank_vehicle_and_rural_lender_and_merchant_banking_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best Kerala-based private bank, vehicle and rural lender and merchant banking stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank, L&amp;T Finance and AK Capital Services stand out for their roadmaps in a regional bank, a rural lender and merchant banking. FY26 revenue growth was 7.0% at Federal Bank, 12.4% at L&amp;T Finance and 18.4% at AK Capital, and return on equity ranges from 10.55% to 12.17%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Federal_Bank_a_good_stock_to_buy_now\"><\/span><strong>Is Federal Bank a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank has a return on equity of 12.17% and a P\/E of 16.38 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_Federal_Bank_L_T_Finance_and_AK_Capital\"><\/span><strong>What is the P\/E ratio of Federal Bank, L&amp;T Finance and AK Capital?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 16.38 for Federal Bank (industry 12.00), 20.15 for L&amp;T Finance (industry 17.72) and 9.66 for AK Capital (industry 17.72). Only Federal Bank and L&amp;T Finance trade at or above the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_Kerala-based_private_bank_vehicle_and_rural_lender_and_merchant_banking_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these Kerala-based private bank, vehicle and rural lender and merchant banking stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank has the highest return on equity at 12.17%, followed by L&amp;T Finance at 10.65% and AK Capital Services at 10.55%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_Kerala-based_private_bank_vehicle_and_rural_lender_and_merchant_banking_stocks\"><\/span><strong>What are the risks of investing in Kerala-based private bank, vehicle and rural lender and merchant banking stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Federal_Bank_L_T_Finance_and_AK_Capital_perform_in_Q1_FY27\"><\/span><strong>How did Federal Bank, L&amp;T Finance and AK Capital perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank reported revenue of Rs 8,943.11 crore, up 7.5% year on year, and net profit rose 37.1% to Rs 1,297.61 crore. L&amp;T Finance reported revenue of Rs 5,243.31 crore, up 23.1% year on year, and net profit rose 30.7% to Rs 915.99 crore. AK Capital Services reported revenue of Rs 140.27 crore, up 4.2% year on year, and net profit rose 18.2% to Rs 28.27 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_Kerala-based_private_bank_vehicle_and_rural_lender_and_merchant_banking_stocks_pay_dividends\"><\/span><strong>Do Kerala-based private bank, vehicle and rural lender and merchant banking stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Yes, all three companies pay dividends. The dividend yield is 0.37% for Federal Bank, 1.07% for L&amp;T Finance and 3.46% for AK Capital, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_Kerala-based_private_bank_vehicle_and_rural_lender_and_merchant_banking_stocks_in_India\"><\/span><strong>How can I invest in Kerala-based private bank, vehicle and rural lender and merchant banking stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy Kerala-based private bank, vehicle and rural lender and merchant banking stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best Kerala-based private bank, vehicle and rural lender and merchant banking stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank, L&T Finance and AK Capital Services stand out for their roadmaps in a regional bank, a rural lender and merchant banking. FY26 revenue growth was 7.0% at Federal Bank, 12.4% at L&T Finance and 18.4% at AK Capital, and return on equity ranges from 10.55% to 12.17%.\"}},{\"@type\":\"Question\",\"name\":\"Is Federal Bank a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank has a return on equity of 12.17% and a P\/E of 16.38 against an industry P\/E of 12.00. 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A rise in overdue loans can reduce profit.\"}},{\"@type\":\"Question\",\"name\":\"How did Federal Bank, L&T Finance and AK Capital perform in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank reported revenue of Rs 8,943.11 crore, up 7.5% year on year, and net profit rose 37.1% to Rs 1,297.61 crore. L&T Finance reported revenue of Rs 5,243.31 crore, up 23.1% year on year, and net profit rose 30.7% to Rs 915.99 crore. AK Capital Services reported revenue of Rs 140.27 crore, up 4.2% year on year, and net profit rose 18.2% to Rs 28.27 crore.\"}},{\"@type\":\"Question\",\"name\":\"Do Kerala-based private bank, vehicle and rural lender and merchant banking stocks pay dividends?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, all three companies pay dividends. The dividend yield is 0.37% for Federal Bank, 1.07% for L&T Finance and 3.46% for AK Capital, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in Kerala-based private bank, vehicle and rural lender and merchant banking stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy Kerala-based private bank, vehicle and rural lender and merchant banking stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Federal Bank, L&#038;T Finance and AK Capital Services compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":29,"featured_media":310407,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[10968,716,12457,12459,12458],"class_list":["post-310408","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-ak-capital-services","tag-federal-bank","tag-kerala-based-private-bank","tag-rural-lender-and-merchant-banking-stocks-to-buy","tag-vehicle-and-rural-lender-and-merchant-banking-stocks"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["310407"],"rank_math_title":["Kerala Bank, Rural Lender and Merchant Banking Stocks"],"rank_math_description":["Kerala-based private bank, vehicle and rural lender and merchant banking stocks with a strong roadmap compared on growth, margins, valuation and risks."],"rank_math_focus_keyword":["Kerala-based private bank, vehicle and rural lender and merchant banking stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-kerala-based-private-bank-vehicle-and-rural-lender-and-merchant-banking-stocks.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/310408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=310408"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/310408\/revisions"}],"predecessor-version":[{"id":310409,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/310408\/revisions\/310409"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/310407"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=310408"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=310408"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=310408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}